NewDay Reviews 

11,510
TrustScore 4 out of 5

4.2

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 1,180 reviews, reviewers had a great experience with this company. Customers frequently praise the exceptional and reliable service, often feeling valued and supported by the company. Many people appreciate the ease of use and straightforward system, along with the benefit of increasing credit limits over time. Reviewers also highlight how the product helps improve their credit rating and offers flexibility, making it a preferred choice for many. However, some customers also noted concerns regarding payment processes, including issues with changed terms, difficulties tracking payments, or feeling that their payments were not effectively reducing their balance. A few other people also felt that customer support could be improved, citing problems with receiving OTPs, lack of email contact options, or unreliability of service when traveling.

What people talk about most

Payment

Customers had ambiguous experiences with payment, with some reporting issues like unexpected interest... See more

Customer service

Consumers find customer service to be ambiguous, with many reporting positive experiences, praising helpful,... See more

Service

Users describe positive interactions with service, with many reviewers praising the helpful staff and... See more

User experience

Customers consistently note positive experiences with user experience, frequently praising the ease of use of... See more

Product

Reviewers mention positive feedback about the product, with many describing it as an excellent and great... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The interest rate is high but I think u emailed me saying this is been reduced soon so would be very helpful when this happens A good card to have for things you need and a easy to use app and easy... See more

Company replied

Rated 5 out of 5 stars

The service with this card is exceptional, like any sole trader cash flow can be a dream or a nightmare. Marbles (new day) app is easy to use unlike some of your competitors. If my credit limit incr... See more

Company replied

Rated 5 out of 5 stars

Held a Marbles card for five years now. Very reliable service, excellent support & clear guidance at all times. Lots of offers on transfers, advances and also for loyalty benefits with companies too.... See more

Company replied

Rated 5 out of 5 stars

NewDay are just as loyal to their customers' as their customers' are to them, making you feel extremely valued. All-round great service, if you use your credit responsibly you will undoubtedly be han... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

At NewDay, our business is focused on a single, clear and defining purpose: to help people move forward with credit. We provide nearly 4 million customers with responsible access to credit, underpinned by best-in-class customer service and exceptional user experience.


Contact info

4.2

Great

TrustScore 4 out of 5

12K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.2

All reviews

(11,510)

1,148 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Dreadful company do not take credit out…

Dreadful company do not take credit out with then they charge u so much intrest lots of charges and now they've done it with argos card read the reviews there so bad the intrest they charge on 300 pound is so bad I'm surprised they've not been looked into

1 July 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi,

I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above. The interest rate on your card is given after full credit checks are performed, and it set to what we feel is appropriate at the time.
We do check accounts on a regular basis and if we feel a lower interest rate would be acceptable, we will let you know right away at the time. Unfortunately, we’re unable to decrease this by request and I apologise for any inconvenience. If you have any questions or concerns, please don’t hesitate to get in touch with our Customer Service team on 0333 220 2532.

Best,

Stephanie.

Rated 1 out of 5 stars

STEER CLEAR - BUYER BEWARE

Absolutely terrible service. Took over argos pay and have been messing me about for nearly 4 months now. They do not take complaints seriously, I have had no contact back from the 4+ times I've called to raise complaints. I've requested a deadlock letter seeing as noone has any interest in dealing with my complaint and yet again NO REPLY. I would not recommend unless you enjoy spending hours and hours on hold to explain the situation time and time again to 10 different employees who will not bother to action anything anyway.

Edit: Hi josh, tried that so many times, takes forever to get through to a human and then they dont even listen or action anything. Why should I continue to waste my time? Have a manager call me. Good lad.

30 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Niall,

I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above. Please be assured that this feedback will be passed on to the relevant team. Unfortunately, due to the public nature of this platform we are unable to discuss account specific information from here. We would however love to look into this further for you.

Please reach out to our Customer Service team on 0333 220 2532 at your next convenience, so that we can discuss your concerns in more detail.

Kind regards,
Josh

Rated 1 out of 5 stars

Will never go near a company that uses NewDay

A few years ago I had a Debenhams store card which I’d used for years with no problems. Then NewDay took the cards on. I kept getting told I had not made payments when I had and my (excellent) credit score would be affected. This went on and on and on with conversations with foreign call centres who could scarcely speak English.

I also had a John Lewis store card. When I saw that they were using NewDay having moved from HSBC I cancelled my card. I rarely use John Lewis now as they closed both their JL Home stores in the 2 adjoining towns to where I live. As it’s an hours drive to Bristol and 1.5 hours to Reading they have pretty much lost me as a customer.

28 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Fran,

Thank you for taking the time to leave us feedback. I'm sorry that you've not had the best experience with us. I can assure you that we're a company that prides ourselves on a high level of professional service. I apologise that this hasn’t been your experience on this occasion. Please be assured that this feedback will be passed on to the relevant team for further review.

Regards, Julie.

Rated 5 out of 5 stars

Mable is fantastic and their customer…

Mable is fantastic and their customer support team are always super swift in supporting me.

25 June 2026
NewDay logo

Reply from NewDay

Hi Miss Lawson, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 best, Elan

Rated 3 out of 5 stars

The APR is to higher

The APR is to higher

25 June 2026
NewDay logo

Reply from NewDay

Hi Gianni, I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above. The interest rate on your card is given after full credit checks are performed, and it set to what we feel is appropriate at the time.
We do check accounts on a regular basis and if we feel a lower interest rate would be acceptable, we will let you know right away at the time. Unfortunately, we’re unable to decrease this by request and I apologise for any inconvenience. If you have any questions or concerns, please don’t hesitate to get in touch with our Customer Service team. Best, Elan

Rated 5 out of 5 stars

Great offers and simple to use.

Great offers and simple to use. Regular updates, so you know what is going on.

25 June 2026
NewDay logo

Reply from NewDay

Hi Mike, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 best, Elan

Rated 5 out of 5 stars

I have had regular increases in my…

I have had regular increases in my credit limit ( however not recently) I like that I get reminders when payments are due ( I usually pay well in advance)

25 June 2026
NewDay logo

Reply from NewDay

Hi Susan, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 best, Elan

Rated 5 out of 5 stars

Since I have had my aqua card it has…

Since I have had my aqua card it has helped me in lst year for my credit rate & It's great card too for that. The app is easy too use without any complications & making your monthly payments is easy too do. Thank you

25 June 2026
NewDay logo

Reply from NewDay

Hi Donna, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 best, Elan

Rated 1 out of 5 stars

Terrible

Terrible. Bought a fridge freezer from ao.com and paid for it through finance which it turns out is with new day. Paid off the freezer and suddenly I'm being charged £39.99 for AO five star membership which I do not want. I want to close the ao and new day accounts. I am being passed between ao and new day and no one is resolving this. STEER CLEAR of both companies.

26 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Good Afternoon, Helen,

I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above.

Unfortunately, due to the public nature of this platform we are unable to discuss account specific information from here. We would however love to look into this further for you.

Please can you reach out to our Customer Service team on 0333 220 2532 or via chat in the app (More > Help & Support > Contact Us > Contact Details) at your next convenience. The team will have full access to your account and will be happy to help.

We hope to hear from you soon so that we can get this resolved for you.

- Kenith

Rated 5 out of 5 stars

Very good

Very good! The Best!❤️❤️

25 June 2026
NewDay logo

Reply from NewDay

Hi Andreea-Simona, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 best, Elan

Rated 5 out of 5 stars

Just love using Aqua

Just love using Aqua. They originally accepted me with a poor credit rating and I’ve used them ever since. The app is so easy to use and when you make a payment it’s immediately shown on your balance so you are always up to date. They also provide a good credit limit and have occasionally offer 0% balance transfer offers, amongst others. Would highly recommend. Ps.
The card reminds me of the ocean 😀

25 June 2026
NewDay logo

Reply from NewDay

Hi Sonia, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 best, Elan

Rated 4 out of 5 stars

Excellent convient in keep tracks of…

Excellent convient in keep tracks of payments still wish paper statements please been customer for some time highly recommended

26 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi there, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan

Rated 5 out of 5 stars

No dramas and very helpful

No dramas and very helpful

25 June 2026
NewDay logo

Reply from NewDay

Hi Paul, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 best, Elan

Rated 5 out of 5 stars

Very good customer service she was very…

Very good customer service she was very helpful and very polite and I appreciate that very much

25 June 2026
NewDay logo

Reply from NewDay

Hi Winifred, We do aim to provide a high level of customer service, so it is great to see you received this when contacting us. Thank you for taking the time to leave us a positive review 😊 best, Elan

Rated 5 out of 5 stars

I have had a marbles CC for years

I have had a marbles CC for years, I find them to be one of the best.

25 June 2026
NewDay logo

Reply from NewDay

Hi Charmaine, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊best, Elan

Rated 5 out of 5 stars

Great credit card

Easy to apply for easy to maintain and always keep me updated with offers

25 June 2026
NewDay logo

Reply from NewDay

Hi Karl, Thank you for taking the time to leave us a positive review. We're pleased that you found our application process nice and easy, this is just what we aim for 😊 best, Elan

Rated 1 out of 5 stars

Choose a different credit card provider

Purchased a product online and cancelled the same day, company still wouldnt refund me a month later and emails seem to be written by AI, put claim in on App and got it reversed (great news) wrong, two months later I get an email to say claim is denied and no option to reply to email for any further support. Woeful way to treat your customers, will be paying balance and cancelling card. Claim reference 01491568

25 June 2026
Unprompted review
NewDay logo

Reply from NewDay

Good Afternoon, Baron,

I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above.

Unfortunately, due to the public nature of this platform we are unable to discuss account specific information from here. We would however love to look into this further for you.

Please can you reach out to our Customer Service team on 0333 220 2532 or via chat in the app (More > Help & Support > Contact Us > Contact Details) at your next convenience. The team will have full access to your account and will be happy to help.

We hope to hear from you soon so that we can get this resolved for you.

- Kenith

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look