It was simple, questions were answered and even though it was after 5 on a Friday funds were available on Monday morning for our emergency. This is Marie C Miklas, please remove the name of Dianne R... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
This is my third time using Credit Ninja, and they’ve always been great to work with. They’re a highly reputable company, and whenever I need help, I can actually talk to a real person, which makes... See more
It was so simple and I was able to get the application done and loan completed in really no time at all. If you only make the minimum payment it is a significant expense but pay it off and then you av... See more
I was having trouble getting a loan from any where but credit ninja took a chance on me. It wasn't quite as much as I wanted but im so glad that credit ninja is giving me the opportunity to show i can... See more
Company details
About CreditNinja
Written by the company
CreditNinja installment loans gives you access to funds in a safe and timely manner. Our online request process allows you to apply for a personal loan from the comfort of your home. That means no more long bank forms or slow moving lines. Typically within one business day you'll receive confirmation of the approved funding to help take care of your financial strains.
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Contact info
4.5
Excellent
12K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 88% of negative reviews
Typically replies within 1 week
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I would like too.see a copy of my loan…
I would like too.see a copy of my loan agreement please send it through too my e mailed now
19 July 2026
Unprompted review
Smooth Application Process
The application process is straightforward, plus after completing the application the approval time was quick.
19 July 2026
I've been working with you for a long…
I've been working with you for a long time, getting loans whenever I've needed them. And it's all been very easy. Thank you!!
18 July 2026
Unprompted review
I couldn't believe it was so easy and…
I couldn't believe it was so easy and fast. It took almost a day to do everything.
18 July 2026
credit ninja helps every type of person…
credit ninja helps every type of person with bad credit or good credit and very affordable payments that help people with a budget and they offer other benifits as well to help with daily needs like gift cards for various things even for your pets
11 July 2026
It was so simple and I was able to get…
It was so simple and I was able to get the application done and loan completed in really no time at all. If you only make the minimum payment it is a significant expense but pay it off and then you avoid. Was literally a miracle I didn’t think I was qualified for and truly a blessing. Thank you credit ninja!
17 July 2026
Very easy to work with and efficient
Very easy to work with and efficient! Thank you!
17 July 2026
Unprompted review
It was a great experience only thing…
It was a great experience only thing was the bank verification process. But everything else was smooth and quick.
17 July 2026
Service and quickness.
17 July 2026
Credit.Ninja.Understands.Life.Struggles.
This.Is.My.Second.Loan.With.You.All.And.I.Must.Say.That.You.All.Handle.Business.How.Business.Supposed.To.Be.Handled.Very.Professional.And.Direct.Thank.You.Sincerely!
16 July 2026
Unprompted review
How easy and straightforward it is
How easy and straightforward it is. Didint have an issues navigating the site.
16 July 2026
Use if you must, but don't be delusional
Only bad sides are 1) you have to pay in concurrent payments with your paychecks (i.e. weekly, bi-weekly, etc), and 2) interest rates are absolutely ridiculous so do your best to pay as fast as possible! This was my last resort, let's just say that. Also 4 stars because I pre-approved for 3500, but only got 500. Go figure
16 July 2026
Shitty
Shitty, dishonest practice, signed on the 14th at 9 am and on the 15th still nothing,
15 July 2026
Reply from CreditNinja
Dear Cassandra,
Thank you for reaching out. At CreditNinja, we’re committed to providing accurate and efficient loan servicing, and we understand how important timely funding is to our customers.
As noted on the homepage of our website under Loan Disbursement, applications approved before 10:30 a.m. CT, Monday through Friday, are generally funded the same business day. Applications approved after that time are typically funded the next business day. In some cases, additional verification may be required. If so, the loan, if approved, will be funded the business day after the verification is completed. We appreciate your feedback, as it helps us continue to improve our products and services. If you’d like to discuss your experience further, please call us at (855) NINJA-01 ((855) 646-5201) or e-mail support@creditninja.com.
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