Lloyds Bank Reviews 11,205

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 5,622 reviews, reviewers had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, kind, and professional, often going above and beyond to assist with various banking needs. Many highlight the excellent customer service received, noting that employees are patient, understanding, and provide clear explanations, making complex issues feel manageable. The overall service is described as efficient and easy to use, with daily banking operations like card payments and direct debits working seamlessly. However, some people were dissatisfied with customer service, reporting issues like long wait times, unhelpful phone interactions with staff who spoke too quickly or had strong accents, and difficulties resolving problems. A few other people also felt that the company's payment processes were inconvenient, with delays in funds becoming available and unexpected account closures.

What people talk about most

Staff

Consumers find staff to be positive, with many reviewers highlighting helpful, knowledgeable, and patient... See more

Service

Clients share positive opinions on service, with many reviewers highlighting helpful, courteous, and... See more

Customer service

Users describe ambiguous interactions with customer service, with many reviewers praising the excellent... See more

Payment

Customers had ambiguous experiences with payment, with some reporting difficulties accessing their own money... See more

User experience

Reviewers mention positive feedback about user experience, particularly praising the ease of use and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Long-term Lloyds personal banking customer. The current account does the job day to day: card payments, standing orders, Apple Pay, direct debits all work without thinking about it. The mobile app is... See more

Company replied

Rated 5 out of 5 stars

Sarah.M Wellingborough branch- Sarah has been really helpful, I came in to switch my standard saving to something better she helped with updating all my saving account to better rate. Not just that sh... See more

Company replied

Rated 5 out of 5 stars

Lisa W assisted me in the kindest,most empathetic and sincerest way possible. She was warm and friendly and made my problems feel so small as though they were no issue to fix. She went above and be... See more

Company replied

Rated 5 out of 5 stars

My sister and I were both impressed with how Cheryl answered all our questions about our POA clearly and thoroughly. She reassured us with her professional yet calm approach. She assured us that all o... See more

Company replied


Company details


Contact info

4.1

Great

TrustScore 4 out of 5

11K reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

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Rated 5 out of 5 stars

Asem at Hounslow branch helped me with…

I had a video call appointment with a manager and I couldn’t be happier with the support I received. Asem at Hounslow helped me set up the appointment explaining everything clearly and making the whole process smooth and stress‑free.

5 June 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Williamvidu. Thank you for your feedback. I'm happy to hear Asem from our Hounslow branch was so helpful in setting up your video appointment. It’s great to know everything was explained clearly and the process felt smooth and stress-free.

Thanks
Subhiksha

Rated 5 out of 5 stars

Elaine Catchpole

Elaine Catchpole. Lloyds Bank, Witney. Very friendly, professional, patient. Nothing was too much trouble. Great ambassador for Lloyds.

26 May 2026
Unprompted review
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Reply from Lloyds Bank

Hi Elaine. Thank you for your feedback. I'm pleased to hear Elaine at our Witney branch was so friendly, professional and patient. It’s great to know she made your experience such a positive one. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Subhiksha

Rated 5 out of 5 stars

Served by Helen at Northampton brunch

Served by Helen at Northampton brunch, she help me with a payment. She was great and very helpful to understand and to make informed choices. Thank you.

5 June 2026
Unprompted review
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Reply from Lloyds Bank

Hi Luisa. Thank you for your feedback. I'm pleased to hear Helen at our Northampton branch was so helpful and supported you with your payment. It’s great to know she helped you understand everything clearly so you could make informed choices. Thank you for your 5-star rating.

Thanks
Subhiksha

Rated 5 out of 5 stars

Toyin was very understanding and…

Toyin was very understanding and empathetic in a very stressful situation in which matters were able to be resolved quickly and efficiently, thanks Toyin for your help!

5 June 2026
Unprompted review
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Reply from Lloyds Bank

Hi Lew. Thank you for your feedback. I'm happy to hear Toyin was so understanding and empathetic during a stressful situation, and everything was resolved quickly. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Subhiksha

Rated 5 out of 5 stars

Sharon from Leamington spa leats very…

Sharon from Leamington spa leats very helpful, remembers my name and the problems I have Sharon sorts me out and it’s a pleasure coming in

5 June 2026
Unprompted review
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Reply from Lloyds Bank

Hi Diane. Thank you for your feedback. I'm pleased to hear Sharon from our Leamington Spa branch was so helpful and remembered you. It’s great to know she consistently supports you and makes your visits a pleasure. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Subhiksha

Rated 5 out of 5 stars

My first experience was good receiving…

My first experience was good receiving and explation was very nice.
Thank you.

5 June 2026
Unprompted review
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Reply from Lloyds Bank

Hi Chikondra. Thank you for your feedback. I'm happy to hear your first experience was a good one and that everything was explained clearly for you. Thank you for your 5-star rating.

Thanks
Subhiksha

Rated 5 out of 5 stars

Good staff and given explain everything…

Good staff and given explain everything and details

5 June 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Rajesh. Thank you for your feedback. I'm pleased to hear our staff were helpful and explained everything clearly for you. Thank you for the positive review.

Thanks
Subhiksha

Rated 5 out of 5 stars

I had an exceptionally great service…

I had an exceptionally great service today at the Manchester branch. I went in to get a printed statement as I have been struggling to get back on my online banking. Toyin attended to me and she surprised me beyond my expectations. She step by step guided me through in getting me back online and even showed me how to print statements online. She is extending pleasant, friendly and very very patient. My trip to Manchester branch proved to be very fruitful and I look forward to having more staff like Toyin serving me at Lloyds bank.

5 June 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Ndjmeldin. I'm delighted to hear about your experience at our Manchester branch. It’s great to know Toyin provided such friendly, patient support and guided you step by step to get back into your online banking and print your statements. Thank you for your wonderful feedback and for giving our service a 5-star rating. We truly appreciate your support!

Thanks
Subhiksha

Rated 5 out of 5 stars

Sharon from Leamington spa branch

Sharon from Leamington spa branch - super helpful and efficient. With so many branch closing it’s so good to have a human to help

5 June 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Karen. Thank you for your feedback. I'm pleased to hear Sharon from our Leamington Spa branch was so helpful and efficient. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Subhiksha

Rated 1 out of 5 stars

Branches closing across the area

Branches closing across the area, only one open in a 30-mile radius. Only 1 staff available for helping customers resulting in 20 minute wait to just see someone. When we did get to see someone they were soooooo slow, repeating everything, and then having to phone up someone to get approval so went through the whole process twice. Took over half an hour to simply transfer some money. Just simply awful customer facing interaction.

5 June 2026
Unprompted review
Rated 5 out of 5 stars

Sarah .M Wellingborough branch…

Sarah .M Wellingborough branch excellent 👍

5 June 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Terry. Thank you for your feedback. I'm pleased to hear Sarah from our Wellingborough branch provided excellent service. Thank you for your 5-star rating.

Thanks
Subhiksha

Rated 5 out of 5 stars

Attended Merthyr branch seen as soon as…

Attended Merthyr branch seen as soon as I entered the building, dealt with by Leah and team .All staff dealt with me in an efficient, polite and straightforward manner

5 June 2026
Unprompted review
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Reply from Lloyds Bank

Hi Lesley. Thank you for your feedback. I'm happy to hear you were seen quickly and received efficient, polite support from Leah and the team at our Merthyr branch. Thank you for your 5-star rating.

Thanks
Subhiksha

Rated 5 out of 5 stars

Mo from Leicester high street was good…

Mo from Leicester high street was good with his patience/ I made some mistakes with my online application for a new account he explained it to me and help me to do the new application so I can open my first Uk account. Great 1st interaction with Lloyds.

5 June 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Shabir. Thank you for your feedback. I'm delighted to hear Mo from our Leicester High Street branch was so patient and helpful. It’s great to know he supported you in fixing your application and helped you open your first UK account. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Subhiksha

Rated 4 out of 5 stars

The Problem With Mum's Bank Statements May Finally Be Fixed.

Yesterday, I attempted for the umpeenth time to sort out the issue whereby I can't receive my mother's bank statements. I rang the telephone banking section, who were lovely as usual, and once again we tried to negotiate the Lloyds computer system. This time, I was on the phone for 40 minutes to three members of staff in total, and we THINK the issue may now finally be sorted after what is probably over a year. Fingers crossed. It seems the issue may have been something to do with the way my Japanese postcode was entered on one of several pages featuring my address. A special shout out to Chloe. I just hope this time it works.

Reply: Thanks very much for the prompt reply, Subhiksha. I've just filled in the extra details form you've sent me. I'd ask for you to contact me by email, as I often have trouble receiving calls from overseas. Thanks again.

4 June 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Paula. Thank you for your feedback. I'm glad to hear this may finally be resolved for you after such a long time, we understand how frustrating it must have been dealing with this for over a year. It’s great to know our colleagues supported you throughout.

If you'd like to share feedback or make a formal complaint, you can do so through our official complaints page: https://www.lloydsbank.com/help-guidance/how-to-complain.html

Thanks
Subhiksha

Rated 5 out of 5 stars

Bav has been extremely helpful with all…

Bav has been extremely helpful with all matters related to our accounts. She assisted both my wife and me in opening our savings accounts quickly and efficiently. She also provided valuable advice regarding credit card applications. Bav is professional, friendly, and always willing to help.

4 June 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Nalin. I'm happy to hear Bav was able to help you and your wife so efficiently. It’s great to know she provided friendly, professional support and useful advice. Thank you for your wonderful feedback and for giving our service a 5-star rating. We truly appreciate your support!

Thanks
Subhiksha

Rated 5 out of 5 stars

Ever thought about upgrading your account

I visited the Merthyr Tydfil Branch, i needed advice about my account.
Spoke with Julie who was working on customer service, she has assisted me before . Julie is very professional and knowledgeable about Banking Products & Services .

1 June 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi. Thank you for your feedback. I'm pleased to hear about your experience at our Merthyr Tydfil branch. It’s great to know Julie was able to support you with her professionalism and knowledge. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Subhiksha

Rated 1 out of 5 stars

Does this Bank actually want my…

Does this Bank actually want my business? It appears to be stuck in the '80s and by that I mean the 1880s. First I complete an application for a community account. They decline it because they can't read the signature despite the fact their software accepted it. I asked them to give me back the application so that I can adjust the signature or simply send them a new signature. Can't do that. Computer says no. Once it's declined it's declined. Unbelievable. No sensible fiscal reason involved. So someone calls me after my first trust pilot review and asks me if I "didn't feel supported". I don't require a carer. I got the impression they don't give a monkeys about whether they get my business or not. I phoned again. I was told they would "register my complaint". That's fine. At least I'll get some action now. No. I get a text saying they will complete my complaint within 8 weeks. 8 weeks! So where do I complain about the complaints process?. Mind you if they are like this, they'll probably be snowed under with complaints. All I want is to be able to resubmit my signature because they have a problem with it although their software didn't. Unbelievable company don't touch them with a barge pole! So slow and cumbersome. It's like dealing with local government not a 21st century business.

4 June 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Steve, thank you for your feedback. I’m sorry to hear about the experience you’ve had. We understand how frustrating it must be for your application to be declined and not have the option to amend or resubmit your signature. While there are system and regulatory processes in place which mean a declined application can’t always be reopened or edited.

I'm also sorry to hear about your experience when raising a complaint. The 8‑week timeframe is the maximum period allowed under complaint regulations, but we always aim to resolve matters as quickly as possible and keep customers updated throughout.

We’d like the opportunity to review this further for you. Please contact us through our official channels and quote any reference numbers you’ve been given, so our complaints team can take another look and provide a clearer outcome.

For more information on raising or tracking a complaint, you can visit our Business Banking complaints page here: https://www.lloydsbank.com/business/complaints.html

Thanks
Subhiksha

Rated 1 out of 5 stars

Hope this goes to Lloyds bank

Hope this goes to Lloyds bank, I have just tried to register a complaint via a total of a 60 plus minute phone call,only to be told this can't be done as he cannot see my account. He couldn't see my account because Lloyds closed it , he sid there's nothing he can do and wouldn't put me through to someone who could repeatedly saying there's no one there .As regards copy and pasting your link I feel as though this will drag on and then be told we have looked at your complaint and e can't do any more .So feel by doing it online I would be doing a box ticking exercise for your reply to my original post. Lloyds bank has caused me unnecessary stress and I am absolutely disgusted the way I have been treated. Thy say we always listen to our customers and help with any problems, my problem was caused by Lloyds bank and cannot get a straight answer from anyone, I am done with Lloyds bank and will never deal with them again. I got to wait 7-10 working days for the cheque to come through then what ever it takes to clear into a other bank ,possibly 5-10 working days so could be 20 days without any finances available. DISGUSTED

4 June 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Leslie. Thank you for your feedback. I'm sorry to hear about the difficulties you’ve faced. This isn’t the level of service we aim to provide, especially when it’s affecting access to your money.

When accounts are closed, there can be specific processes in place which may limit what can be discussed over the phone until certain checks are completed. I understand how important it is to receive clear and consistent support.

We’d like the opportunity to review this further for you. If you have access to Mobile app or Online Banking, please message us 24/7 to our team. When you do, please ask for your chat to be transferred to our complaints team, share your complaint reference number, and request for the matter to be escalated to a complaint manager so it can be fully reviewed.

We understand this situation has caused stress and delays, and we’re truly sorry for the impact this has had. Thank you again for bringing this to our attention.

If you’re not happy with the outcome of your complaint, you have the right to refer it to the Financial Ombudsman Service within 6 months. This is a free service.

You can contact them through: www.financial-ombudsman.org.uk

Thanks
Subhiksha

Rated 5 out of 5 stars

Great customer service in branch

Visited the Stafford branch today trying to understand why I couldn't open a new Club Lloyds Monthly Saver, my last having matured today. Floorwalker Eva was exceptional today. She was polite and confident, quickly reassuring me that what I wanted was still available at the same interest rate. She guided me through the process on my app and within a few moments we had everything resolved. Great to receive such a positive experience. Eva is an asset to your bank and a great ambassador for your brand. I mentioned this to my wife who followed my lead and got the same great service.

4 June 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Adrian. Thank you for your feedback. I'm delighted to hear about your positive experience at our Stafford branch. It’s great to know Eva was able to support you so efficiently and make the process quick and easy. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Subhiksha

Rated 3 out of 5 stars

No Longer Able to Rename Accounts With Nicknames, Online

I like Lloyds bank - I have been a loyal account holder for 42 years. But I'm upset that nicknames for accounts (which I have used for many years) will no longer be available when I access Lloyds internet banking via my laptop. Nicknames will only be available on the mobile app. This frustrates me! Right now I am accessing my internet banking from home via my laptop, and the accounts I have with Lloyds have all reverted to sort code and account number - it's quite confusing, when until yesterday I knew each account by the useful, relative name I had chosen for each! Although I occasionally use my Lloyds mobile app I do not like using it because I'm wary of being hacked or having my phone stolen (sign of the times!), or my phone slowing up. I much prefer accessing internet banking via my laptop, and I use my laptop much more than my phone anyway because I am a touch-typist. Also I have good security on my laptop, and I am able to see text clearly on my laptop - I struggle on my phone. I think it's a mean move, to be honest. Why on earth would Lloyds take that very useful facility away from web users?! Surely that can't be a cost-cutting exercise?! Measures like this don't make sense. It's a big deal for me, and I feel very disappointed!

4 June 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Tobinl. Thank you for your feedback. I'm sorry to hear how frustrating this change has been, especially as you prefer using your laptop and found account nicknames so helpful. This change is due to a system upgrade to improve reliability and future services. While nicknames are still available in the mobile app, we appreciate this isn’t ideal for customers who prefer desktop banking.

If you'd like to share feedback or make a formal complaint, you can do so through our official complaints page: https://www.lloydsbank.com/help-guidance/how-to-complain.html

Thanks
Subhiksha

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