Kensington Mortgages Reviews 

7,865
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 1,408 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful staff and efficient mortgage process, noting that advisors are extremely patient and always quick to answer any questions. People deeply appreciate the smooth communication, competitive rates, and professional support provided by the team throughout their entire property purchase journey. Some reviewers were not happy with the slow processing times and the frustrating experience of being repeatedly asked for the exact same documents over and over again. Consumers also mentioned that the underwriters could sometimes feel overly pedantic, inflexible, and difficult to deal with during certain challenging stages.

What people talk about most

Service

Reviewers mention positive feedback about service, highlighting a quick, efficient, and thoroughly... See more

Staff

Customers had positive experiences with staff, highlighting helpful and supportive interactions from the team... See more

Customer service

Users describe positive interactions with customer service, highlighting professional and knowledgeable staff... See more

User experience

Clients share positive opinions on user_experience, frequently highlighting the smooth, fast, and... See more

Response time

Customers consistently note positive experiences with response_time, praising the fast turnaround and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Been great so far. Always on hand to help whenever you call, was offered a deal to renew and even after taking new deal they sent a letter saying I could get an even better deal if I phone before my n... See more

Company replied

Rated 5 out of 5 stars

The Lady i spoke with was exceptionally helpful. She put me at ease, even helped me set up the online portal and went through the user interfaces on the portal explaining where i can send documents to... See more

Rated 5 out of 5 stars

Efficient customer service, everything clearly explained. Any contact on the phone has been with courteous staff who have sorted whatever I need to sort out quickly. Re-mortgaging went very smoothly.... See more

Company replied

Rated 5 out of 5 stars

Informative advisors and patient. Very thorough with my options and helped me get on the property ladder 4 years ago and now have secured me with a lower interest rate. Faultless service throughout.


Company details

  1. Mortgage Lender

Written by the company

Kensington is the UK’s leading non-bank specialist mortgage lender; offering a range of residential and buy to let mortgages through a network of mortgage brokers. Our 25 year heritage in specialist mortgages means that we understand better than most that no two people are the same. That’s why we create innovative mortgages with lending criteria that gives us the flexibility to meet the needs of the people the high street doesn’t cater for. We use a combination of data and human insight to look beneath the surface, and unlike mainstream lenders, who all too often rely on what the computer says, we use real people to make our decisions. It’s this ‘’head and heart’’ approach which is the key to what we call the #KensingtonDifference.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

8K reviews

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4.6

All reviews

(7,865)

1,407 reviews in the last 12 months

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Rated 5 out of 5 stars

Nice and easy process

Nice and easy process , offering the best deal out there for me .
Easy application and very knowledgeable customer service.
Well done everyone

7 August 2026
Rated 5 out of 5 stars

Mala Abbi is great

Mala Abbi is great!

We submitted a portfolio LTD Co case that offered within 6 working days. Super fast and efficient underwriting.

Fantastic service.

14 August 2026
Unprompted review
Rated 5 out of 5 stars

Exceptional Customer service

The Lady i spoke with was exceptionally helpful. She put me at ease, even helped me set up the online portal and went through the user interfaces on the portal explaining where i can send documents to etc. She rectified my payment date and made me feel alot better and more in tune with my finances. Thank you

12 August 2026
Rated 2 out of 5 stars

Long processing and information asked…

Long processing and information asked for in dribs and drabs, gifted deposit from mother of client and uw asking for client birth certificate to prove connection to client but she has remarried and the name is not the same so how does that prove anything?

12 August 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi Bita,
Thank you for taking the time to share your feedback and for speaking with us directly. We're sorry to hear that this case did not reflect the level of service you've come to expect from us. Having reviewed the application, we recognise there were opportunities for us to request certain information earlier in the process, which may have helped avoid delays and reduced some of the stress caused.
We value your feedback and appreciate your continued support. Thank you, Kensington.

Rated 4 out of 5 stars

Dealing with Kensington Mortgages was…


Dealing with Kensington Mortgages was straightforward for me. Their customer service was very professional and demonstrated good knowledge when handling my inquiries. However, my solicitor found it difficult to access the information, as everything had to be done manually as to using portal. The funds arrived on the day and at the time promised by Kensington Mortgages. Thanks!

2 August 2026
Rated 4 out of 5 stars

Main dealings via financial asvisor

We have had no problems - our financial advisor does the leg work though. When called to discuss overpayments they did make it as complicated as possible to explain - 5 mins with our financial advisor had it sorted and understood

5 August 2026
Rated 1 out of 5 stars

It is more complicated than necessary…

It is more complicated than necessary creat a lot cost to landlords

9 August 2026
Kensington Mortgages logo

Reply from Kensington Mortgages

Hi AJ,
We're sorry to hear that you were unhappy with your recent experience.
We understand how important it is for mortgage applications to progress smoothly and meet customers' borrowing requirements. While some aspects of an application can be influenced by factors outside of a customer's expectations, we always aim to make the process as straightforward and efficient as possible.
We'd welcome the opportunity to better understand your concerns. If you'd like to discuss your experience, please email your contact details and a convenient time to reach you to yourexperience@kensingtonmortgages.co.uk, and a member of the team will be in touch.
Thank you, Kensington.

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