Finance One Reviews 882

TrustScore 4 out of 5

3.9

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See what reviewers are saying

Rated 5 out of 5 stars

I have to add a review! Brilliant finance services! I have a car loan with Finance One - I am incredibly grateful for all who have assisted me - it’s an exciting time! They celebrate with you! I... See more

Company replied

Rated 4 out of 5 stars

I've had my run ins with the company itself and have had trouble getting my concerns addressed when I needed it. I am simply leaving this review for Alana who literally made my day today. I would p... See more

Company replied

Rated 1 out of 5 stars

Would not recommend very very high interest plus risk fee at start of loan for example I borrowed $12,000 and total loan was $22,400. Also customer service is rather pore paid out loan then has taken... See more

Company replied

Rated 5 out of 5 stars

My name is Craig Brogden back in 2014. My wife and I had a bad credit score due to losing money in the gfc we lost everything bill fell behind and our credit score went right down in 2014 who tried to... See more

Company details

  1. Financial Institution
  2. Car Finance and Loan Company
  3. Non-Bank Financial Service

Written by the company

Finance One offers loans from $8000 with low rates and fast approvals. Our flexible terms of 3 to 7 years accommodate various needs, from cars to boats and more, ensuring accessible and efficient financing solutions for everyday Australians

Written by the company


Contact info

3.9

Great

TrustScore 4 out of 5

882 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 88% of negative reviews

Typically replies within 1 month

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Rated 5 out of 5 stars

Outstanding service that exceed all expectations

I recently had the pleasure of utilising Finance One and I am absolutely thrilled to share my experience. From start to finish, the level of service I received was nothing short of outstanding.

Oliver and the team at Finance One were incredibly professional, knowledgeable, and attentive. They took the time to understand my needs and provided me with personalised solutions that exceeded my expectations.

Their expertise and attention to detail truly set them apart from other similar services.

Not only did they deliver on their promises, but they went above and beyond to ensure my satisfaction.

Communication was prompt and clear throughout the process, and any questions or concerns I had were addressed with utmost care and professionalism. Their dedication to customer service was evident and I couldn't be happier with the end result.

Overall, my experience with Oliver was nothing short of exceptional.
I wholeheartedly recommend Finance One to anyone in need of their expertise.

Thank you for surpassing my expectations and for providing a service that truly stands out from the rest!

12 January 2024
Unprompted review
Finance One logo

Reply from Finance One

Hi Ummee, thank you for your 5 star review! Oliver is a valued Finance One team member, we are glad to hear that you had a positive experience!

Rated 5 out of 5 stars

Hard times, Great help…

After hitting a point of financial struggle, Alex made it really easy to break down my loan repayments for a period we both agreed on to help me out in my current situation. It was quick and really easy to do. And has given me a peace of mind in hard times. Thank you Alex, thank you to the Finance1 team in general. Great bunch and always there to try to help

9 January 2024
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Reply from Finance One

Hi Scott, thank you for your 5 star review! Alex is a valued Finance One team member, we are glad to hear that you had a positive experience!

Rated 1 out of 5 stars

DON'T DO IT. IT'S NOT WORTH IT!!!!

I signed on for a loan that was $14,990 in September of 2022, this was for the car and the documents that I signed stated this was the cost, I then received a statement in May of this year and was shocked to discover literally thousands of dollars of hidden costs that I was entirely unaware of including but not limited to:
Application Fee: $995.00
Warranty: $2000 (which I was not provided documents for)
Origination Fee: $990
Brokerage Commission Fee: $1495.12
Risk Fee: $1495.00
and an interest rate that is unsustainable and clearly taking advantage of people, the loan went up to more than $25,112.59 between September and May and I made regular weekly payments.

I have been trying to log back in and see my newest account statement which I have been unable to do as their system seems to be "unable to find me" but they have absolutely no problem straight up stealing from my bank account, further more I signed all documents in person, on site at Vehicle Masters in Caboolture, I have copies and yet there is nothing stating the added costs.

If I had known what the hidden costs were I'd never have entered into this contract, I had left a 15 year marriage due to DV and had become a support worker, the vehicle I had at the time was unsuitable to cater to clients in wheelchairs so I needed a car with boot space at the back for work purposes, I explained this and was told they could help me.

Turns out I was just a naive dollar sign to them, please, please do not waste your time or your hard earned money on this company, this was not worth the cost.
It's going to cost me almost double what I signed on for to pay this back and if I pay it early there is an additional 40% fee to pay so I'm utterly f*cked either way.

Just don't do it.

3 December 2023
Unprompted review
Finance One logo

Reply from Finance One

Hi E.B. , Thanks for taking the time to write a review and for providing your feedback. We are always trying to improve our business and would love the opportunity to discuss your concerns further. You are welcome to contact us on 1800 346 663 or email us at customercare@financeone.com.au.
Thank you from the Team at Finance One Commercial

Rated 5 out of 5 stars

Amazing customer service team

Everyone that I have dealt with has been professional, friendly and extremely helpful.

Well done

18 September 2023
Finance One logo

Reply from Finance One

Thank you for sharing your positive experience with Finance One!

Rated 5 out of 5 stars

Very helpful when applying for the…

Very helpful when applying for the loans and when approved followed up with repayment plan etc
No dramas on settling accounts either

18 September 2023
Finance One logo

Reply from Finance One

Hi Mark, thank you so much for your 5-star review. We're happy to hear that you had a great experience with us!

Rated 5 out of 5 stars

helpful honest told me few things…

helpful honest told me few things didn't know about overall i am happy with the outcome

17 September 2023
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Reply from Finance One

Hi Scott, thank you so much for your 5-star review. We're happy to hear that you had a great experience with us!

Rated 5 out of 5 stars

Everytime I call up I'm always greeted…

Everytime I call up I'm always greeted in a lovely way and they always help me the best way they can. Keep up the great work finance 101

16 July 2023
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Reply from Finance One

Hi Jessica, We strive to provide the best customer service and are happy to hear you have had an amazing interaction. Thank you for leaving your review!

Rated 5 out of 5 stars

My experience was awesome with finance…

My experience was awesome with finance one. They are very prompt and getting back to you, shorter than expect. Their customer service is excellent, when iv spoken to any on one the phone. Thank you finance one you have been amazing

13 June 2023
Finance One logo

Reply from Finance One

Hi Amanda, We appreciate your kind words and thank you for taking the time to leave us a positive review. If there's anything else we can assist you with or if you have any further feedback, please do not hesitate to let us know. We're always here to help and look forward to serving you again in the future.

Rated 5 out of 5 stars

Feedback

Mitchell provided fantastic customer service and excellent support. He is an asset to your company.

28 April 2023
Finance One logo

Reply from Finance One

Hi Amanda!
100% agreed - Mitchell is a valued employee!
We're happy to hear you've had such a positive experience.

Rated 5 out of 5 stars

Easy going and quick service great ppl…

Easy going and quick service great ppl to deal with no hassle loans

17 April 2023
Finance One logo

Reply from Finance One

Hi Ali! Thank you for taking the time to provide your feedback! at Finance One we thrive to make the loan process as easy as possible for our clients and we are with you every step of the way. if you ever need anything else in the future, do not hesitate to reach out.

Rated 5 out of 5 stars

I’ve been a customer for over five…

I’ve been a customer for over five years and have had multiple loans, the process has been prompt and helpful.
It has been a pleasure doing business the ease of access to funds when needed has been wonderful thankyou finance one for all your help

26 March 2023
Finance One logo

Reply from Finance One

Hey John! Fantastic to hear you've had such a good experience with Finance One! Thank you for taking the time to provide us with your feedback! Please do not hesitate to contact us if you require any assistance!

Rated 5 out of 5 stars
Finance One logo

Reply from Finance One

Thank you so much for leaving us a 5-Star review Chris! We've made sure to pass your feedback on to the team! If you need any assistance, please do not hesitate to reach out to us. Thank you for being a valued Finance One customer - we look forward to assisting you again!

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