Banner for Credit Genie

Credit Genie Reviews 

700
TrustScore 3.5 out of 5

3.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 412 reviews, most reviewers were somewhat happy with their experience overall. Customers generally find the app user-friendly and the service reliable, appreciating the straightforward process for obtaining quick cash advances. Many highlight the ease of application and the speed of receiving funds, making it a helpful resource during financial needs. However, some customers also noted significant dissatisfaction with customer service, reporting unhelpful responses and difficulty reaching support. Some people were dissatisfied with unexpected charges, including membership fees, and issues with payment processing delays or discrepancies in deductions. Additionally, a few users experienced problems with the app's functionality, such as errors, accounts not updating, or being locked out after requesting an advance.

What people talk about most

Payment

Customers had ambiguous experiences with payment, with many reporting unauthorized and double charges,... See more

User experience

Reviewers mention positive feedback about user experience, with many finding the app easy to use, simple, and... See more

Application

People report ambiguous experiences with the app, with some finding it to be a great service and easy to use... See more

Service

Customers consistently note positive experiences with service, often describing it as a lifesaver that helps... See more

Customer service

Users describe ambiguous interactions with customer service, with some reviewers praising the service as... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Its a great service its a great app the change date needs to be improved where you can actually change it but other than that its great

Company replied

Rated 4 out of 5 stars

This is a great site to get extra money in between pay periods. I am sure it is my fault, but I had thought this was an auto pay when my paycheck came in. It was not. You have to actually pay it back... See more

Company replied

Rated 4 out of 5 stars

always there when I need that extra boost. would be nice to increase the limit for users who have good history... thanks! -Michelle Leon

Company replied

Rated 4 out of 5 stars

I would give Credit Genie 5 stars, but their website is a bit quirky. It's a good alternate cash advance site when you need funds.

Company replied


Company details

  1. Alternative Financial Service

Written by the company

Improve your financial health with breakthrough financial tools and services from Credit Genie. GET A CASH BOOST UP TO $100: We all can use a little boost from time to time. With Credit Genie, you can access up to $100 with no interest and no credit check. OVERDRAFT ALERTS: Get alerts when your account is at risk of being over-drafted, so you can avoid expensive overdraft fees. TRACK YOUR SPENDING: Use the Credit Genie app to understand how you are spending your money, so you can take control of your finances Manage Your Expenses: We've partnered with the nation's largest and most-trusted providers to help manage your bills and slash your expenses.


Contact info

3.6

Average

TrustScore 3.5 out of 5

700 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.6

All reviews

(700)

401 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very quick and easy

Very quick and easy, deposits are lightning fast, and the app is user friendly!

2 June 2026
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled to hear you’re enjoying the app and that deposits have been quick and easy for you. We appreciate you sharing your experience.
—Catherine, Credit Genie Support

Rated 1 out of 5 stars

I asked for a REFUND of $4.99 as I…

I asked for a REFUND of $4.99 as I terminated my account in January 2026. I also requested to have my personal ACCOUNT NUMBER/ ROUTING NUMBER and DEBIT CARD INFO to be deleted. None of these happened. My issue hasn't been resolved.

12 January 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

We're sorry your issue remains unresolved. Please reach out to us at support.creditgenie.com so we can review your refund request and account information concerns directly. We'd like the opportunity to assist further.
—Catherine, Credit Genie Support

Rated 2 out of 5 stars

First you force people to get your…

First you force people to get your monthly plan.also your the processing time it takes forever. And the fact that you can't pay your little loan back before the due sucks

5 June 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

We’re sorry to hear about your experience. We understand concerns about fees, processing times, and repayment flexibility can be frustrating. Eligibility and repayment options are determined by our automated system and can vary by account. Please contact support.creditgenie.com so we can review your situation and help.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

Just using when there’s unexpected…

Just using when there’s unexpected expenses after bills are paid and it is delivered same day.

4 June 2026
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

Great app

Great app, useful and helpful in times of needs. I personally approve and recommend this app, as I haven’t gotten no bad review yet…

3 June 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 1 out of 5 stars

Makes boost due every couple days

Makes boost due every couple days, not on paydays. I've contacted customer service multiple times to no avail. They say you can change/correct the date but it doesn't. I believe it's just a way to charge fees🤷

3 June 2026
Credit Genie logo

Reply from Credit Genie

We’re sorry for the frustration. Repayment dates are set based on account activity, and changes may not always reflect immediately across cycles. Please ensure you’re on the latest app version and contact support.creditgenie.com so we can review your schedule with you.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

Love it comes in handy when I need it…

Love it comes in handy when I need it 10/10

3 June 2026
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

You can always depend on credit genie

You can always depend on credit genie

3 June 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

This app is fantastic for the simple…

This app is fantastic for the simple reason that money you borrow is affordable

2 June 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

Love the ease of building my cash out…

Love the ease of building my cash out amount. the availability /support and respect

2 June 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

Doing great and I love the loan offers…

Doing great and I love the loan offers as well helps me get through til my paydays

2 June 2026
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

I was in a bit of a jam

I was in a bit of a jam, so I downloaded Credit Genie and was approved for a short term loan to carry me till my next payday
Hassle free no hard credit check
Same day deposit into my account

I recommend trying it yourself

15 May 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

Thank you for your feedback! We’re glad to hear the approval process was quick and that the funds helped when you needed them. We appreciate you sharing your experience and recommendation.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

Credit Genie

Credit Genie has been a life saver for me and applying for a loan is fast and easy, they also have great customer service.

4 March 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

Thank you for your kind feedback! We’re glad to hear the application process has been fast and easy for you and that you’ve had a positive experience with our support team. We really appreciate you sharing your thoughts.
—Catherine, Credit Genie Support

Rated 1 out of 5 stars

Is this a real credit card or not???😡

I looked over the Credit Genie credit card statement that I was approved for a credit line of 1,000.00. The annual membership fee was immediately charged on it totally 119.00 leaving me around 800.00 on my card left.
My issue here is: where do I get or find my Genie Credit card information so I can make other purchases?

30 May 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

We’re sorry for the confusion. If you were approved for a Credit Genie line, your card details should be available within the app under your account or card section once your account is fully activated. If you’re unable to locate your card information, please contact us at support.creditgenie.com.
—Catherine, Credit Genie Support

Rated 1 out of 5 stars
Credit Genie logo

Reply from Credit Genie

We’re sorry to hear you feel that way. We appreciate all feedback, including concerns about the experience and support. If you have any specific issues with your account, please contact us at support.creditgenie.com so we can review and assist you directly.
—Catherine, Credit Genie Support

Rated 1 out of 5 stars

Never got approved for the loan

Never got approved for the loan. Cancelled the account months ago. Still drafting my account 9.99 monthly.

27 May 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

We’re sorry for the frustration. Approval and amount can change based on your bank activity and eligibility, so some users may not qualify again right away. Please contact us at support.creditgenie.com with your account email so we can review what happened.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

Great company

Great company

1 April 2026
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

I love the services they provide and…

I love the services they provide and it’s a brand I trust and feel comfortable helping me with my financial needs

20 May 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

Awesome

Awesome , fast and really simple , this company is great and I highly recommend them..

23 May 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look