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The Co-operative Bank Reviews 

20,105
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 6,101 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and branch members for being exceptionally helpful, patient, and knowledgeable when answering queries. People also find the online banking platform and overall financial services very straightforward, honest, and easy to use. Consumers often mention that customer service representatives consistently go above and beyond to provide top-tier support. However, some reviewers were not happy with strict security checks, complicated verification questions, or difficult account switching processes. A few consumers also noted that these payment verification steps, unexpected delays, and temporary account blocks caused considerable frustration.

What people talk about most

Staff

People report positive experiences with staff, highlighting their helpfulness, patience, and professionalism... See more

Customer service

Customers consistently note positive experiences with customer service, praising staff for being supportive,... See more

Service

Reviewers mention positive feedback about service, expressing overall satisfaction and appreciation for the... See more

User experience

Reviewers highlight positive aspects of user experience, noting that the app and online interface are very... See more

Payment

Customers had ambiguous experiences with payment. While some reviewers praised the robust security measures... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I was contacted by the bank as they didn't recognise a transaction made. I was thankful for their diligence. This was a bona fide payment but I'm glad they checked as it was a fairly large payment. We... See more

Company replied

Rated 5 out of 5 stars

I visited the Co-operativebank in Hanley. On arrival I was greeted straight away as I walked through the door by a lady called Alison ( very professional ) I had an issue with my banking app... See more

Company replied

Rated 5 out of 5 stars

Excellent efficiency. Savings accounts, interest, fees, maturation details, all handled most knowledgeably. I chose Coop Bank years ago for its ethical policy and the customer service is the best.... See more

Company replied

Rated 5 out of 5 stars

I could not cope with the complicated security questions online when applying for my new account. I telephoned customer services and a Branch member of staff helped me over the phone. She kindly sent... See more

Company replied


Company details

  1. Bank

About The Co-operative Bank

Written by the company

Founded in 1872 and born from the co-operative movement, co-operative values continue to be a fundamental part of everything we do.

In 1992, we were the UK’s first bank to introduce a customer-led Ethical Policy, which empowers us to make a real positive difference to the world around us.

We believe it's our duty to stand up for the issues that matter to our customers and which bind our colleagues, customers and partner organisations together.

Because unlike a lot of businesses, we haven’t just developed an ethical approach — we’ve had one from the very start.

Ethical then, now and always.

Contact info

Join a bank that shares your values

Over 150 years of putting ethics into action

4.5

Excellent

TrustScore 4.5 out of 5

20K reviews

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4.5

All reviews

(20,105)

5,659 reviews in the last 12 months

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Rated 1 out of 5 stars

The computer said no

The computer said no. The computer cant see the evidence to back up my request. The opening hours of the branch don't suit people that cant get away from their work place and don't have access to a computer during business hrs. If I need to go to branch it costs me a days holiday or a days wages. Bet the powers of be didn't put that into the equation when shutting at 1400 m-f and closing saturdays

28 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We are sorry to hear about the difficulties you've experienced with our processes and branch opening hours. We understand that our current hours may not be convenient for everyone, and we appreciate you bringing this to our attention. Your feedback is valuable as we continuously work to improve our services.

I've requested more information from you via Trustpilot if you response we can call you to discuss. -Emma

Rated 5 out of 5 stars

Quick and easy to set up Regular…

Quick and easy to set up Regular Savings account.

1 September 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're happy to hear that setting up your Regular Savings account was quick and easy. We appreciate your positive feedback. - Emma

Rated 2 out of 5 stars

Good 0% balance transfer deal, terrible service

I got a 0% balance transfer card. While the deal was very good, user experience and customer service is awful.
It took weeks to get the card and balance transfer up and running. Both the app and the online banking portal are slow, clunky with poor functionality. The balance takes 2-3 days to update whenever the card is used. Phone calls take more than 15 mins to get through. When I closed the account, they sent me a secure message presumably to confirm closure but then I was locked out of my online access so I couldn't read it!

Co-op Bank really needs to up its game, it's way behind other banks in getting the basics right. It's a shame because they're one of the most ethical banks and don't deal with fossil fuel companies. I hope they improve but for now I'm glad I no longer bank with them

1 September 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We are truly sorry to hear about the incredibly frustrating experience you had with your balance transfer card, particularly regarding the delays, app functionality, and customer service. We understand how disappointing it must have been to encounter these issues, especially given your appreciation for our ethical stance. Your feedback regarding our digital services and response times is very important to us as we continuously strive to improve.

I've requested more information from you via Trustpilotif you provide further information we can call you to discuss. - Emma

Rated 4 out of 5 stars

I love the Co-op

I love the Co-op. They are helpful on the phone and the website is easy to negotiate. I joined primarily for ethical reasons and I understand they do not invest in fossil fuels as does nearly every other high street bank. I am very worried about climate breakdown so this was essential. I can’t recommend them highly enough.

1 September 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear you love our services and find our website easy to use. It's wonderful that our ethical stance, particularly concerning fossil fuels, is important to you. We truly appreciate your recommendation. -Emma

Rated 5 out of 5 stars

Easy simple to understand instructions…

Easy simple to understand instructions written in plain English.

1 September 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're truly happy to hear that our instructions were clear and easy to understand for you. We appreciate your positive feedback! - Emma

Rated 3 out of 5 stars

The Co-op are so worried that a £piddly…

The Co-op are so worried that a £piddly transaction could be a scam that it takes 30mins on the phone every time I try to buy something with the debit card. Some reviewers seem to think this is a good thing but it's not for consumer protection—its the paranoid Co-op covering their backsides!

1 September 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We understand your frustration with the security measures. We aim to balance security with convenience, and we regret that our current process is causing you such difficulty. We are always reviewing our procedures to improve the customer experience. - Emma

Rated 5 out of 5 stars

Co op bank app, so easy to use

I've just joined the co operative bank and the app is so easy to use, I used it today to transfer money to another account and it was done in a few taps, very happy to bank with co op

1 September 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Dave, it's great to hear you've had such a positive experience with our app and found it easy to use for transfers. We're happy to have you banking with us! - Sammie

Rated 5 out of 5 stars

Great at checking a transaction is ok

Great at checking a transaction is ok, and a good interest rate on savings, too. Instant transfers are great!

31 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Ian, we're so pleased to hear you're happy with our transaction checks, interest rates, and instant transfers. Thank you for your kind words and 5-star review. - Sammie

Rated 4 out of 5 stars

Would have given 5* had I not had to…

Would have given 5* had I not had to wait 30 mins to be connected by phone (as I could not yet log on as I am in the process of switching and didn’t have a bank account). Eventually got through to Al who was very patient and helpful despite the line breaking up most of the time. [I wondered why some people had given this most ethical of banks a 1* rating and realised it was either done in sheer frustration or they are complete nutters].

1 September 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

HI Andrew, we appreciate you taking the time to share your experience. We sincerely regret the extended wait time you encountered when trying to reach us by phone. We understand how frustrating this can be, especially when you're in the process of switching. We're glad to hear that Al was able to assist you despite the technical difficulties. We are actively working to improve our phone system and reduce wait times for all our customers. - Sammie

Rated 4 out of 5 stars

Long time member

I’ve been with the company for more years than I care to remember and the service and care has always been first class.

1 September 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi, we're so glad to hear that our service and care have consistently met your expectations over the years. We truly value your long-standing loyalty. - Sammie

Rated 5 out of 5 stars

easy to use

easy to use. very clear and helpful when you ring them

1 September 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Janie, we're so pleased to hear that you found our service easy to use and that our team was clear and helpful when you contacted us. Thank you for your positive feedback! - Sammie

Rated 5 out of 5 stars

Just switched over no problem very easy…

Just switched over no problem very easy and the staff was wonderful... Thanks you so much no complaints from me..

1 September 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear that your switch was easy and that our staff provided you with wonderful service. Thank you for your kind feedback! - Emma

Rated 1 out of 5 stars

Not even deserve name bank

Not even deserve name bank, nest of drugdealers, sex offenders, criminals, liars, mercenaries and bandits who are surviving on genocide, money laundering, criminals activities, and crimes against humanity.
To everyone reading this review, withdraw your money and close your account as soon as possible, don't let your money involved in genocide, crime against humanity and criminal activities.
switch your banking to post-office banking.

All UK banks and building societies are definitely complicit in genocide, criminal activities and crimes against humanity such barclays, lloyds, monzo.....ext

29 August 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service

The mobile banking app is easy to access and use. Was able to achieve what I set out to do very quickly. Have always been happy with the service the Co-operative Bank provides and have been a customer for over 45 years.

1 September 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear about your long-standing positive experience with us over the past 45 years! It's wonderful that you find our mobile banking app easy to access and use. - Emma

Rated 5 out of 5 stars

Call regarding a fraud call I had which…

Call regarding a fraud call I had which was a hoax very reassuring and sorted it all out and explain everything to me

30 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so glad we could reassure you and explain everything to resolve the situation. Thank you for your positive feedback! - Emma

Rated 5 out of 5 stars

I've always received great service from…

I've always received great service from the front of House Staff to the Account Expert who sorted out my case.

29 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear that you consistently receive great service from our team members. Thank you for your wonderful feedback! - Emma

Rated 5 out of 5 stars

CO-OP bank is GOOD

I spoke to a clear well spoken woman who was noliagble and understanding, she sorted my problem out quickly and with no fuss.

31 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear that our colleague was knowledgeable and understanding. It's wonderful to know your problem was sorted out quickly and efficiently. - Emma

Rated 5 out of 5 stars

Have been with Coop bank since 1972.

Have been with Coop bank since 1972.
Experience with one very bad experience in 1999 but overall good, hope it is well maintained under CBS.

31 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We appreciate your long-standing loyalty and are glad to hear about your overall positive experience with us. We assure you of our continued commitment to excellent service. - Emma

Rated 5 out of 5 stars

great service on the phone

great service on the phone. he called me back twice with extra helpful info and confirmation. very nice experience

28 August 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear you had such a nice experience on the phone. It's wonderful to know our team provided helpful information and confirmation. Thank you for your positive feedback! - Emma

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