I have had hire car excess insurance cover with Reduce My Excess for several years. Way cheaper than buying cover directly from the car hire companies. For the first time, I also had to make a claim r... See more
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Review summary
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Great communication, very fast turnaround, super helpful, great price and when making a claim; the process/form is easy to use and submit. Extremely grateful to this company for the pleasant and stres... See more
Company replied
It's always a great surprise when any insurance company discounts your premium to less than last year to reward loyalty...I'm in!! No hassle at car rental desks. Great value annual premiums Easy to... See more
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I initially set up a policy for a specific holiday, which was easy to do. I then decided it would be better to switch to an annual policy and this was not a problem. Seems like very good value, polic... See more
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Company details
About ReduceMyExcess
Written by the company
ReduceMyExcess is a leading provider of car hire excess insurance, created to offer drivers a clearer and more affordable alternative to costly rental company waivers. ReduceMyExcess has been recognised with the Which? Best Buy award for our hire car excess insurance.
Since 2011, we have focused on providing comprehensive and affordable car hire excess insurance policies alongside uncomplicated information to help customers make informed decisions when renting a car.Contact info
United Kingdom
- reducemyexcess.co.uk
ReduceMyExcess Car Hire Excess Insurance
4.7
Excellent
3K reviews
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Always a great service
Always a great service. Easy to navigate site and good value for the benefits offered. Have never had to claim though so don't know how that would go.
29 June 2026
Reply from ReduceMyExcess
Hi Jonathan,
We’re glad you found the website easy to navigate and the cover good value. We appreciate your comments and understand that the claims experience is the true test of any policy.
Kind regards,
Anna
Simple and quick
29 June 2026
Reply from ReduceMyExcess
Hi Mark,
It's great to hear you found ReduceMyExcess simple and quick!
Kind regards,
Anna
Simple and straightforward process to…
Simple and straightforward process to get the cover I needed
29 June 2026
Reply from ReduceMyExcess
Hi Mr Jones,
We're delighted to hear that you found the process of obtaining the cover you needed to be simple and straightforward. Thank you for your positive feedback.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi,
We appreciate you sharing your positive experience with our quick, easy service at ReduceMyExcess and our competitive pricing. Thank you for your feedback!
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Joanna,
We're happy to hear that the information provided was clear and easy to understand. We appreciate your positive feedback!
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Barbara,
We're happy to hear you found ReduceMyExcess straightforward!
Kind regards,
Anna
My experience of making a claim…
I have subscribed to Reduce my Excess for a good number of years now, but only actually made a claim last year for damage to a wheel/tyre and associated costs. Everything was sorted very quickly and efficiently and I was repaid for all associated costs.
7 October 2025
Reply from ReduceMyExcess
Hi Michael,
We’re really pleased to hear that after being a customer for several years, your first claim experience was straightforward and efficient. It’s great to know everything was handled quickly and that you were reimbursed for the full amount claimed.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Paul,
We're glad to hear you found our cover simple and easy to use. We appreciate your positive feedback!
Kind regards,
Anna
Just completed the on line…
Just completed the on line questionnaire and ‘bingo’ I’m covered. Saved ££££ as opposed to accepting a daily charge from hire companies!
24 June 2026
Reply from ReduceMyExcess
Hi Syd,
Thank you for your review.
We’re really pleased to hear the process was quick and straightforward, and that you were able to arrange cover in just a few minutes. It’s great to know you found it a cost-effective alternative!
Kind regards,
Anna
Easy to use website and good advice…
Easy to use website and good advice from the chat too
30 June 2026
Reply from ReduceMyExcess
Hi Mark,
We're so pleased to hear you found our website easy to use and received helpful advice from our live chat function. Thank you for your positive feedback!
Kind regards,
Anna
Cannot fault the process
30 June 2026
Reply from ReduceMyExcess
Hi Ian,
It's great to hear you were happy with the process on ReduceMyExcess!
Kind regards,
Anna
Straightforward
Bought (a 1 year policy) for a car hire last year, fortunately didn't require it so I don't have any experience in regards to that side of the policy.
Was a bit worried that when I signed up last year they would have some sort of dark pattern to try and trick me into letting the subscription renew (as i don't require it anymore). Fortunately have just received an email with plenty of time and a very straight forward process to cancel the renewel.
1 July 2026
Unprompted review
Reply from ReduceMyExcess
Hi Karl,
We’re pleased to hear you found the policy straightforward and that the renewal process was clear and easy to manage. We believe customers should have plenty of notice and be able to make informed decisions about their cover, so it’s great to know this was your experience.
Kind regards,
Anna
Easy to set up x
Money saving expert said i coukd get money off but i coukdntvwork out how x
30 June 2026
Easy to renew
Easy to renew and a great service that saves me a lot on car hire insurance. I have not had to make a claim so I can't comment on that. I hope I won't have to.
8 May 2026
Reply from ReduceMyExcess
Hi Clare,
We’re really pleased to hear you found the renewal process easy and that the cover continues to offer great value compared to rental company insurance options. Thank you for your review!
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Ray,
We're happy to hear you found ReduceMyExcess straightforward to navigate.
Kind regards,
Anna
Excellent product
Good cover & excellent price just what I needed very happy
Thanks Glenn
28 June 2026
Reply from ReduceMyExcess
Hi Glenn,
We’re really pleased to hear you found the cover offered excellent protection at a great price. Knowing we provided exactly what you needed is wonderful to hear.
Kind regards,
Anna
Great service and very easy to deal with
28 June 2026
Reply from ReduceMyExcess
Hi Julian,
We're happy you found our service to be great and very easy to use. We appreciate you sharing your positive experience with us!
Kind regards,
Anna
SO EASY TO USE AND VERY COMPETETIVE
SO EASY TO USE AND VERY COMPETETIVE. I HAD TO MAKE A CLAIM AND PAID OUT VERY QUICKLY
29 June 2026
Reply from ReduceMyExcess
Hi Michael,
We're happy to hear that you found ReduceMyExcess easy to use and our prices competitive. We appreciate your feedback regarding the quick payout for your claim.
Kind regards,
Anna
Ease of purchasing my policy
29 June 2026
Reply from ReduceMyExcess
Hi Mr Gin,
We're pleased to hear that purchasing your policy was easy with ReduceMyExcess. Thank you for your positive feedback.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Karoljazda,
We're happy you found ReduceMyExcess to be good value!
Kind regards,
Anna
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