Credit Acceptance Corporation Reviews 

4,920
•
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 2,860 reviews, reviewers overwhelmingly had a great experience with this company. People frequently mention that the staff members are exceptionally helpful, friendly, and always ready to go above and beyond to solve issues successfully. Consumers also enthusiastically praise the reliable overall service and the user-friendly online tools that make handling monthly payment schedules completely seamless. However, some customers also noted considerable frustration regarding unexpected extra fees required just to submit regular payments. Reviewers additionally described receiving overwhelming phone calls regarding billing or dealing with impolite representatives when calling for clarification. A few people expressed that receiving conflicting answers from different representatives created unnecessary confusion during their inquiries.

What people talk about most

Payment

Clients share ambiguous opinions on payment, with many reviewers praising the ease of using the app, helpful... See more

Customer service

Users describe positive interactions with customer service, noting that representatives are kind, take their... See more

Staff

Customers had positive experiences with staff, frequently describing representatives as kind, professional,... See more

Service

Customers consistently note positive experiences with service, highlighting fast funding and helpful... See more

User experience

Reviewers mention positive feedback about user experience, highlighting an easy online account management... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Well the experience would have been better if I could have gotten forgiveness for past late payments or good will for paying over 3,000$ to get it all caught up. I had a unexpected loss of income due... See more

Rated 5 out of 5 stars

Walter made all the difference in making my interactions a success. When all the other agents couldn't help me or hung up the phone, Walter went above and beyond and figured out a solution to my issue... See more

Rated 5 out of 5 stars

It was my first time purchasing a car through a credit company. The first time I had to cal, the representative was kind and answered my questions she took her time with me. She made sure I underst... See more

Rated 5 out of 5 stars

Yes because we got behind and I was scared of losing my truck. Glad you’re an understanding company. When you’re on a fixed income and unexpected things happen it causes problems with the finances wit... See more


Company details

  1. Non-Bank Financial Service
  2. also in
  3. Financial Consultant

Written by the company

Since 1972, Credit Acceptance has offered automobile dealers financing programs to help them sell vehicles to consumers, regardless of their credit history. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

5K reviews

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4.3

All reviews

(4,920)

2,757 reviews in the last 12 months

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Rated 5 out of 5 stars

Very easy app navigation and helpful…

Very easy app navigation and helpful consumer information within the app for building better credit. Overall, I'm just very appreciative of Credit Acceptance as a lender for the willingness to provide a second chance to be in the driver seat of my own once again 😀

14 September 2026
Rated 1 out of 5 stars

I used to think they were great

I used to think they were great, and they really wanted to help, but things changed when I went through a financial hardship. I got hung up on, laughed at by their live representatives stating I don’t want to take responsibility when that is not true at all. I hope none of their staff ever have to go through what I am personally in my life right now. When they have no idea what I have been through and currently going through. The nerve of asking for personal information in regards to a reason why you may need help with your account , but I told them I shouldn’t have to give my personal reasons that involve confidential and HIPAA information , but I feel like unless I give them a reason they wouldn’t be willing to help. I’m not going to make something up. I hope no one has to deal identity theft because I did and there are certain things I still cannot do because of what happened. I can show proof if needed but I was just laughed at and they thought I was lying because some of the options I was unable to utilize. They didn’t believe me. I will never look at this company the same. They truly made me feel like a low life. Now after my recent experience makes me that much more nervous to reach out to credit acceptance for any kind of help. Other dates include 9/08/26 and 9/09/26

10 September 2026
Unprompted review
Rated 5 out of 5 stars

This was my first car purchase by…

This was my first car purchase by myself and didnt know what to expect. Though we worked over the phone, each conversation felt like they were actively trying to help. They helped me set up the auto pay for my auto pay and how it would save me a finance charge.

7 September 2026

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