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The Co-operative Bank Reviews 

20,051
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 6,020 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being extremely helpful, polite, and patient when handling everyday banking needs, opening new accounts, or providing guidance. Consumers also appreciate the smooth and user-friendly online banking platform, noting that managing accounts digitally is straightforward. However, some people mentioned experiencing frustrating phone queues, being put on hold for long periods, or getting disconnected unexpectedly when trying to reach support teams. Reviewers also noted that legitimate online money transfers occasionally get blocked by strict security checks, which can cause significant stress and delays during the process.

What people talk about most

Staff

Reviewers mention positive feedback about staff, consistently describing team members as exceptionally... See more

Customer service

People report positive experiences with customer_service, finding agents to be customer-focused, friendly,... See more

Service

Users describe positive interactions with service, highlighting efficient, speedy, and straightforward... See more

User experience

Customers consistently note positive experiences with user_experience, highlighting that the website and... See more

Payment

Clients share ambiguous opinions on payment, with many reviewers reporting frustration over blocked... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Treated like family not just a customer. Banking with the Coop is such a friendly familial experience. I have banked with the Coop for decades and always used to visit the local branch. When it... See more

Company replied

Rated 5 out of 5 stars

I have been with the Cooperative Bank for many years and I would not go any where else. I know my account is safe and if I suspect fraudulant activity they respond immediatly. I get regular up dates o... See more

Company replied

Rated 5 out of 5 stars

Being a lady of a certain age, I have had a lot of bank accounts - and the Co-Op comes out first! The website is easy to use, the customer service is exceptional, and it seems that the staff are alway... See more

Company replied

Rated 5 out of 5 stars

Co op Bank are great to deal with. Mainly use online Banking and very easy to use. Security is good and they prompt you if there are not enough funds in your account on the day to meet your commitmen... See more

Company replied


Company details

  1. Bank

About The Co-operative Bank

Written by the company

Founded in 1872 and born from the co-operative movement, co-operative values continue to be a fundamental part of everything we do.

In 1992, we were the UK’s first bank to introduce a customer-led Ethical Policy, which empowers us to make a real positive difference to the world around us.

We believe it's our duty to stand up for the issues that matter to our customers and which bind our colleagues, customers and partner organisations together.

Because unlike a lot of businesses, we haven’t just developed an ethical approach — we’ve had one from the very start.

Ethical then, now and always.

Contact info

Join a bank that shares your values

Over 150 years of putting ethics into action

4.5

Excellent

TrustScore 4.5 out of 5

20K reviews

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4.5

All reviews

(20,051)

6,101 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

As ususal

As ususal, the Coop Bank staff performed extremely well.
They were helpful, polite, professional and patient when handling a serious breach of my bank accounts. I would recommend them to everyone.

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Mike. We're so pleased to hear that our staff performed extremely well and were helpful, polite, professional, and patient when handling a serious breach of your bank accounts. It's wonderful to know you would recommend us to everyone. Thanks - Claire.

Rated 5 out of 5 stars

App Easy to use staff polite excellent…

App Easy to use staff polite excellent customer service would recommend to anyonr

27 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

H Julian. We're so pleased to hear you find our app easy to use and our staff polite, providing excellent customer service. Thank you for your wonderful feedback and recommendation - Claire.

Rated 3 out of 5 stars

Decided to switch

Decided to make the switch to Co-operative Bank after seeing the offers from them and Coventry Building Society. The incentives were a considered bonus. It seems to have taken a long time to complete the switch which has left me in a kind of limbo. I'm hoping my experience improves once the account is fully operational.

26 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Susan,

I'm really sorry to hear of your experience with us. I'd like to take a look to see if I’m able to further help.

I've requested this through Trustpilot, if you could please respond I will arrange a review for you.

Alternatively you can also send us a message on Facebook (https://www.facebook.com/thecooperativebank) or X (https://x.com/CooperativeBank). Just quote 'Trustpilot' in your message and we will be able to link it back to this review.

Kind regards - Claire.

Rated 5 out of 5 stars

What a lovely bank to deal with

What a lovely bank to deal with. I opened an account which was very easy. I had no problems at all. The service was second to none. I was kept in the loop throughout. I would highly recommend opening an account with them

21 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Xam. We're so pleased to hear you had such an easy and positive experience opening an account with us. It's wonderful that you found our service to be excellent and that you'd highly recommend us. Thanks - Claire.

Rated 5 out of 5 stars

New ISA

Took out a new ISA and was helped by Suky at Romford Branch. I prefer to deal with a real person than online as being older I find it easier. She was very patient and took time to explain every step thoroughly. A pleasant experience.

21 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Gillian. We're so pleased to hear you had such a positive experience opening your new ISA. It's wonderful that our colleague was patient and thoroughly explained every step, making it a pleasant experience for you. Thanks - Claire.

Rated 5 out of 5 stars

Sincere thanks to one special young lady on your staff!

After making a mistake in attempting to order goods from a fake supplier, I received a text from the bank.This informed me about the potential threat facing me. I was asked to phone the bank (who had put a stop on my debit card). The young lady who spoke to me was so helpful, and aware that she was speaking with an older customer in his 80's. I have nothing but praise for this lady, and she has my sincere thanks for attending to my needs and making sure I could continue to use my debit card. Thank you once again Co-operative Bank - outstanding service from a long term customer of more than 50 years! Kind regards, Ken Westhead

23 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Ken. We are so pleased to hear about your positive experience and that our team was able to assist you effectively. It's wonderful to know that we could provide outstanding service, especially given your long-standing relationship with us. Thanks - Claire.

Rated 5 out of 5 stars

The switch was pretty straightforward

The switch was pretty straightforward, bearing in mind the need for security.

26 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi AC. We appreciate your feedback regarding the straightforwardness of the switch, especially considering security. We value your insights - Claire.

Rated 5 out of 5 stars

60 Years of satisfaction

I've been with the Cooperative Bank for over 60 years and have been delighted with its service and its ethics. I've been especially impressed recently about the way they have implemented safety controls and encouraged people to avoid scams. A highly recommended bank.

26 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Andrew. We are so pleased to hear about your sixty years of positive experiences with us. It's wonderful that you've been impressed with our safety controls and efforts to prevent scams. Thank you for your recommendation - Claire.

Rated 5 out of 5 stars

The Co-op is a very human (and humane

The Co-op is a very human (and humane, ethical bank). They contacted me when a large payment I'd made was flagged as a potential scam. I called them back and they answered very quickly. The man I spoke to had a lovely Geordie accent and was very real and easy to talk to and knowledgeable. The opposite of corporate. Great Bank: Thank you.

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Vicky. We're so pleased to hear about your positive experience and that we could help you with a potential scam. It's wonderful to know our team was quick to respond and provided knowledgeable, easy-to-talk-to assistance. Thank you for your kind words - Claire.

Rated 5 out of 5 stars

Service second to none

The knowledge, professionalism and excellent customer service provided by all members of staff especially Leonna and Sola. I would highly recommend the Co-operative bank to family and friends.

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Gillian. We're so pleased to hear about your excellent experience with us. It's wonderful that our staff provided such great knowledge, professionalism, and customer service. We appreciate you recommending us to family and friends. Thanks - Claire.

Rated 5 out of 5 stars

Transaction Queries

I had a couple of queries about a few transactions which left my account in the last couple of days which I didn’t recognise. I’m a pensioner, 79 yr old and find buying products on the internet very scary. The 2 in question had a recurring payment set up which I definitely wouldn’t have accepted. My bank refunded my payments which I am very grateful for.

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Maureen. We are truly sorry to hear about the unsettling experience you had with unrecognized transactions and recurring payments. We understand how concerning this must have been, especially with online purchases. We are relieved your bank was able to assist you with the refunds. Thanks - Claire.

Rated 5 out of 5 stars

Friendly and knowledgeable staff who…

Friendly and knowledgeable staff who resolved my query quickly and efficiently.

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Sam. We're so pleased to hear that our staff were friendly and knowledgeable, and that they resolved your query quickly and efficiently. Thank you for your wonderful feedback - Claire.

Rated 5 out of 5 stars

The lady i spoke to was very supportive…

The lady i spoke to was very supportive & understood my issues and was resolved straight away.
Manh thanks to the co-operative

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Martin. We're so pleased to hear that the person you spoke to was supportive and understood your issues, and that everything was resolved straight away. Thank you for your kind words - Claire.

Rated 5 out of 5 stars

I couldn't access my online account,the…

I couldn't access my online account,the lady was very helpful and my problem was resolved.

24 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Christine. We're so pleased to hear that our team member was able to assist you and resolve your online account issue efficiently. Thank you for sharing your positive experience - Claire.

Rated 5 out of 5 stars

Very easy to switch my bank account to…

Very easy to switch my bank account to the co operative bank.

26 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi David. We are delighted to hear that switching your bank account to us was such an easy and positive experience. Thank you for sharing your feedback - Claire.

Rated 4 out of 5 stars

Taken longer than expected to switch…

Taken longer than expected to switch accounts

26 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi David. We appreciate your feedback regarding the account transfer timeline. We are actively working to streamline our processes. Thanks for your review - Claire.

Rated 4 out of 5 stars

App is easy to use but i do miss not…

App is easy to use but i do miss not being able to attend a branch any more due to branches closure

26 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Errol. We're glad our app is easy to use for you. We understand that the closure of branches can be disappointing, and we appreciate your feedback on this matter. Thanks - Claire.

Rated 5 out of 5 stars

Very professional and helpful advice…

Very professional and helpful advice given by Debra Pugh and her colleague also called Debora.
Warm and friendly .

26 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Nadine. We're so pleased to hear that our colleagues provided such professional and helpful advice. It's wonderful to know they were warm and friendly. Thanks - Claire.

Rated 5 out of 5 stars

I would like to leave a great…

I would like to leave a great compliment for Luke, who just helped me open a new bank account over the phone. He was extremely polite, patient, and clear in explaining every step of the process. He made a normally stressful task very easy and provided top-tier customer service. He is a great asset to your bank and deserves recognition for his help.

26 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi. We're so pleased to hear about your excellent experience opening a new bank account. It's wonderful that our colleague was polite, patient, and clear, making a normally stressful task easy and providing top-tier customer service. We appreciate your kind words - Claire.

Rated 5 out of 5 stars

Ive been a customer of the Cooperative…

Ive been a customer of the Cooperative Bank for many years and am very pleased with the service both online and personal phone contact. Site easy to navigate and would recommend, no intention on leaving!

26 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Lilly, we're so pleased to hear about your long-standing positive experience with us. It's wonderful that you find our online service easy to navigate and appreciate our personal phone contact. - Michelle

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