Jaja Reviews 

15,964
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 3,245 reviews, reviewers overwhelmingly had a great experience with this company. People frequently praise the extremely straightforward application process and the user-friendly mobile application that helps monitor spending easily. Customers also appreciate the helpful support, fast transaction times, and efficient payment features that make managing their financial accounts simple. Many consumers highlight how quickly they received their cards and started using the services without any complications. However, some reviewers were not happy with customer service, noting difficulties in reaching staff and receiving unhelpful interactions when resolving disputes. Some people also felt that unexpectedly blocked cards and delayed payment issues took far too long to resolve properly.

What people talk about most

User experience

Consumers find user experience to be positive and note that the application process is straightforward and... See more

Application

People report positive experiences with the app, highlighting its straightforward application process and... See more

Payment

Users describe ambiguous interactions with payment, showing high disagreement among reviews. While some... See more

Service

Customers had positive experiences with service, noting that everything went smoothly with no hidden expenses... See more

Customer service

Reviewers mention ambiguous feedback about customer service. While some consumers praised helpful staff and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

jaja is a good card to have. Recognized everywhere and very speedy payments at usage. The credit limit is good but could, perhaps, be a little bit higher as life is becoming more expensive and purch... See more

Company replied

Rated 5 out of 5 stars

I have had other cards which I applied for on line, but in my experience this has been the best so far. I was pleasantly surprised how easy and straight forward the whole process was, always kept in... See more

Company replied

Rated 5 out of 5 stars

Jaja's application is straightforward. No BS! THE APP is great. The communication couldn't be better. I don't know, I think it's the best credit card Ive had in the past two decades

Rated 5 out of 5 stars

Straight forward setting up on the account, my experience as a more mature person, not Tech 100% savvy, everything was so easy no hassle no need to phone anyone, everything explained so easily. The se... See more

Company replied


Company details

  1. Money & Insurance

About Jaja

Written by the company

Hello 👋 We're Jaja and we're on a mission to shake up credit and liberate our customers from needless complexity, wasted time, and frustration.

We're making the credit card experience simpler, more enjoyable, more intelligent – treating customers fairly and putting them back in the driving seat.

Find out more at jaja.co.uk

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

16K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

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4.5

All reviews

(15,964)

3,071 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

A fraudulent transaction was made on my…

A fraudulent transaction was made on my account, I reported it right away. Took weeks to resolved and that was only due to me chasing them. It was resolved and I thought that was the end of it, but no a month later I tried to use my card and couldn't due to restricts. Again I contacted them and was told it would take 2 weeks to resolve and here I am nearly 3 months down the line from the original incident still unable to use my card. And best of all customer service is only open 9 to 5 Monday to Friday, so if you work it's a nightmare to get in touch and if you use the live chat they just close the conversation

3 May 2026
Unprompted review
Jaja logo

Reply from Jaja

Hi Amie,

Thank you for taking the time to leave us a review, we are sorry to hear about this. We did try reaching out, but unfortunately, we were unsuccessful. If you wish to discuss this further, please don’t hesitate to reach out through our in-app messaging centre. We are available Monday to Friday, from 9 AM to 5 PM, and will be happy to assist you.

Thank you,
Natalie D.

Rated 5 out of 5 stars

Great Service

Great Service

1 July 2026
Jaja logo

Reply from Jaja

Hi Gordon,

Thank you so much for your review! 😊

We’re really pleased to hear you’ve had a great experience with our service. 💳✨

We always aim to provide a simple, reliable, and supportive experience for our customers, so it’s fantastic to know this has been your experience.

Thanks for choosing JAJA, we truly appreciate your feedback and support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

Very easy to apply

Very easy to apply. Quick decision.

20 July 2026
Jaja logo

Reply from Jaja

Hi Rees,

Thank you so much for your review! 😊

We’re really pleased to hear that you found the application process easy and received a quick decision. 💳✨ We know how important it is for the application journey to be simple and straightforward, so it’s great to hear everything went smoothly for you.

Thanks for choosing JAJA, we truly appreciate your support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

From day 1 there has been no problem…

From day 1 there has been no problem and you are kept informed with everything that goes on

5 July 2026
Jaja logo

Reply from Jaja

Hi Alan,

Thank you so much for your lovely review! 😊

We’re really pleased to hear that you’ve had a smooth experience from the start and that you’ve found our updates helpful. 💳✨

Keeping our customers informed and making things simple to manage is something we always aim for, so it’s great to know this has been your experience.

Thanks for choosing JAJA, we truly appreciate your support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

Was easy to apply

Was easy to apply, great customer service and feedback

30 June 2026
Jaja logo

Reply from Jaja

Hi Mduduzi,

Thank you so much for your kind review! 😊

We’re really pleased to hear that you found the application process easy and that you’ve had a great experience with our customer service team. 💳✨

We aim to make credit as simple as possible while providing helpful support whenever it’s needed, so it’s wonderful to know this has been your experience.

Thanks for choosing JAJA, we truly appreciate your feedback! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

Happy to good service

I am so happy and good

27 September 2025
Jaja logo

Reply from Jaja

Hi Muhammad,

Thank you so much for your lovely review! 😊

We’re really pleased to hear that you’re happy with your experience with our service. 💳✨

It’s great to know you’re enjoying the experience, and we really appreciate you taking the time to share your feedback with us.

Thanks for choosing JAJA, we’re glad to have you with us! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

Excellent customer service

Excellent customer service

30 June 2026
Jaja logo

Reply from Jaja

Hi Kevin,

Thank you so much for your kind review! 😊

We’re delighted to hear that you’ve had an excellent experience with our customer service team. 💳✨

Our team works hard to provide helpful and friendly support, so it’s wonderful to know that their efforts have made a positive impression.

Thanks for choosing JAJA, we truly appreciate your feedback and support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

The ease of application

The ease of application, and the user friendly app, has made this a seamless process.

6 July 2026
Jaja logo

Reply from Jaja

Hi Marj,

Thank you so much for your lovely review! 😊

We’re really pleased to hear that you found the application process easy and that you’re enjoying our user-friendly app. 💳📱✨

Making things simple and seamless for our customers is exactly what we aim for, so it’s great to know your experience has been a positive one.

Thanks for choosing JAJA, we truly appreciate your support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

Straight forward setting up of my account.

Straight forward setting up on the account, my experience as a more mature person, not Tech 100% savvy, everything was so easy no hassle no need to phone anyone, everything explained so easily. The service has been amazin, user experience, is easy.

29 June 2026
Jaja logo

Reply from Jaja

Hi Nathan,

Thank you so much for your wonderful review! 😊

We’re delighted to hear that setting up your account was straightforward and that you found the process easy to follow. 💳✨

We know how important it is for everything to be clear and simple, so it’s fantastic to hear that the app and service have provided a smooth experience for you without any hassle.

Thank you for choosing JAJA, we really appreciate your feedback and support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

Brilliant

Brilliant, can't wait to use it abroad

5 July 2026
Jaja logo

Reply from Jaja

Hi Adam,

Thank you so much for your review! 😊

We’re really pleased to hear you’ve had such a positive experience with JAJA. 💳✨

Your feedback means a lot to us, and we’re glad to know we’re providing a service that meets your expectations.

Thanks for choosing JAJA, we truly appreciate your support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

Very helpful

2 March 2026
Jaja logo

Reply from Jaja

Hi There,

Thank you so much for your review! 😊

We’re delighted to hear that you found our service helpful. Providing clear, friendly support and making things as simple as possible for our customers is what we strive for. 💳✨

Thank you for choosing JAJA, we truly appreciate your support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

Never had a issue

Never had a issue. App is great and not complicated.

17 July 2026
Jaja logo

Reply from Jaja

Hi Michelle,

Thank you so much for your kind review! 😊

We’re delighted to hear that you’ve had a smooth experience with no issues and that you’re finding the app easy to use. 💳📱✨

We work hard to keep things simple, reliable, and straightforward, so it’s fantastic to know that’s been your experience.

Thanks for choosing JAJA, we truly appreciate your support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

So easy to use

So easy to use. Brill.

28 June 2026
Jaja logo

Reply from Jaja

Hi Stephen,

Thank you so much for your lovely review! 😊

We’re really pleased to hear you’re finding JAJA so easy to use. Keeping things simple and straightforward for our customers is exactly what we aim for, so it’s great to know that’s been your experience. 💳✨

Thanks for choosing JAJA, we truly appreciate your support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars
Jaja logo

Reply from Jaja

Hi Rasheed,

Thank you so much for your review! 😊

We’re delighted to hear that you’re finding our service great and easy to use. 💳✨

Providing a simple, straightforward experience is exactly what we aim for, so it’s wonderful to know we’re delivering that for you.

Thanks for choosing JAJA, we truly appreciate your support! 🚀

Thank you,
Natalie D.

Rated 1 out of 5 stars

Not as advertised

I got this card as it advertised an 18 month 0% balance transfer , since receiving the card that hasnt been the case so ill be closing the account.

10 May 2026
Jaja logo

Reply from Jaja

Hi Chelsea,

Thank you for taking the time to share your feedback.

We are sorry to hear about your experience. We have now reached out to you through the in-app Messaging Centre to provide further information regarding the promotional offer on your account.

You can find our message by selecting the More tab > Help within the app.

Thank you again for your feedback.

Thank you,
Natalie D.

Rated 5 out of 5 stars

I have been dealing with Jaja for about…

I have been dealing with Jaja for about a year now. It was easy to apply for my card. I find the card helpful in large purchases. The service I have received so far has been helpful and they do not pressure you into increases or credit transfers . I would recommend Jaja to anyone who asked me about them.

16 July 2026
Jaja logo

Reply from Jaja

💙

Rated 5 out of 5 stars

My new JaJa card

I have had other cards which I applied for on line, but in my experience this has been the best so far. I was pleasantly surprised how easy and straight forward the whole process was, always kept informed of what was happening. I haven't yet used my card, I'm sure that when I do the process will be seamless.
Thank you and keep up the excellent work.

3 July 2026
Jaja logo

Reply from Jaja

💙

Rated 5 out of 5 stars

Good app

Good app and very easy to make extra payments to your account and you always keep your clients updated with any updates.

16 July 2026
Jaja logo

Reply from Jaja

💙

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