Swinton Insurance Reviews 

48,250
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 6,561 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive pricing, often finding it to be the best value compared to other providers. Many people appreciate the straightforward and easy-to-navigate user experience, especially when arranging insurance online. The service is consistently described as efficient and hassle-free, with staff members often highlighted for their helpfulness, patience, and professional approach. However, some customers also noted challenges with customer service, mentioning difficulties in reaching a live person and experiencing slow or frustrating interactions with automated systems. Some people found it hard to understand agents due to strong accents, and a few reported issues with staff knowledge or follow-through on promised callbacks.

What people talk about most

Price

Reviewers highlight positive aspects of price, often finding it competitive and a good value compared to... See more

User experience

Reviewers mention positive feedback about user experience, with many finding the online site user-friendly... See more

Service

Customers consistently note positive experiences with service, often praising the ease and speed of obtaining... See more

Staff

Customers had positive experiences with staff, frequently praising their helpfulness, patience, and... See more

Customer service

Clients share ambiguous opinions on customer service, with many praising the helpfulness and patience of... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I don't honestly think people see purchasing home insurance as a great experience. The less friction the better. I think the policy I bought is reflected in the price bracket. The one thing that anno... See more

Company replied

Rated 4 out of 5 stars

It wasnt a great experience to be honest It was a pain!i got locked out of the system twice just before payment. Not sure if i will bother with any insurance from anyone next time.

Company replied

Rated 4 out of 5 stars

Fairly quick service updated my insurance without me knowing but didn’t charge extra, but the updates were correct.

Company replied

Rated 5 out of 5 stars

A good price for my new car, I couldn’t take the insurance out online as my VRM hadn’t been recognised (DVLA not quite updated?), however, a call to Swinton was soon sorted by Clare, no surprise chang... See more

Company replied


Company details

  1. Insurance Agency

Written by the company

Swinton has been helping people find insurance for 60 years. Back then you would just buy insurance but one man decided to compare lots of prices and pass the savings onto his customers. This honest personal approach is the cornerstone of Swinton today. Going the extra mile for their customers, Swinton offers a wide range of insurance products, taking the time to listen to what their customers need. If you would like to see feedback about our Swinton Pet product, please visit our Trustpilot account https://www.trustpilot.com/review/swinton.co.uk/pet-insurance

Swinton Insurance

Written by the company


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

48K reviews

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4-star
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2-star
1-star

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4.3

All reviews

(48,250)

5,827 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Fast service

Fast service , most competitive

31 July 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your review! We're delighted to hear that you found our service fast and that you were happy with our competitive price.

We appreciate you taking the time to share your feedback and thank you for choosing us.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out.

Kind regards, Vicky @ Swinton Insurance.

Rated 5 out of 5 stars

Bike cover

How easy it was to understand . And it only took a few minuits. Also the price

31 July 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your review! We're delighted to hear that you found the process easy to understand and quick to complete.

We're also pleased that you were happy with the price. We appreciate your feedback and thank you for choosing us for your insurance.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out.

Kind regards, Vicky @ Swinton Insurance.

Rated 5 out of 5 stars

Purchased online

Purchase online. Very straightforward.

3 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your review! We're pleased to hear that you found the online purchase process straightforward and easy to complete.

We appreciate your feedback and thank you for choosing us.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out.

Kind regards, Vicky @ Swinton Insurance.

Rated 1 out of 5 stars

I would never use Swinton insurance…

I would never use Swinton insurance again,all that want is your money.

31 July 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your feedback. I’m sorry to hear about your experience and that you feel this way. Our aim is always to provide the best service and support to our customers

I wanted to clarify that when applying for an insurance policy, it is standard practice for insurance companies to check the CUE database to access any claims history. CUE is a central database that holds information on all insurance claims and incident reports made by policyholders. If the information disclosed does not match what the database confirms, we ask for you to contact us to discuss this in more detail. When updating the information to match the CUE database, this can affect the premium you were originally quoted. We apologise if this was not made clear to you during the conversation you had with us. Should you dispute the information we ask you to send in proof from the insurer so we can reflect that on the policy with us.

If there is anything further we can assist with, please do not hesitate to contact us.

Kind regards,

Michelle @ Swinton Insurance

Rated 5 out of 5 stars

Excellent

Price is very good

3 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your review! We're delighted to hear that you found our price to be very competitive.

We appreciate you choosing us and thank you for taking the time to share your feedback.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out.

Kind regards, Vicky @ Swinton Insurance.

Rated 5 out of 5 stars

Great value easy to deal with

Great value easy to deal with

3 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your fantastic review! We're delighted to hear that you found our insurance to be great value and that you found us easy to deal with.

We really appreciate your feedback and thank you for choosing us. We look forward to helping you again in the future.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out.

Kind regards, Vicky @ Swinton Insurance.

Rated 1 out of 5 stars

Waste of time calling wont listenin to…

Waste of time calling wont listenin to you and treating you apaling

27 July 2026
Swinton Insurance logo

Reply from Swinton Insurance

I am very sorry to hear about your experience and that you felt unheard during our recent communications. At Swinton Insurance, we strive to provide the best possible service, and it is disappointing to know we did not meet your expectations.

I wanted to clarify that when applying for an insurance policy, it is standard practice for insurance companies to check the CUE database to access any claims history. CUE is a central database that holds information on all insurance claims and incident reports made by policyholders. If the information disclosed does not match what the database confirms, we ask for you to contact us to discuss this in more detail. When updating the information to match the CUE database, this can affect the premium you were originally quoted. We apologise if this was not made clear to you during the conversation you had with us. Should you dispute the information we ask you to send in proof from the insurer so we can reflect that on the policy with us.

If there is anything further we can assist with, please do not hesitate to contact us.

Kind regards,

Michelle @ Swinton Insurance

Rated 1 out of 5 stars

Owing to the difficulty in trying to…

Owing to the difficulty in trying to talk to you, I cancelled my policy request.

29 July 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for reaching out and sharing your concerns. I’m very sorry to hear that you experienced difficulties in contacting us, which led to the cancellation of your policy request. At Swinton Insurance, we strive to provide the best service possible, and I sincerely apologise that we did not meet your expectations on this occasion.

Thank you again for your feedback, and I hope we can have the opportunity to serve you better in the future..

Kind regards,

Michelle @ Swinton Insurance

Rated 5 out of 5 stars

Bike Ins

So easy to get insurance online, and at a great price A ++++

1 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thanks for your 5 star review! We're delighted to hear that you found it so easy to arrange your insurance online and that you were pleased with the price. Making the process simple while offering great value is exactly what we aim for.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Swinton Insurance

Rated 1 out of 5 stars

Terrible

Charged £40 to cancel a policy that hadn’t even started.

30 July 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for getting in touch and bringing this to our attention.

I’m sorry you weren’t aware the administration fee would be retained if you cancelled within the cooling off period and understand how frustrating it must have been. The £40 administration fee is outlined in our terms of business, which is available to view prior to the policy being accepted, but I realise this doesn't make the situation any less frustrating for you.

To resolve this as quickly as possible, We'd like to look into your account and the charges applied, please can you contact the live chat team on the link below:

www.swinton.co.uk/contact-us

Kind regards,

Darren @ Swinton Insurance

Rated 4 out of 5 stars

Friendly and professional

The person who delt with my call was very professional and helpful.
I wish more call handlers were as helpful and friendly.

2 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thanks for your 5 star review and feedback! We're delighted to hear that the colleague who assisted you was professional, friendly, and helpful. Providing excellent customer service is something we strive for, so it's wonderful to know your experience reflected that.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out.

Kind regards, Kirsty @ Swinton Insurance

Rated 1 out of 5 stars

false figures given

quote given on website, accepted, then email saying contact us, said there was information they hadn't seen before about a claim in 2022 (which was fully detailed in 2023,2024,2025) and added a hefty sum to premium. Won't go near them again.

31 July 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your feedback and for bringing this matter to our attention. I apologise for any frustration or inconvenience you have experienced during your recent interaction with us.

I wanted to clarify that when applying for an insurance policy, it is standard practice for insurance companies to check the CUE database to access any claims history. CUE is a central database that holds information on all insurance claims and incident reports made by policyholders. If the information disclosed does not match what the database confirms, we ask for you to contact us to discuss this in more detail. When updating the information to match the CUE database, this can affect the premium you were originally quoted. We apologise if this was not made clear to you during the conversation you had with us.

If you would like to discuss your concerns further or to log a complaint, please use the below link:

www.swinton.co.uk/contact-us

Kind regards,

Michelle @ Swinton Insurance

Rated 5 out of 5 stars

very good customer service

very good customer service. did not want an automatic renew. But did not respond to their letter so they charged me for it, but were very helpful in cancelling it and sent a refund.

3 August 2026
Unprompted review
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for taking the time to share your feedback!

We are glad to hear that our customer service team was very helpful in resolving the automatic renewal, processing your cancellation, and arranging your refund smoothly.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 5 out of 5 stars

Easy to follow instructions

Easy to follow instructions

28 July 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for leaving us a review.

We're thrilled to hear you found our instructions easy to follow!

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 5 out of 5 stars

Easy to deal with.

Quick and easy to renew online with the cover i want at a reasonable price. Very happy with them.

30 July 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for leaving us a review.

We're thrilled to hear that renewing online was quick, easy, and gave you the cover you wanted at a reasonable price!

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 5 out of 5 stars

Good Price

easy to use site and good price

29 July 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for leaving us a review.

We're thrilled to hear you found our site easy to use and got a good price!


If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 5 out of 5 stars

The staff I called were amazing despite…

The staff I called were amazing despite the website having technical issues I was able to complete my insurance purchase for a second bike without delays. The staff were so helpful and knowledgeable as well as extremely friendly and pleasant making the experience so calm and smooth

2 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for leaving us a review.

We're thrilled to hear our team made buying insurance for your second bike smooth and stress free! Even with site tech issues, it's great our helpful staff kept everything moving quickly for you.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 1 out of 5 stars

I didn’t see my new quote until today…

I didn’t see my new quote until today £909 a year I’m not paying that it is a rip off from last year so I’ve cancelled my direct debit ringing them tomorrow to cancel because you get a cool off period so no more Swinton it’s a joke been with them for years no more 😡😡

2 August 2026
Unprompted review
Swinton Insurance logo

Reply from Swinton Insurance

I’m really sorry to hear you’re unhappy with your new quote. I understand how frustrating it must be to see such a significant increase.

As a broker, at every renewal, we’ll search the panel of insurers, and we always do our best to offer you the most suitable quote, whether that is from your current insurer or a different one, if they are cheaper. I apologise we could not meet your price expectations on this occasion.

If you need anything in the future, please do not hesitate to contact us on the link below.

www.swinton.co.uk/contact-us

Kind regards,

Michelle @ Swinton Insurance

Rated 5 out of 5 stars

Obtaining car insurance quote

Very polite confident member of staff making experience very stress free

2 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for leaving us a review.

We're thrilled to hear our polite, confident team member made your experience stress free!

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 5 out of 5 stars

So easy to use the site and price was very good

So easy to use the site and price on Swinton site was what was quoted on comparison site. Others were more expensive than what was quoted on comparison site.

2 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for leaving us a review.

We're thrilled to hear you found our site easy to use and that your quote matched what you saw on the comparison site.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

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