Car Loans UK Reviews 

2,950
•
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 1,010 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff members are exceptionally helpful, patient, and professional throughout the entire car financing journey. Many consumers appreciate how remarkably easy it is to communicate, ask questions, and secure the right vehicle thanks to the dedicated guidance provided. Reviewers often point out that the advisory team goes above and beyond to tailor options to individual budgets and preferences. However, some people mentioned that reaching customer support via phone can sometimes become frustrating due to long waiting times or unanswered calls. A few reviewers also noted that ongoing assistance can occasionally prove difficult to navigate once unexpected issues arise after purchase.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that team members are incredibly helpful,... See more

Service

Clients share positive opinions on service, noting that finding a car is made simple with helpful staff who... See more

Customer service

Reviewers highlight positive aspects of customer service, noting that staff members are consistently polite,... See more

User experience

Customers consistently note positive experiences with user experience, highlighting how helpful staff made... See more

Product

Customers expressed great satisfaction with the product, sharing that reviewers found their dream vehicles at... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Tyler is the man for getting your next car, Great guy from start to finish, very helpful getting all my finance sorted & finding my new car. 100% highly recommended

Company replied

Rated 5 out of 5 stars

Haseeb was very very helpful he explained everything and answered all my questions top man would recommend for helping with car financing

Company replied

Rated 5 out of 5 stars

From start to finish 10 out 10. First of all i like to say a big thankyou to paul for the outstanding work he has done for me locking for the right car. And understanding my neads. I can not fa... See more

Company replied

Rated 5 out of 5 stars

Umar and Corey were superstars and guided me through the sales process and were also very professional with excellent customer service, they both truly went above and beyond my expectations. Thanks... See more

Company replied


Company details

  1. Car Finance and Loan Company
  2. also in
  3. Finance Broker

About Car Loans UK

Written by the company

Get an instant online decision by using our quick and easy form, you will get an instant decision in a matter of minutes with no impact on your credit score.

Find your dream car from any reputable dealer nationwide and find the car that suits you, and your budget, that is local to you.

Sign and collect your new car once we have dotted the I's and crossed the T's. We'll do the rest of the paperwork.

The old-fashioned way of buying a car is to get the car finance at the same place where you buy the car. However, this may not always ensure you get the best deal, which is why using a car finance comparison service is important.

If you get your finance from Car LoansUK, you are buying your car from a position of strength, since you will know your budget. Often, dealers can only offer a limited number of deals from a finance company. But at Car LoansUK, we have many lenders on our panel. Meaning, we can make sure you are getting the best finance deal for yourself when you use us to compare car finance.

Plus, we do all the admin, paperwork, and negotiations with the dealer. Because this way, you can drive straight off in your newly purchased car instead of spending hours in the dealer’s sales office.

When you use Car LoansUK as a search tool, you can rest easy knowing you are in safe hands. Because we aim to make finding car finance as quick and easy as possible. We offer you an unparalleled level of service from our specially trained brokers, making the auto finance comparison an easy and smooth process so you can drive away in the perfect car as soon as possible.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

3K reviews

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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 92% of negative reviews

Typically replies within 1 week

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4.6

All reviews

(2,950)

994 reviews in the last 12 months

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Rated 1 out of 5 stars

Terrible service

Terrible service
At the start they called everyday till I found a car made sure I signed everything and than they all disappeared?
I tried contacting everyone I was getting my calls ignored, made me wait up to 3 weeks to collect the car
Poor customer service
Would not recommend

31 August 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Burak, we’re sorry to hear about the lack of communication and the delay in collecting your car. This isn’t the level of service we expect to provide. Please contact us at customercare@carloansuk.co.uk or call 0161 768 9497 so we can locate your case and investigate what happened.

Rated 5 out of 5 stars

Great customer service from Michael

Great customer service from Michael, explained everything in detail happy with the service.

1 September 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Karla, thank you for the great feedback. We’re pleased Michael explained everything clearly and provided such good service.

Rated 5 out of 5 stars

⭐⭐⭐⭐⭐ CarLoans UK was brilliant


⭐⭐⭐⭐⭐ CarLoans UK was brilliant — thanks to Charly!

CarLoans UK was brilliant, and Charly made everything perfect! He was so supportive, charming and kind — he made sure I got the best deal, and you could tell he genuinely cared. Nothing was too much trouble, everything was explained clearly, and the whole process was stress-free.

I couldn’t recommend them enough — 10/10! 🤩🚗

1 September 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Thank you for such a lovely review, Tara. It’s great to hear that Charly was supportive, patient and made the whole process stress-free. We’ll make sure your kind words are passed on to him.

Rated 5 out of 5 stars

From car loans UK the first call you get to speak to…

From the first call you get to speak to a person he will give you his name and he will stay with you throughout your the process of buying a car. They are polite they are friendly. They make you feel a tease. They give you every single piece of information that you need. They come back to you and doublecheck with you, I have every stage you get handled with a lot of information but it’s then easy for you to make a decision couldn’t rate them highly enough

27 August 2026
Unprompted review
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Reply from Car Loans UK

Thank you, Pauline. We’re so pleased you felt supported and well informed throughout the process. We really appreciate the recommendation.

Rated 5 out of 5 stars

Erfan it was amazing

Erfan it was amazing. Explained the process very clearly, no hidden costs.

30 August 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Catherine, thank you for the lovely feedback. We’re glad Erfan explained everything clearly and made the process straightforward for you.

Rated 5 out of 5 stars

Good customer service

Hi, I just wanted to say I really appreciated your service. You were professional, friendly, and everything was handled so smoothly. Honestly, it made the whole experience easy and stress-free. Thanks again.”

29 August 2026
Unprompted review
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Reply from Car Loans UK

Hello Damodar, thank you for your kind words. It’s great to hear that our team made the whole experience easy and stress-free.

Rated 4 out of 5 stars

good the first time but second…

Not very good the first time but second time round finally sort a car out for me to get and get customer service on every phone call

21 August 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Matthew, we’re sorry your first experience wasn’t as good as it should have been, but we’re pleased the team was able to help you this time and find you a car. Thank you for your feedback.

Rated 5 out of 5 stars

I called for quote for car finance

I called for quote for car finance, my call was answered by Mitchel who was really nice to talk to while being very efficient and completely professional.
He didn’t just arrange my finance, very quickly, but also found me exactly the car I wanted at a good price. I picked it up yesterday and I love it.
I’ve got a really good buy from a very reputable car dealer. Who I also gave a 5 star review. So big thanks to Mitchel who I highly recommend.
This was the most stress free experience that I have ever had arranging car finance.

21 August 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Thank you, Catherine. It’s great to hear that Mitchel made the whole process so easy and helped you find the right car. We’ll be sure to pass on your lovely feedback.

Rated 5 out of 5 stars

Reece was great sorted everything I…

Reece was great sorted everything I needed and really put in the extra effort to make sure I got the car I needed at a affordable price

27 August 2026
Unprompted review
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Reply from Car Loans UK

Hi Harry, thanks for the great feedback. We’re glad Reece went the extra mile and helped you get the car you wanted at an affordable price.

Rated 5 out of 5 stars

Five star service doing all the work…

Five star service doing all the work find my car all quick and easy .

27 August 2026
Unprompted review
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Reply from Car Loans UK

Thank you for the five-star review. We’re pleased we could help you find your car quickly and easily.

Rated 5 out of 5 stars

Mohammed was a star act

Mohammed was a star act. He was exceptionally helpful and patient when I was having difficulties with the technology. He was clear and answered all my questions and made sure I understood. If the rest of the process is as smooth and pleasant, I will be astonished and delighted.

27 August 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hello Julia, thank you for your kind words about Mohammed. We’re glad he was patient, helpful and made everything clear for you. We hope the rest of the process goes just as smoothly.

Rated 1 out of 5 stars

AVOID AT ALL COST!

I entered into an agreement to make a purchase with a loan on 11/08/2026.
After completing all paperwork with the finance company and paying £100 to reserve the vehicle, I received a text message from Car Loans UK informing me their handover team will be in contact to confirm a collection time for the vehicle. I received a phone call the following day informing me the vehicle will be ready for collection on 24/08/2026.
I didn't hear from them on 24/08/2026 and I called them on 25/08/2026....which happened to be the 14th day of the cooling off period for the car finance agreement. I was put on hold while the customer service agent contacted the dealership for an update. I was then informed the vehicle would be ready for collection in a week.
I was not happy to be tie down into a car loan agreement without having seen or test driven the car I was purchasing. I instructed the agent to proceed with a cancellation of the order. The agent was extremely rude, trying to patronise me into staying in an agreement I had just clearly stated I no longer wanted to be in due to Car Loans UK's failure to deliver their end of the bargain. She threatened that my credit score would be affected if I cancelled, using strong arm tactics to pressure me into keeping the car. I maintained that I no longer required their service and she informed me that another department was responsible for the task. She informed me that they would call me back. I, of course, did not receive the call. I called back at the end of the working day for a follow-up and I was informed an email had been sent to the dealership (where previously calls had sufficed!) and they were waiting for a response. I'm uncertain as to why they need any information from the dealership to action my request, since they are well aware they have not organised a collection for me. I HAVE NOT EVEN SEEN THE VEHICLE.
I attempted to call Car Loans UK on two separate occasions today, and I was kept waiting for more than 15 minutes each time with no one picking up the call.
I'm waiting to hear back from them but my case looks like one the Finance Authority should be looking into this company's conduct. I will update this as soon as I hear back from them. I'm not holding my breath!

25 August 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Jane,

We’re very sorry to hear about your experience. We understand why you were concerned about the delays and how your cancellation request was handled.

We take the concerns you’ve raised seriously and would like to investigate the calls and ensure your cancellation has been dealt with correctly. Please contact our customer service team with your details so we can review this urgently and provide you with a clear update.

Rated 5 out of 5 stars

Very polite professional lovely team…

Very polite professional lovely team who are happy to help with any queries I had.

25 August 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Thank you, Alan!

It’s great to hear you found the team polite, professional and always happy to help with your questions. Thanks for choosing Car Loans UK!

Kind regards,

Rated 5 out of 5 stars

Our sales advisor Billy was adamant…

Our sales advisor Billy was adamant about getting me a car, was very helpful and nice too and answered any questions I had, 10/10 would recommend

25 August 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi Maggie,

Thanks for the brilliant review! We’re delighted Billy was so helpful, answered all your questions and made the experience such a positive one. We’ll be sure to pass your kind words on to him!

Kind regards,

Rated 5 out of 5 stars

Jay was excellent and handled my job…

Jay was excellent and handled my job with professionaliasm, even when things went wrong at my end. Highly recommend this company

25 August 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Thank you, Sean

It’s great to hear Jay looked after you professionally throughout, even when things didn’t quite go to plan your end. We really appreciate the recommendation!

Kind regards,

Rated 5 out of 5 stars

Applied fpr finance for me car and its…

Applied fpr finance for me car and its been the easiest process ive been through.
All the staff are happy to help and there was no hassle what so ever. I wss drivin my car within two days after doin the process of fillin all the forms out.
So easy and would highly recommend. Thumbs up for me with a happy face 👍 🤗

15 August 2026
Unprompted review
Car Loans UK logo

Reply from Car Loans UK

Hi James,

Thanks for the fantastic feedback! We’re really pleased the whole process was quick, easy and hassle-free, and that you were able to get your car sorted so quickly.

Enjoy your new car!

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