Freedom Health Insurance UK Reviews 

127
•
TrustScore 3.5 out of 5

3.6

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Rated 5 out of 5 stars

I really recommend this private health insurance company. Freedom Health insurance is a family run business that really cares about the individual and makes things very user-friendly. When you’re no... See more

Company replied

Rated 1 out of 5 stars

Honestly the worst health insurers I have ever come across. Utterly awful customer service - even the senior team read off a script whatever your question is. Then they did everything possible to not... See more

Company replied

Rated 1 out of 5 stars

Do not use this company. I’ve had two doctors and an ent specialist put in writing to that I require surgery to improve my breathing through my nose AND confirm it is not a pre existing conditions. Fr... See more

Company replied

Rated 5 out of 5 stars

I am pleased to recommend Freedom of Health whom I’m insured with. Quite reasonable and very helpful during 2 double spine operations over the last five months. I have dealt with Stephen Vargas as I... See more

Company replied

Company details

  1. Health Insurance Agency
  2. also in
  3. Business Insurance Company
  4. Insurance Company

Written by the company

Freedom Health Insurance is an award-winning family owned business providing private medical insurance to individuals, families and businesses across the UK and internationally. Our health insurance plans are personalised to work around you healthcare needs and budget.


Contact info

3.6

Average

TrustScore 3.5 out of 5

127 reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 88% of negative reviews

Typically replies within 1 month

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3.6

All reviews

(127)

25 reviews in the last 12 months

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Rated 1 out of 5 stars

DO NOT BUY A POLICY WITH THEM

By all means do not buy a policy with this insurance.
They will not pay for claims when referrals are given.
They give the worse excuses arguing that the terminology (no matter how subjective) on the letter means they will not pay. And lastly the customer service received is appaling.

25 May 2022
Unprompted review
Freedom Health Insurance UK logo

Reply from Freedom Health Insurance UK

Hi Mordechai,

We understand how important it is to receive clear information and explanations.

All claims are assessed carefully using the available information and the applicable policy terms and conditions.

If you would like to discuss the matter further, please contact us directly on 01202 756 350 or at info@fhi.co.uk.

Kind regards,
Freedom Health Insurance

Rated 5 out of 5 stars

I had a really good service from my…

I had a really good service from my recent claim. Actually spoke to someone. Thanks for all your help.

24 May 2022
Unprompted review
Freedom Health Insurance UK logo

Reply from Freedom Health Insurance UK

Thank you for your feedback! We are delighted to hear you are happy with the service you received. Please don't hesitate to contact us if you need any support with your policy.

Rated 1 out of 5 stars

One star is too much !!

One star is too much !!! Ive been a member , paying my premiums for 18 months now . I put in a claim over a month ago now to see a specialist privately , and they still not have not authorised my claim. I am appalled at their lack of care / urgency. They are trying to say it is a pre condition that I have had which is absolute nonsense as my issue started as a side effect from my second vaccine. I am shocked at how long it is taking. Havent heard from them in 2 weeks now . Dont waste your hard earned money with this company . Im so disgusted with this .

5 March 2022
Unprompted review
Freedom Health Insurance UK logo

Reply from Freedom Health Insurance UK

Dear Debbie,

Thank you for your feedback. We are sorry to hear about the delays and communication difficulties you describe.

Claims are assessed using the available information and the applicable policy terms and conditions. We recognise the importance of clear explanations and timely communication.

Kind regards,

Freedom Health Insurance

Rated 1 out of 5 stars

I am terribly upset

I am terribly upset. They didnt even carw that a,family member had died. Their lack of empathy is astonishing. They are dealing with health and their Doctor just didnt care. When asked if He cares he said nothing. Just awful.Go nowhere near this company.

4 December 2021
Unprompted review
Freedom Health Insurance UK logo

Reply from Freedom Health Insurance UK

We are sorry you felt our staff were lacking empathy. To offer reassurance, we always aim to support our customers the best we can. This must have been a difficult time and we are very sorry for your loss. Don't hesitate to contact us directly if you need anything.

Rated 5 out of 5 stars

Professional and speedy customer service

I've been with Freedom for just over 12 months now after I switched my health insurance plan from a big insurer who let me down and I don't regret it at all. I feel like I am finally talking to real people and not to some emotionless answering machines (like with the previous company). I made two claims with Freedom so far and they have been very fast and professional in their response. I don't normally like to write online reviews but I feel they deserve it. Keep up the good work!

14 May 2021
Unprompted review
Freedom Health Insurance UK logo

Reply from Freedom Health Insurance UK

Hi Debbie! Thank you for choosing us! We are happy to find out you are satisfied with our services. We will do our best to continue to offer excellent customer service to you.

Rated 5 out of 5 stars

Great service all around

I've been with Freedom Health Insurance for over 3 years and I have always received a great service from them. Last year I needed surgery on my knee and they were very fast at approving my claim and sorting everything out (despite the whole covid situation). I can't recommend them enough.

9 April 2021
Unprompted review
Freedom Health Insurance UK logo

Reply from Freedom Health Insurance UK

Hi Matt! Thank you for choosing Freedom Health Insurance and are very happy we could be of help in a difficult situation. Don’t hesitate to get in touch with us if you need any support with your policy.

Rated 5 out of 5 stars

In an hour I had a diagnosis and thanks…

In an hour I had a diagnosis and thanks to Julia's efforts a prescription. She went above and beyond to ensure I had my medication. Thank you.

14 March 2021
Unprompted review
Freedom Health Insurance UK logo

Reply from Freedom Health Insurance UK

Hi there! We are very happy we could be of help in a difficult situation and are very grateful to you for taking the time to share your experience with us. Don’t hesitate to get in touch with us if you need any support with your policy. Take care!

Rated 5 out of 5 stars

Freedom is a great company not sure how…

Freedom is a great company not sure how true below reviews are. Been insured with them for nearly 6 years without any issues.

Great staff great service

25 January 2021
Unprompted review
Freedom Health Insurance UK logo

Reply from Freedom Health Insurance UK

Hi Eddy! Thank you for choosing us over the years. We are very grateful for your review and please don’t hesitate to contact us if you need any help with your policy.

Rated 1 out of 5 stars

Worst health insurers possible.

Honestly the worst health insurers I have ever come across. Utterly awful customer service - even the senior team read off a script whatever your question is. Then they did everything possible to not pay for any claim - demanding repeated letters, refusing specific locations. Do not waste your money on these cowboys.

14 October 2020
Unprompted review
Freedom Health Insurance UK logo

Reply from Freedom Health Insurance UK

Thank you for your feedback.

Claims are assessed using the available information and the applicable policy terms and conditions. We recognise the importance of clear communication and take feedback about our service seriously.
If you would like to discuss your concerns further, please contact us directly.

Kind regards,

Freedom Health Insurance

Rated 1 out of 5 stars

By far the worse experience I ever had…

By far the worse experience I ever had with a health insurer in the UK.
Tried to save a few pounds by choosing Freedom but ended up having a terrible experience.
They are quick to book you an online GP consultation but after that I had to call them back to request my prescription, taking two days to receive. They referred me to an “online pharmacist” that charged me £18 for some tablets that cost around £4.50 in Boots. After 18 days waiting for my referral letter that never came, I just cancelled the plan. Their excuse was that they must check ALL my previous medial records before approving any claims. They were basically looking for absolutely anything to deny my claim. Luckily, my problem was a simple indigestion that soon went away, but image if I had something more serious or critical, I most certainly would be dead waiting from their referral letter. Lesson learned, better pay a few pounds more and have a proper insurer!

20 August 2020
Unprompted review
Freedom Health Insurance UK logo

Reply from Freedom Health Insurance UK

Dear Dan,

Thank you for your feedback.

We take feedback about our service seriously and recognise the importance of clear communication.

Kind regards,

Freedom Health Insurance

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