Prospa has been an absolute game-changer for my business. The entire process — from application to funding — was fast, transparent, and stress-free. Their team took the time to understand my needs and... See more
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Prospa is on a mission to make financial management simpler for small businesses like yours. Make business happen with lending products and a simple transaction account designed for what your business needs. Accessing the funds you need should be easy, so with Prospa there’s no lengthy application process and funding is possible in just hours. We get to know you so we can provide a solution that’s right for your business. Manage your Prospa Business Account and funding products anytime, anywhere it suits you via the Prospa App or Online. Apply for funding of amounts between $2000 and $500,000, with repayments that work with your cashflow. Join thousands of small businesses who’ve made business happen with the support of Australia's #1 online lender to small business.
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Level 16, 55 Market Street, 2000, Sydney, Australia
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Quick and effective process, offering us good rates for what we asked for.

Reply from Prospa
Prospa have expanded their product range again to embrace small to medium fixed loan time and date and amount contexts.
On this occasion, I was successful in obtaining a smallish loan of $15,000 over three years that suits my business needs precisely.
Well done Prospa.
I am a previous customer some 3 or so years ago.

Reply from Prospa
I earn from 200-350k per year depending on client base. I am moving premises and needed a small 10k top up that would be paid off within 2 months or less. Due to late payments last couple of months (less than 24 hours though once I saw the notification) as I have had a very heavy workload and was late transferring money to that account. Even though I have borrowed from Prospa several times over the past 4 years and paid all loans out in ample time, there was no loyalty to my loyalty as a customer, simply kept getting told I didn’t meet the criteria. Refusal to even look at my bank statements to show my current earnings and capability to pay it back on time as I have with all of my other loans. I recently returned from Madrid visiting my son who plays professional football over there so don’t earn while I am away and this move notification came just over 24 hours of returning to Australia. Really disgusted in the lack of loyalty from Prospa given how much interest you would have received from me over the years. Won’t forget this. Glad to have submitted my final payment and will never be coming back after this. Plenty of other lenders out there who value loyalty and are able to provide individualised support and not based judgements on past issues you’ve had (Zoe - account manager) with providing cashflow loans. My record clearly shows I rarely have had cash flow issues!!! If ever. Thanks for being absent when I need you most!!!

Reply from Prospa
Excellent service great to deal with

Reply from Prospa
Easy application, minimal paperwork. Quick turn around. Excellent customer service

Reply from Prospa
Scott put time into understanding our business and ensuring we ended up with the result we wanted.

Reply from Prospa
Was a very easy and prompt process, quicker then i thought.
The broker Gabriel Van Jour was amazing,

Reply from Prospa
The entire process was quick, easy, and completed without any delays. I’m very satisfied with the service and the professional support provided.

Reply from Prospa
Easy application process .. support is great ..very fast.

Reply from Prospa
We have been dealing with Prospa for a while now and we couldn’t be happier. The staff are second to none and extremely helpful. We always get our funds quickly and with ease. We would recommend anyone with a small business to speak with Prospa.

Reply from Prospa

Reply from Prospa
Simple, efficient and quick - application to money in bank within 24 hours

Reply from Prospa
Amazing polite and very professional consultant. My consultant made me free like a person instead of a number. Very satisfied and nice and quick instead of having to wait weeks and weeks.

Reply from Prospa
Very good customer service. Prospa staff are always communicating clearly and consistently, ensuring that customers are kept informed at every stage of the process. They are approachable, responsive, and genuinely eager to support, taking the time to understand individual needs and provide tailored solutions. Their professionalism and willingness to go the extra mile make the entire experience smooth and reassuring. It’s clear they value their customers and are committed to building strong, long-term relationships based on trust and reliability.

Reply from Prospa
really efficient funding process and customer focus service no more questions so far

Reply from Prospa
Very professional everything was explained very well and done very quickly thank you for your help!

Reply from Prospa
The process was quick, easy and straightforward. Excellent experience!

Reply from Prospa
Zoe and the team acted on my immediate needs with professionalism and speed

Reply from Prospa
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