Recently my accounts and banks were hacked. When something devistating like this happens, you need a real person to talk to, not some blind email message or chat. I had several phone calls with NBKC... See more
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Indiscriminate account closure
As a small business owner, I was receiving payments made from various forms. Cash, credit card, checks, etc. One check i received from a customer's turned out to be fraudulent and I filed a police report. However this bank saw this as a high-risk and terminated my account. I found out about the check when I received a "hold" notification then started tracking the source of the check. However, sometimes these customers are pretty good at deceiving people. Anyways, when I called the bank customer service, we confirmed why the account was closed. They said they tried to email me several times but the email bounced back, never reached me. Then what about the other emails and notifications I receive from this bank? They got through. It seems this bank was just coming up with excuses to find ways to terminate my account in an expeditious way, not notifying me and not calling me. They punish small business owners because of the stupid actions of our customers. I never had a problem with this bank for the past 4 years but then this happens? I will be glad to take my business elsewhere and I hope they learn a valuable lesson in how they adjudicate account actions.
UPDATE:
NBKC replied to my review. If you read toward the bottom where they said "we tried contacting you this week..." is inaccurate. We did communicate this week. As a matter of fact, I called customer service Monday, February 2, 2026 around 3:45 PM EST They did not try to work with me to resolve the problem they blatantly said that they closed my account and the bank wishes not to pursue a relationship anymore. NBKC, get your facts straight and don't gaslight your customers. I called but you are not acknowledging my call. This is on you and you only. You will lose more customers and I will do my best to share your bad customer service with the public.

Reply from NBKC Bank
Quick and easy with no hidden fees
Quick and easy with no hidden fees
Great and Professional Service.
The representative Zachary and others were, very Professional and understanding about my questions concerning all their services. I highly recommend to all. God Bless.
Banking experience like it should be
The experience for signing up and getting approved for this account for both business and personal checking accounts was super easy and quick and I appreciate the opportunity
My representative was so helpful
My representative was so helpful! Went above and beyond. NBKC has the best customer support team! Fast and efficient
Great Service and Easy-to-Use Interface
Today I had two calls with the NBKC Helpdesk. I am unfortunately terrible with names, so I can’t seem to remember them at the moment.
Nonetheless, both operators were Knowledgeable, Helpful, and Efficient! I got into my account after an extended period away with almost no trouble. Thank you very much for helping me today. Have a great year!
Outstanding Experience with Ty at nbkc Bank
Too many positives to list, but I will try.
Ty was an outstanding loan officer and a true asset throughout the entire process. From our very first conversation, he made everything clear and easy to understand. nbkc Bank was upfront with their best pricing immediately, with no games or haggling required, and they beat Chase right out of the gate.
Ty stayed on top of every detail, including items outside of his direct responsibility, and consistently went above and beyond expectations. He is extremely knowledgeable, responsive, and efficient, which made a typically stressful process feel smooth and well-managed.
I would confidently recommend Ty and nbkc Bank to anyone looking for a reliable, transparent, and highly professional lending team. Top-tier work across the board.
Unprofessional
Comparable loan terms, but the reaction after declining to proceed was inappropriate and unprofessional. Guilt-based comments and assumptions have no place in a client relationship. Not recommended.

Reply from NBKC Bank
We were the first priority
As we were researching lenders for our upcoming home purchase, we were given a few different options. As we reached out to each one, we were given a list of additional documents and such. However, the very first call from Todd and NBKC was questions on what OUR needs, desires, plans, and thoughts were. Todd and NBKC was more focused on us than how to get our money. We made the choice without hesitation.
5 Stars For Sure! :-)
My previous bank branch was sold to a bank I had NO interest or intention of patronizing, so I did some serious researching of local banks. After evaluating the benefits offered plus customer reviews and professional reviews on a number of bank evaluation web sites, it became clear that nbkc was the clear winner of my search for a new bank. Everything — from applying on their web portal, to the approval times for my new account and credit card, to the knowledgeable and friendly staff at my preferred branch — has made me glad that I chose nbkc for my new bank. Keep up the good work, nbkc! :-)
Good mobile app and the personal is…
Good mobile app and the personal is very responsive when need support, much appreciated!
Highly recommend Ryan
Ryan was a pleasure to work with—always responsive and easy to reach. He consistently kept me informed about rate updates for nearly two years. I truly appreciate his dedication and support, and I would highly recommend him to anyone navigating the home loan process.
Thank you, Sierra
Sierra on the call was very patient with me and got me where I needed to go. It is very refreshing that she treated me like a customer and not just a consumer. Thank you and have a happy new year
Ryan's diligent work and communication are excellent
Highly recommend working with Ryan. He was really fast in delivering results, his communication was excellent, always prompt to respond to any questions.
He made the whole lending process so simple.
Best customer service in the industry! (maybe any industry)
I called and was disconnected before speaking to anyone after a several minute wait. This was frustrating. This is not the first time this has happened to me when trying to get in touch with someone (not specifically NBKC)...BUT, this is the first time someone has ever called me back before I ever spoke to someone!! Robyn is a customer service gem. She ferreted into my problem and didn't stop until it was resolved. Her customer service and communication skills are excellent. The experience that I had with Robyn is part of the reason that I use NBKC. I had a lost incoming ACH - and with her help - the missing money was in my account quickly.
Could not be more helpful
Ian went above and beyond on service, asked me if everything was okay and made sure that my replacement card was working stay on the line with me multiple times and answered every question I had thoroughly leaving no room for vague ambiguous answers and was very personable and perfessional
The alternative to LARGE banks with good earnings
I wish other banks would be as helpful in customer service and with products NBKC offers with high interest returns. This the small bank that I hope provides customers with alternative to the big banks, but with customer service that surpasses them all.
Quick problem solving and a great experience
Oh my gosh, I'm so sad I didn't get the name of the woman who helped me! She was absolutely amazing. Solved the issues I was having quickly and efficiently, plus she was hilarious! Thanks for a great experience!
Exceptional Service – Ian at NBKC Bank Resolved a Minor’s Check Issue with Outstanding Professionalism
xceptional Service – Ian at NBKC Bank Resolved a Minor’s Check Issue with Outstanding Professionalism
I contacted NBKC Bank this morning regarding a birthday check written to my three-year-old son. Depositing a third-party check made payable to a minor can often be complicated, but my experience today was the complete opposite, thanks to Ian.
From the moment our phone call began, Ian was courteous, attentive, and immediately focused on finding a solution. He listened carefully to my situation, clearly explained the bank’s policies for minor accounts, and guided me through the exact steps required to deposit the check efficiently and in full compliance. His knowledge was impressive, his tone consistently professional and friendly, and he resolved the matter in a single call with no transfers or delays.
In an era when genuine phone support is increasingly rare, Ian provided the kind of thoughtful, competent service that stands out. He turned a potentially frustrating process into a seamless one, ensuring the funds would be available without impacting my son’s birthday plans.
NBKC Bank is fortunate to have a representative of Ian’s caliber. His professionalism, patience, and efficiency reflect the highest standards of customer service. I would not hesitate to recommend NBKC to anyone seeking a bank that truly values its customers.
Thank you, Ian, for your excellent assistance today. You made a big difference.
The representative was very knowledgeable
The representative was very knowledgeable and polite! I'm very happy with the experience I had!
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