Lloyds Bank Insurance Reviews 

8,245
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 3,513 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the very affordable pricing and find the digital platform extremely intuitive for obtaining quick quotes and managing policies without unnecessary confusion. Consumers also highlight that the support staff are exceptionally helpful, patient, and professional during phone or online interactions, making the entire process extremely smooth. However, some people mentioned that website access can occasionally be challenging and online account management is sometimes difficult to navigate properly. Reviewers also noted that renewal costs can sometimes increase unexpectedly, requiring extra effort to secure a much better rate for their coverage.

What people talk about most

Price

Reviewers mention positive feedback about price, noting that policies are often much cheaper than previous... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the quick and... See more

Service

Users describe positive interactions with service, highlighting that setting up policies is straightforward,... See more

Website

Clients share positive opinions on website, noting that the online platform is very easy to navigate and... See more

Staff

People report positive experiences with staff, highlighting helpful, patient, and professional service across... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Application for insurance went smoothly, email confirmation, let’s see how it goes! Good price much cheaper than previous company, I know cheaper doesn’t mean worse but as long as my car is legal for... See more

Company replied

Rated 5 out of 5 stars

The whole transaction went very smoothly. The price was easily the best price - it wasn’t cheap but my requirements to have an additional named driver prompted quotes that were just ridiculous. Lloyd’... See more

Company replied

Rated 5 out of 5 stars

It was so easy to start a policy. The online questions were all relevant not like some companies which seem to ask pointless questions. Price was not the cheapest but is good value for the cover provi... See more

Company replied

Rated 5 out of 5 stars

Our ceiling collapsed due to a leak, and caused considerable damage to our property. We have sold our home and we're due to complete imminently. Despite having had contents and buildings insurance for... See more

Company replied



Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Bank
  4. Home Insurance Agency
  5. Life Insurance Agency

About Lloyds Bank Insurance

Written by the company

Our Home, Car, Life Insurance and Critical Illness cover comes with added reassurance.

We're by your side, every step of the way.

🏠 Home Insurance
Protect your home and we’ll take care of you. Get a Home Insurance Quote
🚗 Car Insurance
Get cover you can rely on with Car Insurance. Get a Car Insurance Quote
💚 Life Insurance & Critical Illness Cover
Protect yourself and get peace of mind. Get a Life Insurance Quote

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

8K reviews

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4.7

All reviews

(8,245)

3,420 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Mainly good

Mainly good, however wasn’t able to access documents for a few days which was concerning at the time.

29 July 2026
Rated 5 out of 5 stars

Confidence in the service.

I insure my car with Lloyds and have confidence in the service they give so I've insured my house as well with them. I feel I have peace of mind with them.

24 July 2026
Rated 5 out of 5 stars

My Lloyds bank agent

My Lloyds bank agent, I think his name is Abdul, explained the policy fully so I understood and all the fine points were covered. The policy was exactly what I needed and cost was reasonable
I cant remember the exact date.

1 July 2026
Rated 5 out of 5 stars

Easy

Easy to use and follow even for a technaphob like me

24 July 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Paul

Thanks for the feedback!

It's great to hear that you found the quote easy to follow online.

If you ever need anything, please get in touch.

Take care,
Anthony
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

Excellent service.

On line service easy to navigate.

27 July 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Michael,

Thanks for the feedback!

It's great to hear that the online service was easy for you to navigate.

It's great to have you on board.

George
Lloyds Bank Motor Insurance

Rated 1 out of 5 stars

Terrible service, awful coms, comical insurance company

Insured through Lloyds because I wanted greater protection for bikes etc so payed a premium for the insurance.

I had a flood in my kitchen early this year, fast forward today still not resolved, absolutely terrible communication. Every time you call it's a hour wait that's if the call doesn't drop. No way of seeing any updates online as the site is garbage. Only way you can communicate is through emails to the claims adviser that takes two weeks to return with pointless drivel I can only assume to delay or confuse their customers.

A word of warning if you are retired I would steel well clear, if this were my parents they would have given up and paid to have the repairs themselves,maybe that's Lloyds business model I don't know.

Anyway now I need to push this on to the insurance ombudsman due to Lloyds negligence(fyi raised it to Lloyds complaints and they have already paid me compensation, so they know they are useless).

I don't like giving bad reviews but seriously I've never dealt with a company this poor.

8 August 2026
Unprompted review
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi NJ,

We appreciate you taking the time to share your detailed feedback regarding your recent claim experience. We are truly sorry to learn about the significant difficulties you have encountered with the resolution of your kitchen flood, particularly the prolonged delays and communication issues. We understand your frustration with the lengthy call wait times and the challenges you faced trying to get updates online. We also acknowledge your concerns about the effectiveness of email communication with your claims adviser. We take your comments about our service very seriously, and we are actively reviewing our processes to ensure we are providing the level of support our customers expect, especially given the premium you paid for enhanced protection.

We have contacted you for more details so we can assist you with any further queries. Where possible, please include your policy number as the reference number.

Please note the email you receive will be from Trustpilot and not Lloyds Bank.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Very straightforward and a good quote

Very straightforward and a good quote

24 July 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Jane,

We're so pleased to hear that you found our process straightforward and that you received a good quote. Thank you for your positive feedback!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 4 out of 5 stars

Staff.

Staff.
I M however very disoppointed, with your policy of not lending to older persons.
I have a Lloyds codtomerfor more than 30yres.
Yet due to my age I was unable to get a loan.

2 August 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Gloria,

We appreciate you sharing your experience and are sorry to hear about your disappointment regarding our lending policy. We understand your frustration, especially as a long-standing customer.

If you are wanting to make a complaint then please give us a call on 0800 072 3572. If you’re calling from outside the UK, call us on +44 1733 462 267.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Easy process online

Easy process online, excellent product. Expensive but quality always is. Thank you

3 August 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Mrs Pitt,

Thank you for your wonderful review! We're so pleased to hear that you found the online process easy and are happy with the quality of our product. We appreciate your understanding that quality often comes with a price.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

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