Fantastic experience from start to finish. The team at MTF Finance went above and beyond to help me out. They answered all my questions clearly and kept me updated every step of the way. If you need a... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
Quick response and approval of loan. Stress free. Mtf Finance took care of 95% of refinancing process. Online signing. Staff were friendly and fully supportive of my request. Personal acknowledg... See more
MTF Napier are second to none! We couldn’t be happier with the outstanding service we received while arranging finance for my husband’s new work ute. Their efficiency, attention to detail, and se... See more
Joel was fantastic to deal with from start to finish — nothing was too much trouble, and he was genuinely personable and easy to communicate with throughout the whole process. He made what can often f... See more
Company details
About MTF Finance - Napier
Written by the company
For over 50 years MTF has been making it easier for New Zealanders to get the things they need.
Whether it’s a new set of wheels, tools for the business or a jet ski just for fun – we can help. We'll work with you to tailor the loan to your needs, so you'll always know where you stand.
Responsible lending criteria and checks, terms and conditions apply. See mtf.co.nz/terms
MTF - Your Local Money Experts
Written by the company

- We'll give you the best interest rate we can, based on your personal profile
- Whether it's for your first car, a holiday with your family, or equipment for your business, we can help. We're your local lending specialists.
- Same-day approval
- We can usually let you know how much you’re approved for on the same day you apply, subject to responsible lending inquiries and checks.
- We take the stress out of finance
- Online or over the phone, we’ll guide you through your options to select what’s best for you.
Contact info
9A Kennedy Road, Napier South, 4110, Napier, New Zealand
- 06 835 5731
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Have now been with Tori MTF Napier for…
Have now been with Tori MTF Napier for coming up 7 yrs. Service is always top end and always helpful at time of need. Reassuring knowing a finance company has your best interests at heart.
The team in Napier Tori and Sage are…
The team in Napier Tori and Sage are known, helpful and went above and beyond.
Solution focused but also honest and reality checked me.
Honestly cannot thank them enough, sending more business there way.
Where's my commission haha.
Thanks again team
May use AI-assist with repliesRead more
NO support whatsoever for cyclone…
NO support whatsoever for cyclone affected people! I requested a 4 week payment hold due to not having my job to go to. Yes, got the hold, but would be charged penalty interest. Can I pay interest only? NO. Then after only 2 weeks on hold, got an email saying the 4 weeks was up and when was I going to pay the arrears? I was told an incorrect amount (more than what had been missed) was owing. When I questioned this, it was, oh sorry, thats what head office said. Only 3 payments were put on hold. We were paying a higher weekly amount by choice, which meant we were in credit, but they wanted the payments made at the higher amount!!! Not impressed at all. Don't expect any leniency in the face of a national disaster!
UPDATE: MTF GOT BACK TO ME WITH SINCERE APOLOGIES FOR MY EXPERIENCE. THEY OFFERED PAYMENT HELP, AND A REVIEW OF HOW THEY DEAL WITH CONTRACTS AFFECTED BY A NATURAL DISASTER GOING FORWARD. MORE THAN PLEASED WITH THE OUTCOME!! THANK YOU MTF FOR LISTENING!

Reply from MTF Finance - Napier
The team at mtf Napier are fantastic
The team at mtf Napier are fantastic
Tori and Sage, amazing
You get to build up trust and a healthy…
You get to build up trust and a healthy relationship with MTF staff. They do the best deal for you, I’ve tried other finances company MTF come out first all the time.
The girls in the office are amazing
The girls in the office are amazing
I think there boss should give them a pay rise
MTF Napier
We have been clients of MTF Napier for 10+ years. We have always been very impressed with their service and their work. They have always gone above and beyond.
I never have and issues with the mtf…
I never have and issues with the mtf Napier team. I can literally do it all over the phone and they are extremely helpful and quick.
Easy to deal with and always willing to…
Easy to deal with and always willing to help
The team at the Napier branch have…
The team at the Napier branch have always been willing to help with a smile quick fast processing and make me feel comfortable
Online application and account creation…
Online application and account creation was straightforward.
Documentation required was clearly communicated.
Response was timely.
Great service and very friendly Team at…
Great service and very friendly Team at MTF Napier
Excellent Service Communication and…
Excellent Service Communication and good to talk to AAA+
Tori from the Napier Branch made the…
Tori from the Napier Branch made the process easy, quick and terrific communication.
Fast efficient always responsive to our…
Fast efficient always responsive to our needs, wouldnt be without our MTF Office in Napier,
Cheers to Scott and his team for years of awesome service.
Quick easy and top service provided
Excellent service
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







