Medicash Reviews 

6,717
•
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 735 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the mobile application for making it extremely simple to submit claims, upload receipts, and check benefit details. People also deeply appreciate the prompt payments sent directly to their bank accounts and the fast, efficient overall service. However, some customers also noted frustrating issues with medical claims being unexpectedly declined due to strict categorization rules. Some reviewers were not happy with difficulties managing partner policies on the same device and navigating confusing application features. A few consumers additionally mentioned strict receipt demands and occasional obstacles when trying to complete transactions.

What people talk about most

Claim

Customers expressed great satisfaction with claim processes, noting that submitting requests through the app... See more

Service

Reviewers mention positive feedback about service, frequently highlighting fast claim processing and helpful... See more

User experience

Reviewers highlight positive aspects of user experience, frequently praising the application as easy to use,... See more

Payment

Clients share satisfaction with the payment process, frequently noting that claims are straightforward and... See more

Application

Customers consistently note positive experiences with application, highlighting that the platform is... See more

Reviews shaping this summary

Rated 5 out of 5 stars

A very good app with everything needed to make a claim, including copy of benefits table. Easy to complete amd very quick response from Medicash. Many other Perks too! An excellent company.

Company replied

Rated 5 out of 5 stars

I have been with medicash for quite a long time probably over 30 years,and have always found the system very easy to use and good value. It has improved considerably since one can photograph your rec... See more

Company replied

Rated 5 out of 5 stars

Been with medicash nearly 60 years and have always had excellent service of them ,no hassle about any claims and always promt payments

Company replied

Rated 5 out of 5 stars

Can’t believe how easy it was to upload an invoice - complete a very simple form And I was paid days later. Phoned the helpline to understand how it works, and a human answered! And she was super... See more

Company replied


Company details

  1. Health Insurance Agency
  2. also in
  3. Insurance Agency

Written by the company

Everyday health cover and health insurance from Medicash; affordable healthcare cash plans and health Insurance for families, individuals and businesses.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

7K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 98% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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4.6

All reviews

(6,717)

690 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Straight forward to use and submit claims

Straight forward to use and submit claims. Fast turn around.

21 September 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi Gaz,

Thank you for your 5* review! We're so pleased to hear that you're finding our claiming process straightforward.

Please do not hesitate to reach out should you need anything from us.

Kind regards,
Hannah

Rated 4 out of 5 stars

Usually great but recent bad experience

Usually Medicash is brilliant…easy to submit claims and paid quickly. However I’ve just had a very disappointing experience with a claim submitted for an MRI scan, where, as I was referred by my physio for the scan instead of a doctor as it was needed urgently, it’s gone down under physiotherapy rather than specialist treatments, meaning I was paid less and have now used up my physio allowance for the whole year. An MRI scan is clearly not physiotherapy so I was very disappointed by this decision.

8 September 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi Debbie,

Thank you for taking the time to leave a review.

When tests like this are requested by someone other than a GP or Specialist Consultant, we will always look to see whether they can be covered under another relevant benefit category. In this instance, as the test was requested by a physiotherapist, it was considered under the Complementary Therapies benefit.

This is how the plan currently provides cover for these tests but we will pass on your feedback for future consideration.

Kind regards,
Hannah

Rated 5 out of 5 stars

Always had a great experience

Always had a great experience with. Medicash. Very easy to make claims via the app. Payments are made quickly. The other benefits and discounts are great also. Thanks

19 September 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi Amit,

Thank you for your 5* review! We're delighted to hear that you're finding our claiming process easy and are enjoying the benefits of your cash plan.

We look forward to processing your next claim.

Kind regards,
Hannah

Rated 5 out of 5 stars

Great service..

Realy easy to put in a claim on the app..
If you need to talk : easy to ring up and speak to a real person , who's very helpful..
Fast , efficient , no fuss...

1 September 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi Peter,

Thank you for your 5* review! We're so pleased to hear that you're finding our claiming process easy and efficient.

Please do not hesitate to reach out should you need anything from us.

Kind regards,
Hannah

Rated 5 out of 5 stars

Prompt payment of claim.

Prompt payment of claim.
Kept informed of progress

20 May 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi,

Thank you for your 5* review! We're delighted to hear your positive feedback regarding our claiming process.

We look forward to processing your next claim.

Kind regards,
Hannah

Rated 5 out of 5 stars

All good

All good - so easy to navigate and prompt payment

18 August 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi,

Thank you for your 5* review! We're so pleased to hear your positive feedback.

Please do not hesitate to reach out should you need anything from us.

Kind regards,
Hannah

Rated 5 out of 5 stars

Easy to submit claim via app and money…

Easy to submit claim via app and money paid into my bank account within a few days.

14 August 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi Joanne,

Thank you for your 5* review! We're so pleased to hear that you're finding our claiming process easy via our app.

We look forward to processing your next claim.

Kind regards,
Hannah

Rated 5 out of 5 stars

Claim annually for dental and optical…

Claim annually for dental and optical consulations. Quick and simple service though the app.

8 August 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi,

Thank you for your 5* review! It's great to hear that you're enjoying the benefits of your cash plan.

Please do not hesitate to reach out should you need anything from us.

Kind regards,
Hannah

Rated 1 out of 5 stars

They'll give you a policy if they think you won't claim

I was denied a policy because they said that when I used it a few years ago I used them too much. Note, I didn't abuse the system, I used what I was entitled to, and this they have a problem with. So what they're saying is, buy a policy from us and if you don't use it and we can make a huge profit from you, you can join. If you want to look after your health and we will only make a small profit from you, you're out. Very disappointing but at least there are a lot of competitors out there.

16 September 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi Kate,

Thank you for taking the time to leave a review.

We are sorry your initial online application was rejected. I understand you have since been contacted and offered an alternative policy.

Should you need any further assistance, our customer service team are always on hand to assist with any queries. You can contact them on 0151 702 0265 or email us at customercare@medicash.org

Kind regards,
Hannah

Rated 5 out of 5 stars

Easy to use.

Easy to use.

16 September 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi John,

Thank you for your 5* review! We're so pleased to hear your positive feedback.

We look forward to processing your next claim.

Kind regards,
Hannah

Rated 5 out of 5 stars

Easy process to make claims

Easy process to make claims. Quick decisuons on payment and method of payment ideal

4 August 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi Mike,

Thank you for your 5* review! We're delighted to hear that you're finding our claiming process easy and quick.

Please do not hesitate to reach out should you need anything from us.

Kind regards,
Hannah

Rated 5 out of 5 stars

It is very easy and straightforward to…

It is very easy and straightforward to claim online and funds are paid straight into my account.
No paperwork needed. I have been a member for a long time and it is so much easier to claim now than it was in the early days.
Great, efficient service
Thank you

14 August 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi Marg,

Thank you for your 5* review! We're so pleased to hear that you've been with us for a long time and that you're finding our claiming process efficient.

We look forward to processing your next claim.

Kind regards,
Hannah

Rated 4 out of 5 stars

Surprisingly what I thought was a…

Surprisingly what I thought was a receipt was in fact a dental plan. What appeared to just a plan was accepted as a receipt

12 June 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi,

Thank you for your review! We're so pleased to hear your positive feedback.

Please do not hesitate to reach out should you need anything from us.

Kind regards,
Hannah

Rated 5 out of 5 stars

Very easy to make a claim online

Very easy to make a claim online. Prompt payment

18 August 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi Sue,

Thank you for your 5* review! We're so pleased to hear that you're finding our claiming process easy.

We look forward to processing your next claim.

Kind regards,
Hannah

Rated 5 out of 5 stars

Dental claim

Quick and efficient response to claim , paid in full.

2 September 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi Bernard,

Thank you for your 5* review! It's great to hear that you're enjoying the benefits of your cash plan.

Please do not hesitate to reach out should you need anything from us.

Kind regards,
Hannah

Rated 1 out of 5 stars

Receipt process is hard work and over…

Receipt process is hard work and over zealous

14 September 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi Paul,

Thank you for your review. I'm sorry to hear of your experience.

We actually have some videos on our website which explain the most common issues customers have when submitting claims and what to do to avoid this. You can find them at www.medicash.org/claims.

Our customer service team are also on hand to assist with any queries. If you would like help understanding what you are and aren’t covered for, or what evidence you need to send in to support a claim, please contact them on 0151 702 0265 or email us at customercare@medicash.org

Kind regards,
Hannah

Rated 5 out of 5 stars

Excellent easy to use app

Excellent easy to use app - makes claiming a very simple exercise

14 August 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi Joanne,

Thank you for your 5* review! We're so pleased to hear that you're finding our claiming process easy via our app.

We look forward to processing your next claim.

Kind regards,
Hannah

Rated 5 out of 5 stars

Very easy system through my employer

Very easy system through my employer. Claims get paid quickly and submitting them is very easy.

10 September 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi Bobby,

Thank you for your 5* review! It's great to hear that you're enjoying the benefits of your cash plan.

We look forward to processing your next claim.

Kind regards,
Hannah

Rated 1 out of 5 stars

Terrible experience

my company stared using Medicash this year, where i'm supposed to claim back excess from private medical insurance. Every time I submit a claim, they decline it, even though I provide all the relevant documents. Last straw was claiming the excess from private medical insurance bill - I followed exactly what the app told me to upload, only then for it to be declined.. so I had to call them back and email them another and completely difference document. I will not be frustrated from chasing my claims, but I will recommend my company to stop using them.

4 September 2026
Unprompted review
Medicash logo

Reply from Medicash

Hi,

Thank you for taking the time to leave a review.

I'm sorry to hear of your experience, as the reason for the decline should have been clearly stated in our response.

This page on our website should offer some guidance on making a PMI excess claim: https://www.medicash.org/customer-service/make-a-claim/#pmi

If you still have any questions, our customer service team are always on hand to assist with any queries. If you would like help understanding what evidence you need to send in to support a claim, please contact them on 0151 702 0265 or email us at customercare@medicash.org

Kind regards,
Hannah

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