Nationwide Reviews 

9,355
TrustScore 3 out of 5

2.8

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Review summary

Created with AI, based on recent reviews

Looking at 1,501 reviews, most reviewers were unhappy with their experience overall. Many people feel that the service provided is poor, with concerns raised about automated systems failing to understand account details or providing unhelpful responses. Reviewers frequently mentioned issues with account management, such as being asked for extensive verification or experiencing problems with transactions and payment methods. There is a consistent feeling of being disregarded by the institution when raising complaints or needing assistance. However, some customers had very positive interactions, noting firsthand experiences of kindness and professional treatment from particular branch staff. A small group of consumers also mentioned receiving speedy and empathetic help from specific personnel when facing difficult situations. Conversely, a few other people also felt that some staff members were rude, poorly trained, or made personal inquiries during service interactions.

What people talk about most

Customer service

People report ambiguous experiences with customer_service, as opinions and interactions vary significantly.... See more

Staff

Consumers find staff to be ambiguous, experiencing a mix of exceptional branch service and frustrating online... See more

Service

Users describe ambiguous interactions with service, reflecting high disagreement among customers. Many... See more

Payment

Clients share negative opinions on payment, highlighting issues with blocked debit cards and unexpected... See more

Response time

Reviewers highlight negative aspects of response time, consistently reporting long delays and difficulties... See more

Reviews shaping this summary

Rated 3 out of 5 stars

The company who run your credit card know next to nothing about me and how I run my spending on the credit card. As a result they are always lowering my limit and jacking UP my charges on the way it... See more

Company replied

Rated 3 out of 5 stars

There are some really great things about banking with Nationwide but there is one massive stumbling block which they believe is a customer benefit. We are rural-based and the trip to a Nationwide i... See more

Company replied

Rated 4 out of 5 stars

Friendly, helpful staff. Unfortunately, I had not received my switch service payment into my account when I visited the branch. I find these surveys are very much a 'one size fits all' so do not... See more

Company replied

Rated 1 out of 5 stars

tried to log a simple it fault and error message. took hours. sent screenshot. eventual answer "is your browser using English" duh the screenshot showed English. totally hopeless AI type response wi... See more

Company replied


Company details

  1. Building Society
  2. Financial Institution

Written by the company

Nationwide is the world's largest building society with around 15 million members. It's one of the largest savings providers, a top-three provider of mortgages in the UK & a major provider of current accounts, credit cards, ISAs & personal loans.


Contact info

2.8

Average

TrustScore 3 out of 5

9K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 59% of negative reviews

Typically replies within 24 hours

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2.8

All reviews

(9,355)

2,027 reviews in the last 12 months

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Rated 5 out of 5 stars

I spoke to Craig over the phone in the…

I spoke to Craig over the phone in the branch to request the amount of cash I wanted.
When I arrived at the branch I was served by Nicki who was friendly and was very helpful.
I have had my current account with Barclays for over 50 years but will be transferring my account to Nationwide in the very near future thanks to the staff at Orpington branch.

25 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

This is lovely to read Jennifer, thank you for sharing!

Rated 5 out of 5 stars

I had to contact Nationwide to discuss a mortgage redemption

I had to contact Nationwide for the second time to follow a request to remove a charge for a mortgage that had been redeemed. I spoke with Shaheeda (P5511017). She was helpful, professional and knowledgeable. I have experienced perhaps one of the most superior customer experiences when dealing with a financial institution in quite a few years. Thank you Shaheeda and Nationwide.

26 August 2026
Unprompted review
Rated 5 out of 5 stars

Invaluable to have a local branch to…

Invaluable to have a local branch to walk in and ask a person about how to do things like manage our accounts, etc. It is extremely useful and being seen quickly without an appointment is great. Good service and reliable reputation. Hope it continues.

25 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Thank you for sharing this with us, John!

Rated 3 out of 5 stars

The wait was too long

The wait was too long. The process took too long.
Staff very helpful and informative. I process cumbersome but I appreciate the care taken over security.

25 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi there, if you'd like to raise feedback about this, you can find more information on how to do so here: https://www.nationwide.co.uk/contact-us/general-feedback/.

Rated 5 out of 5 stars

Visited Basildon branch yesterday

Visited Basildon branch yesterday, very grateful to April who assisted me. Such a nice friendly person. Humans should never be replaced by machines or robots.

25 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

This is lovely to hear Patricia, thank you for sharing!

Rated 5 out of 5 stars

Very helpful staff

Very helpful staff. Sorted out my ISA renewal with efficiency

25 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Thank you for sharing, Victoria, we're pleased to hear it was sorted!

Rated 5 out of 5 stars

One of the increasingly few financial…

One of the increasingly few financial institutions who employs people with more braincells than nostril's - they're a delight to deal with & have never had any problems with them. Granted, I have very little contact with any employee there, as I do everything via my App and only walk into a branch when my Grandmother sends me a cheque a few times a year, but the App works flawlessly and the few times I go into a branch there are never any hiccups.

Clearly they all know their stuff, plus they have the sense not to outsource their call centres to some third-world country 12,000 miles away & whose employee's can only say the lines "I apologise for the inconvenience caused" or "We'll pass your feedback to the relevant department" 50,000 times a day. You talk to someone and you actually get a response in non-broken English.

Refreshing, easy, seamless and straightforward. One of the very few institutions I would not be ashamed to work for.

26 August 2026
Unprompted review
Rated 1 out of 5 stars

Terrible online banking experience

Terrible online banking experience - repeatedly failing to verify my identity, spent almost an hour on chat only to be told I need to phone them up!

26 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Sheila, if you'd like to raise a complaint about this, you can find more information on how to do so here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

Rated 1 out of 5 stars

The worst bank in terms of customer…

The worst bank in terms of customer service I have ever dealt with. I asked for an account to be switched from the flexplus account, which costs £18 a month, to the flexdirect, which is £2 a month. I have evidence of this as it was via the chat function in the app. I've asked for a refund as was wrongfully charged, but Nationwide are trying to say this is not their issue, despite me asking for it to be changed. The chat function available to customers is not instant, very slow, and poor communication with overseas agents. I ended up having to call themWhen I explained the complaint, they spoke over me, were sighing when I explained what had happened. I had to contiuously close and re-open the app on the phone. The fact I have evidence of the conversation of me asking to change the account and they still argued that they wouldn't refund me feels like a scam. I have raised a complaint, and will take this further if needed.

26 August 2026
Unprompted review
Rated 1 out of 5 stars

Your useless app wouldn't let me print…

Your useless app wouldn't let me print a current mortgage statement app, neither would your employee at the branch. Gave me a phone number to talk to an automated service which did not provide solution either.

24 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Caroline, we're sorry to hear you're having trouble getting a mortgage statement. To order one, please call the team on 0330 173 76 42, and they'll be happy to help. You may be asked a few questions by our automated system when calling, however you can also bypass this by pressing '*' on your telephone keypad.

If you'd like to raise a complaint regarding this, you can find your options for doing so here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

Rated 4 out of 5 stars

With son visiting, who lives in Prague.

Went with my son who lives in Prague, helpful staff re his business and mine, but less accessibility to Bangor branch from train or bus station than the Belfast branch, the Bangor one involves crossing at a difficult junction. I've complained to our council, but nothing gets changed. Thanks, Norah

18 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Norah, f you'd like to raise feedback about this, you can find more information on how to do so here: https://www.nationwide.co.uk/contact-us/general-feedback/.

Rated 5 out of 5 stars

Good branch in Strood

Good branch in Strood. Ladies are always helpful. Busy, so sometimes a queue

25 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Thank you for sharing, Sue :)

Rated 4 out of 5 stars

Debit card renewal.

A bit frustrating that at branch, seemingly simple problems can’t be resolved without asking one to use their banking app - on which it wasn’t obvious for me to get a new debit card and in frustration, I had to call on number given on my debit card. All took time.

24 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Suraiya, if you'd like to raise feedback about this, you can find more information on how to do so here: https://www.nationwide.co.uk/contact-us/general-feedback/.

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