Debbie Shearer has been friendly, accommodating, with no pressure felt in the presentation of the products available. She made buying insurance, which for me in the past has been stressful, incredibly... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Company details
- Insurance Company
- Disability Insurance Company
- Health Insurance Agency
- Income Protection Insurance Company
- Insurance Agency
- Life Insurance Agency
Written by the company
At Combined Insurance Company, we are on a mission to make the world of supplemental insurance easier to understand so you can feel confident you’re well covered. Powered through Chubb, we provide individuals, families, and businesses the supplemental benefits they need to help fill in coverage gaps and take insurance protection further.
Contact info
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
I didn't want this insurance and have…
I didn't want this insurance and have bad experience
Great customer experience
Kristen was amazing, very knowledgeable about what she was doing, explained everything in detail! Highly recommended Kristen!
Ok it's nice to have Combined Insurance for my loving fanily
Ok it's nice to have Combined Insurance
Exceptional services
Great service and better-than-expected products
Debbie Shearer has been friendly, accommodating, with no pressure felt in the presentation of the products available. She made buying insurance, which for me in the past has been stressful, incredibly painless. Thanks, Debbie and Combined!
Dave was very professional yes
Dave was very professional. He solved a lot of my problems. Easier to talk to. Easy to understand. He made it a point to make sure that you understood. Too bad all sales reps couldn’t be like this man. Thank you.
The Critical Illness plan is very robust and all-encompassing
The Critical Illness plan is exceptionally comprehensive. Its optional Subsequent Diagnosis Benefit, which allows clients to receive a second 100% payout if they are diagnosed with another covered critical illness, along with the Return of Premium option that rewards clients who remain claim-free, truly sets it apart. These unique features make it one of the best Critical Illness plans available.
This lady explained everything very…
This lady explained everything very clearly. I didn’t have to ask twice to know exactly what everything meant.
Amazing company
Amazing company, very professional agents and customer service. Very recommendable!
Was able to fully understand how…
Was able to fully understand how everything works and was able to answer all my questions and worries
Chris introduced very well and…
Chris introduced very well and knowledgeable in explaining everything to us that makes me believed that we have to trust and go with combined insurance. Great job
Highly recommend
Highly recommend! He helped me with both my insurance and my daughter’s insurance, and the entire experience was smooth from start to finish. He was professional, patient, and always quick to respond to any questions. Thank you for the excellent service!
User-Specific planning
The representative was very knowledgeable and developed a plan according to my specific needs. Very professional and supportive.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.








