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RSPCA Pet Insurance (UK) Reviews 

253
•
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 185 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the coverage offers fantastic value for money, providing comprehensive protection at a much lower cost than competing providers in the market. Policyholders find the online registration process extremely simple and praise the helpful support team for making administrative tasks completely stress-free. However, some customers also noted that certain reimbursement claims were unexpectedly rejected or declined following detailed reviews of past veterinary records. A few people also experienced frustrating communication delays when trying to get updates on their pending payments or general assistance.

What people talk about most

Price

Customers consistently note positive experiences with price, highlighting very affordable monthly rates and... See more

Service

Clients share positive opinions on service, frequently highlighting the fast, straightforward claims process... See more

User experience

Reviewers express strong satisfaction regarding the user experience, highlighting quick quotes and... See more

Claim

Consumers find claim to be a mixed experience, as reviewers express deeply divided opinions. While many... See more

Value for money

People report high satisfaction with the value for money, frequently praising affordable monthly rates and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

From the start of our time with RSPCA insurance, everything has been absolutely excellent. The portal worked very well, there have never been any issues and the customer service people have been grea... See more

Company replied

Rated 5 out of 5 stars

Our Lab sustained an injury while playing fetch and required overnight anaesthesia, stitches, and antibiotics at the out-of-hours vet. The claim was accepted within 3 days and paid within another 3. N... See more

Company replied

Rated 5 out of 5 stars

Just by chance I found the RSPCA pet insurance via a comparison site and although they weren't the cheapest they were a trusted name and what they offer is exceptional value and they even accepted... See more

Rated 5 out of 5 stars

My Springer Spaniel was diagnosed with IMHA, extremely low white blood cells (severe Anemia ) and had blood transfusions along with several blood tests etc. I duly went to complete the claim form for... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

With RSPCA pet insurance*, you’ll be ready to take care of your pet when they need it.Every policy taken out supports our mission against animal cruelty and neglect.


Contact info

Get peace of mind

with our 5* Defaqto rated cover

4.5

Excellent

TrustScore 4.5 out of 5

253 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 73% of negative reviews

Typically replies within 1 week

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4.5

All reviews

(253)

188 reviews in the last 12 months

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Rated 5 out of 5 stars

I just want to thank the customer…

I just want to thank the customer service and team at RSPCA pet insurance, they was so understanding and compassionate… going above and beyond to, make sure my dog could get the treatment she needed.
Can't thank them enough, would rate them 10 stars if i could.
Keep up the great work, and once again, thank you all soooo much for helping get my dog back to full health.
Great value price, compared to others i found for my 11 year old Staffie, excellent service, and rapid claim.

22 June 2026
Rated 5 out of 5 stars

RSPCA pet insurance

RSPCA pet insurance was very easy to set up. Quick quote and a choice of options to choose from. Fast service and easy claims for a good price

13 September 2026
Rated 3 out of 5 stars

It was easy to buy the insurance, but......

It was easy to buy the insurance on the website. However, because of my pet's age, you requested more information and then contacted my vet. However, I've never had confirmation that my pet's insurance is all in order.

10 August 2026
Rated 5 out of 5 stars

Best available price for lifetime cover…

Best available price for lifetime cover with the top annual limit compared to other providers.
Also included in the cover is access to Vets if needed which is great.
I also like the idea that by purchasing the cover we are supporting a superb charity.

20 August 2026
Rated 1 out of 5 stars

Very disappointed with RSPCA Pet…

Very disappointed with RSPCA Pet Insurance and the way my recent claim has been handled.
My dog recently needed to have a heart scan, and I made a claim through the insurance to help cover the cost. Unfortunately, the claim was declined because RSPCA Pet Insurance referred to veterinary notes from 2024 which apparently mentioned a possibility of a heart murmur.
What I find particularly frustrating is that nothing was diagnosed or treated at the time, and, importantly, when my dog was examined by the vet in 2025, the records specifically stated that there was no sign of a heart murmur.
I therefore find it extremely disappointing that an old note referring to a possibility has been used to decline a claim for a condition that was subsequently recorded as having no evidence of a heart murmur.
I took out pet insurance expecting it to provide support when my dog needed investigations, so having a claim declined in these circumstances has left me extremely unhappy and questioning the value of the cover.
I would strongly encourage anyone considering RSPCA Pet Insurance to carefully check the terms and conditions and understand how previous veterinary notes may affect future claims. I certainly don’t feel that my claim has been dealt with fairly.

26 August 2026
Unprompted review

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