Raisin U.S. Reviews 

975
TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 352 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the excellent customer service and the helpful, knowledgeable, and pleasant staff, who are often highlighted for their patience and courtesy. Reviewers appreciate the ease of speaking to a live person without long hold times and the quick resolution of their questions. The user experience is consistently described as easy, convenient, and smooth, making it simple to open accounts, deposit, and withdraw funds. However, some customers also noted issues with payment processes, such as difficulties with changing external bank accounts or delays in fund transfers. A few other people also felt that the platform can be frustrating when needing to move money around, with some experiencing long delays and limitations on transfer options.

What people talk about most

Customer service

Consumers find customer service to be positive, with many reviewers highlighting the efficiency, helpfulness,... See more

Staff

Customers had positive experiences with staff, frequently praising their professionalism, knowledge, and... See more

Payment

Users describe ambiguous interactions with payment, with some finding it easy to make deposits and transfers,... See more

User experience

Clients share positive opinions on user experience, with many finding the platform easy to use, navigate, and... See more

Response time

Customers consistently note positive experiences with response times, particularly praising the quick phone... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I have had very good experiences with Raisin since the beginning. Customer service is great. Easy to actually speak to someone rather than dealing with AI generated response systems. Please do not... See more

Company replied

Rated 5 out of 5 stars

YOUR TELEPHONE CUSTOMER SERVICE REP WAS VERY INFORMATIVE. SHE EXPLAINED EVERYTHING ABOUT MY SAVINGS ACCOUNT AND MADE ME REALIZE THAT RAISIN IS "NOT AN ONLINE SCAM". THE EMAILS I RECEIVE... See more

Company replied

Rated 5 out of 5 stars

I appreciate the ease of browsing for various CDs and savings accounts with the best rates in one place. Opening an account is simple; deposits and withdrawals are easy. I also receive email updates o... See more

Company replied

Rated 5 out of 5 stars

Great customer service. Responsive. Quick to resolve any questions I may have. Excellent offers from a wide range of banks. Account is easily accessible and site is very user friendly. Communication i... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

Raisin is a free financial platform offering access to high-yield savings and CDs from 100+ insured banks & credit unions, all in one account. Open a no-fee Raisin account in minutes and spread your savings across our growing network of banks and credit unions. You’ll get $250,000 of insurance coverage per institution, per individual, and be able to manage your savings in one account.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

975 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(975)

364 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I had to do some serious business today…

I had to do some serious business today with a few of my raisin accounts. I was unable to get into my new account I was setting up. Jack was very helpful as we needed to go over every thing I was doing. It involved 4 accounts. Jack was a huge help and spent the time and effort to make sure every deposit went into the right account. Your the best Jack!!

2 July 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We truly appreciate you sharing your positive experience with us! We are so pleased to hear that Jack was able to provide such thorough and helpful assistance with your accounts. Ensuring every deposit goes to the correct place is incredibly important, and we are glad we could make that process smooth for you. Your kind words are a wonderful affirmation of our commitment to excellent service.

Rated 5 out of 5 stars

The people are well trained and always…

The people are well trained and always answer my questions even if there complicated.

2 July 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so happy to hear that our team has been able to provide you with excellent and helpful service. We truly appreciate your kind words!

Rated 5 out of 5 stars

Quick and excellent service

Quick and excellent service. Was able to walk me through what I needed to complete my cancelation of a matured CD that I wanted to change to another bank.

30 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so happy to hear that our service was quick and helpful in assisting you with your CD cancellation. We appreciate you sharing your positive experience!

Rated 5 out of 5 stars

YOUR TELEPHONE CUSTOMER SERVICE REP WAS…

YOUR TELEPHONE CUSTOMER SERVICE REP WAS VERY INFORMATIVE.

SHE EXPLAINED EVERYTHING ABOUT MY SAVINGS ACCOUNT AND MADE ME REALIZE THAT RAISIN IS "NOT AN ONLINE SCAM".

THE EMAILS I RECEIVED WERE NOT ON POINT AT ALL
AND A TOTAL WASTE OF TIME. THEY REALLY UPSET ME WHERE I ALMOST WANTED TO CLOSE ALL MY RAISIN ACCOUNTS AND CALL YOU GUYS A DAM SHAME SCAM!!!!!

I AM 73 YEARS OLD, WORK 60 HOURS A WEEK TO MAKE ENDS MEET FOR MY FAMILY I DON'T NEED TO BE SCAMMED OUT OF MY HARD EARNED MONEY.

PLEASE MOVING FORWARD.....I PREFER EMAIL SO READ MY MESSAGES CAREFULLY AND NEVER EVER SEND ME FLUFF CRAP RESPONSES AGAIN.
IT MAKE YOU FOLKS LOOK FOOLISH.

YOUR CUSTOMER,
ROBERT LAMARTINA

2 July 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We appreciate you taking the time to share your feedback. We are glad to hear that our customer service representative was able to provide you with clear and helpful information regarding your savings account.

We sincerely apologize that the emails you received were not helpful and caused you frustration. We understand how important it is to receive clear and relevant communication, especially when managing your finances. Your experience highlights an area where we can certainly improve, and we are taking your comments about the quality of our email responses very seriously. We are committed to ensuring our communications are always on point and valuable to our customers. We value your business and are dedicated to earning your trust.

Rated 5 out of 5 stars

Since I found Raisin and signed up for…

Since I found Raisin and signed up for CDs, Savings options, Rasin has been awesome!

29 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so happy to hear you've had such a positive experience with our CD and savings options! Thank you for your kind words.

Rated 5 out of 5 stars

My agent helped me easily

My agent helped me easily

1 July 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear that our team provided you with such easy assistance. We appreciate your positive feedback.

Rated 5 out of 5 stars

Excellent phone encounter

Eric Ebimami was very pleasant and efficient. He listened to my problem and was able to correct it right away. It could not have gone any better.

30 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so pleased to hear that Eric was able to assist you efficiently and resolve your issue quickly. It's wonderful to know that your experience was so positive.

Rated 5 out of 5 stars

Ashley Clark was fantastic!!!!!!!!!!!!!!!…

Ashley Clark went above and beyond in helping my wife and I navigate a complicated transaction of simply moving our account holdings to another bank. She was calm and very understanding of my difficulties in trying to figure out how Raisin works.

1 July 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so glad to hear about your positive experience with Ashley. It's wonderful to know that we could assist you effectively with your account transfer and clarify how our services operate. We appreciate you sharing your feedback.

Rated 5 out of 5 stars

Ethan did a great job guiding me…

Ethan did a great job guiding me through a transaction.

30 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so glad to hear our team provided excellent guidance during your transaction. We appreciate your kind words!

Rated 5 out of 5 stars

Patient and helpful

The Raisin representative was extremely patient and helpful getting me through the online verification process and then explaining how to proceed with managing my CD afterwards. He encouraged me to call again if I have any problems, and I think he meant it!

29 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

Thank you so much for taking the time to share your experience! We are thrilled to hear that our representative was able to patiently guide you through the verification process and help you feel confident managing your CD. Providing supportive, genuine care is exactly what we strive for, and we'll be sure to pass your kind words along to the team. Please don't hesitate to reach back out if you ever need anything else!

Rated 5 out of 5 stars

I am so happy that I found "Raisin"…

I am so happy that I found "Raisin" that operates an online marketplace banking services! When I call they actually answer the phone and no waiting on hold for a long time like most banks customer service. I am so grateful that I again received excellent customer service from Josh T! He was so polite, friendly and answered all my questions with a smile....so nice that I can see it over the telephone lol! Thank you so much "Raisin" for having such a great customer service team! Love it!

26 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

Hi there, thank you so much for the wonderful five-star review! We are absolutely thrilled to hear how happy you are with the Raisin marketplace. We pride ourselves on offering quick, accessible phone support without the long hold times, so it’s fantastic to know we hit the mark for you. We will be sure to pass your incredibly kind words along to Josh T., he will be delighted to hear that his smile and friendly service made such a positive impression all the way through the phone! Thank you for being a part of the Raisin community, and we look forward to continuing to provide you with excellent service.

Rated 5 out of 5 stars

Josh was very patient

Josh was very patient, helpful and professional.

25 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so glad to hear about your positive experience with our team. Thank you for your kind words!

Rated 5 out of 5 stars

No issues making deposits

No issues making deposits. Transfers were completed overnight so. next day the deposit was in my chosen bank.

23 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

Thank you for sharing your experience! We are glad to hear that your deposit and transfer process went smoothly and efficiently. Ensuring your funds move quickly and securely is a top priority for us. Thank you for choosing Raisin!

Rated 5 out of 5 stars

I spoke to one of the representatives…

I spoke to one of the representatives and the experience was excellent
Thank You thank you Raising for having
Such a good employee!!

24 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

Thank you so much for the wonderful review! We are absolutely thrilled to hear that you had such an excellent experience with our representative. We take great pride in our team, and we will be sure to pass your kind words along to them—it will truly make their day. Thank you for choosing Raisin!

Rated 5 out of 5 stars

My call was answered very quickly and…

My call was answered very quickly and the lady was very nice. I don’t care for the process of withdrawing funds. Having to put it in cash acct. then wait. Then move it to my bank and wait That cash acct is a waste of time

22 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We appreciate you sharing your feedback regarding the withdrawal process. We understand your frustration with the steps involved and are always looking for ways to improve our services for our valued customers.

Rated 5 out of 5 stars

A Customer Focused Business

I have had very good experiences with Raisin since the beginning. Customer service is great. Easy to actually speak to someone rather than dealing with AI generated response systems. Please do not change that! Today, Ola was so very helpful. He is a gem. He walked me through finding a new CD that matched my needs and finding a form to change my external bank change. Thank you for setting up a process that is customer friendly.

24 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so pleased to hear about your consistently positive experiences and that our customer service has met your expectations. We truly value your feedback regarding our human-centric approach to support and are delighted that our team member was able to assist you so effectively today. We appreciate you recognizing our efforts to create a customer-friendly process.

Rated 2 out of 5 stars

I really like Raisin

I really like Raisin it is usually a very easy app to use. But today’s experience was a little frustrating. My bank was bought out by another bank and trying to change my external bank to the new one was extremely frustrating.

23 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We appreciate you sharing your experience. We understand how frustrating it can be when changes to your bank make updating information difficult. We are reviewing our processes to improve this.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look