I have had hire car excess insurance cover with Reduce My Excess for several years. Way cheaper than buying cover directly from the car hire companies. For the first time, I also had to make a claim r... See more
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Review summary
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Great communication, very fast turnaround, super helpful, great price and when making a claim; the process/form is easy to use and submit. Extremely grateful to this company for the pleasant and stres... See more
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It's always a great surprise when any insurance company discounts your premium to less than last year to reward loyalty...I'm in!! No hassle at car rental desks. Great value annual premiums Easy to... See more
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I initially set up a policy for a specific holiday, which was easy to do. I then decided it would be better to switch to an annual policy and this was not a problem. Seems like very good value, polic... See more
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Company details
About ReduceMyExcess
Written by the company
ReduceMyExcess is a leading provider of car hire excess insurance, created to offer drivers a clearer and more affordable alternative to costly rental company waivers. ReduceMyExcess has been recognised with the Which? Best Buy award for our hire car excess insurance.
Since 2011, we have focused on providing comprehensive and affordable car hire excess insurance policies alongside uncomplicated information to help customers make informed decisions when renting a car.Contact info
United Kingdom
- reducemyexcess.co.uk
ReduceMyExcess Car Hire Excess Insurance
4.7
Excellent
3K reviews
Asks customers to review
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Serious increase in premiums
23 June 2026
Reply from ReduceMyExcess
Hi Peter,
Thank you for taking the time to leave a review. We appreciate your feedback regarding the increase in your premium.
We are sorry to hear that you were disappointed with your renewal price. Premiums are reviewed each year and can be affected by a range of factors, including insurer rates and the level of cover provided.
We apologise if the increase came as a surprise and appreciate you sharing your feedback.
Kind regards,
Chloe
An excellent product which allows you…
An excellent product which allows you to avoid the hard sell and poor value of the insurance aggressively promoted by car rental companies.
24 February 2026
Reply from ReduceMyExcess
Hi,
We’re really pleased to hear you found our cover to be a great value alternative, helping you avoid more expensive options at the rental desk. Thank you for your review!
Kind regards,
Anna
Easy application and completion of the…
Easy application and completion of the policy purchase. Price as advertised with no hidden fees
25 June 2026
Reply from ReduceMyExcess
Hi,
We're so pleased you found taking out an excess insurance policy easy and the price transparent. Thank you for your positive feedback!
Kind regards,
Anna
Real Value for Money
The price is a real bonus when compared with the extravagant prices from the car hire firms.
Would make it an annual purchase as the whole annual premium can be paid for with one weekly car hire
24 June 2026
Reply from ReduceMyExcess
Hi,
We're delighted to hear you find our pricing competitive compared to car hire firms. It's great to know our annual option offers such value. Thank you for your feedback!
Kind regards,
Anna
Very straight forward.
13 June 2026
Reply from ReduceMyExcess
Hi John,
We're happy to hear you found ReduceMyExcess straightforward!
Kind regards,
Anna
My insurance auto renewed
My insurance auto renewed, I cancelled immediately before the first policy expired and was CHARGED OVER £11. The first policy still has not expired also I contacted them for an explanation and no response
25 June 2026
Reply from ReduceMyExcess
Hi there,
Thank you for taking the time to leave a review. We are sorry to hear that you are unhappy with your experience.
We apologise that a full refund has not yet been issued. This has been flagged with the relevant team as it appears to be related to the MyAccount portal, and we are currently looking into this for you.
We will be in touch shortly to resolve this matter and ensure the remainder of the refund is processed as quickly as possible.
Kind regards,
Chloe
Very easy to renew and good price.
25 June 2026
Reply from ReduceMyExcess
Hi Andrew,
We're glad renewal was easy and you found the price good. Thank you for your feedback!
Kind regards,
Anna
Efficient renewal service but …
Efficient renewal service but repeated invitations to rate the service are irritating.
25 June 2026
Reply from ReduceMyExcess
Hi,
We’re pleased to hear you found the renewal process efficient. We’re sorry to hear that the review invitations felt excessive.
Kind regards,
Anna
Nice easy transaction!
26 June 2026
Reply from ReduceMyExcess
Hi Tania,
We're happy you're happy!
Kind regards,
Anna
Relatively easy to provide answers to…
Relatively easy to provide answers to the questions asked and move to the next page.
I would have liked a summary of the details entered and the policy cover on the page you pay on as I had to go back to double check something in an earlier page.
The price was competitive which was a strong factor as was good cover.
26 June 2026
Reply from ReduceMyExcess
Hi Paul,
We’re pleased to hear you found the process relatively straightforward and that you were happy with the price and level of cover. We appreciate your comment about having a summary of the details on the payment confirmation page and will take this on board.
Kind regards,
Anna
Had to do nothing was handled directly…
Had to do nothing was handled directly by Reduce my excess without any fuss and hassle
24 June 2026
Reply from ReduceMyExcess
Hi Richard,
We are so glad we could handle everything for you without any fuss or hassle. Thank you for yourreview!
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Salvador,
It's great to hear you found it easy to take out a policy with ReduceMyExcess.
Kind regards,
Anna
Cheapest excess car hire company
Cheapest excess car hire company. Much cheaper than buying rental cover at car hire pick up.
26 June 2026
Reply from ReduceMyExcess
Hi Zain,
We're so pleased you found our excess cover cheaper than what's offered at the car hire desk. Thank you for your positive feedback!
Kind regards,
Anna
Easy to follow and good price
25 June 2026
Reply from ReduceMyExcess
Hi Jeffrey,
We're glad you found ReduceMyExcess easy to follow and our policies well priced. Thank you for your feedback.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Ioannis,
We're happy to hear you found ReduceMyExcess easy to navigate.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Ahvan,
Thank you for your review.
We’re glad you found good value and that adding your wife to the policy was easy to do. We’re sorry to hear you had trouble contacting us, and we understand how frustrating that can be.
Kind regards,
Anna
Very quick and easy to follow
24 June 2026
Reply from ReduceMyExcess
Hi Nigel,
We're so glad you found it quick and easy to follow. Thank you for your positive feedback!
Kind regards,
Anna
Reduce My Excess cover
Completing this form was simple and quick. We hired a car for a single trip and the cost of this insurance was very competitive. It also gave us piece of mind whilst driving.
19 June 2026
Reply from ReduceMyExcess
Hi Denise,
Thank you for your review.
We’re really pleased to hear you found the process simple and quick to complete, and that the cover offered great value for your trip. It’s great to know it gave you peace of mind while driving.
Kind regards,
Anna
Quick easy process at short notice just…
Quick easy process at short notice just before a test drive where the excess was £2500.
Good peace of mind to take out one day cover for circa £10.
24 June 2026
Reply from ReduceMyExcess
Hi Chris,
Thank you for your review.
We’re really pleased to hear you were able to arrange cover quickly at short notice and that it provided valuable peace of mind, especially with a higher excess amount.
Kind regards,
Anna
I have use this company everytime I…
I have use this company everytime I rent a car over past 5-6 years. Easy to use and were brilliant when I did make a claim.
22 June 2026
Reply from ReduceMyExcess
Hi Charles,
It’s fantastic to hear you’ve been with us for several years and that both the ease of use and your claim experience have been positive. Providing dependable cover and support is exactly what we aim for. Thank you for review.
Kind regards,
Anna
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