Waggel Reviews 

14,397
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 3,791 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, kind, and knowledgeable when dealing with policy questions. Consumers find the overall service remarkably efficient, noting that setting up new coverage and managing policies is extremely smooth and hassle-free. However, some customers also noted frustrations regarding unexpected price increases over time or suddenly higher monthly costs. A few reviewers expressed dissatisfaction because certain claims were turned down or experienced lengthy delays during the approval stage. People mentioned feeling stressed when trying to navigate pre-existing condition exclusions and complex reimbursement requirements.

What people talk about most

Claim

Consumers find claim experiences to be mixed, as opinions vary significantly regarding the processing times... See more

Service

Reviewers highlight positive aspects of service, noting prompt pre-authorisations and quick claims processing... See more

Customer service

Customers consistently note positive experiences with customer service, praising the team for great... See more

Price

Users describe ambiguous interactions with price, often highlighting great initial value alongside steep... See more

Payment

Customers had ambiguous experiences with payment. While some reviewers report speedy service, prompt... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Wow! Libbie is a superstar! Not often you can say dealing with insurance claims is straightfoward, informative and actually a pleasure. However, Libbie at Waggel has been incredibly patient, knowledge... See more

Rated 5 out of 5 stars

My dog requires a scale and polish. Received an estimate from the Vets and submitted a pre-authorisation claim online. Easy to complete. Provided a brief history of previous dental check-ups. The fol... See more

Rated 4 out of 5 stars

I have made my first claim for my 15 year old cat after having had to take her to an out of hour emergency vet, because she suffered from sudden blindness . It took a lot longer than expected for tha... See more

Rated 5 out of 5 stars

We had to make a claim for our dog Olly they walked us through everything nothing too much trouble lovely people to talk to as you would expect will renew next year thank you all so much


Company details

  1. Pet Insurance Company

About Waggel

Written by the company

Less stress, more love.

At Waggel, we’re just as obsessed with pets as you are - and we understand better than anyone why you want the best for them. That’s why we created a pet insurance policy that’s simple, clear and packed with everything your pet might need (and then some). No sneaky surprises, no confusing jargon - just one Lifetime policy that’s got your back from puppyhood to your pet’s golden years.

Our Lifetime pet insurance covers the big stuff like dental care, cancer and diabetes. But it’s not just about the policies. It’s about you and your pet feeling safe and supported every step of the way.

With over 15 years of insurance experience under our belts, we’re here to make sure you’re always in good hands with a personally assigned UK-based vet nurse to help manage your claims. This means you’ll never be left on hold for hours and can wave goodbye to mountains of paperwork.


Why Waggel?

We’re here to take the hassle out of pet insurance. No endless options, just one simple Lifetime policy that you can customise to fit your budget and needs. Here’s what sets us apart:

  • One policy, endless love. Our Lifetime policy covers a range of conditions and costs, from dental care to cancer.
  • No surprises, just clarity. Transparent pricing, easy-to-understand policy wording and a smooth claims process.
  • Your pet’s personal cheerleaders. You’ll have a dedicated claims handler with you every step of the way - because we know how important it is to feel supported when you need it most.
  • Giving back. We partner with charities to support dogs and cats in need because there’s nothing better than spreading the love.

Contact info

  • 1st Floor, 5 St Helen's Pl, London, EC3A 6AB, London, United Kingdom

  • www.waggel.co.uk

4.5

Excellent

TrustScore 4.5 out of 5

14K reviews

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4.5

All reviews

(14,397)

3,603 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Can't fault them

Can't fault them! Our cat was unfortunately coming the the end of her life. She had treatment for a few days but we decided it was best for her to be put to sleep. The claim for her treatment was settled promptly with minimal fuss and we received a handwritten bereavement card a week later.

6 July 2026
Rated 5 out of 5 stars

Very positive experience

I've had a very positive experience with Waggel so far. One of my cats became suddenly very sick and needed to be hospitalised out of hours with a lot of subsequent treatment as an outpatient. After the initial confusion with the vet re who claims, I was able to submit the claim with reasonably basic information and Waggel liaised with the different veterinary surgeries to get the information they needed fir the claim to be approved. Updated claims for further treatment of the same condition have been a smooth simple process.
And most importantly my cat is recovering :)

28 July 2026
Rated 5 out of 5 stars

Best insurer we've ever seen!

We absolutely adore waggel their claim process is the most accessible for autism and mental impairment I've ever seen, the support chat is always incredibly helpful and the staff are so kind and genuinely there to help you not just do a job, This is the only insurance company we recommend because we've never had a bad experience with them and we have a lot of animals covered by them. We even had an unfortunate situation that left one dog without cover but they actually took accountability for their mistake and reinstated his cover in full! What other insurance company takes responsibility like that?!

At first the prices seem high but keep in mind you're able to adjust your cover to what you can afford via multiple different components not just amount of cover = insurance cost monthly it's so much more than that. They cover things that I've never known an insurer cover before and it's literally lifesaving.

21 July 2026
Rated 5 out of 5 stars

Never had to claim on pet insurance…

Never had to claim on pet insurance before but although it is a very busy time I was fully reimbursed within 2 weeks and the service was first class and was kept fully up to date at all times with progress and claim progression.

28 July 2026
Unprompted review
Rated 5 out of 5 stars

Very prompt insurance claim

Just had to claim for my dog who was diagnosed with mitral valve disease, the claim was successful and the process so quick and easy. I was informed by Waggel of every step during the process which was very quick to resolve! Recommend this insurance for your best friend 🐕

28 July 2026
Unprompted review
Rated 1 out of 5 stars

Greedy insurance company

Greedy insurance company, doesn’t pay claims on advertised timelines, ignores complaints for as long as they can they don’t give a crap that your dogs not well.

They lie online on the website stating clearly we NORMALLY pay claims within 7 days, however if you ask anyone at waggel or complain they say we settle claims in 14 days, the website is badly managed, the company can’t sort out the claims form that’s broken and the company is one big scam, Andrew leal, CEO borrows cash at an alarming rate checks companies house avoid waggel choose pet plan, they raise premiums just because you had a claim unlike waggel who tried to recoup their money from the policyholder who claimed

28 July 2026
Unprompted review
Waggel logo

Reply from Waggel

Hi Sonni,

Thank you for sharing your feedback.

We understand that waiting for a claim outcome can be frustrating, particularly when you’re concerned about your pet. Our website advises that claims are normally processed within 7 days; however, some claims can take longer depending on the complexity of the claim, work load, the information required, and whether further checks are needed. Our full process allows up to 14 working days for claims to be reviewed and completed.

We do not delay complaints or claims intentionally. All claims are assessed against the policy terms and conditions, and any additional information required is requested to ensure claims are reviewed accurately and fairly.

Premiums are not increased simply because a customer has made a claim. Renewal pricing is based on a range of factors, including changes in veterinary costs, your pet’s age, breed, location, and the overall claims experience of the insured group.

We appreciate your feedback regarding our website and claims process, and we continue to review these areas to improve the customer experience.

The Waggel Team

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