permanent tsb Reviews 

567
•
TrustScore 1.5 out of 5

1.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 38 reviews, most reviewers were let down by their experience overall. Customers frequently complained about extremely long phone wait times, unhelpful automated processes, and unresponsive online support services. Many people also experienced sudden account blocks without prior notification and struggled extensively to complete simple daily banking tasks. Reviewers expressed deep frustration regarding poor communication and the inability of representatives to properly handle basic inquiries. Some reviewers were happy with the exceptional assistance provided by individual staff members during their local branch visits. A few customers noted that certain polite employees went above and beyond to solve complex account issues quickly and professionally.

What people talk about most

Customer service

Consumers find customer service to be ambiguous, with reviewers expressing mixed experiences ranging from... See more

Staff

Customers had ambiguous experiences with staff, as some reviewers praised specific employees for being... See more

Service

Customers consistently note ambiguous experiences with service, highlighting a deep division in opinion.... See more

Payment

Reviewers express mixed feelings regarding payment experiences, noting that online transactions sometimes... See more

Response time

Reviewers express deep dissatisfaction regarding response time, frequently reporting long hold periods on the... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Permanent TSB keeps advertising their “upgraded services” and “new app features” but for the past few days I can’t even make a simple bank transfer! Every time I try to enter an amount, I get an error... See more

Rated 1 out of 5 stars

I have been with TSB for decades. In recent years they have become increasingly useless. The last straw is that now for the first time I cannot download an Excel of my 2025 transactions, in order to s... See more

Rated 1 out of 5 stars

Customer Service is diabolicle. In fact it's stresful and upsetting. I had queries, I offered to give feedback but worse of all 7.99 was taken from my TSB account after I had cancelled GPT prescript... See more

Rated 1 out of 5 stars

We got previous mortgage from PTSB circa 2004. We've had two mortgages with them, which we paid diligently on time without fail. They sold one perfectly profitable tracker mortgage to Pepper Fina... See more


Company details

  1. Bank
  2. also in
  3. Financial Institution

Information provided by various external sources

Permanent TSB Group Holdings plc, formerly Irish Life and Permanent plc is a provider of personal financial services in Ireland.


Contact info

1.6

Bad

TrustScore 1.5 out of 5

567 reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

1.6

All reviews

(567)

36 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Shocking service

Shocking service. Tried to call them regarding a suspicious transaction on my account and was waiting for almost an hour before I had to hang up. Calling them a second time now, and it seems it may be the same scenario. Pity about them having to do their job and answer the phone.

9 June 2025
Unprompted review
Rated 1 out of 5 stars

I keep getting an error 400 for a few…

I keep getting an error 400 for a few days now I tried ringing the open24 number kept getting told please have your no to hand nearly drove me insane no one answered if the lines are not manned on a bank holiday the automated service should say that instead you are left on hold either that or all the staff have their feet up today while in work no one answering calls

2 June 2025
Unprompted review
Rated 5 out of 5 stars

5 stars for whoever I spoke to today

5 stars for whoever I spoke to today. Not only did she get my PTSB app working, she also fixed all the issues I was having with my phone! So knowledgeable, patient and kind. I hope the rest of the company can follow suit.

27 May 2025
Unprompted review
Rated 1 out of 5 stars

Unreliable App and high Variable rates.

Again. Their PTSB App fails to load and has again let me down when I needed to use it quiet urgently..Cannot depend on it . Very unreliable and also PTSB have the highest Variable Mortgage rates in the country and unlike other lenders ,they seem to be not coming down anytime soon as they should...A sham of a bank.

23 May 2025
Unprompted review
Rated 1 out of 5 stars

Extremely poor service

Extremely poor service. I'm unable to log in to online banking through both the app and the website browser for a week now. I am overseas currently. This level of unreliability is unacceptable for a bank. I strongly advise others to report this to the Financial Ombudsman, as the bank is failing to meet its service obligations—despite customers paying monthly fees for access.

24 May 2025
Unprompted review
Rated 1 out of 5 stars

This app is shocking

This app is shocking, cannot log on 80% of the time, you have to keep trying. Cannot rely on this app particularly if you are out and about and want to check balance or make transfer.

23 May 2025
Unprompted review
Rated 1 out of 5 stars

Where would you start

Where would you start, website will not connect - ever..!. The App works once in a while and will crash once connected. The IT infrastructure must be literally falling apart. My wifes card was blocked while away and they answer was to use the Website chat, which she cannot do because ----- the website is not reachable. Only that our mortgage is with these cowboy's, Id be gone in a shot.

22 May 2025
Unprompted review
Rated 1 out of 5 stars

Expensive for the poor service

App is always down, usually at the time your trying to make payments. Codes don't get sent half the time to make online payments. And you can't submit an online complaint without error messages coming up, overall a very expensive bank for poor service.

14 May 2025
Unprompted review
Rated 1 out of 5 stars

It is ridiculous,i just want to talk…

It is ridiculous,i just want to talk customer service or incharge of mortgage regarding my mortgage statement certificate. Its been a month no response in email, no access. I can’t fly due to my condition after stroke. No staff can help you.its all online and AI nobody can talk if you need help and you are outsideIreland. The system needs true person that can help.

12 April 2025
Unprompted review
Rated 1 out of 5 stars

This is the second long weekend that I…

This is the second long weekend that I cant log into my online banking to even transfer money across. It's a disgrace I had to leave all my messages in tesco at the checkout.
So embarrassing and then today had to leave my items in penny's.
Not good enough. And it makes you think it's a error in your own phone connection

5 May 2025
Unprompted review
Rated 1 out of 5 stars

WEBSITE NEVER WORKS!!!

WEBSITE NEVER WORKS!!!! I cannot log in to download a statement for over 3 weeks, it is constantly down. I can't even check if i have been paid today.

30 April 2025
Unprompted review
Rated 1 out of 5 stars

Joke of a bank

Joke of a bank. Cant get credit due to spending. Like i cant spend my earned money. Earning 60k a year 10 years banking with them dont have access to 10k credit. Switching bank asap.

29 April 2025
Unprompted review
Rated 1 out of 5 stars

Unreliable and frustrating!

The PTSB app is terrible. Ongoing issues with not being able to log-in and constantly getting "Timeout Error" messages when there is no scheduled maintenance. Also unable to access the website to try log-in online. Very frustrating, and slightly worrying that we are unable to access our money when we need to. No updates from staff which is incredibly unhelpful. Would not recommend this bank or the app - avoid!

29 April 2025
Unprompted review
Rated 2 out of 5 stars

Cant access my Homebanking|

It's been 2 days now since I cannot log in to my account, the app and website is down.. I didnt get any email or notice saying it'd happen, I need to access my account asap!

24 April 2025
Unprompted review
Rated 1 out of 5 stars

Can't access my account on line or on…

Can't access my account on line or on my phone dreadful service when you call them agents insist the issue had been resolved seems they don't want the publicity I'd like to get some service ASAP

Dreadful time with apps and staff

23 April 2025
Unprompted review
Rated 1 out of 5 stars

Travelling in Peru banking app not…

Travelling in Peru banking app not working x5days have tried numerous times to contact TSB by phone , not possible and the app is still down their service is Non-existent, frustrating And I’ve ever intention of changing banks when I get home.

22 April 2025
Unprompted review

Is this your company?

Claim your profile to access Trustpilot’s free business tools and connect with customers.

Get free account

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look