Medibank Reviews 1,745

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 1,639 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent service and the helpful, polite, and caring staff. Many people appreciate the ease with which pre-admission processes and paperwork are handled, and the clear communication received, often noting that financial and administrative aspects are well managed, making medical procedures less stressful. The company is often praised for covering a significant portion of expenses, with some customers only needing to pay an excess. However, some customers also noted issues with customer service, experiencing long wait times, misleading information, or unhelpful interactions with representatives. A few other people also felt that the claims process could be problematic, with some reporting difficulties in getting claims processed correctly or receiving unexpected charges.

What people talk about most

Service

Clients share positive opinions on service, often highlighting the helpful and efficient support received.... See more

Staff

Consumers find staff to be positive, highlighting their politeness, friendliness, and professionalism. Many... See more

Claim

Users describe ambiguous interactions with claim processing. While some customers report fast payments, easy... See more

Customer service

Customers consistently note ambiguous experiences with customer service. Many reviewers express frustration... See more

Payment

Customers had ambiguous experiences with payment. Many reviewers found the payment process easy, with some... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I received a great deal of help offered after my operation without having to reach out. I was given excellent care and service that I didn’t know that was available.

Company replied

Rated 4 out of 5 stars

we have not received a refund as yet from Medibank.. for Cataract surgery please do it ASAP… Carmel Perri

Company replied

Rated 4 out of 5 stars

Once I got through to the Medibank support line (it took over 3/4's of an hour), I was helped by a very friendly, and patient support staff member who went through all that I needed to know about an u... See more

Company replied

Rated 5 out of 5 stars

From the time I was admitted to the time of discharge, the whole experience at St Vincent Private Hospital Werribee was absolutely first class. All the pre admission appointments and paperwork was... See more

Company replied


Company details

  1. Health Insurance Agency
  2. Insurance Agency
  3. Insurance Broker
  4. Insurance Company
  5. Life Insurance Agency
  6. Travel Insurance Company

Written by the company

We are a health company providing private health insurance and health services to millions of people across Australia. Everything we do is aimed at improving the health and wellbeing of Australians and helping people lead better quality lives.​​​​ Medibank has insured the health of Australians since 1976. Through our Medibank and ahm brands, we now look after the health of more than 4 million people. From prevention through to treatment and health management, Medibank is driving better health outcomes through our health services, health system advocacy and work in the community. With a large and diverse customer base, we are one of the most recognised brands in Australia. We are proud of the position of trust we have established and of our integral role in Australia’s health system. Our 2030 Vision is to create the best health and wellbeing for Australia. We connect people to a better quality of life in every moment. We create access, choice and control for everyone, and together lead change for a stronger health system. We have four values that influence everything we do. These values guide the way we interact with each other, the decisions we make and the way we serve our customers. Customer Obsessed: Their health, our passion. Show Heart: Show Heart. Care in every moment. Brilliance Together: We impact bigger. Break Boundaries: Reimagining what’s possible.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Epworth

All payments were claimed by the medical staff and no issues encounted

27 March 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi John. We are glad to hear that your claims were handled smoothly, and everything was taken care of by the medical staff. Thank you so much for the 5-star review. Kind regards Robin.

Rated 5 out of 5 stars

Had nothing much to do after being…

Had nothing much to do after being provided with clear n precise instructions

16 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Stan. Thanks for sharing your experience. We are glad to hear the instructions were clear and easy to follow. That is always our aim, so things feel simple and well supported. We appreciate you taking the time to leave a review and provide feedback. Kind regards Robin.

Rated 5 out of 5 stars

Everything went well in the end having…

Everything went well in the end having found the medical problem after having many tests

12 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Ben. Thank you for sharing your experience with us. We are pleased to hear that everything worked out in the end and that the medical issue was identified after the necessary tests. We know this process can be challenging, and we appreciate you taking the time to leave feedback. Cheers and the best of health to you during this time - Robin.

Rated 1 out of 5 stars

NO COMMUNICATION

NO COMMUNICATION. I tried numerous times to close the account. I now owe $728 ?!! MediBank Emails are "No-Reply", and phone numbers don't work from the US. Now what? I guess I'm an outlaw.

30 March 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Jaz. I am sorry to hear that you have had difficulties contacting us. Here are the ways to reach us:
• log in to your My Medibank account and self-serve
• Send us a message online at medibank.com.au/contact-us/
• Call our friendly team on 132 331
• Visit your nearest Retail Store
If you have a general enquiry, please refer to our Frequently Asked Questions on our website: Frequently Asked Questions About our Health Insurance | Medibank
For enquiries relating to Suspension, Authority, Lifetime Health Cover Loading (LHC), or the Australian Government Rebate (AGR), please refer to our website for more information: https://www.medibank.com.au/health-insurance/using-your-cover/brochures-forms/
Warm regards from Robin & the Medibank Team.

Rated 5 out of 5 stars

Could’ve easily not know that I had to…

Could’ve easily not know that I had to do anything at all
Turned after the hospital details were already in signed a form all done

16 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi David. Thank you for sharing this feedback. It is great to hear that the process was simple and clearly explained with the hospital details already in place. Your comments are appreciated. Kind regards, Robin.

Rated 1 out of 5 stars

3 weeks of waiting for a refund and I've yet to receive it, terrible service

Policy cancellation refund is taking way too long to process. I was promised that I would receive the refund within 2 weeks of requesting it, it has now been 3 weeks. I've had to reach out to customer service 3 times and yet all they've given me is "your refund is taking longer than expected, thanks for your understanding". I would not recommend anyone to go with medibank. Thankfully I've never had to make a claim with them before. If it takes them this long for them to process simple policy cancellation refunds, I can only imagine how well they manage claims.

27 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Wyn. I am sorry to hear about the delay with your policy cancellation refund. We would appreciate the opportunity to review this further and provide clearer support. Please contact us directly if you are open to discussing this so we can assist. Our contact page is available here: https://www.ahmoshc.com.au/contactus/
All the best for your day. Kind regards - Robin.

Rated 1 out of 5 stars

High price with low empathy

I have been with Medibank for more than 1 year for my OVHC. The monthly premium went up quite significantly in April 2026. I spoke to a consultant and she said Medibank can't do anything with the price.
When I was trying to cancel the policy and go to another provider, Medibank charged a $50 discharge fee which is quite ridiculous!

27 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Monirul. Thank you for sharing your feedback with us. I am sorry to hear about your experience. If you need any assistance, our contact page is available here: https://www.medibank.com.au/contact-us/
Warm regards from Robin & the Medibank Team.

Rated 3 out of 5 stars

Way too expensive

Way too expensive! I should have shopped around.

2 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Benita. You can review your cover by contacting our Contact Centre on 132 331 8am to 8pm Monday to Friday & 10am to 2pm Saturdays (AEST) or you can contact our messaging team at https://bit.ly/Medibank-CoverReview
If you would like any assistance, our contact page is available here: https://www.medibank.com.au/contact-us/
Warm regards, Robin.

Rated 5 out of 5 stars

MEDIBANK FEEDBACK

great service and detailed information

21 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Steve. Thank you for your review. We are pleased to hear that you have enjoyed our services. Have a wonderful day! Kind regards Robin.

Rated 5 out of 5 stars

Efficient and fast

Efficient and fast, no hassles

23 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Ungku. I am glad to hear that you have received speedy and efficient support with Medibank. Thank you so much for the exuberant 5-star review. Kind regards Robin.

Rated 5 out of 5 stars

everything was made very easy

11 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Geoff. Thank you so much for the lovely review. We are happy to hear you are finding everything easy to use. Take care, with kind regards - Robin.

Rated 1 out of 5 stars

I was not able to login using the App

I was not able to login using the App. After waiting 40 mins on hold, I terminated the call for help. Life is too short. I want to speak to a real human in real time, not be redirected to Q and A.
I pay a lot for my membership. Now deciding whether to change to another insurer.

15 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Andrea, thank you for taking the time to share your experience. We’re really sorry to hear about the difficulty logging into the app and the long wait time when you tried to get help. We understand how frustrating this would have been, especially when you were looking to speak with someone directly.

For login issues, we do have some troubleshooting steps that may help, which are available here: https://www.medibank.com.au/help/account-management/guides/how-to-log-into-my-medibank/.

That said, we recognise how important it is to feel supported, particularly given the value you place on your membership. If you still require assistance with accessing My Medibank please reach out to us here - https://www.medibank.com.au/contact-us/. Thanks, -Ane

Rated 4 out of 5 stars

The Admission went smooth better than I…

The Admission went smooth better than I thought , Great team

9 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi John, thank you for sharing your feedback. We’re delighted to hear that your admission went smoothly and that the experience was better than expected.

If you ever need support in the future, we’re here to help.

Thanks, -Ane

Rated 5 out of 5 stars

Worry free claiming

I had a great experience with my last hospital claim. I knew exactly what my out of pocket was going to be and it was easy to claim. I also loved the fact that I could use some of my Medibank "live better" points towards lowering my Extras. This was a bonus.

7 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Emi,

Thank you for taking the time to share your experience with us. We’re really pleased to hear that your hospital claim was straightforward and that knowing your out of pocket costs upfront made the process easier.

It’s also great to know you enjoyed using your Medibank Live Better points —it’s lovely to hear that this was a bonus for you.

Thanks, -Ane

Rated 5 out of 5 stars

No dramas with anything all taken care…

No dramas with anything all taken care of

21 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Leslie, thank you for your feedback. We’re really pleased to hear everything went smoothly and that it was all taken care of for you. That’s exactly the experience we aim to provide.

Thanks, -Ane

Rated 4 out of 5 stars

Such an easy check in.

At check in all details on the stay and net cost were made very clear. Speedy and efficient check in and paperwork clear and easy to follow.

17 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Anthony, thank you for taking the time to share your experience. We’re really pleased to hear that the check in process was speedy and efficient, and that the details of your stay and net costs were clearly explained. It’s great to know the paperwork was straightforward and easy to follow.

We appreciate your feedback. Thanks, -Ane

Rated 5 out of 5 stars

Friendly

Friendly, quick & efficiency

21 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Miin, thank you for your feedback. We’re glad to hear you found the service friendly, quick and efficient.

Thanks, -Ane

Rated 5 out of 5 stars

Very helpful and understanding

Very helpful and understanding
Thankyou

22 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Margaret, thank you for your kind feedback. We’re really pleased to hear you found our team helpful and understanding. Your comments are greatly appreciated.

Thanks, -Ane

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