Nest Pensions Reviews 

15,946
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Looking at 3,953 reviews, reviewers had a great experience with this company. Customers consistently find the website easy to navigate and use, making it straightforward to manage their pension accounts, alter contributions, and make payments. Many people appreciate the ease and speed of transferring pensions, with the company often handling most of the work after initial information is provided. Reviewers frequently highlight the excellent communication and professional support received, which helps guide them through processes and answer questions effectively. However, some customers also noted issues with customer service, mentioning slow responses, template replies, or difficulties in resolving complex problems like payment errors or account discrepancies. A few other people also felt that the process for flexible income drawdown was not straightforward and required transferring funds to another provider.

What people talk about most

User experience

Users describe positive interactions with user experience, finding it straightforward, clear, and easy to... See more

Service

People report ambiguous experiences with service, with many customers praising the excellent, reliable, and... See more

Payment

Reviewers highlight ambiguous aspects of payment, with some finding it easy to set up plans and make... See more

Customer service

Reviewers mention ambiguous feedback about customer service, with many expressing significant... See more

Website

Clients share ambiguous opinions on the website, with many reviewers finding it easy to navigate,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

NEST is designed as a simple, low-cost workplace pension. The investment funds are generally managed with a focus on long-term growth while controlling risk, rather than aiming for the highest possibl... See more

Company replied

Rated 4 out of 5 stars

It went through eventually after 3 attempts, but nothing is ever straight forward on line, I would have preferred to talk to someone. Otherwise all okay.

Company replied

Rated 4 out of 5 stars

I can only talk about my appreciation of what you are doing, growing my money. Nothing to say about Trust Pilot. It wasnt clear to me.

Company replied

Rated 5 out of 5 stars

Sure I can’t give a comment as all of this is new to me and if this helps I’m glad I have this for when It comes that time to retire I have this to fall on to help. But for me a little more communicat... See more

Company replied


Company details

  1. Pension Fund

Written by the company

Nest was set up by the government to give every UK worker somewhere good to save after the introduction of auto enrolment. Since then, it’s grown to become the largest workplace pension scheme in the country with more than 13 million members. As a not-for-profit pension scheme, Nest doesn't answer to shareholders. It’s set up to serve its customers’ interests and aims to help millions of people enjoy a better retirement. Nest’s members benefit from an award-winning investment strategy and one of the most diversified DC portfolios in the industry. It practices responsible investment to help manage long-term growth and risk while also helping contribute towards the world its members want to live and retire in.


Contact info

4.1

Great

TrustScore 4 out of 5

16K reviews

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4.1

All reviews

(15,946)

3,707 reviews in the last 12 months

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Rated 1 out of 5 stars

Poor Visibility Of Retirement Pension Income Estimates

I was unable to find a clear estimate of how much yearly income my pension will provide in retirement. For a pension provider, this should be one of the easiest figures to access. This makes retirement planning unnecessarily difficult.

23 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Mat G,

Nest provides personalized, projected yearly income figures through your annual benefit statements. For immediate, interactive retirement planning, members can use the Nest Pension Calculator to model future income based on current savings. You can find the pension calculator here: https://www.nestpensions.org.uk/schemeweb/NestPublicWeb/faces/public/BE/pages/pensionCalculationPublicArea.xhtml

Thanks,
AJ, The Nest Team

Rated 5 out of 5 stars

Easy website and access to your option

You can access your pension at anytime the website is clear and understand how it all works setting it all up was easy any problems you got a telephone no you can speak to someone if any queries

24 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Joanne,

It’s great to hear about your experience with the website. 😊 We take pride at Nest in making things as easy as possible for our customers.

Thanks,
AJ, The Nest Team

Rated 5 out of 5 stars

Happy and satisfied good savings

Happy and satisfied very good savings

24 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Jose,

We’re proud to play our part in helping you and millions of other people grow your savings. Thanks for your feedback.

Thanks,
AJ, The Nest Team

Rated 5 out of 5 stars

Happy

Updates, interest, pie charts. Thank you.

24 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Kylie,

Thanks for taking the time to share your thoughts on how we’re doing.

Thanks,
AJ, The Nest Team

Rated 5 out of 5 stars

Great service

Great service

24 February 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Toyin,

Thanks for taking the time to share your thoughts on how we’re doing.

Thanks,
AJ, The Nest Team

Rated 1 out of 5 stars

I want my pension now iwas told I can't…

I want my pension now iwas told I can't have it until I am 57

24 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Peter,

Hello, thank you for your feedback. We would like to clarify the rules regarding when you can access your retirement savings.

Under UK law, the standard minimum age to take your Nest pension is currently 55, which will rise to 57 on 6 April 2028.

You can only access your money before these ages if you qualify under strict government ruldes for health-related early retirement:
- Serious Ill Health: If a doctor certifies your life expectancy is less than 12 months.
- Incapacity: If a medical condition permanently prevents you from working ever again.

If you are over 55, or if you meet either of these health conditions, please contact our support team directly so we can assist you. You can read the full rules on our website: https://www.nestpensions.org.uk/schemeweb/memberhelpcentre/retirement-pot/when-to-take-money-out.html

Thanks,
AJ, The Nest Team

Rated 2 out of 5 stars

Total lack of communication

I have had little to no contact from this company on how my pension is doing how I could improve my pension not even when I will get my pension

24 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Collin,

I'm sorry we have not earned a positive review from you.

You can set up up your online account to see all the information about your account, or get in touch with our customer service team on 0300 020 0090 – they’re available Monday to Sunday, 8am to 8pm, and will be able to help you get into your account.

Thanks,
AJ, The Nest Team

Rated 5 out of 5 stars
Nest Pensions logo

Reply from Nest Pensions

Hi Ben,

It’s great to hear about your experience. 😊 We take pride at Nest in making things as easy as possible for our customers.

Thanks,
AJ, The Nest Team

Rated 1 out of 5 stars

I first got in touch with nest back in…

I first got in touch with nest back in February and all my correspondence i had with them everyone I spoke yo had a, different answer they didn't know, anything.
Took over 4 months to my retirement pot.
Which is an absolute joke

7 February 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Shirley,

I apologise that you’ve had a bad experience with getting your retirement pot. We’re keen to learn from any mistakes, and so we really value your feedback.

Thanks,
AJ, The Nest Team,

Rated 5 out of 5 stars

Very helpful and constructive

Very helpful and constructive, still need an answer to my question. If I have 2 pensions with Nest.

24 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Paul,

Thanks for sharing your thoughts on how we're doing.
Our customer service team is the best way to get help with specific questions because they’ll be able to see the details of your account in a secure and confidential way. They’re available on 0300 020 0090, Monday to Sunday, 8am to 8pm.

Thanks,
AJ, The Nest Team

Rated 5 out of 5 stars

Sure I can’t give a comment as all of…

Sure I can’t give a comment as all of this is new to me and if this helps I’m glad I have this for when It comes that time to retire I have this to fall on to help. But for me a little more communications from use on how things are doing would be helpful but other than that I have no complaints

24 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Perkins,

I realise it’s still early days in your experience saving with Nest. Please do continue to explore our customer content and tools – we’re here to help make pensions as simple as possible. Setting up your online account will be a great way to get frequents updates without having to wait for letters to come through the post. We have also taken note of your feedback.

Thanks,
AJ, The Nest Team

Rated 1 out of 5 stars

I wanted 25% out of nest pen couldn’t…

I wanted 25% out of nest pen couldn’t get there messages as they was jPeg or something similar so couldn’t read them I sent name of bank and the rest of the information they said they wanted in jpeg or similar so at brick wall when t I sorted it with my workplace they said the bank details wasn’t going through. I said probably that branch closed but the account is still active I had wages and pit pension going through it. So I opened another account with another bank sent details but they wanted a bank statement I said I’ve only just opened it hence to say three months still nowt. What a waste of time so to say how they doing CRAP is the answer

8 April 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Philip,

I’m really concerned to hear about your experience. To ensure we’re doing everything right to keep your identity and account secure, I can’t ask for details here. Please do contact our customer service team to help you get this sorted. They are available on 0300 020 0090, Monday to Sunday, 8am to 8pm.

Thanks,
AJ, The Nest Team

Rated 4 out of 5 stars

Good

I think Money is safe and secure to nest pension

24 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Muhammad,

We support 1 in 3 workers in the UK, including you, who’re saving for later in life. We know you’re counting on us to watch out for you.

Thanks,
AJ, The Nest Team

Rated 1 out of 5 stars

Terrible

Terrible was told originally that I couldn't take money from my pension potby a person on telephone so I took a small loan out then I went online and found out I could take money from my pension pot only, I took under 25 percent of government free allowance only for next to tax me on it?

8 April 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Paul,

I'm sincerely sorry for the incorrect advice you received over the phone. We take this very seriously and want to investigate why you were told you couldn't access your pot.

We understand your frustration regarding the tax deducted.
While up to 25% of your total pot is tax-free, Nest does not pay this out as a single standalone sum. Instead, every individual withdrawal you take is split: 25% is tax-free, and the remaining 75% is taxable income.
You can find more information on our website for further clarity: https://www.nestpensions.org.uk/schemeweb/nest/retirement/your-pensions-and-tax.html

Please log into your account and use our official Nest Complaints Form or call us on 0300 020 0090, Monday to Sunday, 8am to 8pm, and we will look into the phone advice you received and assist you further.

Thanks,
AJ, The Nest Team

Rated 5 out of 5 stars

Website is easy to navigate

Website is easy to navigate.
Nothing bad to say.

4 February 2026
Nest Pensions logo

Reply from Nest Pensions

Hi There,

It’s great to hear about your experience with the website. 😊 We take pride at Nest in making things as easy as possible for our customers.

Thanks,
AJ, The Nest Team

Rated 5 out of 5 stars

The Best --Nest Company --staff were very…

The Nest Company --staff were very helpful in explaining things clearly. The response time on my queries and application --were dealt with swiftly and Professionally. Thank you all.

5 May 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Pauline,

I’m pleased to hear about your experience. It sounds as though we might have done an even better job for you and we’ve taken note of your feedback.

Thanks,
AJ, The Nest Team

Rated 5 out of 5 stars

Very good experience so far

So far, I had a very good experience, the online chat was very helpful and I received what I needed quickly.

19 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Barbara,

I’m pleased to hear about your experience. It sounds as though we might have done an even better job for you and we’ve taken note of your feedback.

Thanks,
AJ, The Nest Team

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