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The Co-operative Bank Reviews 

20,048
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 6,020 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being extremely helpful, polite, and patient when handling everyday banking needs, opening new accounts, or providing guidance. Consumers also appreciate the smooth and user-friendly online banking platform, noting that managing accounts digitally is straightforward. However, some people mentioned experiencing frustrating phone queues, being put on hold for long periods, or getting disconnected unexpectedly when trying to reach support teams. Reviewers also noted that legitimate online money transfers occasionally get blocked by strict security checks, which can cause significant stress and delays during the process.

What people talk about most

Staff

Reviewers mention positive feedback about staff, consistently describing team members as exceptionally... See more

Customer service

People report positive experiences with customer_service, finding agents to be customer-focused, friendly,... See more

Service

Users describe positive interactions with service, highlighting efficient, speedy, and straightforward... See more

User experience

Customers consistently note positive experiences with user_experience, highlighting that the website and... See more

Payment

Clients share ambiguous opinions on payment, with many reviewers reporting frustration over blocked... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Treated like family not just a customer. Banking with the Coop is such a friendly familial experience. I have banked with the Coop for decades and always used to visit the local branch. When it... See more

Company replied

Rated 5 out of 5 stars

I have been with the Cooperative Bank for many years and I would not go any where else. I know my account is safe and if I suspect fraudulant activity they respond immediatly. I get regular up dates o... See more

Company replied

Rated 5 out of 5 stars

Being a lady of a certain age, I have had a lot of bank accounts - and the Co-Op comes out first! The website is easy to use, the customer service is exceptional, and it seems that the staff are alway... See more

Company replied

Rated 5 out of 5 stars

Co op Bank are great to deal with. Mainly use online Banking and very easy to use. Security is good and they prompt you if there are not enough funds in your account on the day to meet your commitmen... See more

Company replied


Company details

  1. Bank

About The Co-operative Bank

Written by the company

Founded in 1872 and born from the co-operative movement, co-operative values continue to be a fundamental part of everything we do.

In 1992, we were the UK’s first bank to introduce a customer-led Ethical Policy, which empowers us to make a real positive difference to the world around us.

We believe it's our duty to stand up for the issues that matter to our customers and which bind our colleagues, customers and partner organisations together.

Because unlike a lot of businesses, we haven’t just developed an ethical approach — we’ve had one from the very start.

Ethical then, now and always.

Contact info

Join a bank that shares your values

Over 150 years of putting ethics into action

4.5

Excellent

TrustScore 4.5 out of 5

20K reviews

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4.5

All reviews

(20,048)

6,101 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The cooperative bank is a good bank…

The cooperative bank is a good bank always good service always checking where you are spending your money hopefully to prevent fraud which is a very good idea

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Brian, it's good to know that you've consistently received good service and appreciate our efforts to prevent fraud. Thank you for your kind words! - Sammie

Rated 5 out of 5 stars

Extremely helpful staff

Extremely helpful staff. The staff are very proficient and relate to your request.

26 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Ed, it's great to hear that our staff was extremely helpful and proficient, and that they related to your request. Thank you for your wonderful feedback! - Sammie

Rated 5 out of 5 stars

My views

I have used this bank for a good few years now and have aways found the staff to be very helpful and any problems I may have had were dealt with quickly and efficiently. A good bank to be a member of.

26 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Michelle, we're pleased to hear you've had such a positive experience with us over the years. It's wonderful to know our staff have been helpful and efficient in resolving any issues. - Sammie

Rated 5 out of 5 stars

Horrible elevator music.

I have been with this bank 25 years. They bailed me out when I needed some money when other banks did not. Today they bail me out when I buy dodgy stuff on Facebook. This is the bank that had the crystal meths chairman and they have strong ethical policies I do not like but this bank helped me so much over the years I will not go anywhere else with my money. In addition, I can get a human to speak to in a minute or so. Their elevator music is horrible though.

27 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Donald, we appreciate you sharing your 25-year journey with us. It's wonderful to hear how we've been able to support you over the years, and we're glad our customer service has been a positive experience. We also note your feedback regarding our hold music. - Sammie

Rated 5 out of 5 stars

I have been a customer for many years…

I have been a customer for many years now at the co.op they are totally understanding staff and try to help in every way

27 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi, we appreciate your kind words and continued loyalty. We are so happy to know our staff has been understanding and helpful! - Sammie

Rated 5 out of 5 stars

Very happy with the prompt service I…

Very happy with the prompt service I received. The colleague was both helpful and understanding and was able to respond quickly to resolve the issue immediately.

26 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Anne, we're so pleased to hear that you received prompt service and that our colleague was helpful and understanding, resolving your issue quickly. - Sammie

Rated 5 out of 5 stars

REASSURED ME RE SCAMS

i believe i had received a scam fishing text stating my bank account had been compromised as it stated a payment of 200 to an electrical retailer contacted bank and they quickly told me to ignore the text as they would never contact me in that way they reassured me no money was taken and gave advice re how to spot a scam and sent a detailed email with advice

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Ray, we appreciate you sharing your experience with us. It's concerning to hear you received a suspicious text message. We're relieved your bank was able to reassure you and provide helpful advice regarding scam identification. We continually work to ensure the security of our communications and appreciate you bringing this to our attention. - Sammie

Rated 5 out of 5 stars

Been using Co-oP for many years now

Been using Co-oP for many years now, online is extremely easy, quick and safe to use. One of the best banks out there.

27 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Marlyn, it's good to know you find our online services easy, quick, and safe to use. Thank you for your wonderful feedback! - Sammie

Rated 5 out of 5 stars

It was a very easy switch process…

It was a very easy switch process compared to some banks . Impressed by the saving rates and have opened one .
I like the fact that it is ethical and a cooperative.

15 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Ruth, it's great to hear you found the switch process easy and are impressed with our saving rates. It's wonderful to know you appreciate our ethical and cooperative approach. - Sammie

Rated 5 out of 5 stars

Helpful people, easy to use web site

I have banked with the Co-op for over 40 years, and find them helpful, responsive and the on-line banking clear and easy to use.

27 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Jenny, we're so pleased to hear you've been a loyal customer for over 40 years and consistently find our team helpful and responsive. It's wonderful that you also find our online banking clear and easy to use. Thank you for your fantastic feedback! - Sammie

Rated 5 out of 5 stars

Luke explained every step

Luke from Colchester explained every step, answer any questions, and gave very helpful advice re online banking. Particularly useful as I am an older customer.

27 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi, it's great to hear that Luke was able to explain every step and provide helpful advice, especially with online banking. Thank you for your kind words! - Sammie

Rated 4 out of 5 stars

1990s internal transfer timescale

Prompt at answering internal email queries and friendly staff, but has a two-day delay for payments from a Co-operative bank account to show in a Co-operative credit card.

27 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Petronius, we're happy to hear our staff is friendly and prompt. We understand your concern regarding the payment delay and are always working to improve our processing times for all transactions. - Sammie

Rated 3 out of 5 stars

Good bank as long as you don't need a human.

They are a good bank, except if you need to reach them by phone. The branch I used has closed. Once again I have the issue of an account I am trying to pay not getting verified by them and it is at least 15 minutes to talk to someone. I guess I will have to go back to using cheques...hope the switch to Coventry does not make it worse.

27 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Wiliam, we appreciate you sharing your feedback regarding your recent experience. We understand your frustration with the phone wait times and the issue with account verification, especially with your branch closing. We are actively working to improve our service. If you'd like a call back, please respond to the request via Trustpilot for your contact information. Alternatively, you can also send me a message on Facebook (https://www.facebook.com/thecooperativebank) or X (https://x.com/CooperativeBank). Just quote 'Trustpilot' in your message and we will be able to link it back to this review. Kind regards – Sammie

Rated 5 out of 5 stars

Friendly staff who answered my…

Friendly staff who answered my questions appropriately and efficiently.

27 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hello Mrs Sherwin, we're so pleased to hear that our staff were friendly and answered your questions appropriately and efficiently. Thank you for your wonderful feedback! - Sammie

Rated 5 out of 5 stars

Excellent Customer Service

Michelle was friendly and professional as was the lady who put me through to her. She gave me all the legal stuff without making it monotone (I know how hard that can be) and made me feel like I could fully trust what she was doing and saying, great call, fabulous customer service, thank you

27 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Debs, we're so pleased to hear about your positive experience. It's wonderful that Michelle was friendly and professional, making you feel at ease and trusting. We're glad you received such fabulous customer service. - Sammie

Rated 5 out of 5 stars

Looking to update maturing account

As someone who is not 100% happy with IT, I found the process very easy to follow, action and finalise

27 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hello Miss Williams, we're so glad to hear that you found the process easy to follow and complete! Your feedback is truly appreciated. - Sammie

Rated 5 out of 5 stars

Used Coop for years

Used Coop for years. Personal and business. Always had a good experience

27 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Keith. We are so happy to hear that we have consistently provided good experiences for your personal and business needs over the years. Thanks - Claire.

Rated 5 out of 5 stars

As ususal

As ususal, the Coop Bank staff performed extremely well.
They were helpful, polite, professional and patient when handling a serious breach of my bank accounts. I would recommend them to everyone.

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Mike. We're so pleased to hear that our staff performed extremely well and were helpful, polite, professional, and patient when handling a serious breach of your bank accounts. It's wonderful to know you would recommend us to everyone. Thanks - Claire.

Rated 5 out of 5 stars

App Easy to use staff polite excellent…

App Easy to use staff polite excellent customer service would recommend to anyonr

27 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

H Julian. We're so pleased to hear you find our app easy to use and our staff polite, providing excellent customer service. Thank you for your wonderful feedback and recommendation - Claire.

Rated 3 out of 5 stars

Decided to switch

Decided to make the switch to Co-operative Bank after seeing the offers from them and Coventry Building Society. The incentives were a considered bonus. It seems to have taken a long time to complete the switch which has left me in a kind of limbo. I'm hoping my experience improves once the account is fully operational.

26 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Susan,

I'm really sorry to hear of your experience with us. I'd like to take a look to see if I’m able to further help.

I've requested this through Trustpilot, if you could please respond I will arrange a review for you.

Alternatively you can also send us a message on Facebook (https://www.facebook.com/thecooperativebank) or X (https://x.com/CooperativeBank). Just quote 'Trustpilot' in your message and we will be able to link it back to this review.

Kind regards - Claire.

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