Intelligent Insurance Reviews 

5,589
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 459 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently praised the incredibly helpful and knowledgeable staff members who went out of their way to make the insurance setup process easy and stress-free. Many people also appreciated the highly competitive prices and affordable renewal quotes that saved them money compared to other providers. Some reviewers were not happy with the online portal, experiencing ongoing difficulties with website chat features, unresponsive communication, or noticeable delays in getting back to them. A few consumers also mentioned feeling disappointed by unexpected costs or difficulties when trying to get direct help or callbacks.

What people talk about most

Staff

People report positive experiences with staff, highlighting their helpfulness, patience, and professional... See more

Price

Consumers find price to be positive, frequently highlighting very competitive quotes and noticeable savings... See more

Customer service

Reviewers highlight positive aspects of customer service, frequently noting how helpful and supportive the... See more

Service

Customers had positive experiences with service, noting that staff members were professional, polite, and... See more

Website

Customers consistently note ambiguous experiences with website features and usability. Many reviewers found... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I phoned with a fairly complex problem having not made up my mind what I was going to do. The person I spoke to (Philip Hampton) could not have been more helpful and supportive (and thoroughly pleasan... See more

Rated 5 out of 5 stars

Web site is so friendly to use, asked if I would like a call back and speak directly to an adviser, Jack was excellent, went through all my requirements and got back to me with the quote and everyth... See more

Company replied

Rated 5 out of 5 stars

It was great and reliable service. I found Jack and Katie both helpful and supportive. Jack, also explained the policy well. And the online service was quick and efficient. I've spoken to other h... See more

Company replied

Rated 5 out of 5 stars

I was looking for buildings and contents insurance for a coach house. Jack was extremely helpful and patient. He was able to answer all my queries and I feel assured I have obtained the right insuranc... See more

Company replied


Company details

  1. Home Insurance Agency
  2. Insurance Agency

About Intelligent Insurance

Written by the company

Intelligent Insurance is dedicated to finding home insurance for typically ‘hard to insure’ properties and circumstances. From unoccupied home insurance to insurance for listed buildings and holiday homes, we'll strive to arrange high-quality, competitively priced home insurance, whatever your property type, condition, usage or personal circumstances.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

6K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 65% of negative reviews

Typically replies within 48 hours

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4.5

All reviews

(5,589)

417 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Kindness makes all the difference

A little bit of kindness went a long way and I felt all the staff went out of their way to be helpful & ensure I got the cover I needed plus adding a couple of extra sentences to the policy stating that the insurer was aware there is an ancient mineshaft at the bottom of the garden & still provides cover on the normal basis. I was unable to get this added elsewhere. The price was better than last year's and I would recommend Intelligent Insurance to anyone who has slightly unusual circumstances.

17 August 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Another wonderful 5-star review.

Thank you, Cait.

Kindness really does make all the difference, especially when arranging home insurance for slightly unusual circumstances.

We’re delighted the team were able to help, make sure your situation was properly understood, and provide the wording you needed around the ancient mineshaft while still offering cover on a normal basis.

A better price than last year is always welcome too.

Thanks again for choosing Intelligent Insurance, and for your recommendation - in the end, it just goes to show that a little kindness, and the right intelligence, is all that’s needed.

Rated 5 out of 5 stars

Arranged by phone

Arranged by phone, with Sam who was friendly, efficient, clear and helpful.

17 August 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for the 5-Star review, Jenny.

Rated 4 out of 5 stars

Good value renewal price valuing loyal…

Good value renewal price valuing loyal customers, however, instructions not clear when trying to update payment details on line.

16 August 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for taking the time to leave us a review, Peter.

We really appreciate your feedback and are pleased you found your renewal price good value.

Thanks again for choosing Intelligent Insurance for your home insurance.

Rated 5 out of 5 stars

Extremely helpful, efficient and competitively priced

Extremely helpful, efficient and competitively priced. Really couldn't fault the service received. Really pleased!

14 August 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you, Mr P, for the 5-star rating.

“Couldn’t fault the service” is exactly the kind of feedback that makes the team smile.

We’re really pleased we could be helpful, efficient and competitively priced too.

Thanks again for choosing Intelligent Insurance.

Rated 1 out of 5 stars

Check "Endorsements" carefully !

Got a really good quote from Intelligent Insurance for Home cover.......until I read the small print Minimum Security - Alarm : The insurer will not pay for any loss or damage caused by theft or attempted theft unless one of the following security devices are fitted, maintained in good working order, and put into effective operation at night and whenever the home is left unattended: • a NSI/SSAIB approved alarm system which is maintained in full working order under an annual maintenance contract • a central station monitored alarm system which is maintained in full working order under an annual maintenance contract • a BT Redcare alarm system which is maintained in full working order under an annual maintenance contract.

This is not mentioned in the main body of the policy which simply asks if you have an alarm fitted or not. The is a sneaky little "endorsements" button near the end that you have to click to open and this is listed in there.

So no alarm, no cover for contents due to burglary/theft etc. This is NOT a standard clause among the majority of insurers.

And insurers wonder why they have a bad reputation.

14 August 2026
Unprompted review
Rated 5 out of 5 stars

Intelligent Insurance did.

I caught in the realm of rejection by insurance companies for not insuring my home .Dunno why ? But while searching for reasons,intelligent insurance popped and i followed the procedures.Alas!!! i got a quote . It's worth it.

14 August 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you, Olabisi, for your kind review.

Being turned away by other insurance companies can be really frustrating, so we’re delighted Intelligent Insurance could help where others couldn’t.

We’re pleased you were able to get a home insurance quote and that the process worked for you.

Thanks again for choosing Intelligent Insurance.

Rated 5 out of 5 stars

easy to access

all the info I needed was easy to get at. I could not see exactly how to upgrade to one of the options, but that didn't matter as I didn't want them anyway.

And my renewal premium went down!

8 August 2026
Unprompted review
Rated 5 out of 5 stars

Very simple online quote and very…

Very simple online quote and very competitive terms.
Staff very helpful on the phone.

4 August 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Hi Dave,
Thank you for leaving a review.

A simple online quote, competitive terms and helpful people on the phone is exactly the balance we aim for.

Thanks again for choosing Intelligent Insurance.

Rated 5 out of 5 stars

Service supplemental to chatbot.

They phoned me back supplemental to my chatbot conversation in order to clarify some complex points regarding the build composition of my home. Further I was pleased with the difference with the lump sum vs instalment price and when they phoned me the next day for card payment they were on time and more than removed a 20p price variance.

4 August 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your review.

We’re pleased our live chat and follow-up call helped clarify the more complex points around your home’s build composition.

It’s also great to hear the payment call happened when expected, and that the small price variance was sorted too. Sometimes the little details matter.

Thanks again John, for choosing Intelligent Insurance.

Rated 3 out of 5 stars

The process was straight forward

The process was straight forward, but the price was extortionate.

4 August 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Good morning David,

Thank you for your feedback. We're pleased to hear that you found the process straightforward. I'm sorry to hear your concerns regarding the premium. The policy quoted was for both Buildings and Contents Insurance and included 5 Star Defaqto-rated cover. Based on the details and level of cover requested, this was the most competitive price available.

However, if you'd like to explore alternative options, such as increasing your policy excesses to help reduce the premium, please feel free to contact us at contactus@intelligentinsurance.co.uk, and we'll be happy to help.

Kind Regards
Intelligent Insurance

Rated 4 out of 5 stars

Renewal of home insurance

Called to discuss the renewal of my home insurance. Jack was very helpful and handled my issue very well. We discussed the increased policy cost and can to an agreement of lower cost for the New insurance. I would recommend the company as they listened to my points and reduced the cost

3 August 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thanks for the review, John.

We’re pleased Jack was able to talk through your home insurance renewal, listen to your points and help find a lower cost that worked for you.

Thank you again for renewing your home insurance with Intelligent Insurance, and for your recommendation.

Rated 5 out of 5 stars

Excellent service and call back.

Excellent service and call back.

31 July 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your review.

Excellent service and a prompt call back is exactly what we aim for.

Thanks again for choosing Intelligent Insurance.

Rated 1 out of 5 stars

Extremely disappointed with this…

Extremely disappointed with this insurer, we are in central London and never had a problem with possibility of flooding. On the government site the threat is Very Low with our postcode.
They would not cover for flooding and when spoke to suggested special insurance for £800!
In over 25 years we have never had a problem nor refusal for insurance but having used Money Saving Expert site was tempted by price.
Buyers Beware and oh the next companies quote was good.

30 July 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Hi Michael,

We're sorry we weren't able to offer the cover you were looking for. Insurance decisions are based on a range of underwriting criteria and, unfortunately, we aren't always able to provide the cover or pricing a customer expects.

We appreciate your feedback and are pleased you were able to find suitable cover elsewhere.

Kind Regards
Intelligent Insurance

Rated 5 out of 5 stars

Easy and straightforward.

The process was easy and straightforward. I was able to get better cover for the same price than my previous insurer who had proposed an 86% increase in premium despite my making no claim during the year.

30 July 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thanks Peter, for your kind review.

An 86% increase after making no claim is never a nice surprise, so we’re really pleased we could make the process easy and straightforward, and help you find better cover for the same price.

Thank you again for choosing Intelligent Insurance.

Rated 4 out of 5 stars

Good service once phone was answered

Had to wait a while for call to be answered. When I was able to speak to someone she dealt with my request smoothly and efficiently. I was able to renew my policy simply after the call.

27 July 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your feedback.

We’re sorry you had to wait longer than expected to get through, but we’re pleased the team were able to deal with your request smoothly and efficiently once connected.

Thanks again for renewing your home insurance with Intelligent Insurance.

Rated 5 out of 5 stars

Good PR

Good PR. Responded quickly to query. Resolved problem. Was able to speak to someone in person.

29 July 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your kind review.

Quick response, problem solved, and a real person to speak to. That’s exactly how we like to do things - intelligently!

Thanks again for choosing Intelligent Insurance for your home insurance.

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