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123.ie Reviews 

2,251
•
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 399 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful and professional staff, noting that managing policies and getting quotes is fast, smooth, and entirely straightforward. Consumers also deeply appreciate the competitive pricing options and the user-friendly online platform, which makes browsing and setting up cover very easy. Some reviewers were not happy with communication issues, slow response times, and frustrating delays when trying to resolve claims or receive essential documents. A few other people also felt that certain renewal prices were unexpectedly high or experienced unexpected difficulties with policy changes and customer support.

What people talk about most

Price

Users describe ambiguous interactions with price, as opinions are heavily divided regarding the value... See more

Service

Reviewers highlight positive aspects of service, praising the fast, professional, and hassle-free experience... See more

Staff

Consumers find staff to be exceptionally helpful, professional, and friendly, making the process easy to... See more

Customer service

Customers had positive experiences with customer service, often highlighting prompt responses and helpful... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the straightforward and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

In fairness they put my two daughters on the policy who are learner drivers without a load of paperwork. It is expensive though and they only get to practice on weekends if they aren’t working as they... See more

Company replied

Rated 5 out of 5 stars

Arranging my motor insurance with you took a little longer to effect that my experience with other brokers. However, at the end of the day it was well worth it as the cover provided was exactly as... See more

Rated 5 out of 5 stars

To be honest it's nice to talk to a human,not a computer generated voice.The people I spoke to on 123.ie were very courteous, polite and professional. It was much appreciated and I would definitely co... See more

Company replied

Rated 5 out of 5 stars

I have had to call 123.ie Insurance after making a mistake renewing my elderly Fathers Insurance online. I got speaking to an agent, his name was either Dean or Dane(sorry I didn't catch it). All I ca... See more

Company replied


Company details

  1. Insurance Company
  2. also in
  3. Auto Insurance Agency
  4. Health Insurance Agency
  5. Home Insurance Agency
  6. Personal Insurance Company
  7. Travel Insurance Company

Written by the company

123.ie launched in 2002 as the first company in Ireland offering insurance online. We've grown to become a one-stop-shop for all your insurance needs, offering Home, Car, New Driver, Travel, Health and Life Insurance cover. And, at 123.ie, we’re always trying for better - from improving our website, our products and services, trying to better our customer service, trying to better the insurance category! We don’t always get it right but that doesn’t stop us from striving for better. Customers love our offer of up to 20% off new car insurance policies online but they also tell us they really like our friendly staff, the ease of buying online with us and how nice our Rewards program is too.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

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4.4

All reviews

(2,251)

349 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

For me

For me, it’s little expensive than another company, but I like the company.

8 September 2026
123.ie logo

Reply from 123.ie

Thank you for taking the time to provide your feedback. -CB

Rated 5 out of 5 stars

Smooth

Easy dealing with them. No problems when switching

14 August 2026
Unprompted review
123.ie logo

Reply from 123.ie

Thank you for taking the time to provide your feedback Alan. -CB

Rated 5 out of 5 stars

Always a helpful & easy customer…

Always a helpful & easy customer experience. I got a competitive premium.

Its also so nice to get a coffee/cake voucher on your birthday...a very good feel-good factor that i genuinely appreciate the chill time having the coffee. I hope 123 never cancels this really good initiative..

6 September 2026
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Reply from 123.ie

Morning, we are delighted to hear you are happy with our service and enjoyed your birthday treat. Enjoy your weekend. -CB

Rated 5 out of 5 stars

They offered the clearest and most…

They offered the clearest and most competitive offers very promptly after the user friendly initial questions. Excellent price point for really good cover.

4 August 2026
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Reply from 123.ie

Hi Frank, thank you for your feedback. We are delighted to hear this. -CB

Rated 5 out of 5 stars

A truly user friendly website which…

A truly user friendly website which contains all of the information to enable clients to make informed decisions and execute the process in a timely way. In relation to motor policies the almost instantaneous return of not only the documents but the Cert is 5 star service in and of itself

28 July 2026
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Reply from 123.ie

Hi Liz, thank you for taking the time to provide your feedback. This is great to hear. -CB

Rated 3 out of 5 stars

Reward loyalty

My premium increased . So I left . Why not reward loyalty instead of punishing it 🧐😩

25 September 2025
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Reply from 123.ie

Hi Kevin, thank you for taking the time to provide your feedback. I am sorry to hear our premium was not competitive for you. -CB

Rated 5 out of 5 stars

Excellent place for Car Insurance a lot…

Excellent place for Car Insurance a lot cheaper than others. Very easy website to use and you can see and reprint any of your documents anytime.

15 May 2026
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Reply from 123.ie

Hi Shane, thank you for the feedback,. We are delighted to hear you are happy with our service. -CB

Rated 1 out of 5 stars

Trouble getting claim settled

Have had trouble getting a settlement from 123 for my car being vandalised outside my home.almost 2 months this is going on.i put up a review and customer service gets back to me and i dared to hope it was coming to an end.after explaining my situation again i was getting passed to claims so they could try help get my claim sorted.after my call was disconnected i rang back and discovered that i was now going to receive less than their original offer as excesses and other fees started to come out of the low ball settlement i was offered.avoid the stress and headache as my experience has been nothing but stress and hassle.still taking monthly payments out of my account despite having no car to drive.

13 July 2026
Unprompted review
123.ie logo

Reply from 123.ie

Hi Keith, Thank you for taking the time you provide your feedback. I am sorry to hear this was your experience. I would be happy to give you a call to discuss and investigate this further. If you would like me to arrange this please pop us an email to Info@123.ie with your details. -CB

Rated 2 out of 5 stars

Do not in fact ‘reward loyalty’ as they…

Do not in fact ‘reward loyalty’ as they claim.

Got a renewal email for €480 went onto website and filled in details again got quote for €320.

30 August 2026
Unprompted review
123.ie logo

Reply from 123.ie

Thank you for taking the time to provide your feedback. If you would like to discuss this further please pop us an email to info@123.ie with your details and I can arrange a call to discuss this. -CB

Rated 2 out of 5 stars

Disappointed with house insurance quote…

Disappointed with house insurance quote considering I already have car & travel insurance policies with you. €129 dearer than renewal quote from company I am with

24 August 2026
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Reply from 123.ie

Hi Rosie, thank you for taking the time to provide your feedback. We do offer the best price available to us at the time. If you would like to discuss this further, please pop us an email to Info@123.ie with your details. -CB

Rated 5 out of 5 stars

Value

Pleasent experience

22 August 2026
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Reply from 123.ie

Hi Derek, thank you for your feedback. Great to hear this. -CB

Rated 5 out of 5 stars

Very responsive

Very responsive

20 August 2026
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Reply from 123.ie

Morning, thank you for taking the time to provide your feedback. -CB

Rated 5 out of 5 stars

Great customers service

Great customers service. And also great value car insurance. No problems adding people later to my car policy.

19 August 2026
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Reply from 123.ie

Hi Tom, thank you for your feedback! We are so pleased to hear you had a great experience with our customer service and found our car insurance to be great value. -CB

Rated 5 out of 5 stars

The price and the service were…

The price and the service were excellent even after changing my car mid term.

18 August 2026
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Reply from 123.ie

We're so pleased to hear that you found both our pricing and service to be excellent, even with your car change. Thank you for your feedback. -CB

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