Lloyds Bank Reviews 

11,746
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 5,934 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for their helpfulness, professionalism, and willingness to go above and beyond. Many people highlight the excellent service received, noting that employees are kind, patient, and make complex processes straightforward. Reviewers appreciate the personalized approach and the proactive support provided, often exceeding expectations. However, some customers also noted issues with customer service, experiencing long waiting times and feeling ignored. A few other people also felt that the systems in place were inefficient, leading to frustration and a perceived lack of care.

What people talk about most

Staff

Users describe positive interactions with staff, frequently highlighting their helpfulness, professionalism,... See more

Customer service

Clients share ambiguous opinions on customer service, with some reviewers praising helpful and efficient... See more

Service

Customers consistently note positive experiences with service, often highlighting staff as friendly,... See more

Payment

People report ambiguous experiences with payment, with many customers expressing frustration over blocked... See more

User experience

Consumers find user experience to be positive, with many praising helpful staff who make complicated... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Over the last few years I have found staff at Lloyds Bank Walton-on Thames branch to be extremely helpful. Supportive with my aging father’s banking needs. Always carried out in a professional and com... See more

Company replied

Rated 5 out of 5 stars

Call in to branch for bank statement alison herbert help me look at my credit score on my app and discussed alternatibe ways to bank. I am now starting a new job a looking to build my savings and impr... See more

Company replied

Rated 5 out of 5 stars

I would like to say a big thank you to Toyin for the excellent service I received at the Lloyds branch in Manchester. She was very kind, patient, and extremely helpful. Toyin explained everything cle... See more

Company replied

Rated 5 out of 5 stars

This morning I went to my local branch, Carfax Oxford. I saw Julie. She was outstanding! In a few minutes while printing the relevant bank statements I'd requested, Julie noticed that my Saving... See more

Company replied


Company details

  1. Bank

Written by the company

Wherever you want to get to in life, Lloyds Bank has a range of bank accounts and personal banking services to suit you. Visit us today to find out more.


Contact info

4.1

Great

TrustScore 4 out of 5

12K reviews

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4.1

All reviews

(11,746)

5,958 reviews in the last 12 months

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Rated 1 out of 5 stars

What an absolute useless bank

What an absolute useless bank, useless customer service and a not very bright person who sends me exactly the same reply and previously, unbelievable and obviously inept.

I’ve absolutely no interest in your link, why would I ? I’ll take you to caught and I’ll enjoy giving you all the bad publicity that you deserve, still no proper reply to me since the several I’ve sent to you since my formal complaint. It get towards a month now since you allowed unsecure access to my account, you’ve never explained the reasons for you breaches, the abusive customer services call and now explaining the ineptitude of the people replying on TrustPilot, but as I’ve said before, I’ll report it to the regulator, I’ll take you court and very happy to do so. NEXT !!!

15 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Mr Michael. Thank you for your feedback. I'm sorry to hear about your experience and understand your frustration.

If you've already raised a formal complaint and remain unhappy with the outcome, you can ask our Complaints Team to escalate the matter to our complaint manager. Our aim is to resolve complaints as quickly as possible. If we're unable to resolve your complaint straight away, we'll investigate and keep you updated throughout the process.

If your complaint remains unresolved, we'll provide an update within 5 working days, contact you again at 4 weeks if our investigation is ongoing, and issue a final response within 8 weeks.

If you're unhappy with our final response, you may refer your complaint to the Financial Ombudsman Service within 6 months. More information can be found at: http://spr.ly/62044BEZEsE

Thanks
Kaif

Rated 4 out of 5 stars

She was helpful

She was helpful

15 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Adebisi. Thank you for your review. I'm pleased to hear that our colleague was helpful and provided you with good service.

Thank
Sanaa

Rated 5 out of 5 stars

Beth at Bradford excellent very happy…

Beth at Bradford excellent very happy you do lots

15 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Nuzhat. Thank you for your feedback. I'm delighted to hear that Beth at our Bradford branch provided such excellent service and made you very happy with your experience. Thank you for 5-star rating.

Thanks
Sanaa

Rated 5 out of 5 stars

My experience with Alison

I came in to deposit money without my bank card in my possession, Alison served me at the counter and she was very helpful and kind :). She even helped me book a financial goals appointment. Overall very good experience

15 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Mary. Thank you for leaving us a 5-star review.

I'm happy to hear that Alison was so helpful and kind during your visit. It's great to know she was able to assist with your cash deposit and help you book a Financial Goals appointment too.

We appreciate the positive feedback.

Thanks
Roopraj

Rated 5 out of 5 stars

Bav was extremely helpful and patience…

Bav was extremely helpful and patience with assisting us in what we needed to do today at the bank.

15 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi. Thank you for your generous feedback. It's wonderful to hear about your experience. I appreciate the 5-star review and for highlighting Bav's excellent support.

Thanks
Neha

Rated 5 out of 5 stars

Jessica Was a brilliant advisor

15 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Nigel. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

I'm glad to hear that Jessica was such a brilliant advisor. It's always great to know when a colleague has made a positive difference and provided the support our customers need.

Thanks
Roopraj

Rated 5 out of 5 stars

As a long standing customer of Lloyds, Maidstone branch.

As a long standing customer of Lloyds, I would like to record my appreciation of the help I received from Zuzana during a very complicated transaction. She was extremely helpful, kind and patient. Thank you for your support.

15 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Sally, Thank you for taking the time to share your feedback. I'm delighted to hear that Zuzana was able to help and provide such kind and patient support during a complicated transaction. We'll be sure to pass on your lovely comments.

Thank you for 5-star rating.

Thanks
Sanaa

Rated 1 out of 5 stars

Lloyds have ruined Curve

I am giving Lloyds 1 star because since they acquired Curve, they have shutdown my 'free for life' Curve account. They refuse to reinstate it so I am taking Curve (and therefore Lloyds) to the Financial Ombudsman.

Lloyds, I have a couple of accounts with you that I will be closing should the Ombudsman not rule my way. If you are aware of what Curve are doing (closing old Black accounts, refusing to re-instate), then shame-on-you. If not, you should step in. Reach out to me for details of my case with them.

Meantime, I hold you responsible since you acquired Curve and I'm sure they are under your instructions.

Not happy.

1 April 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Chris. I'm sorry to hear how disappointed you are with the situation regarding your Curve account. I appreciate your frustration, particularly as you understood your Curve account to be "free for life" and feel that the decision to close it has not been handled fairly. I understand this has led you to escalate the matter to the Financial Ombudsman Service and to reconsider your banking relationship with us.

You can provide your feedback or raise the complaint on the Curve app. You can also raise the complaint with us, please allow one of our complaint managers to look into this further for you. You can complete our online complaints form by copying and pasting this link into your browser: http://spr.ly/62044BEkW9E

Thanks
Pritesh

Rated 5 out of 5 stars

Sarah

Sarah . M Wellingborough was very good

15 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Bailey. Thank you for taking the time to share your feedback. It's wonderful to hear that Sarah at our Wellingborough branch provided such great service.

Thanks
Sanjay

Rated 5 out of 5 stars

Service was wonderful and absolutely no…

Service was wonderful and absolutely no problems with having a new saving account opened.
Safina at Lloyd's Bradford

15 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Ryan. Thank you for choosing Lloyds and for taking the time to share your feedback. It's great to read about the fantastic service you received when opening your new savings account. We're delighted to hear that Safina at Lloyds Bradford provided such excellent service.

Thanks
Anisa

Rated 5 out of 5 stars

Resolved my query quickly and friendly…

Resolved my query quickly and friendly Safina at Lloyd’s bradford

15 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Fasil. Thank you for taking the time to share this feedback. It's great to hear that Safina was able to resolve your query quickly and provide such friendly service.

Thanks
Sanjay

Rated 1 out of 5 stars

I opened an account and when I am doing…

I opened an account with this bank, and when I tried to transfer money to another account in my own name, they blocked my account, claiming it was due to a suspected scam.
Despite providing all the requested ID documents and taking two days off work to resolve the issue, my account is still blocked and I cannot access my own money.
The customer service has been extremely disappointing. The call handlers repeatedly hung up on me without listening to my concerns, and I felt I was treated unfairly. When I called, I was told to visit a branch. After travelling to the branch, I was then told I had to call customer services again. It seems there is a serious lack of communication within the bank, leaving customers stuck in the middle.
This has been one of the worst banking experiences I've had. I would strongly encourage anyone considering this bank to explore other options. No customer should have to go through this just to access their own money.

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Hemang. Thank you for your feedback.

Sorry to hear about your experience. We understand how frustrating it must have been to have your account restricted, be unable to access your money, and receive conflicting information while trying to get the issue resolved. We're also sorry to hear about your interactions with our customer service teams and the inconvenience caused by having to take time off work and make unnecessary journeys.

Please allow one of our complaint managers to look into this further for you. You can complete our online complaints form by copying and pasting this link into your browser: http://spr.ly/62048BEkVp4

Thanks
Roopraj

Rated 5 out of 5 stars

Toyin was very helpful and friendly

Toyin was very helpful and friendly! Thank you so much

15 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Sian. Thank you for sharing your review with us.

I'm delighted to hear that Toyin was helpful and friendly and that you had such a positive experience.

Thank you for 5-star rating.

Thanks
Anisa

Rated 5 out of 5 stars

Excellent customer service.

Whilst journeying to the Scottish Highlands, I was forced to visit Lloyds Bilston branch, based in the West Midlands to report a dispute.
Though I was frustrated and impatient
a young bank assistant named Naz patiently assisted and informed regarding step by step the proceedure required in order to claim back the funds that was scammed.
Initially on reflection, I was very scpetical of wether this young lady had the knowledge or even the abilitiy to help me effectively persue my claim.
Initially having been in a similar situation years ago ,which was not straight forward, this time caused me to feel quite irritated and helpless.
Naz on the other hand was very proffesional she actually ironed out my doubts and fears, leaving me feeling confident the situation will be rectified. Her calmness and patience was exampelary.
During the course of her instructions on how to navigate online banking claim and security advice . I quickly realised how profficient and sharp she was. Apart from guiding me through the claim..she was able to inform on the latest best savings intrest rates available for the account I have...In the past I have inquired a few times at various branches throughout South England only to be handed a leaflet stating low measerly rates.
To the point where I was going to switch to another bank. Naz is definately knowledgable and current.I have decided to remain due to her unrivalled customer service.
She is definately a 5 star asset to the Lloyds banking group.

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi, thank you for taking the time to share such detailed feedback. I'm delighted to hear about the support you received from Naz at our Bilston branch. It’s wonderful to know that Naz's patience, professionalism and knowledge helped put your mind at ease during what was understandably a stressful situation. We're especially pleased that Naz was able to guide you through your claim, answer your questions and help restore your confidence. Thank you for recognizing the difference Naz made and for choosing to remain with Lloyds Bank. We wish you all the best and hope you enjoyed your trip to the Scottish Highlands.

Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Raj

Rated 5 out of 5 stars

Mortgage process

Mortgage process was very easy

14 May 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi John, thank you for sharing your review with us. I'm delighted to hear that you found the mortgage process easy and straightforward.

Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Raj

Rated 1 out of 5 stars

The Black Bess of Banking

I genuinely believed Lloyds might prove to uphold the standard of the modern high street bank. Unfortunately, my experience showed quite the opposite.

A single direct debit of £117.07 on a dormant limited company account with a £0 balance was allowed to create an unauthorised overdraft. Rather than taking a pragmatic or proportionate approach, Lloyds repeatedly added charges and interest until the balance had increased significantly.

Throughout the complaint, Lloyds relied almost exclusively on what it was contractually entitled to do, rather than whether its actions were fair, reasonable or proportionate. Just because a bank can do something doesn't mean it should.

Customer service should involve judgement and common sense, not simply the mechanical application of terms and conditions.

As a result of this experience, and following the impending closure of Halifax, I have decided to move my business and personal banking elsewhere. Lloyds Banking Group has lost not only the banking relationship of my dormant company, but my personal banking as well.

I expected much better from one of the UK's largest banking groups.

The dark horse seemingly represents the infamous Black Bess and history remembers who was in the saddle.

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Chris. Thank you for your feedback. I'm sorry to hear about your experience and that you're disappointed with both the outcome and how your concerns were handled. This isn't the level of service we aim to provide.

If you'd like us to review this further, please raise a complaint and ask for it to be escalated to a Complaint Manager: http://spr.ly/62044BEXK6s

If you're unhappy with the final outcome, you can also refer your complaint to the Financial Ombudsman Service within 6 months. More information can be found at: http://spr.ly/62045BEXK6t

Thanks
Amina

Rated 1 out of 5 stars

The bank have nothing to offer

The bank have nothing to offer, they go from paper invoices to spam our house with credit card offers. Now halifax joining them lol
Why we cannot invest like in other banks?

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Gosia. Thank you for your feedback. I'm sorry to hear about your experience. This isn't the level of service we aim to provide.

I understand your comments regarding marketing communications and our product offering. If you're interested in learning more about our investment options, please visit: http://spr.ly/62048BEn0nO

If you like to make a complaint. You can complete our online complaints form by copying and pasting this link into your browser: http://spr.ly/62049BEn0nP

Thanks
Kaif

Rated 5 out of 5 stars

Wonderful people skills

My 82 year old husband who has early Alzheimer’s had received a letter to tell him that his savings account had matured . I went with him to the Doncaster branch to discuss the best options . We were helped by Clare who was absolutely fantastic. She explained the options clearly and patiently. She treated him with utmost respect helping him navigate his account on his phone app. I was so impressed with the way she made him feel that he was fully in control even though he asked the same question several times. It is important to me to allow him to feel this way for as long as he is able.I often dread meetings as he does sometimes get frustrated when people are impatient with him. I cannot thank her enough.

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Janet. Thank you for taking the time to leave such a thoughtful review. I'm delighted to hear that Clare at our Doncaster branch provided such patient, respectful and supportive service to both you and your husband.

It's wonderful to know that Clare took the time to explain the options clearly and helped your husband feel comfortable and in control throughout the visit.

Thanks
Kaif

Rated 5 out of 5 stars

Lloyds bank are absolute magnificent…

Lloyds bank are absolute magnificent people and institution.

Lloyds bank assisted me in an extreme emergency , it was done by Mr Kieran working at department called “The moment of truth “

They assisted me for health emergency issue, they made the impossible become possible , can’t thank them enough.

I can only recommend Lloyds bank to everyone. Exclelence is products , security and always listening to their clients. I have only admiration for Lloyds bank

Thank you Kieran
Thank you Lloyds bank

God bless you.

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Adel. Thank you for taking the time to share such wonderful feedback.

I'm glad to hear Kieran and the Moment of Truth team were able to support you when you needed it most. It's wonderful to know they made a positive difference during such an important time.

Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Roopraj

Rated 5 out of 5 stars

Excellent service

Packages explained well. Helped with everythin as requested. Great service, made me feel comfortable. Great system to track you position in quee.

Served by Toyin, Manchester branch

14 July 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Piason. Thank you for taking the time to leave such wonderful feedback. I'm happy to hear that Toyin at our Manchester branch explained the packages clearly, helped with everything you requested, and made you feel comfortable throughout your visit. It's also great to know that you found our queue tracking system helpful and easy to use. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks,
Anand

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