New Wave Financial Services  Reviews 

1,174
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Evaluating 217 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and expert advice, making the mortgage process straightforward and stress-free. Many appreciate the exceptional service, noting that the company successfully sourced mortgages even for complex cases, such as self-employed individuals, when other brokers could not. Reviewers frequently highlight excellent communication, with quick response times and regular updates ensuring they felt well-informed throughout. The team is often described as approachable and patient, readily answering questions and providing clear explanations. This consistent support and efficiency contribute to a highly recommended and fuss-free experience for customers.

What people talk about most

Staff

Customers had positive experiences with staff, consistently praising their helpfulness, professionalism, and... See more

Service

Reviewers consistently express satisfaction with the service, highlighting the team's efficiency,... See more

Customer service

Reviewers highlight positive aspects of customer service, praising the team for making processes simple,... See more

Response time

Users describe positive interactions with response times, with many customers appreciating the quick and... See more

Customer communications

People report positive experiences with contact, highlighting great communication via email and phone, with... See more

Reviews shaping this summary

Rated 5 out of 5 stars

After out current mortgage provider refused our remortgage due to my husband only having half of the tax year as self employed we thought we would have to wait another year before our plans for extend... See more

Company replied

Rated 5 out of 5 stars

Daniel Cosgrove is a first class mortgage advisor helped us through every aspect of the mortgage. Kept us updated with our application & helped us with all the paperwork & sending back especially with... See more

Company replied

Rated 5 out of 5 stars

5* from start to finish. Can't believe how quick the response was. Dylan made first contact by phone and was so friendly, helpful and knowledgeable. Kept in touch throughout the whole process with reg... See more

Company replied

Rated 5 out of 5 stars

New Wave have been fab in helping my husband and I secure our mortgage - we’re both self employed and had some complications using our previous broker so reached out to New Wave. George/Rachel have be... See more

Company replied


Company details

  1. Mortgage Broker

Written by the company

We are the Mortgage Specialists. We provide our clients access to the whole mortgage market and to exclusive products not available on the High Street. Our friendly advisers have a wealth of experience in securing the best mortgages in the market and are motivated to help you from start to finish. Start your mortgage journey with us today!

We Are The Mortgage Specialists

Written by the company

When you Need a Professional in your Corner
We are focused on helping Self Employed & those with Impaired Credit get mortgages when they were often declined with their banks and other brokers. Our existing team of mortgage experts continues to grow and we have a wealth of experienced friendly advisers helping both employed and self employed people throughout the UK remortgage their home. They review your existing mortgage with the rest of the market often savings you thousands of pounds in the process. If you are looking for a mortgage and would prefer someone else does all the hard work for you whilst saving you money then look no further. We are here to help. Speak to our Mortgage Team Today.

Contact info

4.9

Excellent

TrustScore 5 out of 5

1K reviews

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Replied to 100% of negative reviews

Typically replies within 2 weeks

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4.9

All reviews

(1,174)

214 reviews in the last 12 months

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Rated 5 out of 5 stars

The experience I had with New Wave Financial

The experience I have had with New Wave Financial Services was great from day 1, dealing with Dan, and everything has been handled professionally by the whole team, including Kye and other members of their team.

I can't say much more than thanks for your help throughout this process.

27 October 2025
Unprompted review
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi August,

Thank you so much for your wonderful message! We’re thrilled to hear that your experience with Dan, Kye, and the rest of our team has been so positive.

It’s been a pleasure supporting you throughout this process, and your kind words really mean a lot to all of us. We’re so glad we could help!

All the best
New Wave Team

Rated 5 out of 5 stars

Debbie, you're a legend!

I'm absolutely thrilled with the service I received!!! I'd like to say from the outset Debbie you're a legend!! You walked us through every step of our mortgage even though our circumstances created a mine field of issues, you solved each one with calm efficiency and now I get to write this review fron the comfort of my new home. I'd also like to give massive thanks to Freya, Dan and Racheal. From the bottom of our hearts, thank you!! Dane and Jazz.

30 October 2025
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Reply from New Wave Financial Services

Hi Dane and Jazz,

Thank you so much for your wonderful review! 🌟 We’re absolutely thrilled to hear that Debbie, Freya, Dan, and Racheal could guide you through the process and make it as smooth as possible, despite the challenges along the way. Debbie is indeed a legend, and we’ll be sure to pass on your kind words to the whole team—they’ll be over the moon!

Congratulations on your new home, and we wish you many happy memories there. Thank you again for taking the time to share your experience.

Warm regards,
New Wave Team

Rated 5 out of 5 stars

Professional, courteous, diligent, and successful!! …

It is perfectly true that there are fewer things more stressful in life than buying a home. If you're self-employed, or simply have complicated circumstances, then New Wave can help you like they did us. Kirsty and Rachel were both brilliant! Even when it seemed virtually impossible to achieve, Kirsty found the right lender for us. I reckon she could find a needle in a haystack. Rachel guided us effortlessly through the process of dealing with the underwriters, who seemed to have never-ending requests for yet more information and documents. Both Kirsty and Rachel were utterly professional and courteous throughout the whole process, and at the same time friendly, and sympathetic to my frustrations at all the hurdle-jumping.
They made the whole process so much more bearable, and I would highly recommend them and their company.

24 October 2025
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi Steve,

Thank you so much for your wonderful review! We’re absolutely delighted to hear that Kirsty and Rachel were able to make your home-buying journey a positive experience — especially given the challenges that can come with more complex circumstances.

Our team always strives to go the extra mile for our clients, so it’s fantastic to know their professionalism, persistence, and friendly approach made such a difference for you.

We truly appreciate you taking the time to share your experience and for recommending New Wave so highly. Wishing you all the best in your new home!

Warm regards,
The New Wave Team

Rated 5 out of 5 stars

Very happy with your service, again.

Dylan and Freya have been amazing in getting our remortgage completed quickly and efficiently. I will continue to recommend you guys as your service is top class. Thank you.

24 October 2025
Unprompted review
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi Laura,

Thank you so much for your kind words! We're thrilled to hear that Dylan and Freya made your re mortgage process smooth and efficient.

Your recommendation means a lot to us, and we truly appreciate your continued support.

Warm regards
New Wave Team

Rated 5 out of 5 stars

I had an excellent experience with New…

I had an excellent experience with New Wave thanks to Freya Cox and Daniel. They guided me clearly from application to formal mortgage offer, laying out next steps, timelines, and costs transparently (the broker fee/invoice process was simple and well explained). Communication was spot-on—quick responses, proactive updates, and they liaised with my solicitor weekly which kept the legal side moving. I also appreciated their discussion around appropriate mortgage protection so I could make an informed decision. As a busy business owner, the whole process felt efficient and calm—no chasing, no confusion. If you want knowledgeable brokers who genuinely take ownership and keep you in the loop, Freya and Daniel are outstanding. Highly recommend New Wave.

20 October 2025
Unprompted review
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi Hamsa,

Thank you so much for your wonderful feedback! We’re thrilled to hear that your experience with Freya and Daniel was clear, efficient, and stress-free from start to finish. Our team takes great pride in keeping clients fully informed and supported throughout the mortgage process, so it’s fantastic to know this made a difference for you. We’ll be sure to share your kind words with Freya and Daniel. Wishing you all the best in your new chapter, and thank you again for choosing New Wave!

Warm regards
New Wave Team

Rated 5 out of 5 stars

Excellent Mortgage Company for Freelancers

Daniel and Rachel were very quick to respond to queries and made the whole remortgage process simple and efficient.

15 October 2025
Unprompted review
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi there,

Thanks so much for your kind words! Daniel and Rachel will be thrilled to hear this. We’re glad we could make the process simple and stress-free for you!

New Wave Team

Rated 5 out of 5 stars

Fantastic service

Really thorough. Took all the stress out of the process. Very friendly (albeit early) calls. Thanks

1 October 2025
Unprompted review
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi Jess,

Thank you for the lovely feedback! We’re so glad we could take the stress out of the process and that our team’s support made a difference — even if some of our calls were a bit early! 😄

Wishing you all the best!
New Wave Team

Rated 5 out of 5 stars

Amazing service from start to finish!

Amazing service from start to finish by Dan Cosgrove, promised that he will do everything he can to get my mortgage sorted and he delivered! Communication was amazing throughout the whole process, always a phone call or a message away, never ignored my calls or messages. Even went out of his way to call me on weekends for updates!

Rachel Wilcox also helped alot in the process and always kept me updated and contacted the solicitors continuously for me to get updates.

Both very friendly and extremely helpful.

I have already made recommendations to friends and family who are looking to purchase a property.

17 October 2025
Unprompted review
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi there,

Thank you so much for your kind words! We’re thrilled to hear that Dan and Rachel were able to make the mortgage process smooth and stress-free for you. Your recommendation means a lot to us, and we’re delighted that you felt supported every step of the way.

Wishing you all the best in your new home, and we’re always here if you need us in the future!

New Wave Team

Rated 4 out of 5 stars

A good experience overall

The team were attentive and supported me through the process! Being a freelancer they helped me understand the different options available to me

14 October 2025
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi there,

Thank you so much for your review! We’re thrilled to hear that our team could support you and help you navigate your options as a freelancer. It was a pleasure working with you, and we really appreciate you sharing your experience!

New Wave Team

Rated 5 out of 5 stars

Daniel and Kye have been so supportive…

Daniel and Kye have been so supportive throughout this process. They were always quick to get back to me with any questions I had and reassured me throughout to make the process of buying my first property as smooth and stress-free as possible. I’m so thankful to their service and professionalism and highly recommend New Wave to anyone who is self-employed and is not sure where to start.

15 October 2025
Unprompted review
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi Sathya,

Thank you so much for your kind words! We’re thrilled to hear that Daniel and Kye were able to support you throughout your first property purchase and make the process smooth and stress-free. We’ll be sure to pass on your compliments—they’ll be delighted! It was a pleasure working with you, and we really appreciate your recommendation.

The New Wave Team

Rated 5 out of 5 stars

Excellent service and communication throughout

We had a great experience with Newwave — they managed to find us a mortgage for our new home when others couldn’t. Communication was excellent from start to finish, and everything was clearly explained along the way.

A big thanks to Rachel and Dylan for all their help and support. Highly recommended!

7 October 2025
Unprompted review
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi Steve,

Thank you so much for your kind words! We’re thrilled to hear that you had such a positive experience with us. Rachel and Dylan will be delighted to know their efforts made a difference.

It was a pleasure helping you secure your new home, and we truly appreciate your recommendation. Wishing you all the best in your new place!

New Wave Team

Rated 5 out of 5 stars

5* from start to finish-a must for the self employed!

5* from start to finish. Can't believe how quick the response was. Dylan made first contact by phone and was so friendly, helpful and knowledgeable. Kept in touch throughout the whole process with regular updates and offered plenty of advice and easy to understand information. Got us the best mortgage deal for myself and my wife who are both self employed. Kye was second point of contact and again friendly, professional and kept us updated. Emails and phone calls were always answered with professionalism and grace. Great guys.

25 August 2025
Unprompted review
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi Charmanie,

Thank you so much for your wonderful review! We’re thrilled to hear that Dylan and Kye made the process smooth and stress-free for you both. It’s great to know you felt supported and well-informed every step of the way — that’s exactly what we aim for!

We really appreciate you taking the time to share your experience and wish you all the best in your new chapter.

New Wave Team

Rated 5 out of 5 stars

quick communication and professional service

New Wave Financial services has done a great job for us. I will recommend them if you have income issues like multiple source of income or self employed for less than 2 years, they are amazing on each n every step. Daniel and Freya have helped me a lot to do the needful. My mortgage application was 4 times rejected b4 I went to new wave financial services. Finally, I got my mortgage application approved with Pepper Money and soon we will be doing exchange/completion for our dream house.

13 October 2025
Unprompted review
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi Mr Faisal,

Thank you so much for your kind words and for taking the time to share your experience! We’re thrilled to hear that Daniel and Freya were able to support you through the process and help you secure your mortgage after previous challenges.

It’s wonderful to know that you’re now moving forward with your dream home!

We truly appreciate your trust in New Wave Financial Services and wish you all the best in this exciting new chapter.

Warm regards,
The New Wave Team

Rated 5 out of 5 stars

Excellent Customer Service

Excellent Customer Service. Responsive, informative, will definitely use again

14 October 2025
Unprompted review
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi Lynsey,

Thank you so much for your kind words! We're delighted to hear that you had a great experience with our customer service. Your satisfaction means a lot to us, and we look forward to serving you again soon!

All The best
New Wave Team

Rated 5 out of 5 stars

Daniel and Rachel have been incredible…

Daniel and Rachel have been incredible throughout the process. They were professional, kind and suportive in a very stressful process and helped to make it a lot smoother. Not only did they help us through multiple purchases and supported and advised us throughout but have continued to help keep all the cogs turning even when our morgage was secured.

14 October 2025
Unprompted review
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi Eleanor,

Thank you so much for your kind words! We’re so pleased to hear that you felt supported throughout the process. It was a real pleasure working with you, and we’re delighted we could help make things a little smoother during what can be a stressful time. Wishing you all the best as you settle in — and remember, we’re always here if you need anything in the future!

Warm regards,
New Wave Team

Rated 5 out of 5 stars

Excellent service

Highly responsive, helpful and friendly service. Thoroughly recommend.

14 October 2025
Unprompted review
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi Rebecca,

Thank you so much for your kind words! We’re thrilled to hear you had a positive experience and truly appreciate your recommendation. We look forward to serving you again soon!

Warm regards
New Wave Team

Rated 5 out of 5 stars

New Wave Financial Services

New Wave Financial Services! 💯wow
Being self-employed and or a LTD company owner, its challenging to actually get a mortgage these days.
We tried a few mortgage brokers, who promieed the earth and all the you'll be accepted with all these high street lenders!..... well no you wont!
This is when we started to Google our predicament and realised we need to look elsewhere, and quick.
We came across New Wave Financial Services and dropped them a message through there online contact form, wasn't expecting much but then the same evening we got a call from Daniel, we talked him through our situation in depth etc.... Daniel said no problem we will get you a mortgage.
We had heard it all before but decided to give it a shot as a last resort.
Daniel introduced us Rachel as our case worker and between them they crossed the t's and dotted the i's with all the income and expenditure documents we submitted to them.
Within 4 weeks we had a mortgage offer for the amount we needed to buy our forever home... We were absolutely blown away with the speed and thoroughness of New Wave's Daniel and Rachel, we were kept informed all the way with phone calls and email updates which was brilliant and added to the excitement of the purchase of our new home.
We would 100 percent recomend New Wave Financial Services, no personal circumstances are to big for them, they know there stuff and will definitely be able to assist anyone self employed looking for a mortgage.

14 October 2025
Unprompted review
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi Matthew,

Thank you so much for taking the time to share your experience! We’re thrilled to hear that Daniel and Rachel were able to guide you through the process and help you secure your forever home so quickly.

It means a lot to know that our team’s dedication, communication, and expertise made a difference, especially for self-employed clients navigating the mortgage process.

Your recommendation truly means the world to us, and we wish you all the very best in your new home!

All the best
New Wave Team

Rated 5 out of 5 stars

Work hard to get the best they can for you

They were able to find me a mortgage that accommodated my circumstances and were very clear and helpful. I was involved in every stage and I would recommend them to anyone

9 October 2025
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi Jodi,

Thank you so much for your kind words! We’re delighted we could find a mortgage that suited your circumstances and that you felt supported throughout every stage.

Your recommendation means a lot to us, and we’re thrilled to have been able to help!

All the best
Team New Wave

Rated 5 out of 5 stars

After out current mortgage provider…

After out current mortgage provider refused our remortgage due to my husband only having half of the tax year as self employed we thought we would have to wait another year before our plans for extending the property. After a search for self employed mortgages, I came across New Wave Financial Services. I emailed to explain the situation and got a reply quickly. Daniel and Freya have been brilliant throughout the whole process making it so straight forward. Highly recommend

10 October 2025
Unprompted review
New Wave Financial Services  logo

Reply from New Wave Financial Services

Hi Lyndsay,

Thank you so much for your kind words! We’re thrilled that Daniel and Freya could make the re mortgage process smooth and straightforward for you, even with a tricky situation.

It’s wonderful to hear that you felt supported every step of the way, and we truly appreciate your recommendation!

All the best
Team New Wave

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