Volkswagen Financial Services UK Reviews 

11,641
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 3,208 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being professional, helpful, and knowledgeable, often making the process welcoming and easy. The overall service is frequently described as excellent, with many appreciating the smooth and efficient handling of transactions. People found the user experience seamless, straightforward, and stress-free, from initial inquiries to vehicle handover. However, some customers also noted issues with customer service, experiencing slow responses, a lack of follow-up, and conflicting information when trying to resolve problems. A few other people also felt that the product itself had issues, such as unexpected problems with new cars, missing features upon delivery, or lengthy wait times for their vehicles.

What people talk about most

Staff

People report positive experiences with staff, highlighting their helpfulness, knowledge, and... See more

Service

Reviewers highlight positive aspects of service, with many customers expressing satisfaction with the overall... See more

User experience

Consumers find the user experience to be largely positive, describing it as welcoming, friendly, and... See more

Customer service

Users describe ambiguous interactions with customer service, with some reviewers praising helpful and... See more

Product

Reviewers mention ambiguous feedback about product, with many expressing satisfaction with their new car... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I guess you do what you are forced to do by the various financial bodies. I must confess I was somewhat concerned by the process which wants me to do everything online - which I refused to do since a... See more

Rated 5 out of 5 stars

Giani went above and beyond to find us our dream car. We came to see a car we had seen online however, upon arriving at the dealership, we fell in love with another car. Giani arranged for us to test... See more

Company replied

Rated 5 out of 5 stars

We have been with VW for a number of years now. This year was our first year moving between representatives and the level of customer service received was still at the high levels previously received.... See more

Company replied

Rated 5 out of 5 stars

Audi Manchester, in particular Murt and Fozz were fantastic. Friendly, attentive, caring and courteous. The ordering of the cars was easy and the financial arrangements were quick and easy. The whole... See more

Company replied


Company details

  1. Car Finance and Loan Company

Written by the company

At Volkswagen Financial Services UK, we’re all about you. Getting you on the road. Keeping you on the road. And protecting you on the road. With our straightforward finance, servicing, insurance and mobility products, available to customers across the Volkswagen Group in the UK. We’re home to many of the world’s most loved vehicle brands, including Volkswagen, Audi, SEAT, ŠKODA, Porsche, Bentley, Lamborghini, Volkswagen Commercial Vehicles and MAN Truck & Bus.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

12K reviews

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4.3

All reviews

(11,641)

3,080 reviews in the last 12 months

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Rated 4 out of 5 stars

Smooth and quick process

Smooth and quick process, amount of dealership commission was a shock as amount was not disclosed before paperwork was given to sign as part of finance pack.

13 June 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thanks for taking the time to share your feedback.

Rated 1 out of 5 stars

Wrong personnel information was sent to…

Wrong personnel information was sent to my home address which was a data breech from Volkswagen for another customer. The transfer to a new loan should have been easy really due to the fact that I am an existing customer, monthly amount was the only real changed in new contract. Six documents had to be signed which is abit ridiculous reallyI believe my personal details were given to other customer! But Volkswagen could not comment. I asked for some form of compensation/ a voucher or something. Volkswagen could do anything about it which is very poor on their count.

So not happy really, feel free to call me

22 June 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thank you for taking the time to leave us a review Michael. We have attempted to contact you on the details you have provided but unfortunately we have not been able to get in touch with you. We would like the opportunity to discuss and understand your experience with us. Please contact us at 0370 010 2022 or CustomerServices@vwfs.co.uk and we will be happy to assist you.

Rated 3 out of 5 stars

A language barrier

A language barrier, wasn't given any flexibility on repayments or length of contract

10 June 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thank you for leaving us feedback Paul. We're sorry to learn of any difficulties experienced communicating with us. You would have received an email notification from Trustpilot previously requesting some contact details, as we would be grateful for the opportunity to put things right. If you would like to discuss this further, please contact us at 0370 010 2022 or CustomerServices@vwfs.co.uk and we will be happy to assist you.

Rated 1 out of 5 stars

I am extremely disappointed with my…

UPDATE: VWFS’S RESPONSE HAS CONFIRMED MY ORIGINAL CONCERNS; MY RESPONSE TO THEIR ‘STANDARD AUTOMATED ‘ REPLY.

Unfortunately, VWFS’s response has only reinforced my concerns regarding fairness and customer treatment.

At no stage did I dispute the calculation itself or suggest that VWFS had acted outside the wording of its agreement. My complaint has always concerned fairness and proportionality.

VWFS have now effectively acknowledged that they understand why customers may regard this outcome as unfair. The vehicle covered exactly the same mileage, experienced exactly the same wear and depreciation, and yet I was presented with a significantly higher excess mileage charge solely because I exercised my contractual right to voluntarily terminate the agreement early.

In other words, the exact same use of the exact same vehicle resulted in dramatically different charges purely because of the timing of the return.

VWFS have effectively confirmed that they recognise why customers may regard this outcome as unfair, but have chosen to prioritise the strict wording of the contract over fairness, proportionality and customer goodwill.

There is an important difference between what a company is legally entitled to do and what customers would reasonably expect to be fair treatment.

Prospective customers should therefore understand that voluntarily terminating a VWFS agreement early can lead to substantial and unexpected excess mileage charges, even where the vehicle has covered no more mileage than originally anticipated when the agreement was entered into.

Had I fully appreciated the practical consequences of these terms at the outset, I would never have entered into this agreement.

I will not be leasing another vehicle through Volkswagen Financial Services in the future, nor would I recommend that family, friends or colleagues do so based on my experience.

This experience has significantly damaged my confidence not only in VWFS but also in the wider Škoda ownership experience, because for most customers the finance provider and manufacturer are ultimately viewed as part of the same overall customer journey.

************************************

I am extremely disappointed with my experience of ŠKODA Financial Services.

I raised a complaint regarding an excess mileage charge following the voluntary early termination of my lease. Throughout my complaint I accepted that the contract allows the mileage allowance to be pro-rated and that the calculation itself was correct. My concern was never about the maths—it was about whether the outcome was fair.

Returning the vehicle early resulted in my excess mileage charge increasing by over £800, despite the vehicle having travelled exactly the same mileage. I asked ŠKODA Financial Services to consider the fairness and proportionality of this outcome.

Unfortunately, their Final Response simply repeated that the contract allowed the charge, without meaningfully addressing the fairness issues I had raised.

Ironically, they did uphold another part of my complaint regarding an incorrectly applied locking wheel nut charge, demonstrating that mistakes had been made elsewhere.

As I remain dissatisfied with their handling of the excess mileage issue, I have now referred the matter to the Financial Ombudsman Service.

I appreciate businesses are entitled to rely on their contracts, but I also expect them to consider customers fairly rather than simply quoting contractual wording. Sadly, that was not my experience

2 July 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Hi, thank you for taking the time to leave your review, your feedback is really appreciated. We are sorry to read about the experience you have had regarding your complaint and that this has not been as positive as we would have hoped. Please be assured that this has been passed to our Customer Resolutions Executives and they will contact you to discuss your review and your complaint. You have been provided with a contact number for the team if you need to contact them. If you have any further queries, please contact us at 0370 010 2022 or CustomerServices@vwfs.co.uk.

Rated 5 out of 5 stars

Always professional and easy to deal with

My experience of VWFS since 2018 when I started using them has been extremely good.

I have found the service both via email and over the phone to be very easy.

In particular, the service I have most recently received from sales advisor Claudy Kazongo has been excellent. Extremely polite, professional and easy to deal with.

I will definitely be using VWFS again in 3 years’ time when I come to consider my next leasing options.

Thanks very much.

2 July 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thanks for taking the time to share your feedback.

Rated 5 out of 5 stars

My new car.

The 0% finance package made it possible for me to buy a new car and spread the cost while saving for the balloon payment should I choose to keep it.

11 June 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thanks for taking the time to share your feedback.

Rated 5 out of 5 stars

Excellent service from start to finish!

Extremely professional staff from the moment we stepped into the showroom to signing all the paperwork before collecting our new T-Roc. We were kept updated through every step of the process and always reassured when I had any questions. Would definitely recommend using this company.

12 June 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thanks for taking the time to share your feedback.

Rated 5 out of 5 stars

Great experiance

After filling in all paperwork positive decision arrived within 2 hours in Sunday afternoon. Very satisfied 😀

7 June 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thanks for taking the time to share your feedback.

Rated 5 out of 5 stars

Clearly presented figures and an app…

Clearly presented figures and an app that enables me to monitor the progress of my financial services contract.

8 June 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thanks for taking the time to share your feedback.

Rated 5 out of 5 stars

Absolutely first class service from the…

Absolutely first class service from the Sales Executive Mark Thompson at Group 1 VW Bolton. I was updated regularly on my order, sent videos when the car arrived. Delighted with my new car.

15 June 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thanks for taking the time to share your feedback.

Rated 5 out of 5 stars

A fabulous, easy way to get a new car.

The staff at Audi are always great. Good communication, organisation and supportive in making decisions about a new car. Very grateful.

17 June 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thanks for taking the time to share your feedback.

Rated 4 out of 5 stars

Great overall...finance support needs improving

The sales team and the customer service team are incredible! Wonderful people and cannot do enough for you. However VW finance team are simply problematic. Delayed admin to vague answers. They are the department letting the side down.

26 June 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thanks for taking the time to share your feedback.

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