Finance One Reviews 882

TrustScore 4 out of 5

3.9

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See what reviewers are saying

Rated 5 out of 5 stars

I have to add a review! Brilliant finance services! I have a car loan with Finance One - I am incredibly grateful for all who have assisted me - it’s an exciting time! They celebrate with you! I... See more

Company replied

Rated 4 out of 5 stars

I've had my run ins with the company itself and have had trouble getting my concerns addressed when I needed it. I am simply leaving this review for Alana who literally made my day today. I would p... See more

Company replied

Rated 1 out of 5 stars

Would not recommend very very high interest plus risk fee at start of loan for example I borrowed $12,000 and total loan was $22,400. Also customer service is rather pore paid out loan then has taken... See more

Company replied

Rated 5 out of 5 stars

My name is Craig Brogden back in 2014. My wife and I had a bad credit score due to losing money in the gfc we lost everything bill fell behind and our credit score went right down in 2014 who tried to... See more

Company details

  1. Financial Institution
  2. Car Finance and Loan Company
  3. Non-Bank Financial Service

Written by the company

Finance One offers loans from $8000 with low rates and fast approvals. Our flexible terms of 3 to 7 years accommodate various needs, from cars to boats and more, ensuring accessible and efficient financing solutions for everyday Australians

Written by the company


Contact info

3.9

Great

TrustScore 4 out of 5

882 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 88% of negative reviews

Typically replies within 1 month

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Rated 5 out of 5 stars

Mitchell was great

Mitchell was great, very nice. Patient and helpful. I have severe anxiety and I wasn't very anxious while on the phone.

29 January 2025
Finance One logo

Reply from Finance One

Hi Cindy, thank you for the 5 star review!

Rated 5 out of 5 stars

Great experience

Very helpful. Actoned straight away.

24 December 2024
Unprompted review
Finance One logo

Reply from Finance One

Hi Teresa, thanks for the 5 star review! We're glad to be of assistance!

Rated 1 out of 5 stars

Don't finance with finance one

Don't finance with finance one. Extremely bad decision. Car loan was $19,000. They've pushed my payments back almost every fortnight, bouncing it back every time. Then they jack it up to $30k owing. Which is ridiculous. I've paid over $14k in one year with extra payments. They say I've paid $12k. I asked for 3 years. They gave me 5. Interest rate is 28%. DO NOT FINANCE WITH FIANCE ONE. They're scammers. And if I want to pay outright for the car. I've still got to pay $15k HAHAHAHA. They're unbelievable. I will be taking them to court.

4 October 2024
Unprompted review
Rated 1 out of 5 stars

Advertise car loans for people with…

Advertise car loans for people with difficult circumstances, however I have contacted them twice and on both occasions have not been able to assist.

Unfortunately they don’t go through your personal circumstances with you, they just process the application as if you have a high score credit rating.

8 August 2024
Unprompted review
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Reply from Finance One

Hi Brett, thank you for your feedback.  Whilst we do assess each application on its own merit, we are unable to assist everyone.  If your circumstances change, please feel free to reach out to us again.

Rated 5 out of 5 stars

So helpful when times are tough

So helpful when times are tough, excellent customer service.always try to help the best way.thanks.

19 July 2024
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Reply from Finance One

Hi Dave, thank you for the review! We are glad to hear that you had a positive experience!

Rated 1 out of 5 stars

Warning Predatory Lender

The Broker offered a loan via This mob of 5 to 7 years (I chose Five at 17%) on the day of signing literally as the signing was about to occur the Term got dropped to 4 years and the interest Jacked up to 25%. I believe this is because I stated I was likely to pay slightly higher than requested to get ahead of the loan. Broker blames finance company - Finance Company blames Broker - 0 Accountability as the equipment was ordered I had no choice but to proceed with the loan. Go to AFCA if you have issues. Also, no portal to view the status of your loan. Extremely poor Service no statement of account

17 June 2024
Unprompted review
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Reply from Finance One

Hi HOT with Matty, Thanks for taking the time to write a review and for providing your feedback. We are always trying to improve our business and would love the opportunity to discuss your concerns further. Unfortunately, we cannot seem to find your contact details, Could you please call us directly on 1800 346 663 or email us at customercare@financeone.com.au with your details so we can get in touch.

Rated 5 out of 5 stars

Lent to me when everyone else said no

Lent to me when everyone else said no. A few of the consultants seemed to struggle a bit - maybe just new, but Grace was brilliant. Best person I dealt with at any lender.

12 July 2024
Unprompted review
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Reply from Finance One

Hi Mark, Grace is a valued Finance One team member, we are glad to hear that you had a positive experience!

Rated 1 out of 5 stars

If I could give no stars I would

If I could give no stars I would
Suffer from health issues and even told them they don’t note anything they don’t offer hard ship. I’m a small business and these bloody people try and ruin and break you with threats
Tanya lied to me stating to pay half my over due amount and continue on current payment plan than lies saying she never said that once I paid the money. Kellie is also a heartless person with no remorse I hope this company gets investigated ACA here I come

18 June 2024
Unprompted review
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Reply from Finance One

Hi April, after checking in with our Team it appears that we are currently working with you to help with your current situation. We are always willing to assist our customers when they are faced with difficulties and we will continue to reach out to you, to see how you are going.

Rated 1 out of 5 stars

If you want health issues

If you want health issues, and want to die quickly with mental stress this is the right company to take loans and suffer your whole life. No empathy towards the customers just blood sucking company taking advantage of your situation. Even though you contact them in time they emotionally black mail you and ruin your credit history inspite paying the amount which mentally kills you. They mislead you advising pay the default amount and you shouldn’t be having any issues with taking credit from other providers, which isn’t true hence don’t fall a prey to their cheap tactics. I am psychologically going through a very hard time with their cheap and demeaning way they took my money and false promises.

12 June 2024
Unprompted review
Finance One logo

Reply from Finance One

Hi Ramesh, as we have previously provided, we are sorry to hear that you are not happy with your loan and your default. Finance One takes its obligations under The Privacy Act very seriously and note that any adverse information that may have been listed against you has been done so in accordance with the relevant guidelines. If you need further clarification around these guidelines, please feel free to contact our office on 1800 346 663 so we may further clarify.

Rated 1 out of 5 stars

Vultures and rip offs

They prey on the less fortunate and support car yards that sell dodgy vehicles and show no remorse or liability for supporting these dodgy sellers. They threaten when you complain.

15 May 2024
Unprompted review
Finance One logo

Reply from Finance One

Hi Mark, thank you for taking the time to right a review. Unfortunately, we are unable to identify you within our client database. Could you please call us directly on 1800 346 663 or email us at customercare@financeone.com.au with your details so we can get in touch regarding your concerns.

Rated 1 out of 5 stars

I found this company to be absolutely…

I found this company to be absolutely ruthless. In times i’ll financial and health hardship as a result of spinal surgery Leaving me incapacitated to pay $610 per week loan repayments!
I was just thinking a reduction to $1250 per month instead $2500, he told me to go bankrupt or to sell my own vehicle to pay them. Somebody on a disability pension being exposed to the intimidation and threatening behaviour from the collections department. It’s horrific.
An experience I will find difficult to get over. He has implied in his email he’s coming for me! Disgusting treatment!

Steer clear of this company!

10 May 2024
Unprompted review
Finance One logo

Reply from Finance One

Hi Corrine, after checking in with our Team it appears that we are currently working with you to help with your current situation. We are always willing to assist our customers when they are faced with difficulties and we will continue to reach out to you, to see how you are going.

Rated 4 out of 5 stars

Incredible service from Alana

I've had my run ins with the company itself and have had trouble getting my concerns addressed when I needed it.
I am simply leaving this review for Alana who literally made my day today. I would put 5 stars if it didn't mean boosting the companies star rating.
Alana alone has made my experience much better and lifted a huge weight off my shoulders today. I am grateful for her instant support and thank you for not judging and mistreating me like some others have in the past.

26 March 2024
Unprompted review
Finance One logo

Reply from Finance One

Hi Lauren. We are sorry to hear about your experiences. Our team is always committed to providing exceptional services and would love the opportunity to chat with you again and take any feedback in which you would be willing to provide. Although we certainly appreciate the feedback in relation to Alana. Unfortunately, we cannot seem to find your contact details, Could you please call us directly on 1800 346 663 or email us at customercare@financeone.com.au with your details so we can get in touch.

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