Principal Insurance Reviews 

3,571
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Evaluating 415 reviews, reviewers had a great experience with this company, frequently praising the staff for their professional, polite, and exceptionally helpful attitude during phone calls. Customers appreciate finding competitive prices and remarkably smooth purchasing processes that make setting up new vehicle insurance straightforward. Consumers mention that speaking directly to knowledgeable human agents rather than automated chat systems makes managing policies much more pleasant. However, some customers also noted frustrating delays and excessively long waiting times when trying to reach customer support by phone. A few other people also felt that they faced unexpectedly high renewal quotes or expensive additional administrative fees when modifying policies.

What people talk about most

Staff

Customers had positive experiences with staff, highlighting helpful and professional service. Reviewers... See more

Customer service

Consumers find customer_service to be ambiguous, experiencing a mix of severe frustration and notable... See more

Price

Reviewers mention ambiguous feedback about price, highlighting a stark contrast in their financial... See more

Service

Users describe ambiguous interactions with service, reflecting a wide split in customer experiences. Many... See more

Response time

Customers consistently note ambiguous experiences with response time. While some reviewers report... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The company offered cover at the best price I could find , but motorcycle insurance cost is too high due to the lack of law enforcement when bikes are stolen and a lack off any real deterrent to sto... See more

Rated 4 out of 5 stars

I recently took out a new policy on a camper van but had an issue validating my ID as I don't have a photocard driving license, which is one of the 3 required forms of proof. Today I contacted custome... See more

Rated 4 out of 5 stars

Great price for the cover. Only rayes 4 stars and not 5 as I find their online portal/website difficult to navigate, and I am fairly tech savvy. Sending a pdf on an email is no help as the link within... See more

Rated 4 out of 5 stars

Phoned up customer services today to amend estimated mileage and ask questions about endorsements. Adijat was extremely polite and helpful (and patient!) with all my queries.


Company details

  1. Call Center

Information provided by various external sources

A specialist motor insurance broker founded in 2011. Now over 40,000 people now trust us to insure their story...what's yours?


Contact info

4.2

Great

TrustScore 4 out of 5

4K reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

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4.2

All reviews

(3,571)

396 reviews in the last 12 months

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Rated 5 out of 5 stars

Customer service is a face of company

I insured my scooter with Principal Insurance on July 30, 2026. On August 1, 2026, I called again because my dealer had made a mistake with the registration number. My English isn't very strong, and communicating over the phone is still stressful for me. While all insurance companies are polite and respectful, I would like to specifically commend Queeni from Principal Insurance customer service for her attentiveness, patience, and clear English pronunciation. The issue was resolved, and I was left with a very positive impression. Customer service representatives are the face of the company, and after speaking with Queeni, I would certainly want to do business with this company again.

1 August 2026
Unprompted review
Rated 1 out of 5 stars

When cancelling my policy due to having…

When cancelling my policy due to having sold the bike my fee was more than the original policy price and when I complained they gave me a supposed discount that never got applied and after several calls I had to pay the full amount because everyone on the phone seems to be illiterate.

27 July 2026
Unprompted review
Rated 5 out of 5 stars

I wanted to add a service onto my…

I wanted to add a service onto my existing premium that is due for renewal. Couldn't have been easier. Done and dusted in about 2 minutes. Not a drama. Dead easy and the best thing ever for me and apologies if you read this and get upset - get over yourself in advance... I got to speak to someone in the UK - no language barriers

23 July 2026
Unprompted review
Rated 5 out of 5 stars

insurance renewal

I had a great experience dealing with this insurance advisor. He was a lovely lad, really helpful, friendly, and easy to talk to throughout the whole process. He took the time to answer all my questions and made everything simple and straightforward. My enquiry was dealt with professionally and efficiently, and nothing seemed like too much trouble. Excellent customer service – a pleasure to deal with from start to finish. Highly recommended!

23 July 2026
Unprompted review
Rated 1 out of 5 stars

I have a motorcycle insurance policy

I have a motorcycle insurance policy, the price was competitive, but since then I have found it impossible to contact their customer service number to make changes to my policy.
Today, I'm still in a queue, so far I've been waiting for 40 minutes. This is not the first time this has happened.
Pretty disappointing, will be going elsewhere at renewal.

21 July 2026
Unprompted review
Rated 5 out of 5 stars

An absolute pleasure to deal with.

An absolute pleasure to deal with.

These guys renewed my faith in Insurance Companies. After being ripped off for an incident that I was admitting too a few years ago, I was told that I didn't need to own up to the incident as there was no claim made, no-one else was involved, and that I was doing myself no favours by admitting to it.

Yet other insurers didn't tell me this and I had been paying way too much for my insurance. Imagine how I felt after being ripped off by the very people (insurance companies) that want us to be honest when declaring insurance issues. I wonder how they treat real crooks?

My annual price has now dropped dramatically. Thank you so much Principal. Top marks to your man on the end of my phone call.

20 July 2026
Unprompted review

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