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Rated 1 out of 5 stars

Would rate zero if I could. Benpal used to look after my TPT pension. However at the end of last year i was told that a new website would be created so you couldnt access it for around 3 months. 7 m... See more

Rated 1 out of 5 stars

Got an email last year to tell me we were being switched to Mercer Oneview and more information would come shortly. It never did. Now some company called Aptia are telling me to log on to my account... See more

Rated 1 out of 5 stars

Amazing website. Did manage to get new password set up as existing one failed despite being put in correctly. Total confusion on site trying to access information leads to being told to login to benpa... See more

Rated 1 out of 5 stars

broken.. you should do the decent thing and stop taking on contracts, you cant handle ANY work load.. staff are useless and lazy, your IT is shocking and completely broken, primary school kids could d... See more

Company details

  1. Retirement Scheme Provider
  2. Pension Fund

Information provided by various external sources

BENPAL is the next generation employee benefits platform from JLT


Contact info

1.5

Bad

TrustScore 1.5 out of 5

84 reviews

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4-star
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1-star

No history of asking for reviews

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1.5

All reviews

(84)

1 review in the last 12 months

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Rated 1 out of 5 stars

Would rate zero if I could

Would rate zero if I could. Benpal used to look after my TPT pension. However at the end of last year i was told that a new website would be created so you couldnt access it for around 3 months. 7 months later and finally after getting access to the website i now cant access my pension. Despite repeated requests for paperwork etc im still in the same situation. I am now desperate for my pension as I have finished work. When you ring they promise to resolve the matter but never do.
I have now got the pension regulator involved. If youve got your money in this scheme i recommend you look seriously at where your money is.

4 August 2025
Unprompted review
Rated 1 out of 5 stars

Awful service now...used to be good.

Used to be great, you could access all the info you need and see predictions of pension pot or if you took it as monthly income, good correspondence etc...then about 4 months ago the site went down, emails ceased, no access at all to either TPT or Benpal sites and I just hope the monthly payments I am making are going to the right place as I have no idea what's happening! I am told to wait for an email with new log in details for their new site which according to them is better and easier to use...it was fine before! I was told in April it will be June and now in June I am told it will likely be July...5 months to change a website...really???

30 May 2025
Unprompted review
Rated 1 out of 5 stars

How to make sure people cannot get pension information

Got an email last year to tell me we were being switched to Mercer Oneview and more information would come shortly. It never did. Now some company called Aptia are telling me to log on to my account to see my pay documents but of course I do not have an account because I was never sent any information re how to get one. So no way to find out about my pension.

10 April 2025
Unprompted review
Rated 1 out of 5 stars

Is this a scam?

Is this a scam?
I was sent a letter telling me to log on as a matter of urgency so I have immediately gone on line to create my username and password. Firstly it would't accept my username despite it fitting in with the required parameters.
Went to look at what they have for me, documents, etc and they have nothing.
Cannot check anything at all.
I was able to set my beneficiary so I saved my passwords and logged out.
Tried to log back in again to check that all was correct, but I am unable to, it's clearly the right password and username, but the screens change everytime I enter it, without going anywhere.
I'm very concerned

11 January 2025
Unprompted review
Rated 1 out of 5 stars

cant log in to account

cant log in to account. they also had the wrong info for me which was giving an inflated projection but it took them a long time to change it.
when they resolved it my pension pot dropped.

11 December 2024
Unprompted review
Rated 1 out of 5 stars

To be honest I don't trust them

To be honest I don't trust them. I'm in my early 60's and need regular access to estimates. Yet I can't access , like that for weeks ! And when I have had access the figures are based on a date in April 2023 - it's nearly Dec 24 now !! I'll be taking this up with my company Pension Team. The sooner we withdraw from this "service the better !!

25 November 2024
Unprompted review
Rated 1 out of 5 stars

Total lack of confidence in them

Total lack of confidence in them. Mixed answers when asking about my account. Benpal calculator is unacceptable, gives me an inaccurate value, often with a 200k difference between each calculation. Paid AVCs into my pension for years, one person saying its included in the calculation and another saying they have no record of it and its not. No idea what's going on! This is an old Abbey National/santander pension

16 July 2024
Unprompted review
Rated 1 out of 5 stars

Disgraceful

Will not let me log in, keeps telling me my account is 'not available at this time, try later' I have been trying for weeks and getting nowhere. Why isn't the Pensions Regulator taking this company to task? These Pensions are not their money, people have worked hard to save and when it comes to wanting to draw your pension you have to deal with companies like this! Absolutely disgraceful, they should be struck off and never be aloud to be in business again, what are the people at the top of this organization doing? Just look at the reviews over 90% are 1 star. Pensions regulator get your act together and sort this company out!!!

28 June 2024
Unprompted review
Rated 1 out of 5 stars

Continued Uselessness

Continued Uselessness - by the majority of previous reviews. AND VERY WORRYING....

Luckily.... I am regularly receiving my Annuity benefits via JUST.... I have only (recently) contacted BENPAL with regard to checking/ensuring the details of a beneficiary.

I am also getting the disturbing vibe of 'jumping through hoops' to access details of what is MINE...

A company that is apparently in charge of MY benefits - asking me to submit my FULL NAME AND ADDRESS (including postcode), NATIONAL INSURANCE NUMBER, & DATE OF BIRTH....

Is this not the sort of stuff that Consumer Agencies and programmes (and Government websites) advise you NOT TO DO? (..in terms of sharing etc..).

If this is not a criminal scam - it certainly makes a good impression of being a (legal) scam to keep YOUR Pension funds for as long as possible to retain interest on THEIR account - and probably hoping that there will be a very bankable percentage of Pension fundholders that die before they get their money.... adding to Corporate interest %%%

Do not avoid... CHALLENGE, COMPLAIN - TO EVERY CONSUMER BODY/PROGRAMME/AGENCY YOU CAN THINK OF..... Don't... let them get away with it...

Good Luck!!

22 May 2024
Unprompted review
Rated 1 out of 5 stars

Refuses access to account

Refuses access to account, the link sent by Benpal does not work and the login page tells you it’s invalid. These problems started after I requested to commence payment of my currently deferred MNRPF pension. Seems to me they want to keep my money and prevent my access to my funds. A one star rating is far too generous.

11 April 2024
Unprompted review
Rated 1 out of 5 stars

Unable to log in to my account

Unable to log in to my account. Says my account is Your account access is temporarily unavailable. Please return later. Useless. Been trying for over a year to check my details, requested link to uodate my password as i thought this might help, link sent was invalid! utter scam!

2 April 2024
Unprompted review
Rated 1 out of 5 stars

Awful company, useless and can't be *rsed. …

If I could give them Zero stars I would. Awful company, I keep asking them for a valid log in link and it is always invalid. Can't log in with the original password. I message them and just keep getting invalid links, no proper resolution. Rubbish and useless!

14 March 2024
Unprompted review

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