PDSA Pet Insurance Reviews 

2,060
•
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 399 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention how simple and straightforward the online portal is when managing documents and submitting claims. Consumers truly appreciate the prompt and efficient payouts received following unexpected veterinary visits. Many people also highlight the competitive pricing and reasonable cost of coverage compared to other insurance providers. However, some customers also noted surprisingly steep price increases when it came time for policy renewals. A few people additionally mentioned frustrating policy exclusions or unexpected difficulties regarding their coverage terms. Reviewers occasionally experienced communication hurdles or delays when trying to resolve specific policy questions.

What people talk about most

Claim

Users describe positive interactions with claim experiences, frequently highlighting fast payouts, efficient... See more

Service

Customers consistently note positive experiences with service, highlighting that claims are paid immediately... See more

Price

Consumers find price to be a major satisfaction, reporting that quotes are very competitive and significantly... See more

User experience

Clients share positive opinions on user experience, noting that finding information, applying for quotes, and... See more

Payment

Customers had positive experiences with payment, highlighting prompt compensation for veterinary claims and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Had two claims for my beagle poodle mix, one at 8 months eg gastri issues and second at 12 months grass in ear. Vet bills £1,800 two excesses at £120. Premium about £130. Excellent response and paymen... See more

Company replied

Rated 5 out of 5 stars

The claim was processed by our veterinary practice and was dealt with very quickly and efficiently by PDSA who acknowledged receipt of our claim straight away. We received notification from PDSA wi... See more

Company replied

Rated 5 out of 5 stars

After changing insurance companies at the beginning of the year, I had no idea we would be making a claim so soon. Our Patterdale had other ideas when he got his face stuck in a barbed wire fence… o... See more

Company replied

Rated 5 out of 5 stars

I needed to change my pet insurance as I am on a pension and my previous insurance was now out of my price range. Making the change was easy, cost was less than half of the amount I was quoted to rein... See more

Company replied


Company details

  1. Pet Insurance Company
  2. also in
  3. Charity

Written by the company

Insure your pet and protect yourself from expensive vet bills. We are the UK's leading veterinary charity and we know our pets deserve the very best. But vet bills can be costly, that's why it is important to insure your pet should the worst happen. Every PDSA Pet Insurance policy sold contributes to our life-saving charity work.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
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1-star

Asks customers to review

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Replied to 100% of negative reviews

Typically replies within 24 hours

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4.7

All reviews

(2,060)

387 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

always used the P D S A had 5 different…

always used the P D S A had 5 different breeds of dogs in our 78 years of age always visited them now although l went to the p d s a when my dogs were sick and left donations l cannot thank them enough so if I can help them in any small way then l will help.

27 August 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Morning Harold, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback. Many thanks, PDSA Pet Insurance

Rated 1 out of 5 stars

Terrible customer service

Terrible customer service. Clicked the banner for free gift pack when joining, nothing received for 8 months, when I call to enquire just another outsourced "front of line" customer service agent who provide no actual customer service, agent just started shouting at me saying i didnt meet the terms and condition. Asked him to escalate as complaint and he refused. Concerning you cant fulfil a free gift pack so what's it going to be like if/when i need to use the actual service im paying for. I look forward to the copy and paste reply you seem to leave one all your negative reviews

24 August 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Afternoon, we are sorry to hear about your recent experience. If you did wish to discuss the circumstances surrounding your recent telephone call in more detail, our Customer Service team would be more than happy to assist you and can be reached on: contact@cs.pdsa.org.uk Many thanks, The PDSA Pet Insurance Team.

Rated 5 out of 5 stars

A fantastic service

A fantastic service. The form was very simple and so easy to fill in. Worth every penny

21 August 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Morning Margaret, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback. Many thanks, PDSA Pet Insurance

Rated 5 out of 5 stars

It was so easy to do and would…

It was so easy to do and would recommend anybody who was looking to ensure the dog to go with RSPCA

13 August 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Thank you for choosing to take out your pet insurance policy with us Pauline. It's a pleasure to welcome you and your pet to PDSA Pet Insurance.

Rated 5 out of 5 stars

Easy to fill out

Easy to fill out, apply and join. Great peace of mind at affordable price. Prompt and efficient all round.

11 August 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Morning Sue, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and welcome you and your pet to PDSA Pet Insurance

Rated 5 out of 5 stars

Very easy and straightforward to set up…

Very easy and straightforward to set up a policy. Great value for money and comprehensive features of cover.

9 August 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Thank you for choosing to take out your pet insurance policy with us Maria. It's a pleasure to welcome you and your pet to PDSA Pet Insurance.

Rated 5 out of 5 stars

Site was really easy to use the cost of…

Site was really easy to use the cost of cover is absolutely amazing

2 August 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Afternoon Annmarie, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and welcome you and your pet to PDSA Pet Insurance.

Rated 5 out of 5 stars

Online application very easy

Online application very easy, details of insurance cover & exclusions explained, cost extremely acceptable.

1 August 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Thank you for choosing to take out your pet insurance policy with us. It's a pleasure to welcome you and your pet to PDSA Pet Insurance.

Rated 5 out of 5 stars

Very easy too set up

Very easy too set up . My mind is at rest knowing my pet is now covered. Thank you 😊

1 August 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Afternoon Paul, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and welcome you and your pet to PDSA Pet Insurance.

Rated 1 out of 5 stars

Disappointing longstanding customer

Really disappointed by the service I have just received from Virginia.

I am a long standing customer of PDSA of 4 years, for the first two years I have not made a claim, whenver the renewal letters have come through I've never negotiated, shopped around or even questioned them I've just left them to auto-renew. In the third year my dog had some lameness and started investigations with x-rays. During that time the claim was submitted the renewal came through and it increased slightly but not drasitically, with a claim in that policy year the increase seemed reasonable.
The third year ended on a total claim for x-rays of £1400. In this 4th year, the existing lameness investigations were still continuing and therefore fell into a new policy year I paid the excess and started again. In 12 months, the total claimed is £968.00. This over two policy years with a total of £5000 per year has lead to an increase from £56 a month to £126.02 a month which is 125.04%! £10,000 total cover over two years minus the total claimed of £2,368 has resulted in an increase of £672 a year to £1,512.24.

I tried phoning to explain the situation and acknowledge that I understand claims have been made on the policy and therefore the total would increase however this is a bit much and Its hard to find an additional £70 a month. Virginia was so rude and I lost count of the amount of times she said the sentence 'like i said' during one phone call. The reasons given were due to the vet fee prices in my area, the type of claim I made and then the age and breed of my dog. Despite having passed all previous vetings, hip and bones scores and not even entering double digits in age they doubled my policy. But as Virginia mentioned 'like i said' we are a charity and our policy confirms there is no set % or amount we can choose to increase your policy by each year. Despite 125.04% seeming extortionate they feel it is somehow justified.

The only thing they would offer to reduce my monthly figure is to reduce the £5000 yearly limit to £4000 or lower, however it was then advised once reduced it cannot be increased.

Every pet owners knows that £5000 doesn't get you very far when it comes to making a claim for vets bills.

Despite being a charity, I cant help but feel they are contributing towards the rising increase of pets being surrendered in shelters, to charities or being put to sleep. The only thing Virginia could offer despite being a longstanding customer, explaining our financial situation is for us to make a complaint and shop elsewhere.

When it comes to family pets, using the words 'like I've said' to a customer is the wrong way to speak to clients who are worried about there pets and the security of their futures.

22 July 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

I'm sorry to hear you are not satisfied with the service you have recieved. If you did wish to discuss the circumstances surrounding the call in more detail, our Customer Service Team would be more than happy to assist you and can be reached on:
0344 543 1129. Please note we are available Monday-Friday 8.30am-6pm and Saturday 9am-1pm. Many thanks, The PDSA Pet Insurance Team

Rated 1 out of 5 stars

An absolute disgrace

An absolute disgrace! Upon claiming for ‘toxicity’ in my dog, PDSA have added ‘hind leg issues’ to my exclusions - he has never been diagnosed with or treated for any ‘hind leg issues’, they are using a note from a health check over two years ago, where he stood on a stone and limped for a few hours! Absolutely outrageous - excluding thousands of potential issues, whilst I pay £80 per month for standing on a stone. He’s an older dog so I believe I have been scammed - they know that an older dog may develop arthritis etc so they have been very underhand in using this as an excuse to exclude anything such as this. Disgusting company.

20 July 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

I'm sorry to hear about the exclusion placed. If you did wish to discuss the circumstances surrounding the exclusion in more detail, our
Customer Service team would be more than happy to assist you and can be reached on: 0344 543 1129. Please note we are available Monday-Friday 8.30am-6pm and Saturday 9am-1pm.
Many thanks, The PDSA Pet Insurance Team

Rated 5 out of 5 stars

So far so good jyst filled in form on…

So far so good jyst filled in form on line easy simple only 75 pound excess thats affordable for myself happy with price im hoping u can they can wait the vets fir people to claim thats whole point in claiming for your loved pet as people dont have money upfront inly excess fee all in all good company

18 July 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Thank you for choosing to take out your pet insurance policy with us. It's a pleasure to welcome you and your pet to PDSA Pet Insurance.

Rated 5 out of 5 stars

Very straight forward and fair price

15 July 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Morning, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and welcome you and your pet to PDSA Pet Insurance

Rated 1 out of 5 stars

Horrible service

Horrible service. I was a customer for nearly a year, paying a high premium for my 4 year old cat. I never made 1 single claim. Last month I moved home and I had to update my address on their website. Next business day I receive a new premium policy with an increase of £21 a year, already with an update on my direct debit without notice. I called them and their answer was that since I moved address they can increase the premium. I would understand that if I had moved into a war zone. However I moved 15 minutes drive from my previous address. How is that a reason to charge even more, on a top tier policy?
They put me on hold for 32 minutes just to assess the grounds for the charge. I gave up and decided to cancel the policy as there are other providers available, currently charging less for an even better coverage. To cancel the policy I stayed on hold for over AN HOUR!!!
Run away from this service. To charge your bank account, they do instantly, to provide service with integrity it is an absolute fail.

6 July 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

We are sorry to hear about your dissatisfaction. If you did wish to discuss the circumstances surrounding the increase after updating, you’re address in more detail, our Customer Service would be more than happy to assist you and can be reached on: 0344 543 1129. Please note we are available Monday-Friday 8.30am-6pm and Saturday 9am-1pm.

Many thanks, The PDSA Pet Insurance Team.

Rated 1 out of 5 stars

Refused to see my sick pet.

I've taken my pets to the PDSA in Brighton since 2013 and have always given them a good donation. My 13 year old cat had an emergency this morning and they refused to give me an appointment because I hadn't been since 2022. They told me to go to a private vet, when I said I only had £100 & her treatment may cost more, Richard told me it doesn't matter, no appointment. 😏 The PDSA no longer functions as a charity. They say on their website that they will never turn a sick pet away. That's s lie.

29 June 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

I am sorry to hear about your experience taking your pet to a PDSA hospital. I can advise we only deal with pet insurance, and you will have to contact PDSA directly to discuss this further.

Rated 5 out of 5 stars

Two claims for my beagle poodle..

Had two claims for my beagle poodle mix, one at 8 months eg gastri issues and second at 12 months grass in ear. Vet bills £1,800 two excesses at £120. Premium about £130. Excellent response and payment on both claims when the dog needed a whole lot of treatment and overnight stays. Expect premiums to rise a bit on renewal as have lifetime cover. But glad of pdsa insurance, funding the charity and being competitive

28 June 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Thank you for leaving your positive feedback of PDSA Pet Insurance, we're so happy
we could help! Sorry to hear that your dog had been unwell. We hope they are feeling much better now.

Rated 5 out of 5 stars

Very easy to apply for and get a quote.

Very easy to apply for and get a quote.
Very reasonable quote and easy to understand also it’s a charity so yr giving towards a good cause and they just deal with animals .

24 June 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Afternoon, Thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and welcome you and your pet to PDSA Pet Insurance

Rated 1 out of 5 stars

Upped two of my cats insurance by 30%…

Upped two of my cats insurance by 30% and then a week later upped my 1.5 year old bengals by 60%!!! One cat is 5 , the other 3 and bengal is 1.5 and these crooks up the renewal by soo much, it’s immoral and disgusting when people are struggling already. I could afford to pay it but I won’t stay with such an immoral company and I feel bad for people that love their pets but can’t afford it due to greedy companies like this

17 June 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good morning • We’re sorry you’re unhappy with your renewal price for your cats, If you did wish to discuss the circumstances surrounding your renewal price in more detail, our Customer Service would be more than happy to assist you and can be reached on: 0344 543 1129. Please note we are available Monday-Friday 8.30am - 6pm. Many thanks, The PDSA Pet Insurance Team

Rated 5 out of 5 stars

Amazing

I suffer with PTSD and find form filling etc very difficult was also worried about having to speak on the phone as my anxiety is bad while on the phone.
I called and a lady called Karrie answered the PDSA insurance helpline. I needed insurance for two dogs and Karrie was absolutely amazing,kind,very understanding and so helpful. Karrie sorted the two insurances for me and explained it all with patience. I would recommend PDSA to anyone needing insurance for their pets. The quotes were so much cheaper than I thought and I feel a huge weight lifted off my shoulders. Thank you Karrie.

12 June 2026
Unprompted review
PDSA Pet Insurance logo

Reply from PDSA Pet Insurance

Good Morning Gail, thank you for your kind comment and for taking the time to leave a review. We appreciate your feedback and welcome you and your pets to PDSA Pet Insurance

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