NewDay Reviews 

11,510
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 1,180 reviews, reviewers had a great experience with this company. Customers frequently praise the exceptional and reliable service, often feeling valued and supported by the company. Many people appreciate the ease of use and straightforward system, along with the benefit of increasing credit limits over time. Reviewers also highlight how the product helps improve their credit rating and offers flexibility, making it a preferred choice for many. However, some customers also noted concerns regarding payment processes, including issues with changed terms, difficulties tracking payments, or feeling that their payments were not effectively reducing their balance. A few other people also felt that customer support could be improved, citing problems with receiving OTPs, lack of email contact options, or unreliability of service when traveling.

What people talk about most

Payment

Customers had ambiguous experiences with payment, with some reporting issues like unexpected interest... See more

Customer service

Consumers find customer service to be ambiguous, with many reporting positive experiences, praising helpful,... See more

Service

Users describe positive interactions with service, with many reviewers praising the helpful staff and... See more

User experience

Customers consistently note positive experiences with user experience, frequently praising the ease of use of... See more

Product

Reviewers mention positive feedback about the product, with many describing it as an excellent and great... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The interest rate is high but I think u emailed me saying this is been reduced soon so would be very helpful when this happens A good card to have for things you need and a easy to use app and easy... See more

Company replied

Rated 5 out of 5 stars

The service with this card is exceptional, like any sole trader cash flow can be a dream or a nightmare. Marbles (new day) app is easy to use unlike some of your competitors. If my credit limit incr... See more

Company replied

Rated 5 out of 5 stars

Held a Marbles card for five years now. Very reliable service, excellent support & clear guidance at all times. Lots of offers on transfers, advances and also for loyalty benefits with companies too.... See more

Company replied

Rated 5 out of 5 stars

NewDay are just as loyal to their customers' as their customers' are to them, making you feel extremely valued. All-round great service, if you use your credit responsibly you will undoubtedly be han... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

At NewDay, our business is focused on a single, clear and defining purpose: to help people move forward with credit. We provide nearly 4 million customers with responsible access to credit, underpinned by best-in-class customer service and exceptional user experience.


Contact info

4.2

Great

TrustScore 4 out of 5

12K reviews

5-star
4-star
3-star
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1-star

Asks customers to review

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4.2

All reviews

(11,510)

1,148 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The best 👌

The best 👌
I have other credit cards, but aqua is simply the best 👌

2 July 2026
NewDay logo

Reply from NewDay

Hi Nkechi, thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Thanks, Michelle.

Rated 5 out of 5 stars

Lower intrest rate

Thankyou for reducing intrest rate on my account
Marbles has always been my favorite card but when interest rate was the higher level I was looking to move my account to a lower interest provider.thankfully my interest rate came down and I no longer needed to look for alternative provider.

2 July 2026
NewDay logo

Reply from NewDay

Hi Eric, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 best, Elan

Rated 5 out of 5 stars

Aqua is great

Aqua is great. Very happy customer

2 July 2026
NewDay logo

Reply from NewDay

Hi Una, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 best, Elan

Rated 5 out of 5 stars

I love the fact that I got a credit…

I love the fact that I got a credit card. My credit is veru very good now. I pay it off info every month and it's just so easy to use. Thank you.

2 July 2026
NewDay logo

Reply from NewDay

Hi Dave, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 best, Elan

Rated 5 out of 5 stars

Easy card to was as well as the app

Easy card to was as well as the app
There a lot of support to help you manage your account

2 July 2026
NewDay logo

Reply from NewDay

Hi Sharon, thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Thanks, Michelle.

Rated 5 out of 5 stars

All excelent

2 July 2026
NewDay logo

Reply from NewDay

Hi Ecaterina, thank you for taking the time to leave us a review. We're excited to have you on board 😊 Thanks, Michelle.

Rated 5 out of 5 stars

Fantastic service,advice and…

Fantastic service,advice and consideration. Cannot fault in any way.

2 July 2026
NewDay logo

Reply from NewDay

Hi Michael, thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 Thanks, Michelle.

Rated 5 out of 5 stars

I have not completed i love My marbles…

I have not completed i love My marbles card it the best card, Customer service when i first got this card i had phone a few times cos I could never Remember my pass code but with there help I got i would be lost.with outshine card thankyou

2 July 2026
NewDay logo

Reply from NewDay

Hi Shiela, we do aim to provide a high level of customer service, so it is great to see you received this when contacting us. Thank you for taking the time to leave us a positive review 😊 Thanks, Michelle.

Rated 3 out of 5 stars

Cannot fault the company

Cannot fault the company, card or website.
My only concern is the extortionate interest charges

2 July 2026
NewDay logo

Reply from NewDay

Hi Mike, thank you for taking the time to leave us a review. The interest rate on your card is given after full credit checks are performed, and it set to what we feel is appropriate at the time.
We do check accounts on a regular basis and if we feel a lower interest rate would be acceptable, we will let you know right away at the time. Unfortunately, we’re unable to decrease this by request and I apologise for any inconvenience. If you have any questions or concerns, please don’t hesitate to get in touch with our Customer Service team. Thanks, Michelle.

Rated 5 out of 5 stars

Great credit card

Ease of use & total transparency with regard to credit limit and transactions.

2 July 2026
NewDay logo

Reply from NewDay

Hi Russell, thank you for choosing us as your card provider - and for leaving us a positive review! Thanks, Michelle.

Rated 5 out of 5 stars

Aqua always keep me informed

Aqua always keep me informed
They also offer help when needed ( never requested) but
At least you know they are always there to help

2 July 2026
NewDay logo

Reply from NewDay

Hi Alex, thank you for taking the time to leave us a review. We're excited to have you on board 😊 Thanks, Michelle.

Rated 5 out of 5 stars

The app is very easy to use

The app is very easy to use, you get very clear communication about any changes.

2 July 2026
NewDay logo

Reply from NewDay

Hi Limara, we're happy to read that you are enjoying our app and the features! Thank you for taking the time to leave us a positive review 😊 Thanks, Michelle.

Rated 5 out of 5 stars

Easy

Easy to use, so Happy

25 June 2026
NewDay logo

Reply from NewDay

Good Afternoon, James,

We appreciate you taking the time to share your review with us, we're thrilled to hear everything's going so smoothly!

- Kenith

Rated 1 out of 5 stars

I deeply regret using NewDay finance

I deeply regret using NewDay finance. I bought a £600 cooker in September 2024 through AO and used NewDay because I'd just moved house and couldn't afford to pay the full amount upfront.

Nearly two years later, I still owe over £300. My monthly payment is around £14, but approximately £11 of that goes towards interest, leaving only around £3 to reduce the balance. It wasn't until months later that I realised how little of my payment was actually paying off what I'd borrowed.

Looking back, I've paid hundreds of pounds in interest while making very little progress towards clearing the debt. Although I accept that I signed the agreement, I don't think many people truly appreciate just how expensive this type of finance can be.

If you're considering using NewDay finance, make sure you fully understand the interest rate and how your payments are allocated. I certainly wish I had. I won't be using them again.

2 July 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Sonia,

I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above. Please be assured that this feedback will be passed on to the relevant team. To discuss this further, please reach out to our Customer Service team on 0333 220 2532. The team will be able to review your account further and advise on the next best steps.

Best,

Stephanie.

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