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The Co-operative Bank Reviews 

20,042
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 6,020 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being extremely helpful, polite, and patient when handling everyday banking needs, opening new accounts, or providing guidance. Consumers also appreciate the smooth and user-friendly online banking platform, noting that managing accounts digitally is straightforward. However, some people mentioned experiencing frustrating phone queues, being put on hold for long periods, or getting disconnected unexpectedly when trying to reach support teams. Reviewers also noted that legitimate online money transfers occasionally get blocked by strict security checks, which can cause significant stress and delays during the process.

What people talk about most

Staff

Reviewers mention positive feedback about staff, consistently describing team members as exceptionally... See more

Customer service

People report positive experiences with customer_service, finding agents to be customer-focused, friendly,... See more

Service

Users describe positive interactions with service, highlighting efficient, speedy, and straightforward... See more

User experience

Customers consistently note positive experiences with user_experience, highlighting that the website and... See more

Payment

Clients share ambiguous opinions on payment, with many reviewers reporting frustration over blocked... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Treated like family not just a customer. Banking with the Coop is such a friendly familial experience. I have banked with the Coop for decades and always used to visit the local branch. When it... See more

Company replied

Rated 5 out of 5 stars

I have been with the Cooperative Bank for many years and I would not go any where else. I know my account is safe and if I suspect fraudulant activity they respond immediatly. I get regular up dates o... See more

Company replied

Rated 5 out of 5 stars

Being a lady of a certain age, I have had a lot of bank accounts - and the Co-Op comes out first! The website is easy to use, the customer service is exceptional, and it seems that the staff are alway... See more

Company replied

Rated 5 out of 5 stars

Co op Bank are great to deal with. Mainly use online Banking and very easy to use. Security is good and they prompt you if there are not enough funds in your account on the day to meet your commitmen... See more

Company replied


Company details

  1. Bank

About The Co-operative Bank

Written by the company

Founded in 1872 and born from the co-operative movement, co-operative values continue to be a fundamental part of everything we do.

In 1992, we were the UK’s first bank to introduce a customer-led Ethical Policy, which empowers us to make a real positive difference to the world around us.

We believe it's our duty to stand up for the issues that matter to our customers and which bind our colleagues, customers and partner organisations together.

Because unlike a lot of businesses, we haven’t just developed an ethical approach — we’ve had one from the very start.

Ethical then, now and always.

Contact info

Join a bank that shares your values

Over 150 years of putting ethics into action

4.5

Excellent

TrustScore 4.5 out of 5

20K reviews

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1-star

Asks customers to review

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How this company uses Trustpilot

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4.5

All reviews

(20,042)

6,101 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Recommend

Great bank. Recommend. Website for online banking easy to use.

28 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Thanks for sharing your 5 star review! - Chris

Rated 5 out of 5 stars

Opening new savings account

The advisor Luke, from Colchester was very friendly yet professional. He dealt with my enquiry clearly and promptly. Thank you.

28 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

It's our pleasure, the team are always happy to help. Thanks for your 5 stars. - Chris

Rated 3 out of 5 stars

I would like to transfer my… my co-operative bank to my Nat West Bank in Crawley

I would like to transfer my Co-Operative bank sort code 08-92-49 to my Nat west account the long number 5474 1010 4733 7533
Here is my address Flat 11, Tomlin Court, commonwealth drive RH10 1AH
I look forward on hearing from you soon

28 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Margaret, please delete your details from this review. It can be seen publicly. For account support, we are available on 03457 212 212, 8am to 6pm Monday to Friday, 9am to 5pm Saturday and Sunday. Kind Regards - Chris

Rated 4 out of 5 stars

Michelle Massetti made it great after a…

Michelle Massetti made it great after a negative view of the in bank experience

28 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so glad to hear that a member of our team was able to turn your experience around. Thank you for sharing your positive feedback! - Chris

Rated 5 out of 5 stars

Have been with the Coop for about 20 yrs

Have been with the Coop for about 20years. I endorse the comments made by others who have awrded 5 stars! Keep it up!

28 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Thanks for sharing your 5 stars! We really appreciate your support. - Chris

Rated 1 out of 5 stars

Avoid at all costs!

Update number two which I'm now deeming as harassment:

"You’ve written a review for The Co-operative Bank, and they’ve asked for more details to better understand your experience. Just a reminder that you have 2 days left to provide more information or your review may be taken offline".

They demand for a second time MY FULL NAME, MY PHONE NUMBER AND MY REFERENCE NUMBER. NONE OF WHICH THEY ARE ENTITLED TO AND WHO SAYS THERE IS A REFERENCE NUMBER! THIS IS A WEBSITE TO LEAVE REVIEWS AND YOUR EXPERIENCE WITH BUSINESSES AND ORGANISATIONS!!!!

Trustpilot are as corrupt, unethical and not fit for purpose as the Co-op bank, and my genuine review will be taken down! That's how cartels keep their fake positive reviews. Do not trust Trustpilot people! Co-op bank's genuine rating would be 1 star, but they slimily flag reviews as fake to hide them. Will be finding new ways to get my message to as many people as I can about both of these corrupt, unethical, pathetic cartels.

Update: Now they demand my personal contact information LOL. Good greif. My genuine experence is valid, I will never use you again and now will NEVER touch Coventry Building Society with a barge pole. You are corrupt, insanely unethical and I hope karma does a top notch job of handling you. Given that your former chairman Paul Flowers was jailed for swindling an elderly and vulnerable friend out of £100,000, and all the other scandals your embarassingly face, its no wonder you treat long term customers like crap. Shame on you.

Their ethical claims are frankly one of the biggest oxymorons they could dream up. I would ABSOLUTELY advise you to go elswhere and avoid this bank at all costs.

28 August 2026
Unprompted review
Rated 5 out of 5 stars

Been with the co op for many years

Been with the co op for many years and have always been able to access them on line. I can keep a check any time my spending on my credit card. I certainly would recommend them

28 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Thanks for sharing your 5 star review with us! - Chris

Rated 5 out of 5 stars

Very helpful staff dealing with issue

Very helpful staff dealing with issue.
Understood what the problem was, and took immediate steps for fremedial action to my satisfaction.

28 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Thanks for sharing your 5 stars! - Chris

Rated 5 out of 5 stars

I have been with Co Op Bank for 50…!!

I have been with Co Op Bank for 50 years! They have been terrific always innovative to keep up with others efficient helpful when needed and J wouldn’t switch for any incentives elsewhere

28 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Thank you for your amazing review! We really appreciate your 5 stars! - Chris

Rated 5 out of 5 stars

I had a great experience with Luke on…

I had a great experience with Luke on the phone, He read out all the information clearly and made the process very easy.

5* Customer Service.

28 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear that your experience on the phone was great and that the information was read out clearly, making the process very easy. Thank you for your positive feedback. Thanks - Liv

Rated 5 out of 5 stars

Switching banks at the Leek branch…

Switching banks at the Leek branch today and Nikki was very helpful, knowledgeable and polite.
A very pleasant experience.

28 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear that your experience switching banks at our Leek branch was very pleasant. It's wonderful to know that our colleague was helpful, knowledgeable, and polite. Thanks - Liv

Rated 1 out of 5 stars

Calling you a complete waste of time.

Calling you a complete waste of time.
Nobody has any answers.
Pathetic.

28 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Paul, we are sorry to hear about your frustrating experience I can assure you our customer service team are answering calls as fast as they can I do apologise about the wait. I'll be sure to pass feedback on for you.

Rated 5 out of 5 stars

Trustworthy Banking

I have been a customer of The Coop Bank for over 50 years, and I have never had any problems with them. The online banking service Is excellent and easy to use.

28 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We are so pleased to hear you've had such a positive experience with us for over 50 years. It's wonderful to know you find our online banking excellent and easy to use. Thanks - Liv

Rated 5 out of 5 stars

Sherin was brilliant

We had an issue with payments that could have been a real problem for our staff, Sherin took my call and was incredibly helpful, kind and patient. Thank you Sherin!

28 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear that our team member was incredibly helpful, kind, and patient in resolving your payment issue. It's wonderful to know they provided such great support. Thanks - Liv

Rated 5 out of 5 stars

It is so easy going into the Brighton…

It is so easy going into the Brighton Co-op Bank, and having all of my queries resolved by competent, knowledgeable staff. I am grateful to have a branch nearby which is still open & serving customers.

27 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear about your positive experience at our Brighton branch. It's wonderful that our competent and knowledgeable staff could resolve all your queries. Thanks - Liv

Rated 5 out of 5 stars

New account and online banking set up…

New account and online banking set up by phone all done within 30 minutes polite and knowledgeable staff 10/10

27 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear that setting up your new account and online banking was a quick and positive experience. Thank you for your kind words about our knowledgeable staff! Thanks - Liv

Rated 5 out of 5 stars

The cooperative bank is a good bank…

The cooperative bank is a good bank always good service always checking where you are spending your money hopefully to prevent fraud which is a very good idea

25 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Brian, it's good to know that you've consistently received good service and appreciate our efforts to prevent fraud. Thank you for your kind words! - Sammie

Rated 5 out of 5 stars

Extremely helpful staff

Extremely helpful staff. The staff are very proficient and relate to your request.

26 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Ed, it's great to hear that our staff was extremely helpful and proficient, and that they related to your request. Thank you for your wonderful feedback! - Sammie

Rated 5 out of 5 stars

My views

I have used this bank for a good few years now and have aways found the staff to be very helpful and any problems I may have had were dealt with quickly and efficiently. A good bank to be a member of.

26 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Michelle, we're pleased to hear you've had such a positive experience with us over the years. It's wonderful to know our staff have been helpful and efficient in resolving any issues. - Sammie

Rated 5 out of 5 stars

Horrible elevator music.

I have been with this bank 25 years. They bailed me out when I needed some money when other banks did not. Today they bail me out when I buy dodgy stuff on Facebook. This is the bank that had the crystal meths chairman and they have strong ethical policies I do not like but this bank helped me so much over the years I will not go anywhere else with my money. In addition, I can get a human to speak to in a minute or so. Their elevator music is horrible though.

27 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Donald, we appreciate you sharing your 25-year journey with us. It's wonderful to hear how we've been able to support you over the years, and we're glad our customer service has been a positive experience. We also note your feedback regarding our hold music. - Sammie

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