It was simple, questions were answered and even though it was after 5 on a Friday funds were available on Monday morning for our emergency. This is Marie C Miklas, please remove the name of Dianne R... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
This is my third time using Credit Ninja, and they’ve always been great to work with. They’re a highly reputable company, and whenever I need help, I can actually talk to a real person, which makes... See more
It was so simple and I was able to get the application done and loan completed in really no time at all. If you only make the minimum payment it is a significant expense but pay it off and then you av... See more
I was having trouble getting a loan from any where but credit ninja took a chance on me. It wasn't quite as much as I wanted but im so glad that credit ninja is giving me the opportunity to show i can... See more
Company details
About CreditNinja
Written by the company
CreditNinja installment loans gives you access to funds in a safe and timely manner. Our online request process allows you to apply for a personal loan from the comfort of your home. That means no more long bank forms or slow moving lines. Typically within one business day you'll receive confirmation of the approved funding to help take care of your financial strains.
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Contact info
4.5
Excellent
12K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 88% of negative reviews
Typically replies within 1 week
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This place has been a truly blessing…
This place has been a truly blessing for me came through every time I really needed them. I recommend them.🙏🏾❤️🥰💯
15 July 2026
Unprompted review
Application was easy to complete.
14 July 2026
Excellent customer service
14 July 2026
Unprompted review
Happy
Yes, the application was so fast and helpful Thank you for your wonderful service. I am a very happy customer.
Thanks so much for helping me.
Brenda Robinson
13 July 2026
Unprompted review
Expedient and Easy to Work With
Thank you Ninja for being upfront and honest. Quickly deposited funds.
11 July 2026
I was told in the e-mail that I would…
I was told in the e-mail that I would get a gift card from amazon after being approved or hat ever. I have not received or heard any more about this gift card
13 July 2026
Reply from CreditNinja
Dear Michaelann,
Thank you for reaching out. We value your feedback and appreciate you sharing your experience. Feedback such as yours helps us improve our products and services. If you would like to discuss this matter in further detail, please call us at (855) NINJA-01 ((855) 646-5201) or e-mail support@creditninja.com.
It was an easy straightforward…
It was an easy straightforward experience. The rate and reviews were easy to understand. It was a big helper in deciding what company to choose and was able to the money in a timely and fast manner. Would really recommend.
6 July 2026
I’m am so glad I was able to get a loan
I’m am so glad I was able to get a loan. I recently just got divorced single mom to 3 now. This right here gets me back on my feet and this helps me out tremendously. And it also helps me get better credit so my score can go back up.
11 July 2026
Unprompted review
The easy way to apply for a loan with…
The easy way to apply for a loan with you and the fast you approve it and deposit it
You are amazing!
29 June 2026
They pretty fast thank u
11 July 2026
It was great and easy quick cash.
11 July 2026
Unprompted review
Pretty great
Although the interests over the year is a bit High it was essentially an easy and effortless process in a time of great need and that speaks volumes will definitely be refinancing when the time comes
11 July 2026
Thank you very much
Thank you very much, it was simple, it was easy , it was fast 🏃♂️
Im truly greatful 💖
10 July 2026
Unprompted review
Never use this lender
Never use this lender, they will overcharge you on everything, worst customer service. I borrowed 2000$ from them, and after paying all my payments regularly for over 6 months, I had to send them a 2200$ payoff check to get out of their loan, I ended up paying them over 4500$. And even after they received my payoff check they drafted my bank account two payments and took them over a month to reimburse it.
10 July 2026
Unprompted review
Reply from CreditNinja
Dear Shawky BouAssy,
Thank you for reaching out. We’re sorry to hear that your experience with our customer support team did not meet your expectations. Transparency and customer support are central to our lending process, and we take concerns like yours seriously. For privacy and security reasons, we cannot discuss specific account details in a public forum. At CreditNinja, we're committed to ensuring that all approved applicants have an opportunity to fully review all loan terms prior to signing, including information about the payments and schedule, annual percentage rate (APR) and other fees, along with details about the applicable 3-day cancellation window. High-APR loans are not recommended as long-term financial solutions; your choice of a loan product should match your needs and ability to repay. We value your feedback and appreciate you sharing your experience. Feedback such as yours helps us improve our products and services. If you would like to discuss this matter in further detail, please call us at (855) NINJA-01 ((855) 646-5201) or e-mail support@creditninja.com.
The payments are very reasonable
10 July 2026
Just in the nick of time i got approved…
Just in the nick of time i got approved fast and easy thank you very much u saved the day!
9 July 2026
Unprompted review
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