now:pensions Reviews 1,472

TrustScore 3 out of 5

2.9

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Review summary

Created with AI, based on recent reviews

Looking at 550 reviews, most reviewers were unhappy with their experience overall. Many people were dissatisfied with the customer service, finding it unhelpful and difficult to reach a real person. They also encountered significant issues with payment processing, including delays in receiving funds and problems with bank details. Customers frequently reported difficulties with contacting the company, experiencing long response times and unhelpful interactions. Some people also felt that the overall service was poor, with issues like accounts being locked and a lack of clear communication regarding their pensions. Conversely, a small portion of people were satisfied with the service, noting helpful staff and smooth transactions.

What people talk about most

Payment

Reviewers highlight negative aspects of payment. Many customers report significant delays in receiving their... See more

Customer service

Users describe negative interactions with customer service, often citing difficulties reaching a human,... See more

Service

Consumers find service to be negative, with many expressing extreme dissatisfaction and frustration.... See more

Customer communications

Customers consistently note negative experiences with contact. Many reviewers report difficulties reaching a... See more

Response time

Customers consistently express frustration and dissatisfaction with response times. Many report significant... See more

Reviews shaping this summary

Rated 2 out of 5 stars

I have a small pension with now through employer, I have been trying to withdrawer since early march, had same problem as most, sent documents as address changed, this part went well but to get my mon... See more

Company replied

Rated 2 out of 5 stars

It took from July 2025 to May 2026 to get my pension payout. This was due to email and login issues. It took my financial advisor to help me resolve this issue. My money could have been gaining intere... See more

Company replied

Rated 4 out of 5 stars

Very frustrating at the start as they thought I had 2 pensions. Then not told until my last call that I actually had to submit a form to get my pension, even though I said I would take it while on the... See more

Company replied

Rated 1 out of 5 stars

Well, your system eould not recognise my bank details, you already had my I D prior to the request to take pension discussion. Your email system is awkward. My payment still has not arrived in my bank... See more

Company replied


Company details

  1. Pension Fund
  2. Financial Institution
  3. Fund Management Company
  4. Investment Service
  5. Pension Office
  6. Retirement Scheme Provider

Written by the company

now:pensions is an award-winning UK workplace pension provider. We look after the pension savings of millions of members on behalf of tens of thousands of workplaces from lots of different industries. We have a clear mission – to help everyone save for a more financially secure future. We’re dedicated to helping our members make the most of their pension savings and get a retirement they can enjoy. And, we’re fighting for a fairer pension system that benefits everyone. By highlighting pension inequalities and campaigning for change, we’re helping more pension savers get the kind of retirement they want. We are the UK's third largest auto enrolment pension provider by number of members.

Frequently asked questions (FAQs)

Written by the company

Why do I have a workplace pension?
The government’s auto enrolment laws mean all employers must put eligible employees into a workplace pension and contribute to their pension savings. NOW: Pensions provides workplace pensions for millions of members on behalf of tens of thousands of employers.
Can I stop paying into my pension?
Yes, you can stop paying in at any time. After being auto enrolled for one month, the pension savings you’ve saved will be invested until you retire or transfer to another pension provider. You’ll be able to see your account at nowgateway.com. If you stop paying into your pension, you’ll miss out on your employer’s contributions – at least 3% of your earnings; tax relief; and building up pension savings. Please note charges will still apply.
Can I opt out?
You can opt out within a month of being auto enrolled and get back any money you’ve paid in. If you opt out after a month, your pension savings will be invested until you retire or transfer to another pension provider.
Can I have my money now?
Pension laws mean if you don’t opt out within one month of being auto enrolled, your pension savings will be invested until you retire or transfer your savings to another pension provider. You can start to take your pension savings any time after you reach age 55.
Why can’t I cash in my pension savings?
After you’re auto enrolled in a workplace pension, pension laws give you one month to opt out. After a month, your pension savings will be invested until you retire or transfer your savings to another provider.
How long does it take to transfer out?
Once we’ve received everything we need to carry out your transfer request, payment can take up to 25 working days.
How do I check the progress of my request?
If you’ve made a request and want to check how it’s going, email trustpilot@nowpensions.com or give us a call on 0330 100 3334 and we’ll be able to update you.

Contact info

2.9

Average

TrustScore 3 out of 5

1K reviews

5-star
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Rated 5 out of 5 stars

Easy to deal with

It was very easy to do all I needed to do to take my pension out on retiral. It all ran very smoothly, no complaints from me.

15 May 2026
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Reply from now:pensions

Hi Mrs Copland,

Thank you very much for your positive review.

We’re thrilled to hear that it was a smooth process.

Knowing we helped with your retirement claim is exactly what we aim for.

I’ll share your feedback with the team. They’ll appreciate it.

Thank you for choosing now:pensions and for sharing your experience.

With gratitude,

Sheri

now:pensions

Rated 5 out of 5 stars

Getting my pension money

They made the experience easy and simple never had any problems

15 May 2026
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Reply from now:pensions

Hi Diana,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Sheri

now:pensions

Rated 5 out of 5 stars

Fabulous service

Fabulous service, really helpful and money sent in 1 week

15 May 2026
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Reply from now:pensions

Hi Deana,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear you received your money in a timely manner.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Sheri

now:pensions

Rated 5 out of 5 stars

Top class service from start to finish…

Top class service from start to finish and was kept informed throughout the whole process.

15 May 2026
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Reply from now:pensions

Hi Mark,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Sheri

now:pensions

Rated 5 out of 5 stars

very helpfull and straight forward…

very helpfull and straight forward ,very slow transfering funds to my bank. took longer than i was lead to belive

15 May 2026
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Reply from now:pensions

Hi Stephen,

Thanks for taking the time to leave such a positive review.

We’re pleased to hear that it was a straight forward process.

We’ll pass your kind words on to the team. They’ll be delighted to know we made a difference.

Kind regards,

Sheri

now:pensions

Rated 5 out of 5 stars

Super efficient and straightforward

It was super efficient and straightforward dealing with the pension team and all done online.

15 May 2026
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Reply from now:pensions

Hi Paul,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Conner

now:pensions

Rated 2 out of 5 stars

could not find out the information I…

could not find out the information I needed, very disappointing.

14 May 2026
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Reply from now:pensions

Hello Ernest,

I’m sorry to hear you're issues.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Conner

now:pensions

Rated 3 out of 5 stars

Money has not been transferred to my…

Money has not been transferred to my account yet, it was also difficult with customer service, not understanding my requests

15 May 2026
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Reply from now:pensions

Hello Sheridan,

I’m sorry for the delay in you receiving your payment.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Conner

now:pensions

Rated 3 out of 5 stars

I like the customer service .they were…

I like the customer service .they were very helpful and understanding

11 May 2026
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Reply from now:pensions

Hi Abdirisaq,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Conner

now:pensions

Rated 4 out of 5 stars

There was no fuss

There was no fuss , gave you my choices and your reaction was swift and helpful

15 May 2026
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Reply from now:pensions

Hi Eric,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Conner

now:pensions

Rated 5 out of 5 stars

Excellent service from start to finish

Excellent service from start to finish

1 May 2026
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Reply from now:pensions

Hi Lauretta,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Conner

now:pensions

Rated 3 out of 5 stars

I very much liked the online access it…

I very much liked the online access it was simple and accessible even though after creating a password it always required a password. Things changed after completing the pension pot claim . After I had waited the three working days I was told it would take to process when I got online online chat things got awkward the consultant online needed confirmation and the confirmation was already submitted I was told I had two accounts they needed to medge them another wait of 7 days by then I voiced out my unhappiness with the progress of the application that o initially was told the processing only takes 7 days after submitting the required documents . The other confusing factor they made it sound like there were accounts to be medged in which case after all that the medging of the accounts did not exactly change the initial ammount . So I really do not understand what to see all your pension pots in one page meant. I received the claimed money three days after receiving the letter requesting a review for money that had still not reached my account .
I have to say many of the retired customers perhaps do not claim or would find it distressing to claim because it does not happen for a long time and the ammount has deductions I did not believe that I received much less than what I thought as you are always made to believe the pension pot included the employer and customer contributions. I would not recommend joining these pension schemes they have absolutely no benefit for the customer at the end

15 May 2026
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Reply from now:pensions

Hello Dudu,

I’m sorry to hear you're facing a delay with your payment.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Conner

now:pensions

Rated 5 out of 5 stars

Thanks

Thanks! Good, fast and reliable service.

8 April 2026
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Reply from now:pensions

Hi Mirdza,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Conner

now:pensions

Rated 5 out of 5 stars

I recently withdrew my pension with…

I recently withdrew my pension with now.u as a lump sum. They were very helpful when we spoke on the phone. And I received my payment in 10 days as promised. A pain less experience without fuss. A good service I would say.

14 May 2026
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Reply from now:pensions

Hi Barry,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Conner

now:pensions

Rated 4 out of 5 stars

helpful when i needed too close my…

helpful when i needed too close my pension account, however it took over 2 weeks too receive my funds

29 April 2026
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Reply from now:pensions

Hi Steven,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Conner

now:pensions

Rated 1 out of 5 stars

Awful outfit to deal with

Awful outfit to deal with. Almost impossible to speak to a human and when you do it will be a call-centre in goodness knows where. In an industry fraught with shysters this is one at the head of the field. Use ANY other provider but not this lot. I cant even open their emails because they need the account number to do so. I defy anyone to be able to get that number. I wasted most of an afternoon trying to sort this out and it is impossible.

14 May 2026
Unprompted review
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Reply from now:pensions

Good morning Peter,

Thank you for leaving your review.

For us to investigate your query further, please email trustpilot@nowpensionstrust.com with the following information:

Your full name
Your National Insurance Number
Your Date of Birth

Once I receive the above, I will investigate your query and look to update you within 2 working days.

Thank you

Conner

now:pensions

Rated 5 out of 5 stars

Excellent service 👏

Excellent service 👏 👍

14 May 2026
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Reply from now:pensions

Hi Alexandrina,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Conner

now:pensions

Rated 1 out of 5 stars

Lack of compassion during a bereavement claim

Our experience with Now:pensions during a bereavement claim has been extremely disappointing.

My partner passed away at a young age and since January 2026 his mother and I have been trying to process his workplace pension claim. From the beginning, the process has been poorly handled and lacked in empathy.

Our first contact appeared to be with someone who was not properly trained in bereavement support, even basic details were handled carelessly including getting my partner’s mother’s first name wrong on official paperwork sent to us!

We then returned the forms as soon as possible but the claim was then placed on hold because the official death certificate had not yet been issued. As soon as we received it in April 2026, we sent it straight away via recorded delivery. Two weeks later, we were then asked for additional documents that could and should have been requested at the same time as the original paperwork. The process feels completely piecemeal, which only adds further stress and frustration for a grieving family.

Recently, when we called for an update and after being put on hold for 15 minutes we were told they could not provide any timeframe for a decision or even give an indication of the amount due to be paid. The response was simply that 'we just have to wait for them to decide' which was unhelpful and dismissive.

It's unfortunate this was the pension provider used by my partner's employer. What makes this even harder is that we are waiting on this payout to help cover funeral costs, yet there has been no clear communication around timescales or progress.

Please do think twice before choosing this company as your pension provider.

11 May 2026
Unprompted review
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Reply from now:pensions

Hi Jenny,

I'm sorry to hear what you're going through. and I'm sorry we've not made it easier on you either.

If you can please email trustpilot@nowpensionstrust.com, I'll reach out and we'll navigate this bereavement claim together.

Thank you

Conner

now:pensions

Rated 1 out of 5 stars

RUBBISH FIRM.

I applied to take my pension of £100 out on the 1/5/2026. As of today 14/5/2026 l am still waiting for it despite being told it would only take a week. I am glad l am not desperate for it. I have had problems with this firm in the past before, and l would never use them again for anything.

1 May 2026
now:pensions logo

Reply from now:pensions

Hello Stanley,

I’m sorry that you have experienced a delay following your retirement request.

I have sent you an email regarding this, if you could please review our email and get back to us.

Kind regards,

Ellie

now:pensions

Rated 5 out of 5 stars

Nice and easy to use

Nice and easy to use

27 April 2026
now:pensions logo

Reply from now:pensions

Hi Jose,

Thank you so much for your review. We’re delighted to hear you had a positive experience.

Your feedback means a lot to the team.

Kind regards,

Ellie

now:pensions

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