Moneyfarm Reviews 

6,725
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 312 reviews, reviewers had a great experience with this company. Customers consistently praise the professional and efficient service provided, often highlighting the positive investment performance and regular updates. Many appreciate the ease of use, with a straightforward interface on both desktop and mobile, making it simple to manage investments. Reviewers frequently commend the staff for being knowledgeable, helpful, and polite, offering clear explanations and personalized advice. However, some customers expressed dissatisfaction with customer service, citing issues like slow responses, difficulty resolving problems, and poor communication. A few people also felt that costs were higher compared to some alternatives, or noted disappointment with rates offered to existing customers.

What people talk about most

Service

Clients share positive opinions on service, with many reviewers expressing satisfaction with the... See more

Customer service

People report ambiguous experiences with customer service, with many expressing significant dissatisfaction... See more

User experience

Users describe positive interactions with user experience, often praising the app's ease of navigation and... See more

Staff

Customers consistently note positive experiences with staff, highlighting their professionalism, knowledge,... See more

Price

Consumers find price to be ambiguous, with some reviewers joining based on competitive rates and finding... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Anna P rescued me and followed through with her promise to rectify what was a pending disaster. Anna communicated her intentions, kept me up to speed and notified me of her up and coming a/l giving... See more

Company replied

Rated 4 out of 5 stars

Very happy with my investment within MF but a few years ago we appointed a local financial advisor to help guide us through investments and trusts and the like. We are extremely happy with the advice... See more

Company replied

Rated 4 out of 5 stars

I enjoy the regular financial blogs. Offered regular contact with a personal advisor. Regular review and movement of portfolio to keep investment in risk parameters. A bit disappointed that cash ISA h... See more

Company replied

Rated 4 out of 5 stars

Hi i opened an account with revolute and have not yet received the £20 I did use the link in your news ketter Thank margaret Letham

Company replied


Company details

  1. Investment Service

About Moneyfarm

Written by the company

Moneyfarm is a digital wealth manager that supports you with expert-managed portfolios and DIY investing options. Whether through ISAs, pensions or general investment accounts, our platform adapts to your goals. By combining smart technology with human insight, we make it simple to grow and protect your wealth—with confidence and peace of mind.

Moneyfarm è la piattaforma di investimento digitale che rende gli investimenti semplici, accessibili e adatti alle tue esigenze. Ti affianchiamo con soluzioni personalizzate: dai portafogli gestiti al conto titoli, ai piani pensione e assicurativi. Coniugando tecnologia avanzata e supporto umano, ti guidiamo in ogni momento, per aiutarti a costruire un futuro sereno per te e la tua famiglia.


Contact info

4.2

Great

TrustScore 4 out of 5

7K reviews

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4.2

All reviews

(6,725)

834 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The stocks and shares ISA had a very…

The stocks and shares ISA had a very good growth rate, with planning and good advice available if needed. The app allows you to see what's going on at any time.

11 May 2026
Unprompted review
Moneyfarm logo

Reply from Moneyfarm

We are so pleased to hear you've had a positive experience with your stocks and shares ISA, especially with the growth rate and available advice. We appreciate you highlighting the app's convenience.

Rated 5 out of 5 stars

Great Company

Moneyfarm offer an excellent cost effective platform for my investments. I was so impressed with their service I transferred my SIPP across to them saving a considerable amount in charges but with similar returns. Great staff who are always on hand to offer help and support.

11 May 2026
Unprompted review
Moneyfarm logo

Reply from Moneyfarm

We're so happy to hear you're pleased with our platform and the savings you've made. We truly appreciate your kind words about our team's support and assistance. Thank you for your positive feedback!

Rated 1 out of 5 stars

Reading some of the poor reviews for…

Reading some of the poor reviews for this company, I'm beginning to think that keir Starmer might be in charge, which if true is worrying for all of us with money tied up with them, think I'll relocate my funds to another provider should be sorted for Christmas if I act quickly

10 May 2026
Unprompted review
Moneyfarm logo

Reply from Moneyfarm

Hi Paul,

We appreciate you taking the time to share your concerns, although we’re sorry to see that recent reviews have left you feeling uncertain about trusting us with your funds.

We fully recognise that delays and poor communication experienced by some customers in recent months have impacted confidence, and we understand why reading those experiences would be concerning. We’ve been working through a significant operational backlog which unfortunately affected response times and some transfer requests more than it should have.

That said, we have been actively addressing these issues through additional training, increased support coverage, and improvements to how customer cases are managed to ensure service levels return to the standard customers rightly expect from us.

We understand trust is earned through experience, not words alone, and we appreciate the honest feedback. We appreciate you sharing your concerns, and we’d really like the opportunity to look into this further and help work towards a resolution for you.

We’ve requested some additional information privately so we can locate your account securely and review the issues you’ve raised in more detail.

Alternatively, If you’re willing, please contact us at trustpilot@moneyfarm.com, where we will review your case in detail.

Kind regards,
Moneyfarm Team

Rated 5 out of 5 stars

Professional management with a personal touch

I’ve been with Moneyfarm for over 5 years now and the experience has been consistently solid. Having a dedicated Wealth Manager makes a massive difference; it’s reassuring to have a direct point of contact who actually understands my financial goals rather than just being a face in a queue. Their referral system is also a nice perk, as the discounted fees add up over time. They occasionally run transfer bonuses which are well worth keeping an eye on if you're looking to consolidate your portfolio.

29 March 2026
Moneyfarm logo

Reply from Moneyfarm

We are so pleased to hear about your consistently positive experience over the past five years. It's wonderful that having a dedicated Wealth Manager has been so beneficial, and we appreciate your kind words about our referral system and transfer bonuses. Thank you for your valuable feedback!

Rated 5 out of 5 stars

Thoroughly enjoying using moneyfarm

Thoroughly enjoying using moneyfarm. They are currently over exceeding my expectation. Very easy to use. Takes away the stress of me investing and also looking at the market every day

7 May 2026
Moneyfarm logo

Reply from Moneyfarm

We're so happy to hear you're thoroughly enjoying your experience and that we're exceeding your expectations! It's wonderful to know we've made investing stress-free for you.

Rated 1 out of 5 stars

Disappointingly unprofessional - AVOID

I opened a cash ISA with moneyfarm at the end of March and I was informed by an agent that a transfer request from my current ISA holder was submitted on the 8 April. As there was still no transfer evident at the end of the month I contacted both moneyfarm and my previous ISA holder who informed me that moneyfarm had never submitted the request (moneyfarm never responded). Almost a week after querying this and sending a second email to moneyfarm and I'm still waiting for any kind of response. Needless to say I will not be using them any longer for any investments. Disappointingly unprofessional.

29 April 2026
Unprompted review
Moneyfarm logo

Reply from Moneyfarm

Hi Alex,

We’re sorry to read about your experience, particularly as it’s clear the lack of communication and conflicting information around your ISA transfer caused understandable frustration.

Being told a transfer request had been submitted, only to later discover it had not been received by your previous provider, understandably damages confidence and creates unnecessary stress. We also recognise that not receiving responses to follow-up emails only added to that feeling.

Over the last few months we’ve experienced operational pressures and service delays which impacted some transfer requests and response times more significantly than they should have. While we want to be transparent about that, we fully accept that the experience you’ve described fell below the standard customers should expect from us.

Since then, we’ve been reviewing and improving our internal processes, increasing operational support, and focusing heavily on response quality and case ownership to ensure customers receive clearer communication and more timely updates.

We appreciate you taking the time to share your experience, even though we understand your confidence in us has been affected.

Should you wish to add any additional comment, or to discuss your matter privately. Please feel free to contact us at trustpilot@moneyfarm.com, where we will review your case in detail. Alternatively, you can also reach our Client Services Team on 0800 433 4574.

Kind regards,
Moneyfarm Team

Rated 1 out of 5 stars

Not a great experience. Problem after problem.

Not a great experience. I took out a Cash ISA with Moneyfarm via Etoro as they were offering a competitive interest rate, this rate then dropped on a regular basis sometimes weekly leaving me with a much lower rate than the current market. I decided to transfer some of my ISA cash to another provider however the request appears to be ignored & now 20 days later still no movement. Also there is now a statement of charges on my account with a charge of 0.28% for financial instrument charge whatever that is. I have a complaint raised with both Moneyfarm & Etoro, i am waiting on a reply & waiting on my money transfer still.

5 May 2026
Unprompted review
Moneyfarm logo

Reply from Moneyfarm

Hi Andrew,

We’re sorry your experience has felt like “problem after problem” because we can completely understand why you’d feel frustrated from everything you’ve described.

A transfer request taking this long, alongside delays in communication, is understandably concerning, especially when it involves your ISA funds. We also appreciate that changes to rates and seeing charges on your account without clear explanation can add further frustration and uncertainty.

We’ve recently been working through a significant operational backlog which has impacted some transfer requests and response times more than it should have. While this provides context, we fully appreciate it does not excuse the experience you’ve had or the lack of updates along the way.

Please be assured that all of the points you have raised, including the transfer delays, communication concerns, account charges, and your wider experience, are being reviewed as part of your ongoing complaint and will be fully addressed within your Final Decision Letter.

We appreciate you taking the time to share your feedback, and we recognise there are areas where we need to do better.

Should you wish to add any additional comment, or discuss your matter privately. Please feel free to contact us at trustpilot@moneyfarm.com. Alternatively, you can also reach our Client Services Team on 0800 433 4574.

Kind regards,
Moneyfarm Team

Rated 1 out of 5 stars

DO NOT TRUST THIS COMPANY

It appears this company does not like giving you your money back.
My experiece is typical of the numerous complaints on Trustpilot of deliberately delaying payments by failing to action transfers out for many weeks and ignoring requests for updates.
After 3 weeks delay and 2 ignored emails asking for an update I telephoned and quickly realised they had NOT DONE ANYTHING DURING THAT TIME. Like other reviewers I was quoted ''15 working days'' which they interpreted as time in which they needed to do NOTHING and once elapsed they would look at raising a request to start the process of recoveing the investments ''as soon as possible'' which was interpreted as at least a week or two.
I have transferred to numerous ISA providers in the past and the process is always quickly concluded in a matter of days.
Moneyfarm clearly has a Company policy of deliberate obscuration, delaying, lying and misleading its customers.

XXXXX Note to Moneyfarm Team XXXXX

Please do not reply with your usual smug response ''This is not the standard of service we expect to provide'' as the many dozens of 1 star reviews on this page prove otherwise that as in my case it is not poor service but NO SERVICE! This is intentional.
Start to do the decent thing and treat your customers with some respect.

1 May 2026
Unprompted review
Moneyfarm logo

Reply from Moneyfarm

Good morning Mr Sinclair - firstly thank you for leaving a review. My name is Jason Chapman, I am the Chief Commercial Officer at Moneyfarm. No smug response. No poor excuses. We need to be better. I am fully aware of the current high volumes of calls and requests and our ability to respond in a timely manner. Clearly, this is not our intent to cause you or any customer undu dealys or frustrations. Please email trustpilot@moneyfarm.com and your request/questions and we can discuss your account privately.

Rated 3 out of 5 stars

Great app, but fees are too high

The app is great and well designed, and the team are friendly and offer good customer service.... but their fees are so high. I wouldn't bother buying stocks through them, unless you are investing loads. The transaction fees are so high (£3.95 to buy, £3.95 to sell!!). For stocks, use Freetrade. For Stocks & Shares, pensions, GIA, I'd recommend Vanguard. I had a great start with Moneyfarm, but after a few years of a stagnating UK economy, nearly all my returns were used to pay their management fees, which is why I did the switch.

1 May 2026
Unprompted review
Moneyfarm logo

Reply from Moneyfarm

We appreciate your detailed feedback regarding your experience with our app and services. We understand your concerns about the transaction fees and how they impacted your returns, especially with the stagnating economy. We are always reviewing our fee structure to ensure we remain competitive and provide value.

Regards

Moneyfarm team

Rated 1 out of 5 stars

Problems with Transferring to Another Provider

I set up two managed ISA's with MoneyFarm, for myself and also my wife. Over the year since the initial investment, the performance of the two ISA's has been significantly worse than the performance of other ISA's. We decided to change to another firm, by transferring the ISA. This process has been like drawing teeth, and has been going on for over two months, with MoneyFarm being chippy and unhelpful when I complained. They will also not give a definite transfer date - also unhelpful.
*********
I have read the response, which is more salad speak I am afraid. Why do I need to contact MoneyFarm, when the valid request for transfer is coming through the organisation that the ISA is being transferred to?
I see no reason for the delay in transfer - I have authorised it, the new organisation has validly requested it, but still no transfer or transfer date.
Next stage will be financial ombudsman - so unnecessary.......
***************
Finally obtained OUR money from this organsaition.
Customer service very chippy and nothing is ever their fault. Any valid criticism, is strenuously denied by them, and nothing proactively was done until I threatened to escalate the complaint.
It was a costly decision when we invested with this organisation, .........

30 April 2026
Unprompted review
Moneyfarm logo

Reply from Moneyfarm

Hi Byron,

Thank you for taking the time to share your feedback, and I’m sorry to hear about the frustration you’ve experienced with the transfer process for both ISAs.

We understand how important it is for transfers to another provider to be handled smoothly and with clear communication, and it’s disappointing to hear that this has not been your experience. We also regret that you feel our responses have not been as helpful as they should have been.

We would really like the opportunity to look into this further and help bring this to a resolution for you. If you’re willing, please contact us at trustpilot@moneyfarm.com, where we will review your case in detail.

Alternatively, you can also reach our Customer Service Team on 0800 433 4574 or via support@moneyfarm.com, and they will be able to assist you or direct your case appropriately.

Thank you again for your feedback, we appreciate the opportunity to address this properly and improve your experience going forward.

Kind regards,
Moneyfarm Team

Rated 3 out of 5 stars

Very slow responding to my previous…

Very slow responding to my previous manager for a transfer request. Now I would like to transfer away some of my S&S ISA, but I can't find a reference/account number to give to the new manager.

29 April 2026
Unprompted review
Moneyfarm logo

Reply from Moneyfarm

We are sorry to hear about the difficulties you experienced with your transfer request and locating your account number. We are committed to improving our response times and ensuring all necessary information is readily available. Please contact us directly @ trustpilot@moneyfarm.com so we can assist you in finding your reference/account number and facilitate your S&S ISA transfer.

Regards

Moneyfarm team

Rated 5 out of 5 stars

Moneyfarm is a great tool for my…

Moneyfarm is a great tool for my investments. I use it with my investment ISA. I like very much the market reports they produce.

28 April 2026
Moneyfarm logo

Reply from Moneyfarm

We're so happy to hear you find our platform a great tool for your investments and enjoy our market reports! Thank you for your positive feedback.

Rated 1 out of 5 stars

Marie Mchutchison

Marie Mchutchison
I have been trying since end of January to cash in my pension. Called and emailed almost every week…..still waiting on the forms to be sent out.

28 April 2026
Unprompted review
Moneyfarm logo

Reply from Moneyfarm

Dear Marie,

Thank you for your message, and I’m very sorry for the ongoing delays you’ve experienced in trying to access your pension. This is not the standard of service we expect to provide, and I appreciate how frustrating this situation must be, especially given the time you’ve already spent following up.

I can see that one of my colleagues has recently sent you the relevant forms to progress your request. Should you require any further assistance please contact our Customer Service Team on 0800 433 4574, or via support@moneyfarm.com, and we’d be happy to assist you.

Thank you for your patience, and again, I apologise for the inconvenience caused.

Kind regards,
Moneyfarm Team

Rated 1 out of 5 stars

I have been trying to transfer for months

I have been trying to transfer money (a pension) out of Moneyfarm for almost two months - no response from them, no way to contact them. They ignore email, chat messages, all of it.

I am concerned now there may be a real problem at this company. I will be contacting the regulator today.

28 April 2026
Unprompted review
Moneyfarm logo

Reply from Moneyfarm

Hi there,

Thank you for your message, and I’m very sorry for the service you have received. This is not the standard of service we expect to provide to our customers.

We’d really like to look into this for you as a priority. If you’re happy to do so, please send your contact details (such as your full name or the email address linked to your account) to Trustpilot@moneyfarm.com and I’ll personally ensure this is investigated as quickly as possible.

Alternatively, please feel free to reach out to our Customer Service Team on 0800 433 4574.

Thank you for bringing this to our attention, and we look forward to resolving this for you.

Kind regards,
Moneyfarm Team

Rated 1 out of 5 stars

Take forever to let you have YOUR money

Requested a transfer out of cash Isa on the 1st of April, still waiting! Supposed to take up to 15 working days. Well that time has passed! Ignored requests from new isa provider Contacted Moneyfarm on the 21st of April for update and was told would be processed “as soon as possible” requested a specific date for completion of transfer on the 22nd of April and was told on the same day they were actioning the transfer and to allow 3-4 day for the funds to reach the provider. Guess what still waiting and now stopped earning interest altogether. Forgive me if I am wrong but aren’t bank transfers instant? Never had a problem with transferring Isa’s to or from other providers. Quick enough to transfer the money in but try a get your money out that’s another matter. Will never use again or recommend to anyone.

27 April 2026
Unprompted review
Moneyfarm logo

Reply from Moneyfarm

Hi Sue,

Thank you for your message, and I’m very sorry for the delay and the frustration this has caused you. This is not the standard of service we expect to provide, particularly where customers are waiting on access to their funds.

To clarify, ISA transfers are not processed as instant bank transfers. They are handled between providers and can take longer than standard payment transfers. That said, the timeframe you’ve experienced is clearly not what we would aim for, and I’m sorry this has impacted you.

We would like to urgently look into the status of your transfer and ensure it is progressed as quickly as possible.

Please could you contact our Customer Service Team on 0800 433 4574, or via trustpilot@moneyfarm.com, so we can provide you with a clear update.

Thank you for your patience, and again, I apologise for the inconvenience caused.

Kind regards,
Moneyfarm Team

Rated 3 out of 5 stars

I had difficulty with website

I had difficulty with website. I couldn't find information to carry out a request. Couldn't get a drop-down list of options. Chatline also difficult to use as it was overlaid on the page and I couldn't erase it.
Had to phone customer services and finally got help quickly and issue was resolved, although made two phone calls before having success with my request. Very time consuming. Customer service agents were however helpful.
Had to phone Money Farm

27 April 2026
Moneyfarm logo

Reply from Moneyfarm

We appreciate you sharing your experience. We are truly sorry to hear about the difficulties you encountered with our website and chatline. We are actively working to improve these areas for a smoother user experience. It's good to know our customer service agents were helpful, and we regret the time it took to resolve your issue. Your feedback is valuable as we strive to enhance our services.

Regards

Moneyfarm team

Rated 5 out of 5 stars

Professional investment Advice

Inciteful explanations of what factors are affecting our economy during very troubled times. Very good and timely updates when they re-balance your portfolio.

27 April 2026
Moneyfarm logo

Reply from Moneyfarm

We're so glad to hear our explanations and timely updates are helpful during these economic times. We appreciate your positive feedback!

Rated 1 out of 5 stars

Cash ISA with eToro

Me and my husband transferred our existing Cash ISAs to eToro Moneyfarm's account. Inspite of us filling 2 separate forms, the entire ISA balance was transferred to my account. I called them several times, but there is no direct access to the cash ISA team. The receptionist just takes the details and passes on the message. The cash ISA team does not call back. They don't even have a formal complaints process. This is pathetic and very bad customer service. As soon as I'm able to sort out this issue, I plan to take my money out as I'm not confident about this company.

20 April 2026
Unprompted review
Moneyfarm logo

Reply from Moneyfarm

Hi Kinjal,

Thank you for bringing this to our attention, and we’re very sorry to hear about your experience.

We understand how concerning this situation must be, particularly regarding the transfer of your Cash ISAs and the difficulties you’ve faced in getting a response. This is not the level of service we aim to provide.

We can confirm that your complaint has been received and has been escalated to our Complaints Team, who are now actively reviewing your case. They will be in touch as soon as possible to investigate this matter thoroughly and work towards a resolution.

We appreciate your patience while this is being looked into, and we’re committed to addressing your concerns.

Should you have any further questions or If you would still like us to look into this further, please feel free to reach out to our Customer Service Team on 0800 433 4574, or via support@moneyfarm.com.

Kind regards,
Moneyfarm Team

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