now:pensions Reviews 1,472

TrustScore 3 out of 5

2.9

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Review summary

Created with AI, based on recent reviews

Looking at 550 reviews, most reviewers were unhappy with their experience overall. Many people were dissatisfied with the customer service, finding it unhelpful and difficult to reach a real person. They also encountered significant issues with payment processing, including delays in receiving funds and problems with bank details. Customers frequently reported difficulties with contacting the company, experiencing long response times and unhelpful interactions. Some people also felt that the overall service was poor, with issues like accounts being locked and a lack of clear communication regarding their pensions. Conversely, a small portion of people were satisfied with the service, noting helpful staff and smooth transactions.

What people talk about most

Payment

Reviewers highlight negative aspects of payment. Many customers report significant delays in receiving their... See more

Customer service

Users describe negative interactions with customer service, often citing difficulties reaching a human,... See more

Service

Consumers find service to be negative, with many expressing extreme dissatisfaction and frustration.... See more

Customer communications

Customers consistently note negative experiences with contact. Many reviewers report difficulties reaching a... See more

Response time

Customers consistently express frustration and dissatisfaction with response times. Many report significant... See more

Reviews shaping this summary

Rated 2 out of 5 stars

I have a small pension with now through employer, I have been trying to withdrawer since early march, had same problem as most, sent documents as address changed, this part went well but to get my mon... See more

Company replied

Rated 2 out of 5 stars

It took from July 2025 to May 2026 to get my pension payout. This was due to email and login issues. It took my financial advisor to help me resolve this issue. My money could have been gaining intere... See more

Company replied

Rated 4 out of 5 stars

Very frustrating at the start as they thought I had 2 pensions. Then not told until my last call that I actually had to submit a form to get my pension, even though I said I would take it while on the... See more

Company replied

Rated 1 out of 5 stars

Well, your system eould not recognise my bank details, you already had my I D prior to the request to take pension discussion. Your email system is awkward. My payment still has not arrived in my bank... See more

Company replied


Company details

  1. Pension Fund
  2. Financial Institution
  3. Fund Management Company
  4. Investment Service
  5. Pension Office
  6. Retirement Scheme Provider

Written by the company

now:pensions is an award-winning UK workplace pension provider. We look after the pension savings of millions of members on behalf of tens of thousands of workplaces from lots of different industries. We have a clear mission – to help everyone save for a more financially secure future. We’re dedicated to helping our members make the most of their pension savings and get a retirement they can enjoy. And, we’re fighting for a fairer pension system that benefits everyone. By highlighting pension inequalities and campaigning for change, we’re helping more pension savers get the kind of retirement they want. We are the UK's third largest auto enrolment pension provider by number of members.

Frequently asked questions (FAQs)

Written by the company

Why do I have a workplace pension?
The government’s auto enrolment laws mean all employers must put eligible employees into a workplace pension and contribute to their pension savings. NOW: Pensions provides workplace pensions for millions of members on behalf of tens of thousands of employers.
Can I stop paying into my pension?
Yes, you can stop paying in at any time. After being auto enrolled for one month, the pension savings you’ve saved will be invested until you retire or transfer to another pension provider. You’ll be able to see your account at nowgateway.com. If you stop paying into your pension, you’ll miss out on your employer’s contributions – at least 3% of your earnings; tax relief; and building up pension savings. Please note charges will still apply.
Can I opt out?
You can opt out within a month of being auto enrolled and get back any money you’ve paid in. If you opt out after a month, your pension savings will be invested until you retire or transfer to another pension provider.
Can I have my money now?
Pension laws mean if you don’t opt out within one month of being auto enrolled, your pension savings will be invested until you retire or transfer your savings to another pension provider. You can start to take your pension savings any time after you reach age 55.
Why can’t I cash in my pension savings?
After you’re auto enrolled in a workplace pension, pension laws give you one month to opt out. After a month, your pension savings will be invested until you retire or transfer your savings to another provider.
How long does it take to transfer out?
Once we’ve received everything we need to carry out your transfer request, payment can take up to 25 working days.
How do I check the progress of my request?
If you’ve made a request and want to check how it’s going, email trustpilot@nowpensions.com or give us a call on 0330 100 3334 and we’ll be able to update you.

Contact info

2.9

Average

TrustScore 3 out of 5

1K reviews

5-star
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Rated 5 out of 5 stars

The procedure was executed smoothly and…

The procedure was executed smoothly and without interruption.

14 May 2026
now:pensions logo

Reply from now:pensions

Hi,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 2 out of 5 stars

Still not received money

Still not received money

14 May 2026
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Reply from now:pensions

Hello Viv,

I’m sorry that you have experienced a delay in receivng your money.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Ellie

now:pensions

Rated 1 out of 5 stars

first u said that i get my money on…

first u said that i get my money on 13th then u send me email that i got paid already and am still not received anythin

14 May 2026
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Reply from now:pensions

Hello Andrezej,

I’m sorry that you have had cause to complain about the delay in receiving your money.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

Good service

Good service

14 May 2026
now:pensions logo

Reply from now:pensions

Hi,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars
now:pensions logo

Reply from now:pensions

Hi Marius,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 1 out of 5 stars

Now Pension said savings paid out but no money in my bank account

I had a private pension with another provider and everything was transparent and went smoothly when I asked to withdrawl my money and went through the entire proccess, but with this one? Quite a story! On April, 13th, I asked Now Pension to allow me to withdrawal my savings. We agreed about the date, which was May, 4th the money to hit my bank account.
Because nothing had happened, I checked my Now Pension account and took screenshots which revealed that the disinvestment was in progress since April, 14. I called Now Pension on May, 7th and they informed me the money will reach my bank account in 2-3 working days. Nothing had happened. Today, May, 13th, I received an email from Now Pension stating that the money will be in my account in one week. I checked my Now account, but my access had been limited to enable me to access solely the mailbox. I phoned them and they informed me that the procedure of disinvestment had started on May, 4th according to my request. I reply that my request was to receive the money on that day not the process to begin. They also said from that day should take 7 working days the savings to reach my account. The problem was there were more than 7days since 4th May, and according to the screenshot I took it previously before they limited my access, the process had started immediately after my first request, on April 13th. My perception, and I might be wrong, was that there was unwritten policy to keep the money in as much as possible before making the transfer because all money generates income, but is not fare for the members, for which I don't recommend Now Pension to anybody, not only family and friends. Now, they asked me through an email, to offer a review about how they did it after 'We recently paid out all of your Now:pension savings to you. Leave us a review on Trustpilot about how we did it'.
I am shocked as no money reached my bank account. First, the discrepancy between the screenshot of my Now account, where the process started one month ago and what they tried to tell me on the phone that the process had just started, and second, the email where they asked me to leave a review about the payment, WHICH HADN'T BEEN MADE YET.
Everything should be fully transparent, cristal-clear for the members and not only. I am curious how they will explain this ' we recently paid out all your savings to you', when this hasn't happened yet.

13 May 2026
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Reply from now:pensions

Hello Sabina,

I’m sorry to hear about this negative experience.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

Good

Good service

13 May 2026
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Reply from now:pensions

Hi Ali,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

Pension withdraw

So easy to track my pension and when I decided to withdraw it was so easy to do

13 May 2026
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Reply from now:pensions

Hi Angela,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

Now pension gives good response

Now pension gives good response
I will continue to pay my pension with it

13 May 2026
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Reply from now:pensions

Hi Abdullah,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

Simple,fast and…

Simple,fast and professionalprofessionally.l

13 May 2026
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Reply from now:pensions

Hi Paul,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 1 out of 5 stars

Useless, 0 Stars

0 Stars. Incompetent and uncooperative, this company have been thoroughly dishonest since I received a letter from them in December 2025 informing me that my pension pot was £19.07! It appears that this was from a job I left in 2016, I had no knowledge of this account and I suspect that Now have simply taken money from it to cover their fees until now.
Since changing jobs in 2015,2017, and 2018, I had tried to consolidate all of my pensions into one account, or so I thought.
I contacted Now to get the £19.07 transferred to my current pension. This was in January, they sent the money to my current pension, knowing full well that amounts under £50 would not be accepted. The funds were then lost between Now and Nest Pensions and it has taken until May to get the money finally sent to my bank account, (the Government have taken £3 in tax). I made several complaints to Now, which they just whitewashed by supposedly carrying out investigations, but of course would not admit they had messed up.
Chat lines freeze or get disconnected, phone calls are a waste of time as it is someone different every time and e mails take far too long to be replied to.
The only time I got assistance was when I threatened to take the case to the Pensions Ombudsman, then there was a hint of help.
Awful company who just don't care.

13 May 2026
Unprompted review
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Reply from now:pensions

Hello Graham,

Sorry to hear about this. We clearly haven’t met your expectations. I’ve sent you an email asking for more information.

Please check your inbox and reply when you can. We’ll look into it.

Thanks

Ellie

now:pensions

Rated 5 out of 5 stars

Easy to use efficient quick

Easy to use efficient quick

1 May 2026
now:pensions logo

Reply from now:pensions

Hi,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars
now:pensions logo

Reply from now:pensions

Hi Kevin,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear how polite our contact centre was when you called.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

All the staff very helpful and guided…

All the staff very helpful and guided me through the process

13 May 2026
now:pensions logo

Reply from now:pensions

Hi Brian,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear that our staff helped you through this process.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

The company doing well yes

The company doing well

13 May 2026
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Reply from now:pensions

Hi Hakeem,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 1 out of 5 stars

Customer service is absolutely *****.

Customer service is absolutely *****..
I had a very high blood pressure explaining my circumstances. I could not reason with the customer service operator.
I haven't received my money as yet.

6 May 2026
now:pensions logo

Reply from now:pensions

Hello Niranjan,

I’m sorry that you have not yet received your money from us.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Ellie

now:pensions

Rated 1 out of 5 stars
now:pensions logo

Reply from now:pensions

Hello Balvin,

I’m sorry that you had a negative experience with us.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

The person I spoke to

The person I spoke to, was very helpful and professional, thank you

1 May 2026
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Reply from now:pensions

Hi Regina,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

Efficient and professional

Efficient and professional

30 April 2026
now:pensions logo

Reply from now:pensions

Hi Nasar,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

When I called you to ask about some…

When I called you to ask about some questions so they are help me a lot. He or she’s clarify for all my questions and payment.

27 April 2026
now:pensions logo

Reply from now:pensions

Hi Done,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear that our contact centre were able to answer your questions.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Ellie

now:pensions

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