Patrick is so knowledgeable & took his time to explain everything in as many ways as possible as many times as needed until I understood my mortgage product. He worked to get the most cost effective d... See more
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Your Next Step is an independent mortgage and protection brokerage run by a team of three (Alan, Patrick, and Chris) dedicated to making the mortgage process smooth and stress-free. With extensive experience and a client-focused approach, we help everyone from first-time buyers to seasoned investors, finding tailored solutions that align with their financial goals. Beyond mortgages, we provide expert protection services and work with trusted partners in pensions, conveyancing, and commercial mortgages—offering a complete property financing service built on trust and personalised support.
Contact info
31 Strathmore House, G74 1JN, East Kilbride, United Kingdom
- 01355 511068
- Hello@YNSmortgage.com
- ynsmortgage.com
Thank you YNS!!!!!
The team at Your Next Step could not have been any more helpful. The patience, hard work and vast amounts of knowledge that Alan showed in ensuring that the end goal for myself was perfect, really has not gone unnoticed. I will not hesitate to recommend, nor can I emphasise enough how good of a job the team at Your Next Step done in helping me achieve one of my personal life goals. Thank you very much team!!!

Reply from Your Next Step
Highly recommend Alan at YNS
Alan has helped us through 2 mortgage applications and would highly recommend working with him!
Alan was very helpful whenever we had any questions and always quick to respond. Also great at keeping you up to date with the application progress and chasing relevant people where needed. You never needed to follow up for an update as he was always on the ball.

Reply from Your Next Step
Excellent, friendly and knowledgeable service
Alan was excellent, kept me updated every step of the way & explained things in a straightforward manner without jargon.
He was really approachable, friendly & knowledgeable.
Would definitely recommend.

Reply from Your Next Step
Patrick Durkin & Alan Mackenzie from…
Patrick Durkin & Alan Mackenzie from Your Next Step deserves high praise for their exceptional support. Patrick was incredibly helpful and empathetic, providing clear explanations and great communication throughout the process. Patrick kept me informed at every step and responded to my queries promptly. I would highly recommend to friends and family, the service was amazing and he was so friendly! An absolute pleasure to deal with, can’t thank - Your Next Step enough they have made purchasing our first home so much easier! Thank you both for your incredible service!!

Reply from Your Next Step
10/10 experience
Alan was a great help when purchasing our first home. He made the whole process very smooth and a lot less complicated. He was always on hand to answer any questions we had no matter how little or big. He offers great communication and great advice. We couldn’t recommend him enough!

Reply from Your Next Step
Patrick Durkin Mortgage Advisor
Patrick Durkin Mortgage Advisor, Your Next Step deserves high praise for his exceptional support. He was incredibly helpful and empathetic, providing clear and thorough explanations throughout the process. Patrick kept me informed
at every step and responded to my queries promptly. 10/10 service and I would highly recommend to friends and family. An absolute pleasure to deal with, can’t thank him enough!

Reply from Your Next Step
Thank you YNSMortgage
Thank you YNSMortgage for helping us secure our first home. You made the entire process so seamless and stress-free. We were delighted to have partnered with you in this journey. Really appreciate the patience with which you explained everything to us and answered all our queries. What we really liked is the promptness with which you responded to us each and every time we reached out to you. Thank you once again for the support.

Reply from Your Next Step
So grateful to Allan McKenzie
Allan McKenzie has been amazingly helpful, efficient and just such a kind, down to earth and lovely guy.
He's been so reassuring and always so quick to assist me with everything I've needed help with and even amazing during times when I was having difficulty understanding jargon and just needed information broken down and explained in a way I could easily understand. His customer service skills are just amazing and he's so easy to talk to. I was feeling quite overwhelmed selling and buying a new property and Allan was always so quick to resolve any issues I was having, offer great advice and I never once felt like a bother to him at all despite being a Nightshift worker and my schedule being all over the place. He's incredibly efficient at his job and has honestly made this process infinitely easier. I can't thank him enough.

Reply from Your Next Step
Excellent service
Excellent service, made buying my house stress free, lovely friendly staff

Reply from Your Next Step
Excellent service! Could not praise them enough
I honestly couldn't thank Alan and Patrick enough. It was mine and my boyfriends first time buying and we were so lost. I had an unusual circumstance that I thought would prevent me from getting a morgatge for a few years, but they were excellent. We got a DIP that same afternoon after having spoken to Alan. The application process with Patrick was so quick and smooth. Everything was pain free!

Reply from Your Next Step
As a first time buyer
As a first time buyer, I couldn’t have asked for a better service from Your Next Step in helping me secure a mortgage. From the first phone call, my broker Patrick was informative and helpful in explaining how their processes work, and he continued to be there for me every step of the way. Not only do Your Next Step provide a quality and efficient service, but the customer service aspect made me feel assured and confident that I was getting the best deal possible. Patrick worked around the clock to ensure the best possible outcome and I am so thankful for his service which led to an excellent mortgage offer that suited my financial availability. I would highly recommend Your Next Step to anyone looking for a mortgage and would give them more than 5 stars if I could!

Reply from Your Next Step
Alan and Patrick both are so reachable…
Alan and Patrick both are so reachable and answered all my queries. When I first contacted Your Next Step, I found that I was not eligible for a mortgage because of the residency requirement, but even knowing that Alan answered all my queries and discussed everything without losing any interest. Once I became eligible, I returned to Alan itself. Patrick took over my application, communicated whenever I required and ultimately got my mortgage offer. I can't thank enough both Alan and Patrick.

Reply from Your Next Step
First class experience.
We have been dealing with YNS for a number of months now through the ups and downs of looking for a new home. Throughout, Alan and the team have been absolutely first class, helping us through every step of the process. I would have no hesitation in recommending them to anyone.

Reply from Your Next Step
Great experience!
I was referred to Alan by my friend after a bad experience with another Mortgage Advisor. My experience with Your Next Step was like night and day and I can't recommend them enough. The service was friendly, efficient and informative. After months, of uncertainty, things are moving in the right direction and it's all thanks to Your Next Step!

Reply from Your Next Step
Highly recommend
Alan was amazing, very informative and made the whole process of buying our first home very smooth. He answered any queries we had in detail and was in regular contact throughout, would highly recommend using Your Next Step !

Reply from Your Next Step
Great experience, would recommend
Great experience, Alan went above and beyond to make sure we were supported and informed along the way. Especially helpful was how Alan liaised with our converyancer to make sure the mortgage offer was sorted speedily.

Reply from Your Next Step
Alan Mackenzie has been very helpful…
Alan Mackenzie has been very helpful all through out my experience with him. I recommend him for any mortgage advice needed! 👍🏼

Reply from Your Next Step
Felt like the process was made easier…
Felt like the process was made easier and I didn’t have to stress too much about it and Patrick was always there when I needed any help or if I was confused about anything, overall it was a very good experience

Reply from Your Next Step
First class service with real expertise
Alan MacKenzie was recommended to me as I was looking to re-structure my mortgage. I wasn't disappointed. Alan worked with pace and his communication was excellent After a few conversations he was able to switch our mortgage onto a product with improved rates and provide valuable guidance for future mortgage options. Due to his expertise I wouldn't hesitate to recommend his first class service. Chris Anderson

Reply from Your Next Step
Overall easy peasy
Alan was really personably and on hand, made a daunting first time buying experience overall easy peasy

Reply from Your Next Step
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