Rocket Mortgage Reviews 40,682

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 4,234 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for their helpfulness, professionalism, and positive attitude, making interactions pleasant and productive. The service provided is often described as excellent, with many people appreciating the efficiency and ease of the overall process. Reviewers also highlight the exceptional customer service and a smooth user experience. However, some people mentioned issues with response times, noting that communication was sometimes slow or inconsistent. A few other people also felt that the process could be frustrating due to a lack of clarity or difficulty reaching a representative.

What people talk about most

Staff

Users describe positive interactions with staff. Many customers praise the helpfulness, friendliness, and... See more

Service

Customers had positive experiences with service. Many reviewers found the loan process quick and easy, with... See more

Customer service

Reviewers highlight positive aspects of customer service, praising representatives for being knowledgeable,... See more

User experience

Reviewers express satisfaction with the user experience, highlighting a seamless and straightforward process... See more

Response time

Customers consistently note ambiguous experiences with response times. Many reviewers praise quick and timely... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I think they did a good job all in all. I would have to say better communication with both the customer and within the different departments within rocket mortgage refy unit would be beneficial. The... See more

Company replied

Rated 4 out of 5 stars

We chose a four because of the mistake of a duplicate payment which resulted in a delay of our closing. Otherwise a 5 star.

Company replied

Rated 5 out of 5 stars

Rocket Mortgage is excellent. The entire loan process is made as simple and easy as possible. From beginning to end, every Rocket Mortgage employee you come in contact with, is friendly, professional,... See more

Rated 4 out of 5 stars

Everything went quite well, but I couldn’t figure out why I had to show you all so much proof about my other property. I thought this was supposed to be an equity loan.

Company replied


Company details

  1. Mortgage Broker
  2. Financial Consultant
  3. Mortgage Lender

Written by the company

Detroit-based Rocket Mortgage, LLC. is the nation’s largest home mortgage lender. It is also one of the nation’s largest FHA lenders and a premier Veteran Affairs (VA) lender. J.D. Power named Rocket Mortgage the Highest in Customer Satisfaction for Primary Mortgage Origination 11 straight years, 2010 through 2020.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

41K reviews

5-star
4-star
3-star
2-star
1-star

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Rated 1 out of 5 stars

I wouldn't recommend using them

They transferred my account to them, and it takes forever to speak to a human. They have AI that refuses to let you speak with someone and even hangs up on you. If you finally do get to speak to someone, it's after 6 min or more of trying to get AI to do what you ask. Representatives can't complete the request because the systems are down or not working properly. Representatives say they want to help, but do not. I had an overage in escrow because their website said I had a shortage in big red letters, even though I had already paid the shortage. They didn't adjust it. When they finally reanalyzed, they wouldn't take the overage into account and mailed a paper check.

6 May 2026
Unprompted review
Rocket Mortgage logo

Reply from Rocket Mortgage

Hello Tanya,

Thank you for bringing your experience to our attention. My name is Anne Wright and I work with the Rocket Mortgage Social Media Team. We focus on process improvements based on the comments we receive. I sincerely apologize for the difficulties you encountered.

I have escalated your concerns to our Servicing Senior Research Team and asked them to call you as soon as possible to help get this resolved.

Take care and have a great day!

Respectfully,

Anne Wright
Triple Crown Social Media Advocate
Rocket Mortgage
AnneWright@RocketMortgage.com

Rated 1 out of 5 stars

Rocket Morgage is garbage

Rocket Morgage is garbage. My loan got moved THREE times and I thought it was on auto-pay and it wasn't and they REFUSED to give me a goodwill adjustment even though I have a perfect payment history besides that one "late payment".

They said "Altering reported information — even as a goodwill gesture — would constitute inaccurate reporting and a misrepresentation of actual account events, which we are not able to do." That's a LIE because they CAN give a goodwill adjustment, they just don't care about their customers enough to do so. I wouldn't recommend Rocket Mortgage to anyone ever. AND it took my 2 months to hear back from there. Terrible customer service and terrible care for their customers.

5 May 2026
Unprompted review
Rocket Mortgage logo

Reply from Rocket Mortgage

I am sorry to hear of the frustrations that you have had with your payment concerns,, I sent your feedback to our servicing team for review and follow up. Thank you Rocket Mortgage Client Relations

Rated 1 out of 5 stars

Purchased my mortgage

Purchased my mortgage, did not provide adequate notice regarding insurance change requirements (while sending a letter saying they did), changed my payment and will not respond to calls. Insurance information was sent from the company with proof of coverage and change in loss payee information. Rejected by Rocket Mortgage and still will not answer calls. Moving forward to filing official complaint and taking further action.

5 May 2026
Unprompted review
Rocket Mortgage logo

Reply from Rocket Mortgage

Hello J G,

Thank you for taking the time to leave this review and bringing your experience to our attention. I sincerely apologize if you have not had a pleasant experience with Rocket Mortgage.

I was unable to locate your loan; however, I am interested in learning more. Please feel free to contact me anytime with additional information so we can make sure your concerns are addressed.

Respectfully,

Anne Wright
Triple Crown Social Media Advocate
Rocket Mortgage
T (313) 782-8714
AnneWright@RocketMortgage.com

Rated 1 out of 5 stars

I have been working with them for 5…

I have been working with them for 5 months. Twice they said everything was ready to go and they set closing only to be canceled the day before because they didn't have all the documents. Now I'm sitting in purgatory everything is expired they've called my work three separate times for verification of employment. They keep pulling my credit which is causing a ding. At this point they're causing more harm than good. I just wish if they can't close the loan they would just cut me loose. I'm ready to file a consumer complaint.

25 November 2025
Unprompted review
Rocket Mortgage logo

Reply from Rocket Mortgage

We regret to hear about the issues you've experienced, including the delayed closings and repeated employment verifications. We apologize for any harm caused by the credit inquiries and the overall inconvenience. We'll review your file to understand what occurred and how we can prevent similar situations in the future. Thank you for bringing this to our attention. I have also asked the banking team to reach out to give you a status update.
Regards,
Client Relations Team
Rocket Mortgage

Rated 1 out of 5 stars

Rocket just acquired my loan and they…

Rocket just acquired my loan and they are a disaster! Impossible to connect with a real person but after an hour I did and they could not solve any issues and transferred me back to the AI system. I asked for a supervisor and was told it would take 3-5 days for someone to return my call. The transfer of my loan was not complete and they failed to pay my insurance from my escrow account. In addition, after several attempts to set up my online account I finally gave up because the systems was not working properly.

28 April 2026
Unprompted review
Rocket Mortgage logo

Reply from Rocket Mortgage

Hello Joel,

Thank you for bringing your experience to our attention. My name is Anne Wright and I work with the Rocket Mortgage Social Media Team. We focus on process improvements based on the comments we receive. I sincerely apologize for the difficulties you encountered. I have escalated your concerns to our Servicing Senior Research Team and asked them to call you as soon as possible today. If you do not hear from them, please let me know.

Thank you and have a great day!

Respectfully,

Anne Wright
Triple Crown Social Media Advocate
Rocket Mortgage
AnneWright@RocketMortgage.com

Rated 1 out of 5 stars

ROCKET IS THE WORST

With an 811 Credit Rating and owning 2 homes outright and a great savings and pension they turned me away cause I could not produce a Insurance Policy on the 2nd property which is a rental, I'm completely lost!!! Many hours of wasted time!!!

4 May 2026
Unprompted review
Rocket Mortgage logo

Reply from Rocket Mortgage

We appreciate you taking the time to share your experience. We regret that our decision, despite your excellent credit and assets, and the documentation requirement caused you frustration. I was unable to locate the loan but if you would like to discuss it further, please do not hesitate to reach back out.

Respectfully,


Dawn Peebles
Triple Crown Social Media Advocate
Rocket Mortgage


T (313) 373-4576
F (833) 334-3513
dawnpeebles@rocketmortgage.com

Rated 1 out of 5 stars

Serious Concerns with Payment Processing and Support

I have been charged for my mortgage from two different bank accounts for three consecutive months. I have tried to fix this issue through my account on the website, and although it shows that the change has been made, I am still being charged from both accounts.

I have also attempted to call the phone number provided multiple times a day, at different hours, and every time I get the same message saying that all representatives are busy and that I should resolve the issue through the website. This has been extremely frustrating, especially since the website is clearly not working as it should.

This experience is nothing like Mr. Cooper, which was far more reliable and responsive. I am very disappointed with the service from this company. I do not feel confident or comfortable continuing to work with them.

1 April 2026
Unprompted review
Rocket Mortgage logo

Reply from Rocket Mortgage

We appreciate you sharing your experience. We're sorry to hear about the multiple charges and the difficulties you've faced resolving this. It's also regrettable that you've had trouble reaching our team by phone. We want to look into this and ensure your account is accurate. Please contact us with your loan details so we can address these issues.
Regards,
John Fuss
Executive Social Media Advocate
Rocket Mortgage
T (313) 545-2880
F (855) 454-1165
JohnFuss@Rocketmortgage.com

Rated 2 out of 5 stars

I Refinanced a bought multiple houses…

I Refinanced a bought multiple houses and Get Many Loans!this the worth experience by far from the beginning to the end! For sure I will never or recommend any friend or family rocket mortgage services!!!period!!:(

27 April 2026
Rocket Mortgage logo

Reply from Rocket Mortgage

Hello,

Thank you for taking the time to leave this review and bring your experience to our attention. My name is Amanda and I work on the Social Media Team here at Rocket Mortgage. I focus on process improvements based on the feedback that we receive. I tried to call you, and left a message. Please do not hesitate to reach back out to me at anytime to discuss your concerns further. Your time is appreciated and I hope that you have a nice day.

Respectfully,

Amanda Roeder
Triple Crown Social Media Advocate | Rocket Mortgage

T (313) 373-0821

Rated 5 out of 5 stars

Home Equity Loan

Response time was fast. Notifications available to keep you in the loop of everything that is happening to your loan and what’s needed (if any). Ivan was very helpful, friendly and thorough. He got the loan paperwork rolling immediately after speaking with me.

24 April 2026
Rated 1 out of 5 stars

Meh if you ever have to deal with Customer Service

Wow, hung up on ignored, not listened to, insulted, blows my mind. Selling my home, payoff was produce with the worng date, not help, no resolve. Ignored and hung up on. When I get a mortgage next time, never will use them again. UNBELIEVABLE

4 May 2026
Unprompted review
Rocket Mortgage logo

Reply from Rocket Mortgage

Good morning Michael,

We appreciate you bringing this to our attention. We regret that your payoff experience and our service fell short of expectations. I was unable to locate your loan with the name provided but would like to escalate this further to our servicing team for review and follow up. Please reach out to me at the contact information below. Thank you.

Respectfully,

Dawn Peebles
Triple Crown Social Media Advocate
Rocket Mortgage


T (313) 373-4576
F (833) 334-3513
dawnpeebles@rocketmortgage.com

Rated 1 out of 5 stars

Paid off my mortgage well over a month…

Paid off my mortgage well over a month ago but cannot get a copy of deeds release. Telephone service is computerized and horrible

1 April 2026
Unprompted review
Rocket Mortgage logo

Reply from Rocket Mortgage

Good morning Gail,

We regret you're having trouble getting your deed release and that our phone system is difficult to navigate. We are unable to locate your loan with the name provided but would like to escalate this further to our servicing team for review and follow up. Please reach out to me at the contact information below. Thank you.

Respectfully,

Dawn Peebles
Triple Crown Social Media Advocate
Rocket Mortgage


T (313) 373-4576
F (833) 334-3513
dawnpeebles@rocketmortgage.com

Rated 1 out of 5 stars

NO COMMUNICATION

NO COMMUNICATION, WHAT WAS SAID WASN'T WHAT WAS DISCLOSED PAID 500 FOR APPRASAIL BEFOR ALL THE ESTAMITE, STILL EVERTHING WENT UP INTEREST PAYMENT CALLED LEFT MESSAGES NO RESPONSE HAVE NO IDEA HOW THEY GOT 5 STARS

27 April 2026
Unprompted review
Rocket Mortgage logo

Reply from Rocket Mortgage

Hello Wanda,

Thank you for bringing your experience to our attention. My name is Anne Wright and I work with the Rocket Mortgage Social Media Team. We focus on process improvements based on the comments we receive. I sincerely apologize for the difficulties you encountered. I tried calling you and left a message. I assure you that we do take our clients' concerns very seriously, so please do not hesitate to contact me anytime.

Respectfully,

Anne Wright
Triple Crown Social Media Advocate
Rocket Mortgage
T (313) 782-8714
AnneWright@RocketMortgage.com

Rated 2 out of 5 stars

Tons of miscommunication

I didn't love that I had to deal with different loan officers. It made the process more difficult as I had to re-explain things over and over again. I was forced to close a line of credit at the end of the process that was not disclosed earlier, I had agreed to pay it off but did not want to close it. You agreed to pay off several creditors and then turned arpund and sent me the checks to turn around and have to send onward..why did you not pay them directly like you did the line of credit? Now the checks are for over the amount so I need to wait for refunds. I have to spend my time finding out where to send these and to whom etc, this should have been a seamless process.

1 May 2026
Rocket Mortgage logo

Reply from Rocket Mortgage

Hello,

Thank you for taking the time to leave a review. My name is Amanda and I work on the Social Media Team here at Rocket Mortgage. I focus on process improvements based on the feedback that we receive. I tried to call you, and left a message. Please do not hesitate to reach back out to me at anytime to discuss your concerns further. Your time is appreciated and I hope that you have a nice day.

Respectfully,

Amanda Roeder
Triple Crown Social Media Advocate | Rocket Mortgage

T (313) 373-0821

Rated 2 out of 5 stars

I was told that once closing was…

I was told that once closing was finished everything would be processed that day. Well it hasn’t. I was not told to stop payments because it was going to take over a week after closing. This has been a slow and clunky process.

1 May 2026
Rocket Mortgage logo

Reply from Rocket Mortgage

We appreciate you bringing this to our attention. We're sorry to hear that the closing process and payment handling were not as smooth as expected. We'll review your feedback to improve our processes. Thank you.

Respectfully,


Dawn Peebles
Triple Crown Social Media Advocate
Rocket Mortgage


T (313) 373-4576
F (833) 334-3513
dawnpeebles@rocketmortgage.com

Rated 4 out of 5 stars

Good rates, solid loan officer services. Can do better with appraisal and notary appointments.

Good rates, timely communication with lead loan officers.

Scheduling of both appraisal and closing was challenging. Would highly recommend to review scheduling communication and protocols. I had moved my meetings and appointments where for the appraisal, we had a no show on the day to discover he didn't realize he had an appointment when I called his cell an hour after. He arrived day later on Saturday. With closing, the notary was also late where she advised having appointments scheduled too close which did not include any time for travel. Both people were polite and professional when they arrived, but the lack of communication affirming appointments was frustrating.

30 April 2026
Rocket Mortgage logo

Reply from Rocket Mortgage

Hello Mary,

Thank you for bringing your experience to our attention. My name is Anne Wright and I work with the Rocket Mortgage Social Media Team. We focus on process improvements based on the comments we receive.

We regret the scheduling challenges with the appraisal and closing. We will review our communication protocols to ensure confirmed appointments and prevent similar issues.

I tried calling you but was unable to leave a message, as the call disconnected in the middle of your voicemail message. I assure you that we do take our clients' concerns very seriously, so please do not hesitate to contact me anytime.

Respectfully,

Anne Wright
Triple Crown Social Media Advocate
Rocket Mortgage
T (313) 782-8714
AnneWright@RocketMortgage.com

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