NBKC Bank Reviews 1,153

TrustScore 5 out of 5

4.8

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, efficiency, and professional yet friendly demeanor, often describing them as knowledgeable and responsive. The service provided is frequently highlighted as excellent, with many people appreciating the personalized approach and the ease of their overall experience. Reviewers are particularly impressed with the quick response times and the smooth user experience, noting that issues are resolved promptly and communication is clear. However, some customers also noted dissatisfaction with account closures without prior notice or explanation, leading to frustration and a sense of a lack of transparency regarding account limits. A few other people also felt that the company's response to declining services was inappropriate and unprofessional.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, consistently praising their helpfulness, professionalism, and... See more

Service

Users describe positive interactions with service, highlighting the professionalism, efficiency, and... See more

Customer service

People report positive experiences with customer service. Many customers praise the helpfulness and... See more

Response time

Reviewers mention positive feedback about response times. Customers frequently praise the quick and efficient... See more

User experience

Clients share positive opinions on user experience. Many reviewers highlight the ease of use and navigation,... See more

Based on these reviews

Rated 5 out of 5 stars

Recently my accounts and banks were hacked. When something devistating like this happens, you need a real person to talk to, not some blind email message or chat. I had several phone calls with NBKC... See more

Rated 5 out of 5 stars

As we were researching lenders for our upcoming home purchase, we were given a few different options. As we reached out to each one, we were given a list of additional documents and such. However, the... See more

Rated 5 out of 5 stars

Fast, efficient and honest. Andy was wonderful to work with! We only had two weeks to close when we switched loan officers. Andy made the stressful process easier by being straight forward with instru... See more

Rated 5 out of 5 stars

Jay was my loan officer, taking over a file from a previous employee. He took the initiative to reach out and even though I wasn’t ready at the time, he was still very helpful and not pushy. When it c... See more

Rated 5 out of 5 stars

NBKC makes it incredibly easy for a small business to have an account & do banking transactions. In addition, I’ve always gotten top-tier customer service if I had a question or issue. I would recomme... See more

Rated 5 out of 5 stars

Today I had two calls with the NBKC Helpdesk. I am unfortunately terrible with names, so I can’t seem to remember them at the moment. Nonetheless, both operators were Knowledgeable, Helpful, and Ef... See more

Rated 5 out of 5 stars

I can’t say enough great things about Chris Murphy and NBKC bank! Chris made the process so easy, communication was great and he always kept me updated. As a first time home buyer going into this proc... See more

Rated 5 out of 5 stars

I worked with Bret Allen on my refinance and he was incredibly professional and personable at the same time! Walked through each step of the way answering any question I needed answered. Nice working... See more

Rated 5 out of 5 stars

This was the first time I had the pleasure of working with Dan and NBKC. He was not one of my regular lenders, so I was a bit cautious at the beginning. He quickly won me over with his prompt response... See more

Rated 5 out of 5 stars

I am so glad I switched to nbkc a little over a year ago. Not only do you have great interest rates but your customer service is exceptional! From the office to online support. Today, Ian was able to... See more

Rated 5 out of 5 stars

Drew is an absolute pro! I was very impressed with his process and understanding of every detail throughout the loan process. He was on top of every new request from underwriting and was able to expla... See more

Rated 5 out of 5 stars

Jim Schneider of NBKC Bank exceeded expectations, as always. I have closed three mortgages with Jim (about to be four) and am already looking at a fifth! Jim is my “go to” mortgage loan officer and... See more

Rated 5 out of 5 stars

I’m an Internet banking customer, and have been for the last 8+ years or so. Each time I call, I feel like I’m talking to a personal banker. I get better service over the phone with NBKC than I did in... See more

Rated 5 out of 5 stars

Ian took time to listen and understand my problem, knowledgeably and proactively asking questions to get to the best solution. He was friendly and polite, and I felt like he was a real partner in reso... See more

Rated 1 out of 5 stars

Terrible. I had to dispute some transactions and this bank decided to simply stop doing business with me and close my account all together with no notice or explanation.

Company replied

Rated 5 out of 5 stars

Ty was terrific walking my wife and I through the purchase process. The paperwork would have felt very overwhelming; if not for Ty and his team. I was continuously updated throughout the process. Not... See more

Rated 5 out of 5 stars

I’ve had no issues whatsoever. I live in Springfield. I just wish there was a brick and mortar location here, but it doesn’t bother me to drive to Kansas City as long as things go the way they have be... See more

Rated 5 out of 5 stars

When I first spoke with Beau, he assured me that refinancing my house would be a good idea since the interest rate rates have decreased. After some research, I found that his advice was correct. He ma... See more

Rated 5 out of 5 stars

Big fan of nbkc and Dan Rader. This was my first time getting a home loan and Dan made it easy to work with him and took a lot of time out of his evenings and weekends to make sure my questions were a... See more

Rated 5 out of 5 stars

Ty Swarts knows what he is doing with many years of experiences under his belt. Ty is professional and very efficient in communication with me at all times the status of my loan application. He revie... See more

Rated 5 out of 5 stars

I have now done my original mortgage and a refinance through NBKC bank with Dallas as my contact. Their rates have been great and Dallas is top notch. I am not a trusting person so I definitely made... See more

Rated 5 out of 5 stars

I had such an amazing experience working with Pete throughout my home-buying process! I feel so lucky to have found him through a friend’s recommendation. From start to finish, Pete was incredi... See more

Rated 5 out of 5 stars

I called and was disconnected before speaking to anyone after a several minute wait. This was frustrating. This is not the first time this has happened to me when trying to get in touch with someone... See more

Rated 5 out of 5 stars

Beau was extremely helpful from the first phone call. After shopping around other mortgage lenders-- I can confidently say if you want an easy and trustworthy experience- contact Beau or his team at n... See more

Rated 1 out of 5 stars

As a small business owner, I was receiving payments made from various forms. Cash, credit card, checks, etc. One check i received from a customer's turned out to be fraudulent and I filed a police... See more

Company replied

Rated 5 out of 5 stars

My experience with Pendra was top notch. She was understanding of my issue, informative and patient with me as we worked to resolve that was of my own making. I was expecting to have to deal with a lo... See more

Rated 5 out of 5 stars

I love this bank. I started using them for my business and was a little hesitant since they are not located in my state, but all of my interactions have been positive and helpful, with real people. I... See more

Rated 1 out of 5 stars

Comparable loan terms, but the reaction after declining to proceed was inappropriate and unprofessional. Guilt-based comments and assumptions have no place in a client relationship. Not recommended.

Company replied

Rated 1 out of 5 stars

I opened an account with NBKC specifically to manage reimbursements from Florida's Step Up for Students scholarship, thinking it would be a simple personal checking account with some added... See more

Company replied

Rated 5 out of 5 stars

I was extremely anxious about the home buying process . I'm very thankful that I was able to work with Ty Swarts. He made the process easy to understand, he was very efficient and available for ques... See more

Rated 5 out of 5 stars

Buying a house is, to say the least, a stressful experience. From the very beginning, Kati from NBKC Bank made things clear and easy. I could tell from the start that she was very experienced. I was c... See more

Rated 5 out of 5 stars

Working with Trevor/NBKC was truly the easiest part of purchasing our new home. Everything is streamlined, excellent communication, and knowledgeable on all aspects of VA loans. This is our third time... See more

Rated 5 out of 5 stars

Justin at NBKC helped me get the best interest rate and mortgage better than any other lender. He was upfront and honest while other lenders were very misleading. He completed all the requirements on... See more

Rated 5 out of 5 stars

I have several business accounts with NBKC and I have been consistently pleased with the level of support and services NBKC has to offer. Customer support is by far the best I've ever seen. At this ti... See more

Rated 5 out of 5 stars

Nick was great to work with! He provided the best information in the decision process, was very clear and open about all the details and did not seem like a salesman but rather seemed interested in ha... See more

Rated 5 out of 5 stars

All positives - keep doing what you do best! I don’t know how you could provide a better service. Great communication. Easy to use Technology. Top notch customer service. You are checking all of... See more

Rated 5 out of 5 stars

Kevin was awesome. From day one he was extremely helpful and very transparent. He walked us through the process detail by detail and was very reassuring. I look forward to repeat business with Kevin... See more

Rated 5 out of 5 stars

Your representative was amazing in every way.. she was informative, took care of everything and patiently walked me through the steps. You and I are fortunate for her expertise and knowledge and kindn... See more

Rated 5 out of 5 stars

Dave is the GOAT of the Mortgage Loan Industry. There isn't enough space for me to write all of the good things about Dave. He's the most laid back, non-pushy lender I've ever delt with (and I've de... See more

Rated 5 out of 5 stars

Working with Chad Lippelgoos at NBKC bank was a breeze. This was my second home purchase with Chad through NBKC bank. My first was in 2018 and the second in 2025. Chad is extremely knowledgeable and... See more

Rated 5 out of 5 stars

I had the privilege of working with Lori L. and nbkc bank. Lori made the process so seamless and stress free! Her communication was beyond expectations and I could not be more happy with the level of... See more

Rated 5 out of 5 stars

Andy was fantastic to work with and did a phenomenal job of getting us into our new home! From the very beginning Andy was professional and competent, and felt more like talking to a friend than a loa... See more

Rated 5 out of 5 stars

Heath was absolutely fantastic to work with from start to finish. He helped us walk through this non-standard transaction, presented all the options, and was a great advisor. He was also incredibly... See more

Rated 5 out of 5 stars

I would like to send high praises to Craig Park. He was so helpful to us getting our VA loan expedited. He answered all of our questions and basically walked us through the whole process. He was alw... See more

Rated 5 out of 5 stars

Mike Ohlde, my mortgage loan officer, is the pinnacle of professionalism and overall just an excellent individual. I’ve been working with Mike for over a year discussing refi strategy and looking fo... See more

Rated 5 out of 5 stars

Andy was always available and quick to answer or get back to me with answers to my questions. Walked me through the steps of getting the correct format to verify financial accounts in order to close t... See more

Rated 5 out of 5 stars

Grant did a really good job making the buying process go as smooth as it could have gone. I’d recommend NBKC to anyone looking for a trusted lender to help with their home buying journey.

Rated 5 out of 5 stars

Drew was a huge help on my refinance. I needed to close quickly and he delivered. His help eased my stress during a tough time and has saved me a significant amount every month. Would definitely recom... See more

Rated 5 out of 5 stars

Oh my gosh, I'm so sad I didn't get the name of the woman who helped me! She was absolutely amazing. Solved the issues I was having quickly and efficiently, plus she was hilarious! Thanks for a great... See more

Rated 5 out of 5 stars

When I was reaching out to any lender to refinance my new VA loan, Matt contacted me immediately. After discussing the ins and outs and how I had to wait a period of time, Matt promised that he would... See more

Rated 5 out of 5 stars

Mark Quinn did a great job walking us through the refinance of our mortgage. He was responsive. He also was very personable, that is one of the reasons why enjoyed working with him.

Rated 5 out of 5 stars

Great experience with Heather (Experience Supervisor). She is knowledgeable and provide insight to my issue and concerns.She provided me with a solution. Further when i came across a snag she continu... See more


Company details

  1. Bank

Written by the company

No gotcha banking, right here in Kansas City. You hate the fine print and so do we. That's why we removed all hidden fees from our accounts to allow you to Bank Simply.


Contact info

  • Ward Parkway 8320, 64114, Kansas City, United States

  • nbkc.com

4.8

Excellent

TrustScore 5 out of 5

1K reviews

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Replied to 100% of negative reviews

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Rated 1 out of 5 stars

Indiscriminate account closure

As a small business owner, I was receiving payments made from various forms. Cash, credit card, checks, etc. One check i received from a customer's turned out to be fraudulent and I filed a police report. However this bank saw this as a high-risk and terminated my account. I found out about the check when I received a "hold" notification then started tracking the source of the check. However, sometimes these customers are pretty good at deceiving people. Anyways, when I called the bank customer service, we confirmed why the account was closed. They said they tried to email me several times but the email bounced back, never reached me. Then what about the other emails and notifications I receive from this bank? They got through. It seems this bank was just coming up with excuses to find ways to terminate my account in an expeditious way, not notifying me and not calling me. They punish small business owners because of the stupid actions of our customers. I never had a problem with this bank for the past 4 years but then this happens? I will be glad to take my business elsewhere and I hope they learn a valuable lesson in how they adjudicate account actions.

UPDATE:
NBKC replied to my review. If you read toward the bottom where they said "we tried contacting you this week..." is inaccurate. We did communicate this week. As a matter of fact, I called customer service Monday, February 2, 2026 around 3:45 PM EST They did not try to work with me to resolve the problem they blatantly said that they closed my account and the bank wishes not to pursue a relationship anymore. NBKC, get your facts straight and don't gaslight your customers. I called but you are not acknowledging my call. This is on you and you only. You will lose more customers and I will do my best to share your bad customer service with the public.

1 February 2026
Unprompted review
NBKC Bank logo

Reply from NBKC Bank

Thank you for sharing your experience. We’re sorry for the frustration this caused. Protecting our customers is important to us, and the deposit in question showed indicators that required a precautionary review. We attempted to reach you using the contact information on file, but our messages were not deliverable. We’ve tried again to connect this week and would appreciate the chance to speak with you directly to address your concerns. Please send us an email at getstarted@nbkc.com or give us a call at 877-777-7298.

Rated 5 out of 5 stars

Great Service and Easy-to-Use Interface

Today I had two calls with the NBKC Helpdesk. I am unfortunately terrible with names, so I can’t seem to remember them at the moment.

Nonetheless, both operators were Knowledgeable, Helpful, and Efficient! I got into my account after an extended period away with almost no trouble. Thank you very much for helping me today. Have a great year!

21 January 2026
Unprompted review
Rated 5 out of 5 stars

Outstanding Experience with Ty at nbkc Bank

Too many positives to list, but I will try.

Ty was an outstanding loan officer and a true asset throughout the entire process. From our very first conversation, he made everything clear and easy to understand. nbkc Bank was upfront with their best pricing immediately, with no games or haggling required, and they beat Chase right out of the gate.

Ty stayed on top of every detail, including items outside of his direct responsibility, and consistently went above and beyond expectations. He is extremely knowledgeable, responsive, and efficient, which made a typically stressful process feel smooth and well-managed.

I would confidently recommend Ty and nbkc Bank to anyone looking for a reliable, transparent, and highly professional lending team. Top-tier work across the board.

19 December 2025
Unprompted review
Rated 1 out of 5 stars

Unprofessional

Comparable loan terms, but the reaction after declining to proceed was inappropriate and unprofessional. Guilt-based comments and assumptions have no place in a client relationship. Not recommended.

15 January 2026
Unprompted review
NBKC Bank logo

Reply from NBKC Bank

We’re sorry to hear about your experience and appreciate you bringing this to our attention. Your feedback is important to us, and we want you to know that we’re taking steps internally to ensure this doesn’t happen again. If you’d like to discuss this further, please reach out to our Home Loans SVP, Chris Hendrix, at Chris.Hendrix@nbkc.com.

Rated 5 out of 5 stars

We were the first priority

As we were researching lenders for our upcoming home purchase, we were given a few different options. As we reached out to each one, we were given a list of additional documents and such. However, the very first call from Todd and NBKC was questions on what OUR needs, desires, plans, and thoughts were. Todd and NBKC was more focused on us than how to get our money. We made the choice without hesitation.

4 January 2026
Unprompted review
Rated 5 out of 5 stars

5 Stars For Sure! :-)

My previous bank branch was sold to a bank I had NO interest or intention of patronizing, so I did some serious researching of local banks. After evaluating the benefits offered plus customer reviews and professional reviews on a number of bank evaluation web sites, it became clear that nbkc was the clear winner of my search for a new bank. Everything — from applying on their web portal, to the approval times for my new account and credit card, to the knowledgeable and friendly staff at my preferred branch — has made me glad that I chose nbkc for my new bank. Keep up the good work, nbkc! :-)

12 January 2026
Unprompted review
Rated 5 out of 5 stars

Highly recommend Ryan

Ryan was a pleasure to work with—always responsive and easy to reach. He consistently kept me informed about rate updates for nearly two years. I truly appreciate his dedication and support, and I would highly recommend him to anyone navigating the home loan process.

19 December 2025
Unprompted review
Rated 5 out of 5 stars

Thank you, Sierra

Sierra on the call was very patient with me and got me where I needed to go. It is very refreshing that she treated me like a customer and not just a consumer. Thank you and have a happy new year

28 December 2025
Unprompted review
Rated 5 out of 5 stars

Best customer service in the industry! (maybe any industry)

I called and was disconnected before speaking to anyone after a several minute wait. This was frustrating. This is not the first time this has happened to me when trying to get in touch with someone (not specifically NBKC)...BUT, this is the first time someone has ever called me back before I ever spoke to someone!! Robyn is a customer service gem. She ferreted into my problem and didn't stop until it was resolved. Her customer service and communication skills are excellent. The experience that I had with Robyn is part of the reason that I use NBKC. I had a lost incoming ACH - and with her help - the missing money was in my account quickly.

16 December 2025
Unprompted review
Rated 5 out of 5 stars

Could not be more helpful

Ian went above and beyond on service, asked me if everything was okay and made sure that my replacement card was working stay on the line with me multiple times and answered every question I had thoroughly leaving no room for vague ambiguous answers and was very personable and perfessional

18 December 2025
Unprompted review
Rated 5 out of 5 stars

The alternative to LARGE banks with good earnings

I wish other banks would be as helpful in customer service and with products NBKC offers with high interest returns. This the small bank that I hope provides customers with alternative to the big banks, but with customer service that surpasses them all.

12 November 2025
Unprompted review
Rated 5 out of 5 stars

Exceptional Service – Ian at NBKC Bank Resolved a Minor’s Check Issue with Outstanding Professionalism

xceptional Service – Ian at NBKC Bank Resolved a Minor’s Check Issue with Outstanding Professionalism
I contacted NBKC Bank this morning regarding a birthday check written to my three-year-old son. Depositing a third-party check made payable to a minor can often be complicated, but my experience today was the complete opposite, thanks to Ian.
From the moment our phone call began, Ian was courteous, attentive, and immediately focused on finding a solution. He listened carefully to my situation, clearly explained the bank’s policies for minor accounts, and guided me through the exact steps required to deposit the check efficiently and in full compliance. His knowledge was impressive, his tone consistently professional and friendly, and he resolved the matter in a single call with no transfers or delays.
In an era when genuine phone support is increasingly rare, Ian provided the kind of thoughtful, competent service that stands out. He turned a potentially frustrating process into a seamless one, ensuring the funds would be available without impacting my son’s birthday plans.
NBKC Bank is fortunate to have a representative of Ian’s caliber. His professionalism, patience, and efficiency reflect the highest standards of customer service. I would not hesitate to recommend NBKC to anyone seeking a bank that truly values its customers.
Thank you, Ian, for your excellent assistance today. You made a big difference.

9 December 2025
Unprompted review

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