Raisin U.S. Reviews 

979
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 373 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the excellent customer service, highlighting the helpfulness, knowledge, and pleasant demeanor of the staff. Many appreciate the ease of speaking to a real person rather than dealing with automated systems, and the quick response times to inquiries. The user experience is frequently described as simple and straightforward, making it easy to open accounts, deposit, and withdraw funds. However, some people mentioned difficulties with payment processes, particularly when trying to change linked external accounts or transfer funds, citing delays and complications. A few customers also experienced issues with account access and bonuses not being paid as expected, leading to frustration and extended resolution times.

What people talk about most

Customer service

Customers consistently note positive experiences with customer service, highlighting the helpfulness and... See more

Staff

Clients share positive opinions on staff, frequently highlighting their professionalism, helpfulness, and... See more

Payment

Users describe ambiguous interactions with payment, with some finding it easy to make deposits and... See more

User experience

Customers generally express satisfaction with the user experience, finding the platform easy to use and... See more

Response time

Reviewers mention positive feedback about response time, with many customers praising the quick and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Customer service is great at Raisin. Jack O'C is always very helpful in a genuinely friendly way. You will know it is him by his lovely Irish accent and competence. He helped me when I initially si... See more

Company replied

Rated 5 out of 5 stars

Rayvnn(Raisin support) She was professional,sweet and answered 3 questions in a clear understandable manner that helped me make my decisions in a timely manner. She should be a trainer for your sup... See more

Company replied

Rated 5 out of 5 stars

I have had very good experiences with Raisin since the beginning. Customer service is great. Easy to actually speak to someone rather than dealing with AI generated response systems. Please do not... See more

Company replied

Rated 5 out of 5 stars

I have been dealing with Raisin for years now. I like the fact that you can actually call them and find someone to talk to. They are always been patient and helpful to me as a customer. I feel comfort... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

Raisin is a free financial platform offering access to high-yield savings and CDs from 100+ insured banks & credit unions, all in one account. Open a no-fee Raisin account in minutes and spread your savings across our growing network of banks and credit unions. You’ll get $250,000 of insurance coverage per institution, per individual, and be able to manage your savings in one account.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

979 reviews

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4.5

All reviews

(979)

368 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

My call was answered very quickly and…

My call was answered very quickly and the lady was very nice. I don’t care for the process of withdrawing funds. Having to put it in cash acct. then wait. Then move it to my bank and wait That cash acct is a waste of time

22 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We appreciate you sharing your feedback regarding the withdrawal process. We understand your frustration with the steps involved and are always looking for ways to improve our services for our valued customers.

Rated 5 out of 5 stars

A Customer Focused Business

I have had very good experiences with Raisin since the beginning. Customer service is great. Easy to actually speak to someone rather than dealing with AI generated response systems. Please do not change that! Today, Ola was so very helpful. He is a gem. He walked me through finding a new CD that matched my needs and finding a form to change my external bank change. Thank you for setting up a process that is customer friendly.

24 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so pleased to hear about your consistently positive experiences and that our customer service has met your expectations. We truly value your feedback regarding our human-centric approach to support and are delighted that our team member was able to assist you so effectively today. We appreciate you recognizing our efforts to create a customer-friendly process.

Rated 2 out of 5 stars

I really like Raisin

I really like Raisin it is usually a very easy app to use. But today’s experience was a little frustrating. My bank was bought out by another bank and trying to change my external bank to the new one was extremely frustrating.

23 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We appreciate you sharing your experience. We understand how frustrating it can be when changes to your bank make updating information difficult. We are reviewing our processes to improve this.

Rated 5 out of 5 stars

Great customer service

Every time I call Raisin for any reason, the people I speak to are helpful, knowledgeable, and pleasant. Dylanni was no exception, resolving my problem efficiently and cheerfully!

23 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so glad to hear about your positive experience with our team! Your kind words truly mean a lot to us. Thank you for sharing your feedback.

Rated 5 out of 5 stars

Joshua Tibian was SO AWESOME

Joshua Tibian was SO AWESOME! He was VERY helpful, patient and courteous. Professional too. I LOVE what Raisin is doing with all of the banks. I do hope though we can get free instant transfers and I hope we can add more than one external bank account. I also hope if we see a bank or credit union with an even higher interest on savings accounts, we can add it with Raisin's blessing. THANK YOU for all that you do. P.S. Give Joshua a raise. He deserves it. THANK YOU Joshua! :-))

10 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so glad to hear about your positive experience and appreciate you sharing your kind words about our team member, Joshua! Your suggestions regarding instant transfers, adding multiple external accounts, and expanding interest options are valuable. We are always working to enhance our services. Thank you for your feedback!

Rated 2 out of 5 stars

Web site excess was very difficult.

I had extremely hard time to reach Rasin bank website. the representative also was not very helpful.

22 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

Thank you for bringing this to our attention, and please accept our sincere apologies for the frustrating experience. We experienced an unexpected system outage during that time, which caused the difficulties you faced when trying to access our website. We want to assure you that this issue has since been fully resolved, and our platform is operating normally.

We also regret to hear that our representative did not provide the helpful service you deserved. We are addressing this feedback internally with our team to ensure we handle these situations better moving forward.

If you need any further assistance with your account, please don't hesitate to reach back out to us directly. We appreciate your patience and the opportunity to make this right.

Rated 5 out of 5 stars

Simply excellent and fabulous with…

Simply excellent and fabulous with highest quality of service & info. Thank you a ton, Wendy!

22 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so glad you enjoyed your experience with us and appreciate your kind words about our service and information. We will ensure Wendy receives the recognition she deserves. We truly appreciate you sharing your positive experience!

Rated 5 out of 5 stars

EASY TO WORK WITH

EASY TO WORK WITH, QUICK RESPONSE TIME AND VERY ACCOMODATING

16 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so glad you found us easy to work with and appreciated our quick responses. Thank you!

Rated 5 out of 5 stars

Ashley was kind, helpful, and patient…

Ashley was very helpful and patient assisting me with a change on my account. I asked her if she could walk me through each step, and she helped with a great attitude and kindness. She is an asset to your company!

18 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so glad to hear our team provided such helpful and kind assistance. We will ensure Ashley receives the recognition she deserves. We truly appreciate you sharing your positive experience!

Rated 5 out of 5 stars

Simple request done in seconds!!!

I called Raisin today to do a simple change on my HYS account in reference to a small error regarding my "beneficiary" on the said acct. The lady I spoke to completed my request in about ten seconds! Try that with Chase Bank!!!

18 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so glad to hear we could assist you quickly and efficiently with your beneficiary update. We appreciate your positive feedback!

Rated 5 out of 5 stars

Jack was absolutely wonderful

Jack was absolutely wonderful. First, I did not have to wait on hold. Then he was so kind and competent and patient.

17 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so happy to hear about your positive experience! We appreciate you sharing your kind words about our team member.

Rated 5 out of 5 stars

First Experience

This is my first experience with Raisin and I am extremely impressed with the level of customer service you provide.
Thank you

15 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so happy to hear about your positive first experience with us! We truly appreciate you sharing your kind words.

Rated 5 out of 5 stars

I was nervous to use this online…

I was nervous to use this online platform for my $ but it has been amazingly easy to work with and communication is great. What a relief. Thank you !!

17 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so glad to hear we could provide such an easy and communicative experience for you. Thank you for your kind words!

Rated 5 out of 5 stars

immediate corrective help

There was a very short wait time after making my selection from the automated menu for help. Astou was exceptionally helpful in immediately cancelling a transfer request that I had made in error! I'm very thankful for her compassionate response. I was then able to make the correct transfer request.

17 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so happy to hear about your positive experience and that we could assist you efficiently with your transfer request. Your kind words are truly appreciated.

Rated 4 out of 5 stars

Accrued interest vs total balance

The accrued interest isn’t reflected in the total balance. Kinda confusing!

15 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We appreciate your feedback regarding the interest display. We are reviewing this to improve clarity for our customers.

Rated 5 out of 5 stars

The customer service was amazing and…

The customer service was amazing and how quick they were to resolve my issue was amazing!

17 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so glad to hear our customer service was amazing and resolved your issue quickly. Thank you for your kind words.

Rated 5 out of 5 stars

Efficient telephone service

Dylanni Hawaks was helpful in confirming my online savings account information, including balances and interest rates.

16 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear we could assist with your online savings account details. Thank you for sharing your positive experience!

Rated 5 out of 5 stars

Joshua has explained everything to me.

Joshua has explained everything to me.
There was a temporary hold on my account but it was released.
Told me how to work with the ssytem for CD and nonrenewal
Told me how cash account works.
I now know how to use all the features of Raisin.
Thank you Joshua

11 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so glad to hear that our team was able to provide such clear and helpful explanations regarding your account and all of our features. Thank you for your wonderful feedback!

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