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RSPCA Pet Insurance (UK) Reviews 

277
•
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 208 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the affordable monthly payments, noting that the cover options provide exceptional financial value compared to competing providers. Consumers also share that the online registration process is completely straightforward and that veterinary claims are successfully settled very quickly. People also appreciate that the support team remains helpful and polite during routine interactions. Some reviewers were not happy with the claims process, describing frustrating rejections or unexpected long delays when awaiting their payments. A few other people also felt that customer service was entirely unresponsive and mentioned difficulties getting clear answers regarding policy details.

What people talk about most

Price

Customers consistently note positive experiences with price, highlighting reasonable monthly payments,... See more

Service

Customers had positive experiences with service, often highlighting rapid claim handling, affordable prices,... See more

User experience

Consumers find user experience to be positive, highlighting that the online registration process and website... See more

Claim

People report ambiguous experiences with claim processes, as some customers praised rapid approvals, simple... See more

Value for money

Users describe positive interactions with value for money, highlighting affordable monthly rates and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I just want to thank the customer service and team at RSPCA pet insurance, they was so understanding and compassionate… going above and beyond to, make sure my dog could get the treatment she neede... See more

Rated 5 out of 5 stars

From the start of our time with RSPCA insurance, everything has been absolutely excellent. The portal worked very well, there have never been any issues and the customer service people have been grea... See more

Company replied

Rated 5 out of 5 stars

Our Lab sustained an injury while playing fetch and required overnight anaesthesia, stitches, and antibiotics at the out-of-hours vet. The claim was accepted within 3 days and paid within another 3. N... See more

Company replied

Rated 5 out of 5 stars

Oczywiście — naturalnie po angielsku: I can honestly say that this is a very good insurance company for dogs, especially for an Akita, as many other insurers refuse to cover this breed. The price... See more


Company details

  1. Pet Insurance Company

Written by the company

With RSPCA pet insurance*, you’ll be ready to take care of your pet when they need it.Every policy taken out supports our mission against animal cruelty and neglect.


Contact info

Get peace of mind

with our 5* Defaqto rated cover

4.5

Excellent

TrustScore 4.5 out of 5

277 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 46% of negative reviews

Typically replies within 1 week

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4.5

All reviews

(277)

207 reviews in the last 12 months

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Rated 1 out of 5 stars

Very disappointed with RSPCA Pet…

Very disappointed with RSPCA Pet Insurance and the way my recent claim has been handled.
My dog recently needed to have a heart scan, and I made a claim through the insurance to help cover the cost. Unfortunately, the claim was declined because RSPCA Pet Insurance referred to veterinary notes from 2024 which apparently mentioned a possibility of a heart murmur.
What I find particularly frustrating is that nothing was diagnosed or treated at the time, and, importantly, when my dog was examined by the vet in 2025, the records specifically stated that there was no sign of a heart murmur.
I therefore find it extremely disappointing that an old note referring to a possibility has been used to decline a claim for a condition that was subsequently recorded as having no evidence of a heart murmur.
I took out pet insurance expecting it to provide support when my dog needed investigations, so having a claim declined in these circumstances has left me extremely unhappy and questioning the value of the cover.
I would strongly encourage anyone considering RSPCA Pet Insurance to carefully check the terms and conditions and understand how previous veterinary notes may affect future claims. I certainly don’t feel that my claim has been dealt with fairly.

26 August 2026
Unprompted review
Rated 4 out of 5 stars

Easy form to fill in

Easy form to fill in, switched from another provider, this was a fairer price, like the idea helps rspca with funding. Cant give 5 stars just because I haven't had to claim (hopefully wont need to but...) which would obviously be the crux of it, so far so good.

6 August 2026
Rated 5 out of 5 stars

Easy reliable

It was easy to check the level of insurance I wanted for my dog
Trust this reliable platform for all the good they do for all animals
Price was brilliant and cheaper than previous insurance

27 July 2026

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