Standard Life Home Finance Reviews 

215
•
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 110 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff are extremely helpful, polite, and professional when handling various financial requests. People also deeply appreciate the exceptionally quick response times and smooth digital tools that make managing financial drawdowns very easy and stress-free. However, some customers also noted that the overall procedure could sometimes take longer than expected to receive necessary documentation. A few reviewers experienced specific delays with paperwork and occasionally had to actively follow up regarding their pending applications. Others mentioned encountering occasional difficulties with communication channels when dealing with complex administrative scenarios or specific queries.

What people talk about most

Staff

Clients share positive opinions on staff, frequently praising the efficient, knowledgeable, and polite... See more

Service

Users describe positive interactions with service, highlighting a professional, helpful, and stress-free... See more

Response time

Reviewers mention positive feedback about response time, consistently highlighting very quick and helpful... See more

Customer service

Consumers find customer service to be positive, noting that representatives are consistently polite,... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the website as easy to... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Top Marks! I have only praise for the service given by SLHF staff. It is quick and efficient and, I need hardly say, totally professional. Most recently my drawdown request was handled by Sam Carroll.... See more

Rated 5 out of 5 stars

We applied for a further Equity Release drawdown and the staff were very efficient and the money reached our bank in record time...well done! Special thanks to Sam Carroll - who kept us informed and... See more

Rated 5 out of 5 stars

I had a terrific response from SLHF I was asking for a drawdown from my facility. They could not have been more helpful. We used an Email based system called Docusign and it worked so well we were abl... See more

Rated 5 out of 5 stars

Quick response , knowledgable people , respectful. I was very impressed especially with Sheila Brown , whose attitude , knowledge and professionalism was much appreciated and a major reason I went... See more


Company details

  1. Mortgage Broker

Written by the company

Standard Life Home Finance provides a range of lifetime mortgages designed to help transform your retirement. If you’re exploring the opportunities that equity release could offer you, the team at Standard Life Home Finance are ready to offer a helping hand. A lifetime mortgage is a loan secured against your home . Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits. Standard Life Home Finance Limited. Registered in England No 13352642. Registered Office: Baines House, Midgery Court, Pittman Way, Fulwood, Preston PR2 9ZH. www.standardlifehomefinance.co.uk Tel: 0800 1884815. Standard Life Home Finance Limited is authorised and regulated by the Financial Conduct Authority. Standard Life Home Finance Limited uses the Standard Life brand under licence.


Contact info

4.8

Excellent

TrustScore 5 out of 5

215 reviews

5-star
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1-star

No recent history of asking for reviews

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4.8

All reviews

(215)

110 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Incredible efficiency

Incredible efficiency, friendly helpful and simplified all things to my needs with no hard sell, pushy attitudes which could cause wrong decisions. I have been kept up to date throughout the journey , all staff have been kind and thoughtful, I can't fault anything, highly reccomend .

20 April 2024
Unprompted review
Rated 5 out of 5 stars

Excellent service would recommend

All the people that have dealt with our equity release have been amazing they could not do enough for us very polite. Customer service was Excellent we are very surprised how quick it all went, very big thank you for all your help.

20 March 2024
Unprompted review
Rated 5 out of 5 stars

Efficient Staff

Phillip Ambler was very helpful and explain everything in details from the first meeting. Once the application progressed Luke Ayres kept us informed on a regular basis. Both were very friendly and easy to deal with and very efficient.

29 February 2024
Unprompted review
Rated 5 out of 5 stars

Equilaw have been superb

Equilaw have been superb! From the very outset of our Equity Release application, all the team at Equilaw were courteous, professional and speedy. We had no idea that we would complete in such a short time.
We are thrilled to have worked with Equilaw!

19 February 2024
Unprompted review
Rated 4 out of 5 stars

SL processes could improve but exceptional support from our individual point of contact, Daniel Marsh.

I had very good support from Daniel Marsh and would have rated him individually as a 5 star. He was very responsive and made every effort to deal with queries and fulfil request. I felt that perhaps the processes with which he had to work, especially across functions, were not the most smooth (so the 4 star is for Standard Life overall), but he always managed to get the right result.

5 February 2024
Unprompted review
Standard Life Home Finance logo

Reply from Standard Life Home Finance

Thank you for your review, I will pass this on to Dan and the Specialist Servicing Team

Rated 5 out of 5 stars

Luke dealt with my journey through my…

Luke dealt with my journey through my equity release brilliantly explaining all I needed to know from the start .
It all went very smoothly.
Very professional and also so very nice manner .
Thankyou

2 December 2023
Unprompted review
Standard Life Home Finance logo

Reply from Standard Life Home Finance

Thank you for your review, I will pass on your kind words to Luke

Rated 5 out of 5 stars

Such friendly helpful people.

The people involved in my case were so friendly and efficient and helped solve a few problems that occurred. I would highly recommend them.

10 January 2024
Unprompted review
Standard Life Home Finance logo

Reply from Standard Life Home Finance

Thank you for your kind review and recommendation.

Rated 3 out of 5 stars

safe proof process

we found the process of the lifetime mortgage daunting, also we lost the first advisor after going through the all the information we had to take in.the second advisor put us through the same forms yet again but at the end of the day we can now see why we had to go through this process to understand what we where signing up to.but we thank you for all the work you put into our case and everything went through with no problems at pace at the end.

31 October 2023
Unprompted review
Standard Life Home Finance logo

Reply from Standard Life Home Finance

Thank you for leaving a review, I am sorry to hear of the delays you experienced and glad that everything went though well in the end. Kind regards, Customer Support Team Leader.

Rated 1 out of 5 stars

STANDARD LIFE THINK TWICE…UPDATE TO THIS TERRIBLE SITUATION.

This whole sorry tale gets worse by the day. I have now discovered during a night spent just sitting in a chair that these super secret solicitors that no one can know their name or have no contact with are no longer fully registered with the FCA. How and why they were registered once and no longer are I will leave to any one's imagination. This means that should any one wish to make a complaint to the Financial Ombudsman it will be most likely thrown out due to the fact that one has used an un-fully registered company. Even though you had no choice or where not infomed of the unregistered status of Enact prior to commencement. Is this legal? I always thought you had to have full knowledge of all the facts to enable you to make an informed decision. Perhaps someone can help me out on that one

Yesterday afternoon a representative from Standard Life contacted me. She wasn't rude but was at first quite defensive. I felt it was my fault. After trying to get her to stop, and allow me to speak she calmed down and listened. She promised to contact their elusive solicitors and find what the hold up is. See managed that alright! On what is approximately four weeks since they made me the offer, my solicitor has contacted the estate agent, who is now so worried about my mental health status that she contacted my son and told him that another batch of questions are expected this afternoon.
It is a 20 year old property in a prime urban area. The percentage of interest of Standards Life's interest in the property is so small, if the house fell over tomorrow the land would more than pay their interest. How do I cope wth this. The representative of Standard Life left me no contact details.
PLEASE EVERYONE WHO HAS., LIKE ME, WORKED ALL THEIR LIVES TO BE AN INDEPENDANT TAX PAYER IN MY RETREMENT. DO NOT DEAL WITH STANDARD LIFE IF YOU VALUE YOUR SANITY
Recently widowed, I took out an equity release plan called a Porting Mortgage. As I know I would be moving back to a more expensive area. I thought do it now it will help cut some of the pressure when I did actually move. It was horrendous. The IFA reckoned he had a full head of hair when we started. So a year later I decided to move, using my Porting Mortgage I thought it would be quick and easy as I had been though the agony in advance. NO WAY!! Two application forms went missing, the moving team are very special as they do not communicate with mere mortals. Finally got a survey done. Weeks go by, emails by the dozen to the elusive moving team. Finally got a mortgage offer. Moving Team then passed everything to their solicitors. No name, no contact number, even your own solicitor can't contact them.
Everything has to go back to the moving team who are the only people of a high enough status to communicate with these higher mortals called their solicitors, even my own solicitors are banned from speaking directly to the elite team of solicitors. My solicitor had a tantrum and put my bill up by £250. So it's now 17/10/23 Silence. Every body is trying to be pleasant to me, but of course it is seen as my fault for holding up the entire process. But how do contact the uncontactable to move things along and make them aware of the utter misery they are causing. Nearly £1000 this has cost me for silence. Any ideas? Except jumping under the nearest train.

4 August 2023
Unprompted review
Standard Life Home Finance logo

Reply from Standard Life Home Finance

Following on from our recent conversations and emails regarding the above, I'm pleased that we were able to support your application through to completion last week.

Rated 5 out of 5 stars

Highly Recommend

I was not sure what to expect when I commenced the process for equity release. I found my advisor - Colin was my contact - to be very supportive and helpful through this experience. He showed empathy and had a professional approach. I felt he really understood my needs, he was attention and reassuring. The process was relatively quick and I would recommend this service to anyone thinking of equity release.

25 September 2023
Unprompted review
Standard Life Home Finance logo

Reply from Standard Life Home Finance

Thank you for your kind review

Rated 5 out of 5 stars

Smooth Operation

From the moment we finally decided to go through with Equity Release and conveyed the details to Key Advice Solutions it took three weeks for the funds to go through. They did not have to hold our hands too much as the process was very straight forward and any questions quickly clarified.
They are also handling our new wills and Powers of Attorney and so far this is going just as smoothly.

18 August 2023
Unprompted review
Standard Life Home Finance logo

Reply from Standard Life Home Finance

Thank you for your review

Rated 5 out of 5 stars

Equity release

Luke Ayres was very professional every step of the process and listened to everything I wanted and helped me understand

16 August 2023
Unprompted review
Standard Life Home Finance logo

Reply from Standard Life Home Finance

Thank you for your review, I will pass on your comments to Luke

Rated 5 out of 5 stars

First class service

Could not have asked for a better experience. Kept fully informed throughout the whole process any questions we had were answered and the speed in which the service was delivery would be impossible to beat. Many thanks

14 August 2023
Unprompted review
Standard Life Home Finance logo

Reply from Standard Life Home Finance

Thank you for your review

Rated 5 out of 5 stars

Top class service

The service was excellent. Efficient, caring, friendly and speedy. All agencies involved made the experience totally stress free.

20 July 2023
Unprompted review
Standard Life Home Finance logo

Reply from Standard Life Home Finance

Hi,

I'm Glad to hear that you had a good stress free experience.

Thanks,
Customer Support Team

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