Emma and Louis were fab in securing us our mortgage and being a huge help with particularly self employed accounts. It's not easy finding someone who knows enough about self employment and securing a... See more
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See what reviewers are saying
Michaels have been brilliant with sourcing me a suitable mortgage handling the formal application and the mortgage has been formally agreed within days. I am very pleased with the updates that I r... See more
Emma and Carmen are great and really made the process of finding a mortgage that worked for us, nice and easy - despite our case not being as simple as it may have been for others. They're lo... See more
Buying our first home and Emma has been amazing throughout the whole process, she has gone above and beyond to explain things and reassure me when I didn’t have a clue! I felt completely comfortab... See more
Company details
Written by the company
Michaels Financial, part of the Michaels Property Group, are a customer centric mortgage & insurance brokers based out of Colchester in Essex.
Contact info
Michaels Financial, 62 Head Street, CO1 1PB, Colchester, United Kingdom
- 01206984644
- info@michaelsfinancial.co.uk
- michaelsfinancial.co.uk
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Michael's were brilliant
Michael's were brilliant and helped us every step of the way.
They were always available for help, support and reassurance.
Buying our first home is such a scary…
Buying our first home is such a scary thought, but Dominic helped us every step of the way, he made the experience stress free and run smoothly for us, any questions we had he was there. We had no clue where to start or what to do when it comes to buying a house but Dominic guided us through the whole process and he explained everything to us. He had great communication with us and followed through with our estate agent and solicitor keeping everyone in the loop which made things run so smoothly. He has really helped us through this process I would highly recommend him and Michaels Financial they were very professional and so friendly a true pleasure to have this experience with.
Thank you
I am very happy with the service I have received. As a first time buyer I was very scared, nervous and overwhelmed but Dominic reassured me at all times which made this a pleasurable experience and happily explained to me things i didn't understand. Dominic kept me up to date with any new developments. Responded quickly to calls and emails. Dominic was friendly, funny, patient and understanding. Overall I am pleased that I completed my mortgage application through Michaels Financial and will recommend this company and use them in the future. Thank you
Honest and Supportive
We bought our first house via Michaels Financial, the process was quick and smooth. Dominic from the team was very helpful and honest about everything. We asked all our queries and they were answered pretty well by Dominic. Pure professionalism. Great service.
From
Jaya and Shatmanyu
You will suffer!!
I do not have any personal issue with Mark who arranged the mortgage for my purchase, however, the lender he is arranged and the lender's solicitors are absolutely unprofessional, unethical and troublesome.
The lender's solicitors allowed the conveyancing without proper due diligence and without checking the status of current tenants in the property who have had rent arrears and are extremely arrogant.
They just wanted to transfer the mortgage so that they start getting monthly interest.
Very very poor code of practice.
Stay alert if you are dealing with this company.
I have posted reviews about other companies in the same group who sold me the property and I have loads of troubles now.
Dominic was fantastic
Dominic was fantastic. As an ex-broker I understand the process, and already knew what mortgage I wanted. However, Dominic was fab. Secured the offer quickly and made the process slick. But more importantly, when it came to completing and my solicitor was as useful as a wet sock, Dominic was amazing. Completely took control and liaised with the lender to override my wet sock solicitors suggested exchange, and made it happen when we needed it. He is an asset.
Amazing service from start to finish
Amazing service from start to finish. No query or question was too much. Friendly staff very knowledgeable. Made buying my first home easier and less stressful than I imagined. Thank you

Reply from Michaels Financial
Mark at Michael’s financial
Mark was great with helping us find the best rate for our new mortgage! He was friendly, helpful & very good at communication. We would definitely recommend!
First time buyer
All the team at Michael’s have been particularly helpful during the purchase of my first property. They always had time to answer my questions and help me with any queries. In particular, mortgage advisor Mark Everard was extremely supportive and helpful during this period. He really went out of his way to ensure I understood everything and followed up during every stage of the process. Much appreciated.
Faultless service with a smile
Mark has been superb in handling our mortgage application, and ensuring we receive the best deal. He has been courteous, and in contact throughout the entire process. He is always happy to pick up the phone and clarify any confusion we had in the process, all the while making small talk and ensuring we felt looked after. Mark - thank you for taking the stress out of our mortgage application!
I just recently bought my first…
I just recently bought my first property through Michaels and was put in touch with Dominic to help me with my mortgage application. As a first time buyer and non-UK national I was a bit apprehensive about the process since I didn't have anyone to advice me as I would have in my home country, but Dominic was fantastic! He explained everything as many times as I needed and also helped me when I had viewed a property and wanted to make an offer. My mortgage application went smoothly and was accepted without a problem. Dominic made the whole process feel very stress free and I would not hesitate to recommend him!
Stress Free
I wish I knew Dominic when I got my 1st morgage, he made everything so stress free and I will be using his services for all my morgage needs moving forward.
I actually can’t recommend Dominic enough and I can assure you going very good hands.
Total praise for Dominic and Erin at Michael's Financial
Total praise for Dominic and Erin. Dominic went above and beyond to help me secure me a mortgage. Explaining everything with the utmost professionalism and knowledge. Highly recommended for your mortgage needs. It was a pleasure working the both of you thank you.
Highly recommend
Mark has been excellent throughout my whole mortgage application process. He has been extremely helpful, efficient and informative making sure I understand the process and guiding me through each step. The turnaround from application to acceptance was very quick.
Erin has also been very helpful.
I would highly recommend Michaels Financial to anyone. Thank you all.
Outstanding Service for First Time Buyers!
Superb experience from our first time buying a house and applying for a Mortgage. Dominic was incredibly thorough and made sure we understood everything down to a fine tee. The mortgage application was sent and accepted within 5 days! A really fantastic, stress free process and we will be using Michaels Financial again 100% when we look to remortgage. Regular updates from Erin regarding the whole process has made it even more of a one to one service that ensures everything is progressing well!
Absolutely over the moon with everything.
Great team of true professionals
Great team of true professionals, who helped us remortgage with a 5 year fixed rate, whilst reducing the repayment term and also reducing my monthly repayments. An unbelievable result and hassle free process.
I look forward to working with the Michael’s team again in 2026!
Great and stress-free mortgage process
Michaels Financial has provided us with a great and stress-free mortgage process. Dominic (Mortgage Partner at m.Financial) has given us assistance and invaluable support in finding the best mortgage according to our circumstances. Additionally, the communication and follow up of our process has been personalised and friendly. Most importantly, the support received has been highly knowledgeable, and one can feel that they care about us as real customers and not just another process.
Based on the above, I recommend Michael Financial services when seeking a mortgage.
Mortgage Brokering
I am very satisfied with the services rendered by Dominic at Michael's Financial in arranging my mortgage. This began with an initial call to discuss my requirements, offering helpful guidance to a first time buyer who was otherwise unsure of the market, followed by arranging a mortgage in principle with the associated evidencing. On later having my offer accepted on a property, Dominic was very promptly available by phone to guide me through the final budgeting and terms and conditions of the mortgage, which was agreed by the lender very quickly.
5 stars!!
Dom and Erin have been very efficient and have kept me informed throughout the whole process of getting my mortgage. At first I didn’t think I could get a mortgage after being misinformed by another independent financial advisor however Dom was extremely helpful and made it happen. I couldn’t have done it without him! Thank you so much!
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